Type of Loan Offerings
Home Equity Loans
Mortgage Loans
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Vehicle Loans
Introduction
Welcome to Mountain America, your trusted partner in financial well-being since 1936. Located at 3065 W 5400 S, Taylorsville, UT 84129, we take pride in serving our community with a commitment to excellence and member satisfaction. With a thriving membership of over 1,295,749 individuals and total assets exceeding $20.2 billion, we are dedicated to providing personalized banking solutions tailored to meet your unique needs. At Mountain America, we understand that financial decisions can be daunting. That's why our friendly team, led by CEO Sterling Nielsen and Board President Scott Burt, is here to guide you every step of the way. Whether you're looking for personal loans, auto financing, or business banking services, we've got you covered. Our extensive offerings include checking and savings accounts, mortgage loans, credit cards with rewards, and more. We recognize the importance of having strong financial foundations in our lives. With total deposits reaching $2.5 billion and a robust loan portfolio of 1,010,477, we ensure that your money is secure while helping you achieve your financial goals. As part of our commitment to transparency and accountability, we maintain a net worth of $1.87 billion and keep more than $302 million in cash reserves for added security. While members can visit us at our branch location, official correspondence should be sent to 3065 W 5400 S, Taylorsville, UT 84129-2263. We invite you to stop by during our lobby hours from Monday to Friday between 9:00 AM and 6:00 PM, or give us a call at 801-545-7022 to speak with one of our knowledgeable staff members. Join us today at Mountain America where community meets opportunity! For more information about our services and how we can assist you on your financial journey, visit us online at Mountain America. Your future starts here!
Branch History & Mission
Community Commitment
Mountain America takes its role in the community seriously. We actively engage in outreach programs that support local initiatives and charities. By partnering with schools and organizations, we strive to create opportunities for growth and development within our neighborhoods. Our operating hours are designed to be convenient for all members Monday through Friday from 9:00 AM to 6:00 PM ensuring that you can always find time to meet your financial needs. As a member of Mountain America, you gain more than just access to great financial products; you become part of a caring community that values your success. Join us today and experience firsthand how we can help you achieve your financial goals while making a difference together. For more information about joining Mountain America or to learn about our services, visit us online at Mountain America or call us at 801-545-7022. We look forward to welcoming you into our family!
Our Mission
At Mountain America, our mission is clear: we are dedicated to empowering our members through exceptional financial services while making a positive impact in the communities we serve. We offer a wide range of products including personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Our business banking solutions also provide valuable resources for local businesses through merchant services and business loans. We pride ourselves on being customer-centric and have embraced digital advancements to enhance member experience. Our online and mobile banking platforms allow easy access to accounts anytime, anywhere. Additionally, we ensure accessibility by complying with ADA standards.
Branch Location & Accessibility
Accessibility Features
We prioritize accessibility for all our members. Our branch complies with ADA standards, featuring ramps and designated parking spots close to the entrance. We want everyone to feel welcomed and accommodated when they visit us.
Connect With Us
If you have any questions or would like more information about our services, don't hesitate to call us at 801-545-7022. We invite you to stop by and experience the friendly atmosphere and personalized service that makes Mountain America special. Come see us today!
Convenient Hours
Our friendly staff is here to assist you from Monday through Friday between 9:00 AM and 6:00 PM. Whether you need help with personal banking, auto loans, or mortgage refinancing, we are ready to serve you during these hours.
Services Offered
At Mountain America, we offer a wide range of services tailored to meet your financial needs. From checking and savings accounts to credit cards with rewards, our team is here to help. If you're looking for vehicle financing or personal loans, you've come to the right place! While we currently do not have ATM services or drive-thru banking available at this location, we strive to provide quality in-person service.
Member Eligibility
Becoming a member of Mountain America is like joining a family that truly cares about your financial well-being. If you're looking to enjoy the benefits of personalized banking, you're in the right place! At Mountain America, we welcome anyone who lives, works, or attends school in our community. This means whether you're a local resident or just starting your journey here, we'd love to have you on board. With a range of services tailored to fit your needs from checking and savings accounts to loans and credit cards you'll find that our supportive atmosphere makes it easy to manage your finances effectively. Ready to take the next step? Opening an account is simple! Just visit us at 3065 W 5400 S Taylorsville Ut 84129 or give us a call at (801) 545-7022 for more information. For detailed eligibility criteria, feel free to check out our resource at . We can't wait for you to experience all the advantages of being part of Mountain America!
Business Banking & Commercial Services
Business Loan Options
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $5,373 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $2,148,145,550, we continue to drive economic growth by financing new and expanding businesses. Imagine using these funds to purchase new equipment, hire additional staff, or launch a marketing campaign that takes your business to the next level. These are not just numbers; they represent real opportunities for local entrepreneurs.
Merchant Services
In addition to loans, we offer tailored merchant services designed to streamline your operations and enhance customer experiences. Picture this: a busy Saturday morning at your store where quick and easy payment processing keeps customers happy and lines short. Our services ensure you can accept payments effortlessly, giving you more time to focus on what matters most growing your business. Discover how Mountain America can be your trusted partner in navigating the financial landscape. Visit us at 3065 W 5400 S Taylorsville Ut 84129, call us at (801) 545-7022, or explore more about our offerings online at https://www.macu.com/. Let's work together to turn your business goals into reality!
