Mountain America Credit Union

Nestled in the vibrant community of West Jordan, Mountain America at 7167 S Center Park Dr is your trusted credit union branch dedicated to supporting your financial journey with personalized care. Open Monday through Friday from 8:00 a.m. to 5:00 p.m., this location offers convenient ATM services to keep your banking accessible. While it doesn’t feature drive-thru or on-site ATMs, members benefit from seamless digital banking and a wide range of signature offerings through Mountain America’s extensive network.
With over 1.2 million members and assets exceeding $20 billion, Mountain America is renowned for its competitive auto loans and low mortgage rates—helping you drive your dream car home or secure affordable financing for your next home purchase. This branch connects you to these exceptional lending options while providing friendly local support tailored to West Jordan residents.
Experience the convenience of reliable ATM services combined with access to some of the best auto loan and mortgage products available. Visit Mountain America at 7167 S Center Park Dr or call 801-325-6220 today to explore how we can help you achieve your financial goals with confidence!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
home equity
10-year fixed home equity loan
7.24 %
0.8 Yrs
home equity
12-year fixed home equity loan
7.74 %
1 Yrs
home equity
15-year fixed home equity loan
8.24 %
1.2 Yrs
heloc
Home equity line of credit
8.25 %
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
15-year fixed mortgage
5.625 %
5.838 %
15.0 Yrs
CONVENTIONAL
FIXED
10-year fixed mini mortgage
5.74 %
5.74 %
10.0 Yrs
CONVENTIONAL
FIXED
20-year fixed mortgage
6.125 %
6.297 %
20.0 Yrs
CONVENTIONAL
FIXED
12-year fixed mini mortgage
6.24 %
6.24 %
12.0 Yrs
CONVENTIONAL
FIXED
30-year fixed mortgage
6.49 %
6.623 %
30.0 Yrs
CONVENTIONAL
FIXED
15-year fixed mini mortgage
6.74 %
6.74 %
15.0 Yrs
CONVENTIONAL
FIXED
15-year fixed mortgage
5.625 %
5.838 %
15.0 Yrs
CONVENTIONAL
FIXED
20-year fixed mortgage
5.99 %
6.161 %
20.0 Yrs
CONVENTIONAL
ADJUSTABLE
7/6 adjustable rate mortgage
6.25 %
6.861 %
7.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/6 adjustable rate mortgage
6.25 %
6.98 %
5.0 Yrs
CONVENTIONAL
FIXED
30-year fixed mortgage
6.49 %
6.623 %
30.0 Yrs
CONVENTIONAL
ADJUSTABLE
7/6 first-time homebuyer adjustable rate mortgage
7.0 %
7.296 %
7.0 Yrs
CONVENTIONAL
FIXED
40-year first-time homebuyer with 15-year balloon
7.125 %
7.328 %
40.0 Yrs
CONVENTIONAL
ADJUSTABLE
10/6 adjustable rate mortgage
7.25 %
7.389 %
10.0 Yrs
CONVENTIONAL
FIXED
Construction loan
7.25 %
7.933 %
30.0 Yrs
CONVENTIONAL
FIXED
100% first-time-homebuyer
7.5 %
7.684 %
40.0 Yrs
CONVENTIONAL
FIXED
20-year lot loan with 7-year balloon
7.625 %
8.088 %
20.0 Yrs
CONVENTIONAL
FIXED
15-year fixed second mortgage
7.75 %
8.038 %
15.0 Yrs
CONVENTIONAL
FIXED
30-year fixed second mortgage with 15-year balloon
8.0 %
8.216 %
30.0 Yrs
CONVENTIONAL
FIXED
20-year fixed second mortgage
8.25 %
8.488 %
20.0 Yrs
CONVENTIONAL
FIXED
10-year lot loan
8.25 %
8.783 %
10.0 Yrs
JUMBO
FIXED
30-year jumbo
6.5 %
6.609 %
30.0 Yrs
JUMBO
FIXED
15-year jumbo
7.0 %
7.183 %
15.0 Yrs
JUMBO
FIXED
20-year jumbo
7.625 %
7.776 %
20.0 Yrs
VA
FIXED
15-year VA
5.5 %
5.989 %
15.0 Yrs
VA
FIXED
30-year VA
5.99 %
6.287 %
30.0 Yrs
FHA
FIXED
15-year FHA
5.25 %
6.108 %
15.0 Yrs
FHA
FIXED
30-year FHA
5.875 %
6.705 %
30.0 Yrs
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
New & used
5.74 % - 5.99 %
5 Yrs - 6 Yrs
Recreational
Large RV
7.99 %
15 Yrs
Recreational
Boat loan
7.99 %
15 Yrs
Recreational
Small RV/ATV
7.99 % - 8.24 %
5 Yrs - 6 Yrs

