Mountain America Vineyard UT Credit Union: Low Mortgage Rates & Auto Loans

Introduction

Welcome to Mountain America, your trusted financial partner located at 653 E 450 N, Vineyard, UT 84059. Since our establishment in 1936, we have been dedicated to serving our community and empowering our members with the financial tools they need to succeed. With a total membership of over 1,295,749 and assets exceeding $20 billion, Mountain America is committed to providing personalized service and innovative solutions tailored to your needs. At Mountain America, we pride ourselves on being more than just a credit union; we are a community-focused organization that values relationships and strives for excellence. Our team of 3,426 employees, led by CEO Sterling Nielsen and Board President Scott Burt, is here to ensure you receive exceptional service every step of the way. We believe in fostering trust and reliability, which is why we maintain a strong net worth of $1,866,422,746 and total deposits amounting to $2,498,647,369. While members can visit us at our Vineyard branch for all their banking needs ranging from personal checking accounts to mortgage loans official correspondence should be sent to the same address: 653 E 450 N, Vineyard, UT 84059. Join us as we continue to grow together! Whether you're looking for auto loans or business banking services, Mountain America is ready to support your financial journey. Feel free to give us a call at 385-412-1866 or visit us online at www.macu.com for more information. Let's achieve your financial goals together!

Branch History & Mission

Mountain America has been a cornerstone of the Vineyard community since it first opened its doors in 1936. Over the decades, we have evolved from a small credit union into a robust financial institution that proudly serves over 1.29 million members with total assets exceeding $20 billion. Our branch, located at 653 E 450 N, Vineyard, UT 84059, stands as a testament to our commitment to providing exceptional service and support to our members. As we celebrate our rich history, we also embrace our mission: to empower our members with financial solutions that help them achieve their goals and dreams. We are dedicated not only to offering personal banking services like checking and savings accounts, auto loans, and mortgages but also to uplifting the communities we serve through various outreach initiatives. Our focus is on building lasting relationships with our members by ensuring they receive the best support in their financial journeys. While members can visit us at our Vineyard location for all their banking needs, official correspondence should be sent to the same address: 653 E 450 N, Vineyard, UT 84059. Our operating hours are Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 2:00 PM, making it easy for you to access our services at your convenience. At Mountain America, we understand the importance of staying current with digital advancements. Our online and mobile banking platforms offer features such as e-statements and person-to-person payments, ensuring that you can manage your finances efficiently from anywhere. Furthermore, we are committed to accessibility and ADA compliance so that all members can benefit from our services. Community partnerships play a vital role in our mission. We actively engage in outreach programs that support local schools, charities, and initiatives aimed at improving the quality of life for everyone in Vineyard and beyond. By investing in our community's growth and well-being, we strive to make a positive impact beyond just financial transactions. If you're looking for a credit union that prioritizes your needs while fostering community spirit, look no further than Mountain America. Join us today and experience firsthand how we can help you navigate your financial journey. Together, let's build a brighter future for you and your family! For more information or to get started, don't hesitate to reach out at 385-412-1866 or visit us online at Mountain America.

Branch Location & Accessibility

Come Visit Us!

We invite you to drop by Mountain America at Vineyard today! Whether you have questions about our services or want to explore how we can assist with your financial journey, we're just a call away at 385-412-1866. Experience the welcoming atmosphere and personalized service that sets us apart your community credit union awaits!

Convenient Access and Parking

At Mountain America, we prioritize your convenience. Our branch offers ample parking space right outside, making it easy for you to hop in and out without hassle. We've also made sure that our facilities are ADA compliant. If you require assistance or have mobility concerns, our friendly staff is always ready to help.

Operating Hours Tailored for You

We understand that life gets busy. That's why we're open Monday through Friday from 9:00 AM to 6:00 PM and on Saturdays from 9:00 AM to 2:00 PM. Whether you're stopping by during your lunch break or planning a weekend visit, we're here for you when you need us most.

Services Designed for Your Needs

At Mountain America, we offer a variety of services tailored to meet your financial goals. From personal checking and savings accounts to auto loans and mortgage refinancing, we're equipped to assist you with all your banking needs. While we currently do not have ATM or drive-thru services at this location, our team is always available to help with cash withdrawal services and other transactions directly within the branch.

Member Eligibility

Welcome to the friendly community at Mountain America! Becoming a member is not just about opening an account; it's about joining a supportive family that prioritizes your financial well-being. To be eligible for membership, you simply need to live, work, worship, or attend school in the areas we serve. This means if you're part of our community in Vineyard or nearby regions, we'd love to have you on board! Joining us is easy and brings many benefits, including access to personalized banking services, competitive rates on loans and credit cards, and a variety of savings options designed just for you. If you're ready to take the next step, check out the detailed eligibility criteria by visiting . When you're set to open your account, feel free to reach out at (385) 412-1866, or come see us at our branch located at 653 E 450 N Vineyard Ut 84059. We can't wait to welcome you into the Mountain America family!

