Mountain America West Jordan UT Credit Union: Low Mortgage Rates & Auto Loans

Introduction

Welcome to Mountain America, your trusted financial partner right here in West Jordan, Utah! Established in 1936, our branch located at 5572 W 9000 S, West Jordan, UT 84081 has been dedicated to serving our community for decades. With a membership of over 1.29 million, we pride ourselves on fostering strong relationships and delivering exceptional financial services tailored to meet the unique needs of our members. At Mountain America, we understand that managing finances can be challenging. That's why we're here to help you navigate your financial journey with confidence. Our total assets stand at an impressive $20,276,595,321, ensuring that we have the resources to support you every step of the way. Whether you're looking for personal banking solutions like checking and savings accounts or exploring options for auto loans and mortgages, we have something for everyone. Our commitment goes beyond just numbers; it's about making a positive impact in your life. With $2,498,647,369 in total deposits and a net worth of $1,866,422,746, you can trust that your money is safe and sound with us. Plus, with a total loan portfolio of 1,010,477, we're ready to assist you in achieving your dreams whether that's buying a new car or refinancing your home. The heart of Mountain America is its people. Under the leadership of our CEO Sterling Nielsen and Board President Scott Burt, our team of over 3,426 employees is committed to providing personalized service that truly makes a difference. We strive to create an inviting atmosphere where you feel valued and understood. While members can visit us at our branch location for all their banking needs during our operating hours from Monday to Friday between 9:00 AM and 6:00 PM, official correspondence should be sent to the same address as listed above. Ready to take control of your financial future? Reach out to us today at 385-346-6175 or explore more about what we offer by visiting Mountain America's website. Together, let's build a brighter tomorrow!

Branch History & Mission

Looking Ahead

As we look towards the future, Mountain America is dedicated to continuing this legacy of service and innovation. We embrace new technologies like electronic signatures and mobile payments to enhance your banking experience while keeping your information safe and secure. We invite you to join Mountain America today. Experience firsthand how we can help you navigate your financial journey with confidence and care. Together, let's build a brighter tomorrow for ourselves and our community! For more information or assistance, feel free to call us at 385-346-6175 or visit our website.

Our Mission

At Mountain America, we believe that every member deserves access to quality financial services. Our mission drives us to offer a wide range of products including personal banking options like checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. We strive to make banking convenient with features such as online and mobile banking services. Community is at the heart of what we do. We actively engage in outreach initiatives that support local programs and charities, helping to uplift those around us. As part of our commitment to accessibility, we ensure that our services are ADA compliant so everyone can enjoy a seamless banking experience. While members can visit us at our branch location for assistance or to simply chat about their financial needs during our operating hours Monday through Friday from 9:00 AM to 6:00 PM official correspondence should be sent to the same address for convenience.

Branch Location & Accessibility

Convenient Access

Located near local landmarks and easily reachable from major roadways, this branch is positioned to serve you well. If you're coming from the nearby Jordan Landing shopping center or just passing through the area, you'll find us right where you need us. For those driving to see us, we offer ample parking space, ensuring you can hop in and out without any hassle. Plus, our branch complies with ADA standards, so everyone can access our services comfortably.

Get In Touch

If you have questions or need assistance before your visit, feel free to call us at 385-346-6175. We look forward to welcoming you in person soon! Whether you're a long-time member or considering joining us for the first time, Mountain America is here to support your financial journey every step of the way.

Operating Hours & Services

We're open Monday through Friday from 9:00 AM to 6:00 PM, making it simple for you to stop by on your way to work or during your lunch break. At Mountain America, we provide a range of services tailored to meet your financial needs from checking and savings accounts to auto loans and mortgage refinancing. While we currently do not offer drive-thru service or ATM availability at this location, our dedicated staff are always ready to help you with online and mobile banking options for easy access anytime.

Member Eligibility

Joining the Mountain America community means stepping into a world of support and opportunity. If you're considering membership, you'll be pleased to know that becoming part of our family is open to a wide range of individuals. Generally, anyone who lives, works, or attends school in our service areas can qualify. This inclusiveness is designed to ensure that we can offer financial solutions tailored to your unique needs. For more specific details about eligibility, feel free to check out our dedicated page at Mountain America Eligibility. Opening an account with us is straightforward and welcoming. You can easily start the process by visiting our branch located at 5572 W 9000 S West Jordan, UT 84081 or by giving us a call at 385-346-6175. We're here to help you every step of the way! Whether you're looking for checking accounts, loans, or credit cards with rewards, being a member at Mountain America opens up a wealth of financial benefits just waiting for you to explore.

Business Banking & Commercial Services

Merchant Services

In addition to loans, we offer merchant services that simplify transactions for businesses of all sizes. Imagine a local café using our service to accept payments seamlessly. This not only enhances customer experience but also streamlines daily operations. Our solutions are crafted to meet the real-world needs of entrepreneurs like you. Located at 5572 W 9000 S West Jordan Ut 84081 in West Jordan, UT, our team is ready to help you explore how we can support your business ambitions. Give us a call at (385) 346-6175 or visit us today!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $5,373 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $2,148,145,550, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Are you dreaming of a new car? Our auto loans and vehicle financing options can help turn that dream into reality. We understand that buying a vehicle is a significant investment, so we offer competitive rates and flexible terms to fit your budget. Picture yourself driving off in your new car, knowing you've made a smart financial choice.

