Mountain America Credit Union

In the heart of West Jordan’s bustling Campus View area, Mountain America at 7181 S Campus View Dr is your convenient ATM-only stop for quick and easy access to your funds. While this branch doesn’t offer drive-thru or full-service banking, it plays an essential role in supporting over 1.2 million members statewide by providing reliable ATM services during business hours, Monday through Friday from 8:00 a.m. to 5:00 p.m. As part of the larger Mountain America family—boasting more than $20 billion in assets—this location connects you to trusted financial solutions beyond cash withdrawals.
Whether you’re managing everyday expenses or preparing for big financial moves like securing one of Mountain America’s best auto loans or taking advantage of low mortgage rates, this ATM serves as a convenient touchpoint in your banking journey. Although limited in on-site services, members can easily access comprehensive checking accounts and loan products online or at other branches.
Stop by Mountain America West Jordan for dependable ATM access and explore how our credit union’s top-tier auto financing and mortgage options can help you reach your goals. Visit http://www.macu.com or call 801-325-6220 today to discover personalized financial support designed with you in mind!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
home equity
10-year fixed home equity loan
7.24 %
0.8 Yrs
home equity
12-year fixed home equity loan
7.74 %
1 Yrs
home equity
15-year fixed home equity loan
8.24 %
1.2 Yrs
heloc
Home equity line of credit
8.25 %
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
15-year fixed mortgage
5.625 %
5.838 %
15.0 Yrs
CONVENTIONAL
FIXED
10-year fixed mini mortgage
5.74 %
5.74 %
10.0 Yrs
CONVENTIONAL
FIXED
20-year fixed mortgage
6.125 %
6.297 %
20.0 Yrs
CONVENTIONAL
FIXED
12-year fixed mini mortgage
6.24 %
6.24 %
12.0 Yrs
CONVENTIONAL
FIXED
30-year fixed mortgage
6.49 %
6.623 %
30.0 Yrs
CONVENTIONAL
FIXED
15-year fixed mini mortgage
6.74 %
6.74 %
15.0 Yrs
CONVENTIONAL
FIXED
15-year fixed mortgage
5.625 %
5.838 %
15.0 Yrs
CONVENTIONAL
FIXED
20-year fixed mortgage
5.99 %
6.161 %
20.0 Yrs
CONVENTIONAL
ADJUSTABLE
7/6 adjustable rate mortgage
6.25 %
6.861 %
7.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/6 adjustable rate mortgage
6.25 %
6.98 %
5.0 Yrs
CONVENTIONAL
FIXED
30-year fixed mortgage
6.49 %
6.623 %
30.0 Yrs
CONVENTIONAL
ADJUSTABLE
7/6 first-time homebuyer adjustable rate mortgage
7.0 %
7.296 %
7.0 Yrs
CONVENTIONAL
FIXED
40-year first-time homebuyer with 15-year balloon
7.125 %
7.328 %
40.0 Yrs
CONVENTIONAL
ADJUSTABLE
10/6 adjustable rate mortgage
7.25 %
7.389 %
10.0 Yrs
CONVENTIONAL
FIXED
Construction loan
7.25 %
7.933 %
30.0 Yrs
CONVENTIONAL
FIXED
100% first-time-homebuyer
7.5 %
7.684 %
40.0 Yrs
CONVENTIONAL
FIXED
20-year lot loan with 7-year balloon
7.625 %
8.088 %
20.0 Yrs
CONVENTIONAL
FIXED
15-year fixed second mortgage
7.75 %
8.038 %
15.0 Yrs
CONVENTIONAL
FIXED
30-year fixed second mortgage with 15-year balloon
8.0 %
8.216 %
30.0 Yrs
CONVENTIONAL
FIXED
20-year fixed second mortgage
8.25 %
8.488 %
20.0 Yrs
CONVENTIONAL
FIXED
10-year lot loan
8.25 %
8.783 %
10.0 Yrs
JUMBO
FIXED
30-year jumbo
6.5 %
6.609 %
30.0 Yrs
JUMBO
FIXED
15-year jumbo
7.0 %
7.183 %
15.0 Yrs
JUMBO
FIXED
20-year jumbo
7.625 %
7.776 %
20.0 Yrs
VA
FIXED
15-year VA
5.5 %
5.989 %
15.0 Yrs
VA
FIXED
30-year VA
5.99 %
6.287 %
30.0 Yrs
FHA
FIXED
15-year FHA
5.25 %
6.108 %
15.0 Yrs
FHA
FIXED
30-year FHA
5.875 %
6.705 %
30.0 Yrs
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
New & used
5.74 % - 5.99 %
5 Yrs - 6 Yrs
Recreational
Large RV
7.99 %
15 Yrs
Recreational
Boat loan
7.99 %
15 Yrs
Recreational
Small RV/ATV
7.99 % - 8.24 %
5 Yrs - 6 Yrs

