Mountain America Credit Union

Nestled in the welcoming community of Taylorsville, Mountain America at 2627 W 4700 S is your trusted credit union branch dedicated to helping you steer your financial future with confidence. Open Monday through Friday from 9:00 a.m. to 6:00 p.m., this friendly location offers some of the best auto loans and vehicle financing solutions designed to get you behind the wheel quickly with competitive rates and flexible terms tailored just for you. Whether you're purchasing a new car or refinancing an existing loan, expert guidance is here to make the process smooth and stress-free.
In addition to outstanding vehicle financing, members benefit from low mortgage rates and refinancing options that make owning a home more affordable in Taylorsville’s vibrant community. This full-service branch also provides personal banking products including checking and savings accounts, credit cards loaded with rewarding perks, personal loans ideal for debt consolidation, plus business banking services like merchant solutions and business loans crafted to support local entrepreneurs. While there is no on-site ATM or drive-thru, convenient cash withdrawal services along with seamless online and mobile banking keep your finances accessible anytime.
Experience personalized financial care focused on top-tier auto loans and mortgage lending at Mountain America Taylorsville. Visit us today or call 801-966-2165 to discover how we can help you drive toward your financial goals!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
home equity
10-year fixed home equity loan
7.24 %
0.8 Yrs
home equity
12-year fixed home equity loan
7.74 %
1 Yrs
home equity
15-year fixed home equity loan
8.24 %
1.2 Yrs
heloc
Home equity line of credit
8.25 %
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
15-year fixed mortgage
5.625 %
5.838 %
15.0 Yrs
CONVENTIONAL
FIXED
10-year fixed mini mortgage
5.74 %
5.74 %
10.0 Yrs
CONVENTIONAL
FIXED
20-year fixed mortgage
6.125 %
6.297 %
20.0 Yrs
CONVENTIONAL
FIXED
12-year fixed mini mortgage
6.24 %
6.24 %
12.0 Yrs
CONVENTIONAL
FIXED
30-year fixed mortgage
6.49 %
6.623 %
30.0 Yrs
CONVENTIONAL
FIXED
15-year fixed mini mortgage
6.74 %
6.74 %
15.0 Yrs
CONVENTIONAL
FIXED
15-year fixed mortgage
5.625 %
5.838 %
15.0 Yrs
CONVENTIONAL
FIXED
20-year fixed mortgage
5.99 %
6.161 %
20.0 Yrs
CONVENTIONAL
ADJUSTABLE
7/6 adjustable rate mortgage
6.25 %
6.861 %
7.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/6 adjustable rate mortgage
6.25 %
6.98 %
5.0 Yrs
CONVENTIONAL
FIXED
30-year fixed mortgage
6.49 %
6.623 %
30.0 Yrs
CONVENTIONAL
ADJUSTABLE
7/6 first-time homebuyer adjustable rate mortgage
7.0 %
7.296 %
7.0 Yrs
CONVENTIONAL
FIXED
40-year first-time homebuyer with 15-year balloon
7.125 %
7.328 %
40.0 Yrs
CONVENTIONAL
ADJUSTABLE
10/6 adjustable rate mortgage
7.25 %
7.389 %
10.0 Yrs
CONVENTIONAL
FIXED
Construction loan
7.25 %
7.933 %
30.0 Yrs
CONVENTIONAL
FIXED
100% first-time-homebuyer
7.5 %
7.684 %
40.0 Yrs
CONVENTIONAL
FIXED
20-year lot loan with 7-year balloon
7.625 %
8.088 %
20.0 Yrs
CONVENTIONAL
FIXED
15-year fixed second mortgage
7.75 %
8.038 %
15.0 Yrs
CONVENTIONAL
FIXED
30-year fixed second mortgage with 15-year balloon
8.0 %
8.216 %
30.0 Yrs
CONVENTIONAL
FIXED
20-year fixed second mortgage
8.25 %
8.488 %
20.0 Yrs
CONVENTIONAL
FIXED
10-year lot loan
8.25 %
8.783 %
10.0 Yrs
JUMBO
FIXED
30-year jumbo
6.5 %
6.609 %
30.0 Yrs
JUMBO
FIXED
15-year jumbo
7.0 %
7.183 %
15.0 Yrs
JUMBO
FIXED
20-year jumbo
7.625 %
7.776 %
20.0 Yrs
VA
FIXED
15-year VA
5.5 %
5.989 %
15.0 Yrs
VA
FIXED
30-year VA
5.99 %
6.287 %
30.0 Yrs
FHA
FIXED
15-year FHA
5.25 %
6.108 %
15.0 Yrs
FHA
FIXED
30-year FHA
5.875 %
6.705 %
30.0 Yrs
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
New & used
5.74 % - 5.99 %
5 Yrs - 6 Yrs
Recreational
Large RV
7.99 %
15 Yrs
Recreational
Boat loan
7.99 %
15 Yrs
Recreational
Small RV/ATV
7.99 % - 8.24 %
5 Yrs - 6 Yrs