Comprehensive List Of Services
Auto Loans & Vehicle Financing
Thinking about buying a new car? Our auto loans and vehicle financing options are designed to make that dream a reality without breaking the bank. With competitive rates and straightforward terms, we can help you get behind the wheel of a reliable vehicle while keeping your budget in check.
Business Banking
For entrepreneurs and business owners, we offer comprehensive business banking services including merchant services and business loans. Let us partner with you as you grow your business and achieve your goals.
Convenient Access
At Mountain America, convenience is key. Although we currently do not have ATM services at this location, our online tools ensure that accessing your accounts is easy from anywhere. You can also enjoy features like mobile payments and person-to-person transfers for hassle-free transactions. In conclusion, no matter what financial service you need, Mountain America is here for you. Feel free to reach out via phone at 801-545-7022 during our lobby hours Monday through Friday from 9:00 AM to 6:00 PM and let us assist you in achieving all of your financial goals! Visit us online at mountainamerica.com for more information on all our offerings.
Credit Cards with Rewards
With our credit cards featuring rewards, you earn points for every dollar spent. Whether you want travel perks or cashback on purchases, we have options that match your spending habits. It's a great way to get more from your everyday expenses!
Mortgage Loans & Refinancing
If you're ready to buy a home or refinance an existing mortgage, our dedicated team is here to guide you through every step. We offer various mortgage loans that cater to different financial situations. Picture yourself settling into a cozy home with the confidence that you've made a smart financial choice.
Personal Banking
Whether you're looking to open a checking or savings account, Mountain America has you covered. We offer flexible options tailored to fit your lifestyle. Imagine being able to access your funds anytime through our user-friendly online banking and mobile banking services. You can easily transfer money, pay bills, and check your balance right from your smartphone or computer.
Personal Loans & Debt Consolidation
Sometimes life throws unexpected expenses your way. Our personal loans provide quick access to cash when you need it most. Additionally, if you're feeling overwhelmed by multiple debts, consider our debt consolidation services. We can help simplify your payments into one manageable monthly bill.
Digital & Online Banking
Key Services
Our online banking features include everything you need for easy account management. You can enjoy electronic signature authorization, making document signing a breeze. Plus, you can go paperless with e-statements, which are not only environmentally friendly but also help you keep track of your finances effortlessly. If you're always on the go, our mobile application allows you to manage your accounts right from your smartphone. With mobile payments available, you can make purchases quickly and securely without needing cash or cards. And when it comes to sending money to friends or family, our person-to-person transfer feature makes it simple and fast.
Security and Ease of Use
Your security is our top priority. All our digital banking services are designed with advanced security measures to keep your information safe. Navigating through our user-friendly interface is straightforward, ensuring you have a smooth experience whether you're checking your balance or setting up a new payment. With real-time account management at your fingertips, you'll always know where your money stands. Whether it's day or night, our online banking services are available whenever you need them. Choose Mountain America for all your digital banking needs and enjoy the peace of mind that comes with secure and convenient banking solutions.
Financial Strength
At Mountain America, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial strength reflects our commitment to you, the member, ensuring that your funds are safe and accessible. With a net worth of $1,866,422,746, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $920 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $6,145,617,325 in share certificates and $6,008,999,239 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $393,835,221, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $1,845,749,365 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $285,235 in used auto loans and $16,366,923,635 in total loans and leases. Our operational efficiency is highlighted by a net income of $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3,027 full-time employees and 399 part-time employees. This ensures our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $180,378,688. Total Share Accounts: 3,572,351, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mountain America is your trusted partner. Visit us at 3065 W 5400 S Taylorsville Ut 84129 or call (801) 545-7022 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.
Loan Offering
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $4,936,086,560 in used vehicle loans and $1,444,883,578 in new vehicle loans already helping members get on the road. Whether you're looking for a brand-new model or a reliable used vehicle, we have options tailored just for you.
Business Loans
For business owners looking to expand or improve their operations, our outstanding commercial loans totaling $2,148,145,550 provide the capital needed to grow. We understand the unique challenges faced by businesses and are committed to supporting your journey.
Credit Card Loans
Managing daily expenses can be tricky without proper financial tools. We also offer flexible terms on unsecured credit card loans, with a total of $981,936,213 in loans helping members manage their finances effectively. These cards come with features that fit your lifestyle and spending habits.
Mortgage Loans
Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $1,967,627,006, making buying or refinancing simple. We are here to guide you through the mortgage process so you can find the best solution for your housing needs.
Refinancing Options
If you're considering refinancing any existing loans or need help assessing your eligibility for our products, we're here to assist. Our team can walk you through the options available to make sure you're getting the best possible rates and terms. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. For more information about our loan offerings or to get started on your application today, please visit us at Mountain America or call us at 801-545-7022. We're located at 3065 W 5400 S Taylorsville UT 84129, ready to assist you Monday through Friday from 9:00 AM to 6:00 PM. Your financial success is our priority!
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