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Home Equity Loans
Mortgage Loans
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Vehicle Loans
Introduction
Welcome to Mountain America, where your financial well-being is our top priority! Located at 3782 W 7800 S, West Jordan, UT 84088, we have been proudly serving our community since 1936. With a robust membership of over 1,295,749 individuals, we understand the importance of personalized service and reliable support. Our dedicated team of 3,426 employees works tirelessly to ensure that your banking experience is smooth and rewarding. At Mountain America, we take pride in our strong financial standing. We currently hold total assets of $20,276,595,321, with total deposits reaching $2,498,647,369. Our net worth stands at an impressive $1,866,422,746, reflecting our commitment to stability and growth for our members. Additionally, we manage a diverse portfolio with over 1,010,477 loans and leases available to help you achieve your financial goals. While you can visit us at our West Jordan branch for all your banking needs, please note that official correspondence should be sent to the same address: 3782 W 7800 S, West Jordan, UT 84088-4452. Our leadership team is dedicated to fostering a welcoming environment. Under the guidance of CEO Sterling Nielsen and Board President Scott Burt, we strive to create meaningful connections with each member. Whether you're looking for personal banking services like checking and savings accounts or exploring options for auto loans and mortgages, we're here to assist you every step of the way. Our operating hours are Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 2:00 PM. Ready to take control of your financial future? Don't hesitate to reach out! Call us today at 801-280-1525, or visit our website at Mountain America for more information on how we can help you thrive financially. Your journey towards financial success starts here!
Branch History & Mission
Mountain America has a proud history of serving the community since it first opened its doors in 1936. Located at 3782 W 7800 S, West Jordan, UT 84088, this branch has grown alongside its members, adapting to their needs and providing financial solutions that truly make a difference. With a total membership of over 1.2 million and total assets reaching an impressive $20,276,595,321, Mountain America stands as a pillar of support in the local community. From the beginning, Mountain America's mission has been clear: to empower individuals and families by offering accessible financial services while fostering a sense of community. This commitment is evident in everything we do from personal banking options like checking and savings accounts to vehicle loans and mortgage financing. Our goal is not just to provide financial products but also to support our members in achieving their dreams. As the world changes, so does our approach. At Mountain America, we embrace technology to enhance our services while ensuring everyone can access them. We offer online and mobile banking options that make managing your finances easier than ever before. Our commitment to ADA compliance ensures that all members can benefit from our services without barriers. While you can visit us at our West Jordan location for all your banking needs during our operating hours Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 2:00 PM official correspondence should be directed to our mailing address at 3782 W 7800 S, West Jordan, UT 84088-4452 if necessary. Community support is at the heart of what we do. Over the years, Mountain America has partnered with various local organizations to give back through scholarships, financial literacy programs, and outreach initiatives designed to uplift those around us. Whether you're looking for a simple checking account or need assistance with business banking services, we invite you to experience the benefits of being part of Mountain America. Join us today and discover how we can help you achieve your financial goals while being part of a supportive community. For more information or questions, feel free to contact us at 801-280-1525. Together, let's build a brighter financial future!
Branch Location & Accessibility
Comprehensive Banking Services
At Mountain America, we offer a variety of services tailored to meet your financial needs. From personal checking and savings accounts to auto loans, mortgage refinancing, and credit cards with rewards, we have something for everyone. Plus, enjoy the ease of online and mobile banking for transactions on the go! While members can visit us at 3782 W 7800 S, official correspondence should be sent to our mailing address at 3782 W 7800 S, West Jordan, UT 84088-4452.
Convenient Access and Parking
At Mountain America, we understand how important accessibility is for our members. Our branch features ample parking and is designed with accessibility in mind, ensuring that everyone can visit us comfortably. Whether you prefer to walk in or need assistance, we are here to help.
Operating Hours That Fit Your Schedule
We want to make your banking experience as convenient as possible. Our lobby hours are Monday through Friday from 9:00 AM to 6:00 PM, and on Saturdays from 9:00 AM to 2:00 PM. This means you can stop by after work or during your weekend errands without any hassle.
We're Here for You
If you have any questions or need assistance, feel free to call us at 801-280-1525. Our friendly staff is ready to help you with whatever you need. We invite you to come by our West Jordan branch today and discover how Mountain America can support your financial journey!
Member Eligibility
At Mountain America, we believe that joining our community should feel welcoming and straightforward. If you're looking to become a member, you'll be pleased to know that eligibility is open to individuals who live, work, or worship in specific areas, along with their family members. This means that whether you're a first-time account holder or someone looking to switch banks, we invite you to experience the benefits of membership with us. Being part of Mountain America not only gives you access to a range of financial services tailored for your needs but also connects you to a supportive network that prioritizes your financial well-being. To start your journey with us, simply reach out at (801) 280-1525 for any questions or visit our website at for more details on eligibility criteria. We're here to guide you through the process of opening an account so you can enjoy everything Mountain America has to offer. It's as easy as it sounds!
Business Banking & Commercial Services
Merchant Services that Matter
In addition to loans, we offer robust merchant services designed to simplify payment processing. Imagine being able to accept payments seamlessly from customers while managing your cash flow effectively. Our solutions allow you to focus on what you do best running your business while we handle the transactions. Located at 3782 W 7800 S West Jordan Ut 84088 in West Jordan, UT, our dedicated team is ready to partner with you. Contact us at (801) 280-1525 or visit our website at https://www.macu.com/ to learn more about how we can help your business thrive!
Tailored Loan Solutions
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $5,373 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $2,148,145,550, we continue to drive economic growth by financing new and expanding businesses.
