Mountain America Credit Union

Nestled in the beautiful Stansbury Park community, Mountain America at 6811 N Highway 36 is your friendly neighborhood credit union committed to helping you achieve your financial goals with personalized service. Open Monday through Friday from 9:00 a.m. to 6:00 p.m., this branch stands out for offering some of the best auto loans and vehicle financing options designed to get you behind the wheel quickly and confidently. Whether you're purchasing a new car or refinancing an existing loan, Mountain America Stansbury Park provides competitive rates and flexible terms tailored just for you.
Beyond exceptional vehicle financing, members benefit from low mortgage rates and refinancing solutions that make homeownership more affordable in this welcoming community. This full-service location also offers personal banking products like checking and savings accounts, credit cards packed with rewarding perks, personal loans ideal for debt consolidation, as well as business banking services including merchant solutions and business loans crafted to support local entrepreneurs. While there is no on-site ATM or drive-thru, convenient cash withdrawal services are available along with seamless online and mobile banking platforms to keep your finances accessible anytime.
Experience trusted local financial care focused on top-tier auto loans and mortgage lending at Mountain America Stansbury Park. Visit us today or call 435-882-5101 to explore how we can help you unlock your financial potential!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
home equity
10-year fixed home equity loan
7.24 %
0.8 Yrs
home equity
12-year fixed home equity loan
7.74 %
1 Yrs
home equity
15-year fixed home equity loan
8.24 %
1.2 Yrs
heloc
Home equity line of credit
8.25 %
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
15-year fixed mortgage
5.625 %
5.838 %
15.0 Yrs
CONVENTIONAL
FIXED
10-year fixed mini mortgage
5.74 %
5.74 %
10.0 Yrs
CONVENTIONAL
FIXED
20-year fixed mortgage
6.125 %
6.297 %
20.0 Yrs
CONVENTIONAL
FIXED
12-year fixed mini mortgage
6.24 %
6.24 %
12.0 Yrs
CONVENTIONAL
FIXED
30-year fixed mortgage
6.49 %
6.623 %
30.0 Yrs
CONVENTIONAL
FIXED
15-year fixed mini mortgage
6.74 %
6.74 %
15.0 Yrs
CONVENTIONAL
FIXED
15-year fixed mortgage
5.625 %
5.838 %
15.0 Yrs
CONVENTIONAL
FIXED
20-year fixed mortgage
5.99 %
6.161 %
20.0 Yrs
CONVENTIONAL
ADJUSTABLE
7/6 adjustable rate mortgage
6.25 %
6.861 %
7.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/6 adjustable rate mortgage
6.25 %
6.98 %
5.0 Yrs
CONVENTIONAL
FIXED
30-year fixed mortgage
6.49 %
6.623 %
30.0 Yrs
CONVENTIONAL
ADJUSTABLE
7/6 first-time homebuyer adjustable rate mortgage
7.0 %
7.296 %
7.0 Yrs
CONVENTIONAL
FIXED
40-year first-time homebuyer with 15-year balloon
7.125 %
7.328 %
40.0 Yrs
CONVENTIONAL
ADJUSTABLE
10/6 adjustable rate mortgage
7.25 %
7.389 %
10.0 Yrs
CONVENTIONAL
FIXED
Construction loan
7.25 %
7.933 %
30.0 Yrs
CONVENTIONAL
FIXED
100% first-time-homebuyer
7.5 %
7.684 %
40.0 Yrs
CONVENTIONAL
FIXED
20-year lot loan with 7-year balloon
7.625 %
8.088 %
20.0 Yrs
CONVENTIONAL
FIXED
15-year fixed second mortgage
7.75 %
8.038 %
15.0 Yrs
CONVENTIONAL
FIXED
30-year fixed second mortgage with 15-year balloon
8.0 %
8.216 %
30.0 Yrs
CONVENTIONAL
FIXED
20-year fixed second mortgage
8.25 %
8.488 %
20.0 Yrs
CONVENTIONAL
FIXED
10-year lot loan
8.25 %
8.783 %
10.0 Yrs
JUMBO
FIXED
30-year jumbo
6.5 %
6.609 %
30.0 Yrs
JUMBO
FIXED
15-year jumbo
7.0 %
7.183 %
15.0 Yrs
JUMBO
FIXED
20-year jumbo
7.625 %
7.776 %
20.0 Yrs
VA
FIXED
15-year VA
5.5 %
5.989 %
15.0 Yrs
VA
FIXED
30-year VA
5.99 %
6.287 %
30.0 Yrs
FHA
FIXED
15-year FHA
5.25 %
6.108 %
15.0 Yrs
FHA
FIXED
30-year FHA
5.875 %
6.705 %
30.0 Yrs
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
New & used
5.74 % - 5.99 %
5 Yrs - 6 Yrs
Recreational
Large RV
7.99 %
15 Yrs
Recreational
Boat loan
7.99 %
15 Yrs
Recreational
Small RV/ATV
7.99 % - 8.24 %
5 Yrs - 6 Yrs