Introduction

Welcome to Mountain America, where we believe in putting our members first. Located at 7181 S Campus View Dr, West Jordan, UT 84084, our credit union has been a trusted financial partner since 1936. With a strong foundation built over the years, we proudly serve over 1,295,749 members and manage total assets exceeding $20.28 billion. Our commitment to enhancing your financial journey is evident through our extensive range of services. At Mountain America, we understand that every member's needs are unique. That's why we offer competitive loans and deposit options tailored just for you. Currently, our total loans and leases stand at an impressive 1,010,477, while our total deposits reach $2,498,647,369. This ensures that your hard-earned money is not only safe but also growing effectively. Our dedicated team of over 3,426 employees, led by CEO Sterling Nielsen and Board President Scott Burt, is here to support you every step of the way. Whether you're looking to buy a home or save for a dream vacation, we have the tools and expertise to help you succeed. While members can visit us at our branch location in West Jordan, official correspondence should be sent to P.O. Box 9001, West Jordan, UT 84084-9001. Join us today and experience the difference that comes with being part of a community-focused credit union. For more information or assistance, please don't hesitate to call us at 801-325-6220 during our operating hours from Monday to Friday between 8:00 AM and 5:00 PM. Explore how Mountain America can help you achieve your financial goals!

Branch History & Mission

Commitment to Innovation

In today's fast-paced world, we understand the importance of adapting to new technologies. Mountain America is dedicated to providing innovative solutions that enhance your banking experience. With features like online banking, mobile payments, and electronic signatures available for your convenience, we are here to make managing your finances as straightforward as possible. While members can visit us at 7181 S Campus View Dr West Jordan Ut 84084, official correspondence should be sent to P.O. Box 9001, West Jordan, UT 84084-9001 if different from our branch address.

Join Us

We invite you to be part of the Mountain America family! Experience firsthand how we prioritize your financial well-being while actively supporting our local community. Come visit us during our operating hours from Monday through Friday, 8:00 AM - 5:00 PM, or reach out at 801-325-6220 for more information. Together, let's build a brighter future one where you feel empowered every step of the way!

Mission Statement

At Mountain America, our mission is clear: to empower our members to achieve their financial goals while fostering a spirit of community support and engagement. We believe that everyone deserves access to quality financial services and education. That's why we focus not just on banking but also on helping our members navigate their financial journeys confidently. Our commitment extends beyond traditional banking; we actively engage in community outreach initiatives that help uplift those around us. Through various partnerships and programs, we strive to make a positive impact and contribute to the well-being of the neighborhoods we serve.

Branch Location & Accessibility

Accessibility and Parking

Our branch features ample parking spaces that make it easy for you to stop by. We take pride in ensuring accessibility for all our members, including ADA-compliant entrances and ramps. Whether you're stopping by for a quick transaction or need assistance with financial services, our friendly staff is here to help.

Call to Action

We invite you to visit us soon or give us a call at 801-325-6220 if you have any questions about our services or your account. Experience the welcoming atmosphere of Mountain America where your financial goals are our priority!

Operating Hours

We know how busy life can get! That's why we offer convenient lobby hours from Monday through Friday, opening bright and early at 8:00 AM and closing at 5:00 PM. Feel free to drop by during these hours; we're eager to assist you with everything from opening new accounts to discussing loan options.

Services Available

At Mountain America, we provide essential ATM services to help meet your banking needs efficiently. Although we currently do not have a drive-thru or shared service center at this location, our team is dedicated to offering personalized service within our branch.

Member Eligibility

At Mountain America, we believe that everyone deserves a supportive financial community, and becoming a member is your first step toward enjoying the benefits we offer. To join us at our welcoming branch located at 7181 S Campus View Dr West Jordan Ut 84084, you simply need to meet a few friendly eligibility criteria. Whether you live, work, or worship in the local area, or have family members who are already part of our credit union, you're likely eligible to join our family! Membership comes with perks like lower loan rates and higher savings returns, all while being part of an organization that prioritizes your financial well-being. Starting your membership journey is easy! You can learn more about the specific eligibility requirements by visiting this link. If you're ready to open an account or if you have any questions, feel free to reach out to us at (801) 325-6220. We're here to help guide you through the process so you can start enjoying all the advantages of being a member at Mountain America.

Business Banking & Commercial Services

Merchant Services That Make Sense

In addition to loans, we offer merchant services that streamline your payment processes. Picture this: your customers can easily pay with cards or mobile payments, enhancing their shopping experience while boosting your sales. Our tools make transactions smooth and secure, letting you concentrate on serving your clients without worrying about the technical details. Located at 7181 S Campus View Dr West Jordan Ut 84084 in West Jordan, UT, we're here to provide personalized service and support. Reach out to us at (801) 325-6220 during our operating hours of Monday to Friday from 8:00 AM to 5:00 PM. Let's work together to take your business further!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $5,373 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $2,148,145,550, we continue to drive economic growth by financing new and expanding businesses. Imagine having the financial backing to launch a new product line or open another location. Our loans can provide that boost when it matters most, allowing you to focus on what you do best running your business.