Comprehensive List Of Services
Business Banking
For our business members, we offer comprehensive Business Banking services including Merchant Services and Business Loans. We know how crucial it is for businesses to thrive, so our dedicated team will work closely with you to find financing solutions that match your goals.
Credit Cards
Looking for a way to earn rewards while you spend? Our Credit Cards with Rewards program allows you to earn points on everyday purchases. Use them toward travel, merchandise, or even cashback whatever suits your lifestyle best!
Digital Banking
In today's fast-paced world, convenience is key. That's why we provide robust Online & Mobile Banking options. Manage your accounts anytime from anywhere with features like mobile payments and person-to-person transfers. You can even access electronic statements and sign documents digitally! Our commitment at Mountain America is not just about providing services; it's about building relationships and supporting our members' financial well-being every step of the way. For more information about any of these services or to speak with one of our friendly representatives, please feel free to contact us at (801) 280-1525 or visit us at 3782 W 7800 S West Jordan Ut 84088 in West Jordan. We're here to help you achieve your financial goals!
Home Financing
Buying a home is one of the most significant decisions you'll make, and at Mountain America, we want to make it as smooth as possible. Our Mortgage Loans & Refinancing services are designed with you in mind. Whether you're a first-time homebuyer or looking to refinance your current mortgage for better rates, we have personalized solutions that cater to your needs.
Personal Banking
We understand that managing your finances can be overwhelming at times. That's why our personal banking services include Checking & Savings Accounts designed to fit various lifestyles. With competitive interest rates and easy online access, saving for that dream vacation or setting aside funds for emergencies has never been easier.
Personal Loans
Sometimes life throws unexpected expenses your way. That's where our Personal Loans & Debt Consolidation come into play. If you're facing medical bills or planning a major purchase, we offer affordable personal loans that can help alleviate financial stress and consolidate debt into manageable payments.
Vehicle Financing
If you're in the market for a new car, consider our Auto Loans & Vehicle Financing options. We offer flexible terms and competitive rates, allowing you to drive away in your dream vehicle without breaking the bank. Our team is here to help guide you through the process and find the best solution for your budget.
Digital & Online Banking
Key Features
Our online banking platform is user-friendly and packed with features that make banking simple and secure. You can easily check your balances, transfer money between accounts, and pay bills all from the comfort of your home or on the go. If you need to send money to friends or family, our person-to-person transfer feature allows for quick and easy transactions without any hassle. For those who prefer mobile banking, our mobile application is here to help. It offers the same functionalities as our online platform, plus the added convenience of mobile payments. Whether you're shopping in-store or online, you can make payments directly from your phone, streamlining your purchasing experience.
Security and Accessibility
Security is a top priority at Mountain America. We use advanced security measures to keep your information safe while you bank online. Plus, with electronic signature authorization available, signing documents has never been easier or more secure. You can also choose to receive e-statements, reducing paper clutter while keeping all your important financial information readily accessible. With our digital banking tools at your fingertips, you have complete control over your finances. Whether you're checking account balances late at night or transferring funds during lunch breaks, managing your money has never been more straightforward. Embrace the convenience of modern banking with Mountain America today!
Financial Strength
Commitment to Growth
With $1,845,749,365 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $285,235 in used auto loans and $16,366,923,635 in total loans and leases.
Growing Membership Base
Total Share and Deposit Accounts: 3,572,351, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $180,378,688. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mountain America is your trusted partner. Visit us at 3782 W 7800 S West Jordan Ut 84088 or call (801) 280-1525 to learn more about how we can help you achieve your financial goals.
Member-Centric Approach
Members' savings are secured through $6,145,617,325 in share certificates and $6,008,999,239 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $393,835,221, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Operational Efficiency
Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3,027 full-time employees and 399 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
Solid Financial Health
With a net worth of $1,866,422,746, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $920 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Loan Offering
Additional Information
If you're considering refinancing any existing loans or want to explore eligibility options, don't hesitate to reach out! Our dedicated staff at Mountain America, located at 3782 W 7800 S West Jordan Ut 84088, West Jordan, UT, is ready to provide personalized assistance tailored to your needs. You can contact us at (801) 280-1525 during our operating hours: Monday-Friday 9:00 AM - 6:00 PM and Saturday 9:00 AM - 2:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how our lending solutions can empower you today!
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $4,936,086,560 in used vehicle loans and $1,444,883,578 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used option, our team is here to assist you every step of the way.
Business Financing
For business owners, our outstanding commercial loans totaling $2,148,145,550 provide the capital needed to grow and expand. We understand that businesses require different types of funding solutions, and our team is equipped to guide you through the options available.
Mortgage Loans
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,967,627,006, make buying or refinancing simple. We offer various programs that can help you secure your dream home while making the process as straightforward as possible.
Unsecured Credit Card Loans
We also offer flexible terms on unsecured credit card loans, with a total of $981,936,213 in loans helping members manage their finances effectively. These credit cards come with competitive interest rates and rewards programs that can benefit your everyday spending.
Loan Aggregator
Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. LendMesh ensures accurate loan comparisons by sourcing its data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to transparency means users receive fair offers without hidden fees or misleading terms. One of the standout features of LendMesh is its focus on verified data. Loan offers are sourced exclusively from legitimate financial institutions, which fosters trust and clarity for users navigating their borrowing options. Additionally, LendMesh does not prioritize lenders based on paid promotions this approach guarantees that users receive unbiased results tailored to their needs. With real-time rate comparisons, users can access up-to-date loan rates from multiple institutions. This capability empowers individuals to make informed decisions quickly and confidently. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" To take advantage of these benefits and find competitive loan rates, compare real-time offers today at LendMesh and discover the best options for your financial situation. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*