Business Banking & Commercial Services

Merchant Services That Make Life Easier

In addition to loans, we offer practical merchant services tailored for today's businesses. Imagine seamlessly accepting payments from customers, managing your cash flow efficiently, and having access to tools that simplify everyday transactions. Our services help you focus on what truly matters growing your business. Located at 653 E 450 N Vineyard Ut 84059, Vineyard, UT, we are here to partner with you on your path to success. Contact us today at (385) 412-1866 to learn more about how our business banking solutions can meet your needs!

Supporting Your Business Dreams

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $5,373 in commercial loans for our members, helping businesses scale and succeed. This funding has empowered local entrepreneurs to turn their ideas into reality. - With an outstanding commercial loan portfolio of $2,148,145,550, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're in the market for a new car, our auto loans and vehicle financing can help make that dream a reality. With competitive rates and flexible terms, we work with you to ensure you can drive away in the vehicle you desire without breaking the bank.

Business Banking Services

For entrepreneurs and business owners, we offer comprehensive business banking services, including merchant services that make transactions easier for both you and your customers. Our business loans are designed to help your enterprise grow by providing necessary funds when needed.

Convenient Access Anytime

In today's fast-paced world, convenience matters. With features like ATM and cash withdrawal services, along with robust online platforms for managing accounts directly from your smartphone or computer, we're here to ensure that accessing your money is as simple as possible. At Mountain America, we understand that financial needs vary from person to person. That's why we offer these diverse services designed with your life in mind. If you're interested in learning more about how we can help meet your financial goals or if you have any questions about our offerings, feel free to reach out at (385) 412-1866 or visit us at 0183 Vineyard 450 N. Your financial success starts here!

Credit Cards with Rewards

Why not earn while you spend? Our credit cards with rewards allow you to accumulate points for every purchase made. Use these points for travel, shopping discounts, or cashback making every dollar count!

Mortgage Loans & Refinancing

Homeownership is within reach with our mortgage loans tailored to fit your budget. Whether you're buying your first home or looking to refinance an existing mortgage, our knowledgeable staff will guide you through the process, making it straightforward and stress-free.

Personal Banking Solutions

Managing your finances has never been easier with our personal banking options. We offer checking and savings accounts that suit various lifestyles, allowing you to save for future goals or manage day-to-day expenses efficiently. Imagine being able to track your spending and savings through our online and mobile banking features, which provide easy access anytime, anywhere.

Personal Loans & Debt Consolidation

Need extra cash for an unexpected expense? Our personal loans can provide quick support. Additionally, if you're feeling overwhelmed by debt, consider our debt consolidation options which can simplify payments and potentially lower interest rates.

Digital & Online Banking

Key Features

One of the standout features of our digital banking is the ability to sign documents electronically. With Yes, you can complete transactions without needing to visit a branch in person. This means less time spent on paperwork and more time for the things that matter most to you. We also offer e-statements with Yes, allowing you to view your account statements digitally. No more cluttered mailboxes; keep track of your finances efficiently right from your device. For those on the go, our mobile application is available at Yes. It enables you to make mobile payments with ease using the Yes feature, so you can pay for purchases or send money to friends instantly with person-to-person transfers through Yes. With all these features combined, managing your money has never been simpler. Our goal at Mountain America is to ensure that banking fits seamlessly into your lifestyle while keeping it secure and straightforward. Experience the freedom of real-time account management today!

Financial Strength

Commitment to Service

Our commitment to operational efficiency is reflected in our $0 figures, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3,027 full-time employees and 399 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Membership Base

Total Share Accounts stand at an impressive 3,572,351, showing a strong and growing member base that trusts us with their finances. Our focus remains steadfast: building lasting relationships with our members while fostering a secure financial environment. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mountain America is your trusted partner. Visit us at 653 E 450 N Vineyard Ut 84059 or call (385) 412-1866 to learn more about how we can help you achieve your financial goals.

Member Savings Security

Members' savings are secured through $6,145,617,325 in share certificates and $6,008,999,239 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $393,835,221, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Growth

With $1,845,749,365 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we have $285,235 in used auto loans and $16,366,923,635 in total loans and leases, supporting our members' financial goals across various sectors.

Strong Financial Health

With a net worth of $1,866,422,746, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $920 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Information

If you're considering refinancing or want to learn more about eligibility options for any of our loan products, please don't hesitate to reach out. You can contact us at (385) 412-1866 or visit us at our location at 653 E 450 N Vineyard Ut 84059 in Vineyard, UT. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With our variety of loan offerings and commitment to serving our members, Mountain America is here to support your financial journey every step of the way.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $4,936,086,560 in used vehicle loans and $1,444,883,578 in new vehicle loans already helping members get on the road. We provide flexible financing solutions tailored to fit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $2,148,145,550 provide the capital needed to grow and expand. We recognize that every business has unique requirements, and our loan specialists are ready to assist you in finding the right financing option.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,967,627,006, make buying or refinancing simple. Our team is here to guide you through the process and help you find the best solution for your housing needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $981,936,213 in loans helping members manage their finances effectively. These cards can provide you with the purchasing power you need while allowing you to earn rewards as you spend.

Loan Aggregator

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