Business Banking

Running a business comes with its own set of challenges. Our business banking services include merchant services and business loans designed specifically for entrepreneurs. Whether you're looking to expand your operations or invest in new equipment, we're here to support your vision every step of the way.

Credit Cards with Rewards

For those who want to make their purchases work harder for them, our credit cards come with rewarding benefits. Enjoy cashback on everyday purchases or points that can be redeemed for exciting rewards. It's not just about spending; it's about earning while you shop!

Mortgage Loans & Refinancing

Buying a home is one of the biggest decisions you'll ever make. At Mountain America, we provide mortgage loans designed to help you navigate this important journey. Whether you're a first-time homebuyer or looking to refinance an existing mortgage, our team is here to guide you through the process, making it as smooth as possible.

Online & Mobile Banking

In today's fast-paced world, convenience is key. Our online and mobile banking platforms allow you to manage your accounts from the palm of your hand. Pay bills, transfer funds, or check balances quickly and securely anytime and anywhere. At Mountain America, we are committed to making banking easy and accessible for everyone. If you're ready to explore these services further or have any questions, don't hesitate to reach out! Call us at (385) 346-6175 or visit us at 5572 W 9000 S West Jordan Ut 84081 during our operating hours from Monday through Friday, 9:00 AM - 6:00 PM. Join us today and let's achieve your financial goals together!

Personal Banking

Whether you're looking to open a checking or savings account, our personal banking services make it easy for you to manage your money. Imagine having the flexibility to handle daily expenses and save for future goals all in one place. With features like online and mobile banking, you can access your accounts anytime and anywhere, ensuring that you are always in control of your finances.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or looking to simplify your finances, our personal loans can provide the support you need. Additionally, if debt has been weighing on you, consider our debt consolidation options that can help combine multiple payments into one manageable monthly payment.

Digital & Online Banking

Key Features

One of the standout features is electronic signature authorization. This allows you to sign documents securely online, saving you time and eliminating the need for paper forms. You can also opt for e-statements, which are available at your fingertips whenever you need them. No more waiting for paper statements in the mail; with e-statements, you can stay organized and eco-friendly. For those who prefer managing their finances on their mobile devices, our mobile application provides all the functionality of online banking right in your pocket. You can even take advantage of mobile payments, making transactions as easy as tapping your phone. Plus, if you ever need to send money to friends or family, our person-to-person transfer feature makes it quick and straightforward.

Security and Support

We prioritize your safety with secure login features and constant monitoring for any suspicious activity. Our goal is to provide peace of mind while you manage your finances online. Should you have any questions or need assistance, our dedicated support team is just a phone call away at (385) 346-6175. At Mountain America, we believe that banking should be simple and accessible for everyone. Explore our digital services today and experience how easy managing your money can be!

Financial Strength

At Mountain America, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share insights into our financial strength, which demonstrates our commitment to providing you with reliable services. With a net worth of $1,866,422,746, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $920 shows a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $6,145,617,325 in share certificates and $6,008,999,239 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $393,835,221, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. We have $1,845,749,365 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $285,235 in used auto loans and $16,366,923,635 in total loans and leases, our lending capacity supports your financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3,027 full-time employees and 399 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $180,378,688. Total Share and Deposit Accounts: 3,572,351, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mountain America is your trusted partner. Visit us at 5572 W 9000 S West Jordan Ut 84081 or call (385) 346-6175 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $4,936,086,560 in used vehicle loans and $1,444,883,578 in new vehicle loans already helping members get on the road. We make it easy for you to drive away in your dream car without breaking the bank.

Commercial Loans

For business owners, our outstanding commercial loans totaling $2,148,145,550 provide the capital needed to grow and expand. We work with you to understand your business needs and craft solutions that help drive success. At Mountain America, we're committed to providing personalized service and clear communication every step of the way. Our dedicated team is here to answer any questions you may have about our loan offerings. You can reach us at (385) 346-6175, or visit us at our branch located at 5572 W 9000 S West Jordan Ut 84081 in West Jordan, UT. Explore how we can support your financial journey today! *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,967,627,006, make buying or refinancing simple. We provide guidance throughout the process and help ensure you find a solution that fits your budget. If you're considering refinancing, our team is ready to discuss your eligibility options.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $981,936,213 in loans helping members manage their finances effectively. These cards can be an excellent tool for budgeting and building credit without the need for collateral.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This trusted tool helps users navigate their options with clarity and confidence. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to compliance guarantees that all loan offers presented are fair and transparent. One of the key benefits of using LendMesh is its focus on Verified Data. Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. Additionally, LendMesh does not feature Sponsored Listings; it does not prioritize lenders based on paid promotions. The goal here is straightforward: to provide unbiased results that users can trust. With Real-Time Rate Comparisons, LendMesh displays up-to-date loan rates from multiple institutions. This allows users to make informed decisions based on current market conditions rather than outdated information. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how LendMesh can lead to significant savings and peace of mind. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.