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Home Equity Loans
Mortgage Loans
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Vehicle Loans
Introduction
At Mountain America, we believe in building strong financial futures for our members and the communities we serve. Located at 9027 S 2200 W, West Jordan, UT 84088, our branch is not just a place to bank; it's a hub of support where you can find personalized service tailored to your needs. Since our establishment in 1936, we have been committed to providing exceptional financial products and services, helping over 1,295,749 members achieve their goals. Our total assets stand at an impressive $20,276,595,321, showcasing our stability and commitment to safeguarding your finances. We offer a range of services from personal banking, including checking and savings accounts, to auto loans and mortgages. With total deposits reaching $2,498,647,369, you can trust that your money is in safe hands. As a member-focused credit union, we proudly offer over 1,010,477 loans and leases designed to meet the diverse needs of our membership. Our net worth of $1,866,422,746 reflects our financial health and dedication to serving you better every day. While you can visit us at our branch for all your banking needs, official correspondence should be sent to the same address: 9027 S 2200 W, West Jordan, UT 84088-6408. If you have any questions or need assistance, don't hesitate to reach out by calling us at 801-838-8998. Under the leadership of CEO Sterling Nielsen and Board President Scott Burt, we are dedicated to fostering lasting relationships with our members. Come experience the difference with Mountain America where your financial well-being is our priority. Visit us today or explore more about what we offer at mountainamerica.com.
Branch History & Mission
Join Us
As we continue to grow and evolve, we invite you to join the Mountain America family. Experience firsthand the benefits of membership competitive rates, personalized service, and a community-focused approach that truly makes a difference. Reach out today at 801-838-8998 or visit us online at Mountain America to learn more about how we can support your financial journey. Together, let's build a brighter future!
Our Evolution
Since opening our doors, Mountain America has continually adapted to meet the needs of our members. From humble beginnings, we have transformed into one of the largest credit unions in the region. The commitment to providing exceptional service remains at the core of our operations. Our journey includes not only expanding our services but also investing in technology to ensure that our members enjoy convenient banking experiences. We are dedicated to staying ahead by offering digital solutions such as online and mobile banking, making it easier for you to manage your finances anytime, anywhere. While we embrace modern advancements, our mission remains focused on personal connections and community engagement.
Our Mission
At Mountain America, our mission is simple yet profound: We aim to help you achieve your financial dreams while supporting the communities we serve. Whether you are looking for personal banking options like checking accounts and auto loans or business services including merchant services and business loans, we have tailored solutions designed with your needs in mind. Our commitment goes beyond just financial services; we actively engage in community outreach programs that make a positive impact on lives around us. By partnering with local organizations and initiatives, we strive to uplift those in need and foster a sense of belonging among our members. While members can visit us at 9027 S 2200 W, official correspondence should be sent to our mailing address at 9027 S 2200 W, West Jordan, UT 84088-6408.
Branch Location & Accessibility
Welcome to Mountain America, your trusted credit union located at 9027 S 2200 W in West Jordan, UT! Our branch is conveniently situated near local landmarks, making it easy for you to stop by whenever you need assistance with your banking needs. Whether you're heading home from a nearby shopping center or visiting friends in the area, we're here to help. At Mountain America, we prioritize accessibility and convenience. Our branch is designed to be welcoming for everyone, including those who may need extra support. We have accessible parking and features that make it easy for all members of our community to visit us. We understand that your time is valuable, which is why our friendly team is ready to assist you during our operating hours from Monday to Friday, 9:00 AM to 6:00 PM. If you have any questions or need immediate assistance, don't hesitate to give us a call at 801-838-8998. While members can visit us at this address for all their banking needs, please note that official correspondence should be sent to the same address: 9027 S 2200 W, West Jordan, UT 84088-6408. Though we currently do not offer ATM services or drive-thru banking at this location, our staff is fully equipped to provide a range of services including personal banking accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. You can also take advantage of our online and mobile banking options for added convenience. Come see us today at Mountain America in West Jordan! We look forward to serving you and helping you achieve your financial goals.
