Mountain America Credit Union

Nestled in the heart of Taylorsville, Mountain America at 5471 S 4015 W is your friendly neighborhood credit union dedicated to helping you drive toward your financial goals with confidence. Open Monday through Friday from 9:00 a.m. to 6:00 p.m., this welcoming branch shines with some of the best auto loans and vehicle financing options, designed to get you behind the wheel with competitive rates and flexible terms tailored just for you. Whether you're purchasing a new car or refinancing an existing loan, Mountain America Taylorsville provides expert guidance every step of the way.
Beyond outstanding vehicle financing, members here enjoy access to low mortgage rates and refinancing solutions that make homeownership more attainable in the Taylorsville community. This full-service branch also offers a wide range of personal banking products including checking and savings accounts, credit cards loaded with rewarding perks, personal loans ideal for debt consolidation, and business banking services crafted to support local entrepreneurs. While there is no on-site ATM or drive-thru, convenient cash withdrawal services and seamless online and mobile banking keep your finances accessible anytime.
Experience personalized financial care focused on top-tier auto loans and mortgage lending at Mountain America Taylorsville. Call 801-967-6100 or visit http://www.macu.com today to explore how we can help you unlock your financial potential!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
home equity
10-year fixed home equity loan
7.24 %
0.8 Yrs
home equity
12-year fixed home equity loan
7.74 %
1 Yrs
home equity
15-year fixed home equity loan
8.24 %
1.2 Yrs
heloc
Home equity line of credit
8.25 %
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
15-year fixed mortgage
5.625 %
5.838 %
15.0 Yrs
CONVENTIONAL
FIXED
10-year fixed mini mortgage
5.74 %
5.74 %
10.0 Yrs
CONVENTIONAL
FIXED
20-year fixed mortgage
6.125 %
6.297 %
20.0 Yrs
CONVENTIONAL
FIXED
12-year fixed mini mortgage
6.24 %
6.24 %
12.0 Yrs
CONVENTIONAL
FIXED
30-year fixed mortgage
6.49 %
6.623 %
30.0 Yrs
CONVENTIONAL
FIXED
15-year fixed mini mortgage
6.74 %
6.74 %
15.0 Yrs
CONVENTIONAL
FIXED
15-year fixed mortgage
5.625 %
5.838 %
15.0 Yrs
CONVENTIONAL
FIXED
20-year fixed mortgage
5.99 %
6.161 %
20.0 Yrs
CONVENTIONAL
ADJUSTABLE
7/6 adjustable rate mortgage
6.25 %
6.861 %
7.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/6 adjustable rate mortgage
6.25 %
6.98 %
5.0 Yrs
CONVENTIONAL
FIXED
30-year fixed mortgage
6.49 %
6.623 %
30.0 Yrs
CONVENTIONAL
ADJUSTABLE
7/6 first-time homebuyer adjustable rate mortgage
7.0 %
7.296 %
7.0 Yrs
CONVENTIONAL
FIXED
40-year first-time homebuyer with 15-year balloon
7.125 %
7.328 %
40.0 Yrs
CONVENTIONAL
ADJUSTABLE
10/6 adjustable rate mortgage
7.25 %
7.389 %
10.0 Yrs
CONVENTIONAL
FIXED
Construction loan
7.25 %
7.933 %
30.0 Yrs
CONVENTIONAL
FIXED
100% first-time-homebuyer
7.5 %
7.684 %
40.0 Yrs
CONVENTIONAL
FIXED
20-year lot loan with 7-year balloon
7.625 %
8.088 %
20.0 Yrs
CONVENTIONAL
FIXED
15-year fixed second mortgage
7.75 %
8.038 %
15.0 Yrs
CONVENTIONAL
FIXED
30-year fixed second mortgage with 15-year balloon
8.0 %
8.216 %
30.0 Yrs
CONVENTIONAL
FIXED
20-year fixed second mortgage
8.25 %
8.488 %
20.0 Yrs
CONVENTIONAL
FIXED
10-year lot loan
8.25 %
8.783 %
10.0 Yrs
JUMBO
FIXED
30-year jumbo
6.5 %
6.609 %
30.0 Yrs
JUMBO
FIXED
15-year jumbo
7.0 %
7.183 %
15.0 Yrs
JUMBO
FIXED
20-year jumbo
7.625 %
7.776 %
20.0 Yrs
VA
FIXED
15-year VA
5.5 %
5.989 %
15.0 Yrs
VA
FIXED
30-year VA
5.99 %
6.287 %
30.0 Yrs
FHA
FIXED
15-year FHA
5.25 %
6.108 %
15.0 Yrs
FHA
FIXED
30-year FHA
5.875 %
6.705 %
30.0 Yrs
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
New & used
5.74 % - 5.99 %
5 Yrs - 6 Yrs
Recreational
Large RV
7.99 %
15 Yrs
Recreational
Boat loan
7.99 %
15 Yrs
Recreational
Small RV/ATV
7.99 % - 8.24 %
5 Yrs - 6 Yrs

