MOUNTAIN HERITAGE FEDERAL CREDIT UNION

Welcome to Mountain Heritage, your trusted financial partner since 1958! Located at 110 N Heber St, Beckley, WV 25801, we are dedicated to serving our community and making a positive impact on the lives of our members. With a strong membership base of over 8,744 individuals, we pride ourselves on being more than just a credit union; we're a vital part of the Beckley community. At Mountain Heritage, our commitment to you is reflected in our robust financial health. We currently hold assets totaling an impressive $44,928,405 and manage deposits of $1,376,253. Our net worth stands strong at $6,317,504, ensuring that we can offer you the best financial products and services available. Whether you're looking for personal banking solutions or business loans, we have options tailored just for you. Led by our CEO, Douglas Hershman, and Board President, Brian Clay, we maintain a team of 14 dedicated employees who are here to assist you with all your banking needs. We understand that every member's financial journey is unique, and we're here to guide you every step of the way. While you can visit us directly at our branch in Beckley for all your financial needs, please note that official correspondence should be directed to our mailing address: 110 North Heber St, Beckley, WV 25801. Explore our wide range of services including checking and savings accounts, auto loans, mortgage refinancing, and credit cards with rewards each designed with your success in mind. To learn more about how Mountain Heritage can help you achieve your financial goals or to get started with one of our services, don't hesitate to call us at 304-254-8260 or visit us online at www.mhfcu.net. Join us today and experience the difference that a local credit union can make!

Mountain Heritage has a rich legacy in the heart of Beckley, West Virginia. Established in 1958, our branch has been dedicated to serving the local community for over six decades. Located at 110 N Heber St, Beckley, WV 25801, we have grown alongside our members, adapting to their needs and supporting them through various life stages. From our humble beginnings, Mountain Heritage has evolved significantly. We started with a small group of members who shared a vision of financial stability and mutual support. Today, we are proud to serve a total membership of 8,744 individuals and families who trust us with their financial needs. With total assets reaching an impressive $44,928,405, we stand as a testament to the strength and resilience of our community-focused approach. At Mountain Heritage, our mission is simple yet powerful: to provide accessible financial services while fostering strong community ties. We believe that banking should be more than just transactions; it should be about building relationships and empowering people. Our services range from personal banking solutions like checking and savings accounts to auto loans, mortgages, and credit cards with rewards. We also offer online and mobile banking options to ensure our members can manage their finances conveniently. While members can visit us at 110 N Heber St for all their banking needs, official correspondence should be sent to our mailing address at 110 North Heber St, Beckley, WV 25801. We take pride in being ADA compliant and providing services that cater to everyone in our community. Our commitment extends beyond financial services. We actively engage in community outreach initiatives that strengthen local ties and support those in need. By partnering with local organizations and participating in events, we strive to make a meaningful impact on the lives of our members and neighbors. In addition to traditional banking services, we embrace technology to enhance member experience. Features like online banking and e-statements allow for easy account management from the comfort of home. Our ATM availability ensures that access to funds is never far away. As we look towards the future, we invite you to join the Mountain Heritage family. Experience firsthand the benefits of being part of a credit union that truly cares about its members. Whether you are looking for a loan or simply want guidance on managing your finances better, we are here for you. For any questions or assistance, feel free to reach out at 304-254-8260 during our lobby hours from Monday to Friday between 9 AM and 4:30 PM. Join us today together, let's build a stronger financial future!

Welcome to Mountain Heritage, your friendly credit union located at 110 N Heber St in the heart of Beckley, WV. Our branch is not just a place for banking; it's a community hub where you can manage your finances with ease and comfort. Conveniently situated near local landmarks, our location makes it simple for you to stop by whether you're running errands or enjoying a day out. While members can visit us at our physical address, official correspondence should be sent to the same location: 110 North Heber St, Beckley, WV 25801. We strive to make your visit as easy as possible. Parking is available right outside the branch, and we have accessible features like ramps to ensure everyone can enter with ease. Our doors are open Monday through Friday from 9 AM to 4:30 PM, making it convenient for you to drop by before or after work. If you need assistance outside of these hours, feel free to reach out to us at 304-254-8260; our team is always ready to help. Mountain Heritage offers a range of services tailored just for you, including checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. While we don't currently have a drive-thru service, we do provide ATM availability for quick cash withdrawals and balance checks. We understand that accessibility is important. That's why our branch is designed with features that meet ADA compliance standards so that all members can enjoy a comfortable banking experience. We invite you to visit us at Mountain Heritage in Beckley today! Whether you're looking for personal banking options or simply want to chat with one of our friendly staff members about how we can assist you in achieving your financial goals, we're here for you. Come see what makes us special!

At Mountain Heritage, we believe that everyone deserves a supportive financial community. Becoming a member is simple and welcoming! If you're a resident of Raleigh County or work in the area, you're likely eligible to join us. Whether you're looking for a place to manage your savings, apply for a loan, or access our various banking services, we're here to support you every step of the way. Our members enjoy competitive rates on loans and savings accounts, personalized service, and access to financial resources that truly make a difference in their lives. To explore the specific eligibility criteria, you can check out more detailed information at this link. When you're ready to open an account, just visit us at 110 N Heber St, Beckley, WV 25801, or give us a call at 304-254-8260. We can't wait to welcome you into our community!

At Mountain Heritage, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With robust financial metrics and a commitment to serving our community, we are proud to assure you of our reliability. With a net worth of $6,317,504, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,406 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $3,532,100 in share certificates and $7,967,028 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $750,794, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $5,414,208 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is evident with $1,216 in used auto loans and $35,073,953 in total loans and leases, supporting members' financial goals across various sectors. Our operational efficiency is reflected in our $281,210, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 13 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Additionally, the total number of share accounts stands at 12,369, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mountain Heritage is your trusted partner. Visit us at 110 N Heber St Beckley Wv 25801 or call (304) 254-8260 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.