Introduction

Welcome to Mountain America, your trusted partner in financial well-being located at 7167 S Center Park Dr, West Jordan, UT 84084. As a proud member of the community since 1936, we have dedicated ourselves to serving our 1,295,749 members with the highest level of care and commitment. Our mission is simple: to empower you with the tools and resources you need to achieve your financial goals. At Mountain America, we understand that every dollar matters. That's why we've built a solid foundation with total assets exceeding $20,276,595,321 and total deposits of $2,498,647,369. With a net worth of $1,866,422,746, you can trust that your money is safe and sound with us. We also offer a wide range of loan options to meet your needs over 1,010,477 loans and leases are currently available for our members. While you can visit us at our branch location for personalized service, please direct any official correspondence to our mailing address: P.O. Box 9001, West Jordan, UT 84084. Our leadership team is here to support you every step of the way. Under the guidance of CEO Sterling Nielsen and Board President Scott Burt, we are committed to making your experience as beneficial as possible. Our dedicated staff of 3,426 employees is always ready to assist you with any questions or concerns. We invite you to explore our services further by visiting our website at Mountain America. Whether you're looking for savings accounts, loans, or financial advice, we're here for you. Don't hesitate to reach out at 801-325-6220 we're ready to help! Join us in building a brighter financial future together!

Branch History & Mission

At Mountain America, we take pride in our rich history and unwavering commitment to serving our community. Established in 1936, our branch located at 7167 S Center Park Dr West Jordan Ut 84084 in West Jordan, UT has been a cornerstone of financial support for nearly a century. Over the years, we have grown significantly, now proudly serving over 1,295,749 members with total assets amounting to an impressive $20,276,595,321. Our mission is clear: to empower individuals and families with the financial tools they need to achieve their dreams. We are dedicated not only to providing top-notch financial services but also to enhancing the quality of life in our community. Whether it's through personal loans, savings accounts, or educational programs, we aim to make a positive impact on those we serve. While members can visit us at 7167 S Center Park Dr West Jordan Ut 84084, official correspondence should be sent to our mailing address at P.O. Box 9001, West Jordan, UT 84084. Our branch operates Monday through Friday from 8:00 AM to 5:00 PM, ensuring that we are available when you need us most. As a part of our commitment to accessibility, we ensure our facilities are compliant with ADA standards. Although we currently do not offer ATM or drive-thru services, we provide various digital banking options including online banking and mobile payments for your convenience. Mountain America is also deeply rooted in community outreach. We believe in giving back through partnerships with local organizations and initiatives that uplift our neighbors. By supporting local events and charities, we strive to foster a sense of belonging and support within the communities we serve. We invite you to join us at Mountain America where you'll find more than just a bank; you'll find a partner dedicated to helping you navigate your financial journey. Experience the benefits of being part of a cooperative institution that prioritizes your needs and aspirations. Together, let's build a brighter future! For more information or to become a member, feel free to contact us at (801) 325-6220 or visit our website at Mountain America.

Branch Location & Accessibility

Convenient Access

Whether you're running errands or just passing by, our location is designed with you in mind. While our address is 7167 S Center Park Dr, official correspondence can be directed to P.O. Box 9001, West Jordan, UT 84084. We want to ensure you have everything you need for a smooth banking experience.

Friendly Hours

We know that your time is valuable! That's why we're open Monday through Friday from 8:00 AM to 5:00 PM. Feel free to stop by during these hours; our dedicated team is ready to assist you with any questions or services you may need.

Get in Touch

If you have any questions before your visit or need assistance, give us a call at 801-325-6220. We look forward to welcoming you into the Mountain America family and helping you achieve your financial goals! Come see us soon!

Parking and Accessibility

When you arrive, you'll find ample parking available right outside our doors. We strive to accommodate all our members, so rest assured that our branch is ADA compliant with features like ramps for easy access.

Services Offered

At Mountain America, we focus on providing essential banking services tailored to your needs. Although we do not currently have an ATM or drive-thru service at this location, our knowledgeable staff is here to help with account inquiries and other financial services. If you're looking for shared services or specific offerings, please don't hesitate to ask!

Member Eligibility

At Mountain America, we believe that everyone deserves a chance to be part of a supportive community. If you're looking to join us, the process is straightforward and welcoming! You can become a member if you live, work, or worship in certain areas of Utah, or if you have a family member who's already part of our credit union. This means that many people can easily find their place with us. Plus, being a member opens up a world of benefits, including competitive rates on loans and savings accounts designed to help you achieve your financial goals. To get started, simply visit our branch located at 7167 S Center Park Dr West Jordan Ut 84084 or give us a call at (801) 325-6220 for more information. We encourage you to check out the detailed eligibility criteria at . It's all about making sure you feel included and supported every step of the way!

Business Banking & Commercial Services

At Mountain America, we understand that every business has unique needs and aspirations. Whether you're a startup or an established enterprise, our business banking solutions can help you reach your goals. Imagine securing the right financing to expand your operations or upgrade equipment this is where our commercial loan options come into play. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $5,373 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $2,148,145,550, we continue to drive economic growth by financing new and expanding businesses. In addition to loans, we offer tailored merchant services that simplify daily transactions. Picture this: a busy retail environment where customers pay seamlessly with various methods. Our merchant services enhance efficiency, allowing you to focus on what truly matters growing your business. Located at 7167 S Center Park Dr West Jordan Ut 84084 in West Jordan, UT, our team is ready to support your journey. Reach out at (801) 325-6220 during our lobby hours from 8:00 AM to 5:00 PM, Monday through Friday, and let's discuss how we can contribute to your success!