Introduction

Welcome to Mountain America, your trusted partner in financial well-being, located at 5471 S 4015 W, Taylorsville, UT 84129. Established in 1936, we have proudly served our community for over 85 years, fostering a sense of belonging among our 1,295,749 members. With total assets of an impressive $20,276,595,321, we are dedicated to providing personalized banking solutions that meet your unique needs. At Mountain America, we believe that financial services should be accessible and supportive. Whether you're looking for auto loans or mortgage refinancing, our experienced team is here to guide you every step of the way. Our commitment to excellence is reflected in our significant total deposits of $2,498,647,369 and a solid net worth of $1,866,422,746. With a focus on community impact and member satisfaction, we strive to make banking a positive experience for everyone. Our leadership team is led by CEO Sterling Nielsen and Board President Scott Burt, who are passionate about enhancing the financial lives of our members. Together with our dedicated staff of 3,426 employees, we're ready to assist you with everything from personal loans to business banking solutions. While members can visit us at our Taylorsville branch for in-person services during lobby hours from Monday to Friday between 9:00 AM and 6:00 PM, official correspondence should be sent to our mailing address: 5471 S 4015 W, Taylorsville, UT 84129-4337. Join us today at Mountain America! Give us a call at 801-967-6100 or visit our website at www.macu.com to learn more about how we can support your financial journey. Your future starts here!

Branch History & Mission

Community Engagement

Mountain America takes pride in its active role within the local community. We have established numerous partnerships aimed at supporting local initiatives and outreach programs. By fostering connections with schools and non-profit organizations, we work towards building a stronger community fabric where everyone has the opportunity to thrive. As we look ahead, our focus remains on innovation and adapting to the needs of our members. With digital advancements like mobile payments and online banking tools available to all users, we're committed to ensuring your experience is smooth and efficient. Join us at Mountain America! Experience firsthand how we can help you achieve your financial goals while also being part of a caring community. We invite you to visit us during our operating hours from Monday to Friday from 9:00 AM to 6:00 PM or give us a call at 801-967-6100 for more information about becoming a member today!

Our Mission

At Mountain America, our mission goes beyond simply providing financial services; we are dedicated to enriching the lives of our members and strengthening the communities we serve. We strive to offer personal banking solutions such as checking and savings accounts, auto loans, mortgages, personal loans, and business banking services. Our commitment to excellent service is evident through our online and mobile banking options, making it easier than ever for members to manage their finances on-the-go. We believe in making banking accessible to everyone. Our branch prioritizes customer-centric initiatives and ensures ADA compliance so that all members can easily access our services. Although we currently do not offer ATM or drive-thru services at this location, we are continually exploring ways to enhance convenience for our members.

Branch Location & Accessibility

Accessibility Features

We believe in making banking accessible for everyone. Our branch is ADA compliant, ensuring that all members can easily enter and navigate our space. Parking is readily available right outside, so you won't have to worry about finding a spot when you come to see us.

Get in Touch!

We'd love to help you achieve your financial goals! Feel free to give us a call at 801-967-6100 if you have any questions or need assistance. Come visit us today and discover how we can support you on your financial journey!

Operating Hours

Our lobby hours are set to fit your busy schedule! We're open Monday through Friday from 9:00 AM to 6:00 PM. This allows plenty of time for you to come in after work or during your lunch break.

Services Offered

At Mountain America, we provide a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Additionally, our credit cards offer rewards for everyday purchases and business services for local entrepreneurs.

Member Eligibility

Joining the Mountain America community means becoming part of a family that genuinely cares about your financial well-being. To become a member at our Taylorsville branch, located at 5471 S 4015 W, you need to meet a few friendly criteria. Generally, eligibility extends to anyone who lives, works, worships, or attends school in the areas we serve. This inclusiveness reflects our commitment to supporting our neighbors and friends. For more specific details on eligibility, feel free to check out this resource. Getting started with your membership is as easy as pie! Once you're ready to join, you can find all the necessary steps for opening an account directly on our website. If you have any questions or want to chat about membership options, don't hesitate to give us a call at 801-967-6100. We're here for you Monday through Friday from 9 AM to 6 PM, excited to welcome you into our Mountain America family!