Introduction

At Mountain America, we believe in building a brighter financial future for our members and community. Located at 2627 W 4700 S, Taylorsville, UT 84129, our branch is more than just a place to bank; it's a cornerstone of support for over 1.2 million members who trust us with their financial needs. Since our establishment in 1936, we have proudly served the Taylorsville area, offering a range of services from personal banking to business loans. With total assets exceeding $20 billion and deposits around $2.5 billion, we are committed to providing solid financial solutions tailored to your needs. Our dedicated team of 3,426 employees, led by CEO Sterling Nielsen and Board President Scott Burt, ensures that every member receives personalized attention and expert guidance. While you can visit us at our branch for all your banking needs, please note that official correspondence should be directed to our mailing address: 2627 W 4700 S, Taylorsville, UT 84129-1805. We offer a variety of services including checking and savings accounts, auto loans, mortgages, personal loans, credit cards with rewards, and business banking options. With our commitment to innovation, we also provide online and mobile banking services for convenience. Join us today and experience the difference that comes with being a part of the Mountain America family. Feel free to call us at 801-966-2165 or visit our website at mountainamerica.com for more information. Let's work together towards achieving your financial goals!

Branch History & Mission

Community Focus

At Mountain America, we believe that true success comes from giving back. Through partnerships with local organizations and community outreach programs, we strive to make a positive impact in Taylorsville and beyond. We understand that when our community thrives, so do our members. As technology advances, we're committed to keeping pace with digital banking innovations that make managing your finances easier than ever. We offer online banking and mobile app features designed with your convenience in mind. We invite you to join us at Mountain America and experience firsthand the benefits of being part of a credit union that truly cares about its members. Whether you're looking for personal banking options or business solutions, we are here for you every step of the way. Reach out today at (801) 966-2165 or visit us online at Mountain America. Together, let's build a brighter financial future!

Our Journey

Since opening our doors, Mountain America has focused on building strong relationships with our members. As we expanded, we embraced the changing needs of our community while maintaining our core values of trust and service. Today, we proudly manage total assets of over $20 billion, reflecting our dedication to financial stability and growth. Our commitment is evident not only in the numbers but also in the personal relationships we foster with each member.

Our Mission

Our mission at Mountain America is simple: to help you achieve your financial goals while supporting the community around us. We provide a wide range of services, including checking and savings accounts, auto loans, mortgage financing, and business banking solutions. Our goal is to empower every member with the tools they need for financial success. While members can visit us at 2627 W 4700 S Taylorsville Ut 84129, official correspondence should be sent to 2627 W 4700 S, Taylorsville, UT 84129-1805. Our operating hours are convenient too Monday through Friday from 9:00 AM to 6:00 PM making it easy for you to connect with us when it matters most.

Branch Location & Accessibility

Convenient Location

Nestled in the heart of Taylorsville, our branch is close to local landmarks that make it easy to stop by. Whether you're heading home from work or out running errands, you'll find us conveniently located with ample parking available right outside. For those who may need assistance, our facility meets ADA compliance standards with ramps and other accessibility features to ensure everyone can bank comfortably.

Reach Out Anytime

Have questions? Feel free to give us a call at 801-966-2165! Our friendly representatives are always ready to help you with any inquiries or concerns. While members can visit us at our physical address for all banking needs, please remember that official correspondence should be sent to 2627 W 4700 S, Taylorsville, UT 84129-1805 if different from our branch address. We invite you to come by and experience the Mountain America difference today! Your financial goals are important to us, and we look forward to being part of your journey.

Services Offered

At Mountain America, we pride ourselves on providing a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have everything you need under one roof. If you're a business owner, we also offer merchant services and business loans to help your enterprise thrive. While our branch does not currently feature an ATM or drive-thru service, our team is here to assist you in person for any banking needs you may have. Although we don't provide shared services at this location, rest assured that our dedicated staff will ensure you receive top-notch service during your visit.

Member Eligibility

Becoming a member of Mountain America is like joining a caring family that looks out for your financial well-being. If you live, work, worship, or attend school in the areas we serve, you're likely eligible to join our community. We pride ourselves on being inclusive and welcoming everyone who shares our values. At Mountain America, members enjoy personalized service, competitive rates on loans, and access to valuable financial resources designed to help you thrive. To learn more about the specific eligibility criteria and how easy it is to open an account with us, visit this link for all the details. If you have any questions or need assistance, don't hesitate to call us at (801) 966-2165. We're here to help you take that exciting step toward membership!

Business Banking & Commercial Services

Merchant Services That Make Sense

In today's competitive market, having efficient merchant services can set your business apart. Imagine processing payments quickly and securely while gaining insights into customer behavior all from one platform. Our merchant services are tailored to simplify transactions, allowing you to focus on what truly matters: growing your business. Located conveniently at 2627 W 4700 S Taylorsville Ut 84129 in Taylorsville, UT, our team is ready to assist you. Reach out at (801) 966-2165 or visit us online at https://www.macu.com/ to explore how we can help your business thrive!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $5,373 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $2,148,145,550, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessibility

While we currently do not have ATM or drive-thru services available at this location, our online platforms ensure that accessing funds and managing accounts is simple and convenient from anywhere. If you're ready to experience personalized service and a community-focused approach to banking, come visit us at Mountain America in Taylorsville. You can reach us at (801) 966-2165 during our lobby hours from Monday to Friday, 9:00 AM to 6:00 PM. Join us today and discover how we can help you achieve your financial goals! For more information, visit us online at 0040 Taylorsville 4700 S.