Comprehensive List Of Services

Community Focus

Being a part of the community is essential for us at Mountain America. We believe in not only serving our members but also contributing positively to the neighborhoods we call home. By choosing us as your financial partner, you're supporting local initiatives and helping strengthen our community. As you explore your financial options, remember that Mountain America is here for you with open arms and a wealth of resources. We invite you to visit us at 7167 S Center Park Dr West Jordan Ut 84084 in West Jordan, UT, or check out more about what we offer by visiting our website at https://www.macu.com/. Let us help you achieve your financial goals today!

Everyday Banking

In today's fast-paced world, having access to your finances anytime and anywhere is crucial. That's why Mountain America offers comprehensive digital banking options. With our online banking platform, you can easily manage your accounts, pay bills, and transfer money right from the comfort of your home or on the go using our mobile app. We also provide ATM Services Only, ensuring you can access your cash whenever you need it.

Loans and Credit

Life often presents unexpected opportunities or challenges that require financial support. At Mountain America, we understand this and offer various loan options to fit your needs. Whether you're planning to purchase a new vehicle, consolidate debt, or cover unexpected expenses, our competitive rates and flexible terms make borrowing straightforward and stress-free.

Member Support

Our commitment to our members extends beyond just providing services; it's about building relationships. If you ever have questions or need assistance, don't hesitate to reach out to us at (801) 325-6220 during our operating hours from Monday to Friday, 8:00 AM to 5:00 PM. Our knowledgeable staff is always ready to assist you with any inquiries or support you may need.

Digital & Online Banking

Key Features

With our online banking services available at https://www.macu.com/, you can easily check your balance, transfer funds, and pay bills with just a few clicks. Our 24/7 online banking ensures that you have full control over your finances whenever you need it. Plus, with e-statements available, you can keep track of your transactions without the clutter of paper statements. Security is a top priority for us. You can confidently utilize features like electronic signature authorization for seamless document processing. This added layer of protection helps keep your information safe while making it easier to handle necessary paperwork from the comfort of your home.

Mobile Banking Options

For those who prefer managing their finances on the go, our mobile application is here to help. With features such as mobile payments and person-to-person transfers, sending money to friends or family has never been easier. You'll appreciate how quickly you can make payments or receive funds right from your smartphone. At Mountain America, we believe in making banking accessible for everyone. Our user-friendly interface ensures that whether you're tech-savvy or not, you'll find everything easy to navigate. With all these tools at your fingertips, managing your money is straightforward and efficient. Join us today and experience hassle-free banking with Mountain America!

Financial Strength

Efficiency Matters

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3,027 full-time employees and 399 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Together

As of now, we proudly manage a total of 3,572,351 share and deposit accounts. This growth signifies the trust our members place in us as their chosen financial partner. Additionally, our net shares available for lending and investments stand at $180,378,688, further showcasing our dedication to serving your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mountain America is your trusted partner. Visit us at 7167 S Center Park Dr West Jordan Ut 84084 or call (801) 325-6220 to learn more about how we can help you achieve your financial goals.

Investment in Your Future

With $1,845,749,365 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to supporting your financial goals is evident in our lending capacity; we have provided $285,235 in used auto loans and hold a total of $16,366,923,635 in loans and leases.

Member-Centric Savings

Members' savings are secured through $6,145,617,325 in share certificates and $6,008,999,239 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $393,835,221, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Foundation

With a net worth of $1,866,422,746, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $920 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

At Mountain America, we understand that financial needs vary from person to person. That's why we offer a range of loan products designed to help you achieve your goals, whether you're looking to buy a car, purchase a home, or manage your expenses effectively. Located at 7167 S Center Park Dr, West Jordan, UT 84084, our branch is here to assist you every step of the way. You can reach us at 801-325-6220 during our operating hours from Monday to Friday, 8:00 AM to 5:00 PM. With over 1,010,477 loans issued, we've helped thousands of members achieve their financial goals. Our commitment is reflected in the $5,704,700 total auto loans we've provided. If you're in the market for a vehicle, consider our auto loans which boast some of the lowest rates in the industry. We have already funded $4,936,086,560 in used vehicle loans and $1,444,883,578 in new vehicle loans, helping members get on the road with ease. Thinking about homeownership? Our mortgage options make it simple to buy or refinance your home. We offer Junior Lien Family Residential Property loans totaling $1,967,627,006, ensuring you have access to the financing needed for your dream home. For those looking for flexible financial solutions without collateral requirements, we also provide unsecured credit card loans with a total of $981,936,213 available to help you manage your finances effectively. Additionally, if you're a business owner seeking capital for growth or expansion projects, our outstanding commercial loans amounting to $2,148,145,550 can support your business ambitions. We also believe in providing options for refinancing. If you're interested in lowering your monthly payments or changing terms on an existing loan with us or another lender, don't hesitate to ask about eligibility options when you visit or contact us. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Whether you're ready to apply or just want more information about our offerings at Mountain America Credit Union in West Jordan, we're here to help you navigate your journey toward financial success.

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