Introduction

At Mountain America, we believe that your financial journey should be as rewarding as the destination. Located at 6811 N Highway 36, Stansbury Park, UT 84074, our branch is dedicated to serving over 1,295,749 members with a commitment to community and excellence since our establishment in 1936. With total assets of $20,276,595,321 and total deposits reaching $2,498,647,369, we have built a strong foundation that you can trust. While you can visit us at the branch for all your banking needs, please note that official correspondence should be sent to the same address: 6811 N Highway 36, Stansbury Park, UT 84074. Our friendly team is here to assist you Monday through Friday from 9:00 AM to 6:00 PM. If you have questions or need assistance, feel free to call us at 435-882-5101. Under the leadership of CEO Sterling Nielsen and Board President Scott Burt, we are committed to providing exceptional service and innovative financial solutions tailored just for you. With a robust loan portfolio of 1,010,477 loans and leases, we offer a range of products including personal loans, auto financing, mortgages, and business services. Whether you're looking to open an account or need advice on loans or investments, our experienced staff is ready to help you every step of the way. Experience the difference that a member-focused credit union can make in your financial life visit us today! For more information about our services and offerings, check out our website at Mountain America.

Branch History & Mission

Mountain America has a rich legacy of serving the community since its establishment in 1936. Located at 6811 N Highway 36, Stansbury Park, UT, this branch is not just a financial institution but a pillar of support for nearly 1.3 million members. Our journey began with a vision to provide accessible and affordable financial services to those in need, and over the decades, we have proudly evolved to meet the changing needs of our community. From humble beginnings, Mountain America has grown significantly, achieving total assets of over $20 billion. This growth reflects our commitment to our members and their financial well-being. As we continue to thrive, our mission remains clear: to empower individuals and families through exceptional financial products and dedicated support. We are here to help you achieve your goals whether that means saving for a home, financing a vehicle, or managing everyday expenses. At Mountain America, we understand that banking should be convenient and user-friendly. While visiting us at our Stansbury Park branch is always welcomed during our operating hours from Monday to Friday, 9:00 AM to 6:00 PM, we also offer various digital services such as online banking and mobile payments for those who prefer banking on-the-go. Our mission extends beyond financial transactions; it includes making a positive impact in the communities we serve. Through partnerships with local organizations and outreach programs, we strive to uplift our neighbors by offering financial education and resources that promote economic stability. While members can visit us at 6811 N Highway 36 for all their banking needs, official correspondence should be sent to the same address. Although we currently do not have an ATM or drive-thru service available at this location, we ensure that every member receives personal attention and care during their visit. Join us at Mountain America today and experience how our history of trust and commitment can help you reach your financial dreams. Together, let's build a brighter future for ourselves and our community! For more information or assistance, feel free to call us at 435-882-5101 or explore our website at www.macu.com.

Branch Location & Accessibility

Call to Action

If you have any questions or need assistance, don't hesitate to give us a call at (435) 882-5101. We invite you to stop by Mountain America today and discover how we can help you achieve your financial goals!

Operating Hours and Services

Our lobby hours are Monday through Friday from 9:00 AM to 6:00 PM, so you can easily fit us into your busy schedule. While we currently do not have an ATM or drive-thru service available, we provide a wide range of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Plus, our online and mobile banking services make managing your finances easier than ever. While members can visit us at 6811 N Highway 36 Stansbury Park Ut 84074, official correspondence should be sent to the same mailing address: 6811 N Highway 36, Stansbury Park, UT 84074.

Parking and Accessibility

We offer ample parking space for our members, ensuring that your visit is hassle-free. Our facility is ADA compliant, featuring ramps and other accessibility features to accommodate everyone. Whether you're stopping by for a quick transaction or need assistance with a loan, our friendly staff is here to help.

Member Eligibility

Becoming a member of Mountain America is like joining a close-knit community where your financial well-being is our priority. If you're looking to join us at our Stansbury Park location, you're in good company! Membership is open to anyone who lives, works, or worships in the area, as well as their family members. This inclusive approach means that whether you're just starting your financial journey or looking for more support, you'll find a welcoming home here. Plus, being part of Mountain America gives you access to a variety of services designed to help you thrive financially. To learn more about the eligibility criteria and ensure you meet the requirements, feel free to check out the detailed information available at . And when you're ready to take the next step in opening your account, we make it easy just reach out to us at (435) 882-5101, or stop by our branch located at 6811 N Highway 36 Stansbury Park Ut 84074 during our operating hours. We can't wait to welcome you into our family!

Business Banking & Commercial Services

Merchant Services That Empower

In addition to loans, we offer merchant services that simplify payment processing. Imagine a busy café using our solutions to accept payments seamlessly while focusing on serving customers. Our tools make transactions smooth, ensuring you can concentrate on what matters most growing your business. Located at 6811 N Highway 36 Stansbury Park Ut 84074 in Stansbury Park, UT, we're here to support your journey. Reach out to us at (435) 882-5101 or visit our website here for more information on how we can assist your business today!