Member Eligibility
At Mountain America, we believe that everyone deserves a chance to be part of our welcoming community. Becoming a member is an easy and inclusive process. If you live, work, or worship in the areas we serve, you're likely eligible to join us! We aim to create a supportive environment where you can access great financial services tailored just for you. To check the specific eligibility details and see if you qualify, feel free to visit our website at . Once you're ready to take the next step, opening an account with us is straightforward and designed with your convenience in mind. You can reach out to us directly at (801) 838-8998 for any questions or guidance through the process. Join Mountain America at 9027 S 2200 W West Jordan Ut 84088 today, and experience the benefits of being part of a credit union that truly cares about your financial well-being!
Business Banking & Commercial Services
Business Loan Options
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $5,373 in commercial loans for our members, helping businesses scale and succeed. These loans have empowered local entrepreneurs to purchase equipment, expand operations, and create jobs right here in our community. - With an outstanding commercial loan portfolio of $2,148,145,550, we continue to drive economic growth by financing new and expanding businesses.
Merchant Services
In addition to loans, we offer comprehensive merchant services designed to simplify payment processing for your business. Imagine a busy retail day where customers can quickly pay using their preferred methods, whether it's credit cards or mobile payments. Our solutions help streamline transactions, allowing you to focus on what you do best serving your customers. Discover how Mountain America can be your partner in success by visiting us at 9027 S 2200 W West Jordan Ut 84088 or calling us at (801) 838-8998. Let's take your business to the next level together!
Comprehensive List Of Services
Auto Loans & Vehicle Financing
Thinking about buying a new car? Our auto loans and vehicle financing options make it easier than ever to drive off in the vehicle of your dreams. We offer competitive rates and flexible terms to help you choose the best loan that fits your budget. You can apply online from the comfort of your home or visit us at our branch.
Business Banking
For entrepreneurs and business owners, we provide comprehensive business banking solutions. From merchant services that facilitate transactions for your customers to business loans that fuel growth, we are committed to supporting your business every step of the way.
Credit Cards with Rewards
Make every purchase count with our credit cards that come with rewards. These cards not only offer great benefits but also help you build credit while earning points towards travel, merchandise, and more. It's an easy way to maximize the value of your everyday spending.
Digital Banking Features
In today's fast-paced world, convenience is key. That's why our online and mobile banking platforms allow you to manage all aspects of your finances from anywhere at any time. Whether it's transferring money between accounts or checking balances on-the-go, we ensure you're always in control. With so many services available at Mountain America in West Jordan, we're here to support all your financial needs under one roof. If you have questions or would like assistance navigating any of these services, don't hesitate to reach out! Call us at 801-838-8998 or visit our website at www.macu.com for more information. Let's work together toward achieving your financial goals!
Mortgage Loans & Refinancing
For those looking to buy a home or refinance their existing mortgage, our mortgage loans and refinancing services are designed to provide you with options that suit your financial situation. Our knowledgeable staff will guide you through the process, ensuring that you understand each step along the way.
Personal Banking
We understand that managing your money is a priority for you. That's why we offer personal banking services including checking and savings accounts designed to fit different lifestyles. Imagine having easy access to your funds whenever you need them through our convenient online and mobile banking options. With features like e-statements and person-to-person payments, you can manage your finances on the go.
Personal Loans & Debt Consolidation
If you're facing unexpected expenses or want to simplify your finances, our personal loans and debt consolidation services can be a perfect solution. We offer tailored plans that help you manage debt more effectively while providing peace of mind during challenging times.