Comprehensive List Of Services

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we prioritize digital banking solutions that put you in control. With features like online banking and mobile payments, managing your finances has never been easier. You can check balances, transfer funds, and pay bills right from your smartphone or computer, all designed to fit into your busy lifestyle.

Join Us Today!

We invite you to explore the full range of services available at 0092 Corporate Building - West Jordan. Whether you need straightforward ATM access or have questions about how to best manage your finances, we are here for you every step of the way. Visit us today at 7181 S Campus View Dr West Jordan Ut 84084 or reach out via phone at (801) 325-6220. Together, let's work towards a brighter financial future!

Personalized Banking Solutions

Understanding that everyone's financial journey is unique, our services cater to a variety of circumstances. Whether you're looking for ATM services for quick cash withdrawals or need assistance managing your funds, we are here for you. Our ATM Services Only offer convenient access to your money whenever you need it, making it easier to handle daily expenses or unexpected costs.

Support When You Need It

At Mountain America, our commitment goes beyond just the services we offer. Our friendly staff is always ready to assist you over the phone at (801) 325-6220 or in-person during our lobby hours from Monday to Friday, 8:00 AM to 5:00 PM. We believe that personalized support can make a significant difference in navigating your financial decisions.

Digital & Online Banking

Key Services

With our online banking platform, you can access your accounts 24/7. From checking your balance to transferring funds, everything is just a few clicks away. Our services include electronic signature authorization, allowing you to sign documents from the comfort of your home no need for trips to the branch. Want to keep track of your transactions? Enjoy e-statements that provide a clear and concise view of your financial activity without the clutter of paper. This not only saves trees but also keeps your information organized and accessible whenever you need it. For those who love convenience, our mobile application is designed just for you. With features like mobile payments, making purchases directly from your phone has never been easier. Plus, if you need to send money to friends or family quickly, our person-to-person transfer option allows you to do so instantly.

Security and Ease of Use

We prioritize your security while ensuring ease of use across all our digital platforms. You can bank with confidence knowing that we employ advanced security measures to protect your personal information. Our user-friendly interface makes navigating through your accounts straightforward, whether you're a tech-savvy user or someone who prefers simplicity. At Mountain America, we believe that banking should adapt to your needs not the other way around. Explore all these features today by visiting our website and discover how easy it is to manage your finances online!

Financial Strength

Commitment to Growth

Our success is reflected in our $1,845,749,365 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $285,235 in used auto loans and $16,366,923,635 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Growing Member Base

Our strength is also reflected in the number of relationships we have built; we proudly serve 3,572,351 total share accounts, showcasing a strong and growing member base that trusts us with their finances. With available net shares amounting to $180,378,688, we are positioned well for future growth. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mountain America is your trusted partner. Visit us at 7181 S Campus View Dr West Jordan Ut 84084 or call (801) 325-6220 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Operational Efficiency

We take pride in our operational efficiency as shown by our $0. This enables us to continue offering competitive loan rates and solid financial products for our members. Our dedicated team consists of 3,027 full-time employees and 399 part-time employees, ensuring that we are always ready to serve you with knowledgeable support.

Secure Savings Options

Members' savings are secured through $6,145,617,325 in share certificates and $6,008,999,239 in money market shares, offering stable and rewarding financial growth opportunities. We prioritize our members over profits; with non-member deposits at $393,835,221, our resources are focused on benefiting you through better loan rates and exclusive perks.

Strong Financial Health

With a net worth of $1,866,422,746, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $920 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $4,936,086,560 in used vehicle loans and $1,444,883,578 in new vehicle loans already helping members get on the road. We make it easy for you to find the right financing option that fits your budget and lifestyle.

Business Financing

For business owners, our outstanding commercial loans totaling $2,148,145,550 provide the capital needed to grow and expand. We know how important it is to have access to funds when opportunities arise, and we're here to support your business ventures. If you're considering refinancing any existing loans or exploring eligibility options, our team at Mountain America can assist you with that as well. We're dedicated to making sure you have all the information needed to make informed decisions about your finances. We invite you to visit us at 7181 S Campus View Dr West Jordan Ut 84084, West Jordan, UT, or give us a call at (801) 325-6220 during our operating hours of Monday through Friday from 8:00 AM to 5:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let's work together toward your financial success!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,967,627,006, make buying or refinancing simple. We provide guidance throughout the entire process to ensure you feel comfortable every step of the way.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $981,936,213 in loans helping members manage their finances effectively. This option is perfect for those looking for a manageable way to cover everyday expenses or unexpected costs without tying up assets.

Loan Aggregator

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