Business Banking Services

For business owners, we offer specialized solutions through our Business Banking services, which include Merchant Services and Business Loans. Whether you're starting a new venture or expanding an existing one, we're here to provide the financial support you need.

Credit Cards and Rewards

Don't forget about our Credit Cards with Rewards! Enjoy benefits like cash back or travel points while making everyday purchases. It's a great way to earn rewards simply by using your card for things you already buy.

Digital Banking Convenience

In today's fast-paced world, we know how important it is to have access to your finances whenever you need them. That's why we offer robust Online & Mobile Banking options. With features like electronic statements, mobile payments, and person-to-person transfers, managing your money has never been easier.

Personal Banking Solutions

We understand that everyone has different banking needs. That's why our personal banking options include Checking & Savings Accounts designed to help you manage your finances effectively. Whether you're looking to save for a special occasion or just need a convenient checking account for everyday transactions, we've got you covered. For those considering a new vehicle, our Auto Loans & Vehicle Financing make it easy to drive away in the car you want without straining your budget. Imagine cruising around Taylorsville in your new ride with payments that fit your lifestyle. If home ownership is on your mind, explore our Mortgage Loans & Refinancing options. We offer competitive rates and flexible terms that can make your dream home a reality. And if you're looking to consolidate debt or cover unexpected expenses, our Personal Loans are straightforward and designed with your needs in mind.

Digital & Online Banking

Key Features

We understand that staying organized is crucial for managing your money effectively. That's why we offer e-statements that provide a clear view of your account activity right at your fingertips. You can easily track your spending and stay on top of your finances without worrying about clutter from paper statements. For those who are always on the go, our mobile application makes banking even easier. You can make mobile payments seamlessly or send money quickly through person-to-person transfers. Whether you're grabbing lunch or shopping for groceries, your bank is right there with you.

Security and Accessibility

Your peace of mind is our priority. All of our digital services are equipped with advanced security measures to protect your personal information while ensuring ease of use. We want you to feel confident when accessing your accounts online. At Mountain America, we believe that managing your finances should be straightforward and accessible. With our user-friendly features and commitment to security, you can focus on what matters most in life while leaving the banking worries behind. Explore all these great features today at https://www.macu.com/!

Financial Strength

Commitment to Growth

With $1,845,749,365 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to support your financial goals is reflected in the $285,235 we provide in used auto loans and the impressive total of $16,366,923,635 in loans and leases.

Growing Member Base

Total Share and Deposit Accounts: 3,572,351, showing a strong and growing member base that trusts us with their finances. This growth not only reinforces our position but also enhances the services we can provide to all members. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mountain America is your trusted partner. Visit us at 2627 W 4700 S Taylorsville Ut 84129 or call (801) 966-2165 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Centric Approach

Members' savings are secured through $6,145,617,325 in share certificates and $6,008,999,239 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $393,835,221, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3,027 full-time employees and 399 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $1,866,422,746, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $920 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $4,936,086,560 in used vehicle loans and $1,444,883,578 in new vehicle loans already helping members get on the road. Whether you're looking for a brand-new model or a reliable used vehicle, we have flexible financing options that fit your budget.

Business Loans

If you're a business owner seeking capital to grow and expand, our outstanding commercial loans totaling $2,148,145,550 provide the resources necessary for development and success. We also recognize that refinancing can be a smart move if you're looking to lower monthly payments or free up cash flow. Our loan specialists are ready to assist you in exploring eligibility options tailored specifically for your situation. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. At Mountain America in Taylorsville, we're dedicated to providing our members with diverse loan products and exceptional service. Visit us today or call us at 801-966-2165 to learn more about how we can help you achieve your financial dreams!

Credit Lines

For those who prefer having available credit at their fingertips, our total credit lines amount to $6,373,442,492. This option allows you more flexibility for various purchases while maintaining control over your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $1,967,627,006, making buying or refinancing simple. We provide competitive interest rates and terms to ensure you find the right fit for your housing needs.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans. With a total of $981,936,213 in loans helping members manage their finances effectively, you can enjoy peace of mind knowing you have access to funds when you need them most.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions, which ensures transparency in the comparison process. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results so users can choose what's best for them. - Real-Time Rate Comparisons: The platform provides up-to-date loan rates from multiple institutions, making it easier for users to find the best deals available at any moment. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" If you're looking for the best loan rates tailored to your needs, compare real-time loan offers today at LendMesh. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to accuracy means that users can trust the information they receive. Each loan offer is displayed transparently, allowing for fair comparisons.

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