Digital & Online Banking
Key Features of Our Digital Banking Services
Our online banking service operates 24/7, allowing you to check balances, pay bills, and transfer funds whenever it suits you. With electronic signature authorization, signing documents is quick and hassle-free no more waiting for paper forms! Plus, we provide e-statements so you can easily track your transactions without cluttering your mailbox. Managing your money has never been easier with our mobile application. You can deposit checks remotely, view your account activity, and even set up mobile payments for a smooth shopping experience. Need to send money to a friend? Our person-to-person transfer feature lets you do that instantly, making splitting bills or sending gifts a breeze. Security is a top priority for us. Our digital banking services are designed with robust measures to protect your information while ensuring ease of use. You can rest easy knowing that your financial data is safe with us. With all these features at your fingertips, managing your finances is straightforward and stress-free. Join the Mountain America community today and experience the ease of digital banking tailored just for you!
Financial Strength
Member-Centric Savings
Members' savings are secured through $6,145,617,325 in share certificates and $6,008,999,239 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $393,835,221, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Operational Efficiency
Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 3,027 full-time employees and 399 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
Reinvestment for Growth
With $1,845,749,365 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to growth is also reflected in our lending capacity; with $285,235 in used auto loans and $16,366,923,635 in total loans and leases, we support our members' financial goals across various sectors.
Strong Financial Foundation
With a net worth of $1,866,422,746, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $920 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Trusted Partnership
Net Shares (Funds available for lending and investments): $180,378,688. Total Share and Deposit Accounts: 3,572,351, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mountain America is your trusted partner. Visit us at 9027 S 2200 W West Jordan Ut 84088 or call (801) 838-8998 to learn more about how we can help you achieve your financial goals.
Loan Offering
Auto Loans
Looking to buy a new car? Our auto loans provide some of the most competitive rates in the industry. With $4,936,086,560 in used vehicle loans and $1,444,883,578 in new vehicle loans already helping members get on the road, you can feel confident knowing you have options that fit your budget. Whether you're interested in financing a new model or a reliable used car, our team is here to assist you every step of the way.
Business Loans
If you're a business owner seeking growth opportunities, our outstanding commercial loans totaling $2,148,145,550 are designed to provide the capital needed for expansion or operational needs. We understand that running a business comes with its challenges; that's why we're dedicated to offering tailored solutions to help you succeed. At Mountain America located at 9027 S 2200 W West Jordan UT 84088, we prioritize our members' financial well-being and strive to support them with personalized services. If you're considering refinancing options or would like to check your eligibility for any of our loan products, please don't hesitate to reach out at 801-838-8998 during our operating hours from Monday to Friday between 9:00 AM and 6:00 PM. Remember that all performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial dreams!
Credit Lines and Unsecured Credit Card Loans
For those looking for flexibility in managing their finances, we also provide credit lines with a total available amount of $6,373,442,492. This allows you to access funds as needed while only paying interest on what you use. Additionally, we offer flexible terms on unsecured credit card loans with a total of $981,936,213 helping members manage their expenses effectively.
Mortgage Loans
Thinking about homeownership? Our mortgage options make buying or refinancing simple and straightforward. We offer Junior Lien 1-4 Family Residential Properties loans totaling $1,967,627,006, making it easier for you to invest in your dream home or refinance an existing mortgage at favorable terms. Our knowledgeable staff can guide you through each phase of the process and ensure you find the right solution for your situation.
Loan Aggregator
Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment guarantees that users receive fair and transparent offers tailored to their needs. One of the key advantages of using LendMesh is its focus on verified data. Loan offers are sourced from legitimate financial institutions, ensuring transparency throughout the comparison process. Additionally, LendMesh maintains a strict policy of no sponsored listings. Unlike other platforms that may prioritize lenders based on paid promotions, LendMesh is dedicated to providing unbiased results that users can trust. Real-time rate comparisons are another significant benefit. Users have access to up-to-date loan rates from multiple institutions, empowering them to make informed decisions without unnecessary delays. This feature is particularly valuable in a fast-changing market where rates can vary significantly from one lender to another. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the platform's effectiveness in helping individuals secure better financial options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.