Business Banking & Commercial Services

Running a business is no small feat. At Mountain America, we understand the unique challenges that business owners face and are here to support your journey every step of the way. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $5,373 in commercial loans for our members, helping businesses scale and succeed. Whether you're looking to purchase new equipment, expand your location, or manage cash flow, our tailored loan options can meet your needs. In addition to loans, we offer merchant services designed to simplify daily operations. Imagine being able to accept payments easily from customers while also managing invoices and payroll all in one place. This can free up valuable time for you to focus on what you do best running your business. With an outstanding commercial loan portfolio of $2,148,145,550, we continue to drive economic growth by financing new and expanding businesses throughout the community. If you're ready to take your business to the next level, visit us at 5471 S 4015 W Taylorsville Ut 84129 in Taylorsville, UT or give us a call at (801) 967-6100. Let's build your success together!

Comprehensive List Of Services

Digital Banking Convenience

We know that your time is valuable, which is why we offer robust Online & Mobile Banking features. Access your accounts anytime, anywhere through secure platforms that allow for easy transactions and account management. You can also take advantage of ATM & Cash Withdrawal Services, ensuring that cash is always within reach when you need it. At Mountain America, we're not just about numbers; we're about building relationships with our members. Our friendly team is here to assist you with any questions or concerns you may have. Feel free to reach out at 801-967-6100, or visit us during lobby hours from Monday to Friday, 9:00 AM to 6:00 PM. Experience the difference that personalized service can make in your financial journey. Join us at Mountain America today and explore all the ways we can support your financial goals!

Home Financing Options

When it's time to buy a home or refinance your current mortgage, look no further than our Mortgage Loans & Refinancing services. We understand that purchasing a home is one of the biggest decisions you'll ever make, and our team is here to guide you through every step of the process.

Personal Banking Solutions

Our Personal Banking services include Checking & Savings Accounts designed to help you manage your finances effortlessly. For those moments when life throws unexpected expenses your way, our Personal Loans & Debt Consolidation options can provide the financial relief you need. If you're considering a new vehicle, our Auto Loans & Vehicle Financing make it simple to drive away in your dream car without breaking the bank.

Rewards Credit Cards and Business Services

For those who want to earn while they spend, our Credit Cards with Rewards program offers great benefits that fit your lifestyle. If you're a business owner, our Business Banking services including Merchant Services & Business Loans are designed to help you thrive in today's competitive market.

Digital & Online Banking

Mobile Banking Made Easy

Our mobile application ensures that you have banking at your fingertips. You can deposit checks, send money to friends through person-to-person transfers, and make purchases using mobile payments all from the palm of your hand. And if you're on the go, rest assured that all transactions are secured with top-notch security measures.

Signatures and Statements

Need to sign documents? With our electronic signature authorization feature, you can complete paperwork quickly without needing to visit a branch. This means less time waiting and more time enjoying life. At Mountain America, we prioritize making banking accessible and straightforward for all our members. Our digital tools are crafted to enhance your experience while keeping your information safe. Join us today and discover how easy managing your finances can be!

Financial Strength

At Mountain America, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial performance reflects our commitment to providing reliable and beneficial services to you. With a net worth of $1,866,422,746, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $920 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $6,145,617,325 in share certificates and $6,008,999,239 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $393,835,221, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $1,845,749,365 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $285,235 in used auto loans and a total of $16,366,923,635 in loans and leases, supporting your financial goals across various sectors. Our operational efficiency is highlighted by our $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3,027 full-time employees and 399 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 3,572,351, showcasing a strong and growing member base that trusts us with their finances. Additionally, our Net Shares (funds available for lending and investments) amount to $180,378,688, further solidifying our commitment to your financial well-being. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mountain America is your trusted partner. Visit us at 5471 S 4015 W Taylorsville Ut 84129 or call (801) 967-6100 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have provided over $4,936,086,560 in used vehicle loans and $1,444,883,578 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable used vehicle, we have financing options that make it easier for you to drive away with confidence.

Business Loans

For business owners looking to expand or start anew, our outstanding commercial loans total $2,148,145,550, providing the capital needed for growth. We understand the unique challenges faced by small businesses and are committed to offering tailored solutions. If you're interested in refinancing any existing loans or exploring eligibility options for any of our products, please don't hesitate to reach out. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Mountain America in Taylorsville, we're dedicated to helping you find the right loan product that fits your financial needs while ensuring an easy application process. Come visit us today!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $1,967,627,006. This makes buying or refinancing simple and accessible. We're here to guide you through the process so you can settle into your new space without unnecessary stress.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $981,936,213 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits designed to suit your lifestyle.

Loan Aggregator

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