Tailored Lending Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $5,373 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $2,148,145,550, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're in the market for a new car or looking to refinance your existing auto loan, we've got you covered with our auto loans and vehicle financing services. Imagine driving off in that new vehicle you've had your eye on, all while enjoying competitive rates and flexible terms that fit your budget.

Business Banking

We also cater to local businesses with our business banking services, which include merchant services and business loans. If you're an entrepreneur looking to grow your business or streamline operations, our dedicated team can assist you every step of the way.

Credit Cards with Rewards

For those who love to earn while they spend, we offer credit cards with rewards tailored to fit your lifestyle. Whether you're planning a trip or simply want cashback on everyday purchases, our credit card options make it easy to enjoy benefits while managing your finances wisely.

Mortgage Loans & Refinancing

Homeownership is a significant milestone, and we're here to make it happen for you. Our mortgage loans and refinancing options help you find the perfect solution for buying your first home or upgrading to something larger. With our expert team by your side, navigating the mortgage process becomes simpler and more straightforward.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking solutions that allow you to manage your accounts anytime, anywhere. From checking balances to making transfers or paying bills, everything is just a click away. At Mountain America in Stansbury Park, we strive not only to meet but exceed your expectations when it comes to financial services. We invite you to visit us or check out our website at www.macu.com for more information about how we can support you in achieving your financial goals. Ready to take control of your finances? Give us a call today at 435-882-5101!

Personal Banking

We understand that managing your finances can be a challenging task. That's why we offer various personal banking options, including checking and savings accounts designed for everyday banking needs. Whether you're saving for a dream vacation or just want an easy way to manage your day-to-day expenses, our accounts provide the flexibility you need.

Personal Loans & Debt Consolidation

Need some extra cash? Our personal loans and debt consolidation services are designed to help you tackle unexpected expenses or consolidate multiple debts into one manageable payment. Picture yourself free from the burden of high-interest debts, allowing you to focus on what truly matters.

Digital & Online Banking

Convenience at Your Fingertips

Our mobile banking app supports mobile payments, allowing you to make purchases quickly and easily without needing cash or cards. If you ever need to send money to friends or family, our person-to-person transfers make it simple and fast. And remember, our 24/7 online banking services mean that whether it's day or night, you can access your accounts whenever it suits you best. You're never far from managing your finances with ease. At Mountain America, we prioritize making banking accessible and straightforward for everyone. Whether you're checking balances during your lunch break or making a quick payment while out and about, we've got the tools to support your financial journey safely and efficiently.

Key Features

You can start by visiting our online banking platform at https://www.macu.com/. Here, you can view your account balances, pay bills, and transfer money all with peace of mind knowing that your information is protected by advanced security measures. We offer electronic signature authorization for certain transactions, making it easier than ever to complete your banking needs without the hassle of paperwork. For those who prefer going paperless, we provide e-statements. This means you'll receive monthly statements straight to your inbox no more waiting for the mail or worrying about lost documents. Plus, with our mobile application, available for download on your device, you can take all these services on the go!

Financial Strength

Commitment to Growth

With $1,845,749,365 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $285,235 in used auto loans and $16,366,923,635 in total loans and leases.

Growing Trust

We have built a strong community with a total of 3,572,351 share accounts that show a growing member base trusting us with their finances. Net Shares available for lending and investments total $180,378,688, reflecting our ability to support your financial journey effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mountain America is your trusted partner. Visit us at 6811 N Highway 36 Stansbury Park Ut 84074 or call (435) 882-5101 to learn more about how we can help you achieve your financial goals.

Member Savings Secure

Members' savings are secured through $6,145,617,325 in share certificates and $6,008,999,239 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $393,835,221, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operations reflect our dedication to excellence with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3,027 full-time employees and 399 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Foundation

With a net worth of $1,866,422,746, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $920 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $4,936,086,560 in used vehicle loans and $1,444,883,578 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our team is here to assist you with flexible terms tailored to fit your budget.

Commercial Loans

For business owners, our outstanding commercial loans totaling $2,148,145,550 provide the capital needed to grow and expand. We understand that every business has unique needs, and our dedicated staff can help tailor a loan solution just for you.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $981,936,213 in loans helping members manage their finances effectively. Our credit cards come with various features and rewards, allowing you to earn benefits while making everyday purchases.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,967,627,006, make buying or refinancing simple. We strive to make the process straightforward and affordable, ensuring that your journey towards owning a home is as smooth as possible.

Refinancing Options

If you're considering refinancing any existing loans, we have options available that might suit your situation. Speak with one of our representatives at Mountain America, located at 6811 N Highway 36 Stansbury Park Ut 84074, Stansbury Park, UT, by calling (435) 882-5101 during our operating hours from Monday to Friday, 9:00 AM - 6:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Mountain America, we are committed to providing personalized service and support throughout your borrowing experience. Let us help you find the right loan product for your needs today!

Loan Aggregator

Accurate Loan Comparisons

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Benefits of Using LendMesh

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