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Home Equity Loans
Mortgage Loans
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Introduction
Welcome to Mountain America, your trusted partner in financial wellness! Located conveniently at 1183 W 400 S, Springville, UT 84663, our branch has been dedicated to serving the community since 1936. As a member of our growing family of over 1.2 million members, you can feel confident knowing that we prioritize your financial needs. At Mountain America, we are proud to have total assets of $20,276,595,321, allowing us to offer competitive services designed just for you. With a solid net worth of $1,866,422,746 and total deposits exceeding $2,498,647,369, we ensure that your money is not only safe but also working hard for you. Our team of 3,426 employees is committed to providing personalized service and expert advice. Under the leadership of CEO Sterling Nielsen and Board President Scott Burt, we're focused on helping you achieve your financial goals whether it's purchasing a new home or financing your next vehicle. We offer a variety of products including personal banking accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address at 1183 W 400 S, Springville, UT 84663. Feel free to reach out to us at 385-325-5338 or explore more about our offerings on our website at Mountain America. We look forward to welcoming you into our community and helping you thrive financially!
Branch History & Mission
A Journey Through Time
Mountain America was founded on the principles of service and community support. Over the decades, we have adapted to meet the evolving needs of our members while staying true to our core values. Today, with total assets exceeding $20 billion, we stand strong as one of the largest credit unions in the region. Our journey has been marked by significant milestones, including innovative financial products and community outreach initiatives aimed at improving lives. As we reflect on our history, we take pride in our growth and the trust placed in us by our members. Our headquarters is located in Sandy, UT, but our heart beats right here in Springville. We're dedicated to making personal banking accessible and enjoyable for everyone.
Community Engagement
Our commitment goes beyond just banking. Mountain America actively participates in community outreach efforts that address local needs. Through partnerships with various organizations and initiatives aimed at education and financial literacy, we work tirelessly to uplift those around us. While members can visit us at 1183 W 400 S Springville Ut 84663, official correspondence should be sent to 1183 W 400 S, Springville, UT 84663 if different from our branch location.
Join Us Today!
As you explore your financial options, consider becoming part of the Mountain America family. With dedicated staff ready to assist you during our operating hours Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 2:00 PM we invite you to experience first-hand how we can help you achieve your goals. Call us today at (385) 325-5338 or visit us online at Mountain America for more information about membership benefits. Together, let's build a brighter financial future!
Our Mission
At Mountain America, our mission is simple yet profound: we strive to empower our members through exceptional financial services while fostering community well-being. We believe that everyone deserves access to quality banking solutions be it checking and savings accounts, auto loans, or mortgage financing. We are here not just as a bank but as a partner invested in your financial future. We also recognize that banking should be easy and convenient. That's why we offer features like online banking and mobile payments to ensure you can manage your finances anytime, anywhere. Our focus on accessibility extends beyond technology; we are committed to providing ADA-compliant services so that all members of our community can enjoy what we offer.
Branch Location & Accessibility
Welcome to Mountain America's Springville branch, conveniently located at 1183 W 400 S in the heart of Springville, Utah. Whether you're coming from nearby landmarks like the beautiful Springville Museum of Art or just passing through the vibrant downtown area, our location is easy to access and designed with your convenience in mind. At Mountain America, we understand that accessibility is key. Our branch features ADA-compliant entrances and ample parking for all members. You can easily find a spot close to the entrance, making your visit hassle-free. While you're here, take advantage of our inviting lobby where our friendly staff is ready to assist you with a range of services tailored to meet your financial needs. Our operating hours are set to fit your busy schedule: we're open Monday through Friday from 9 AM to 6 PM and on Saturdays from 9 AM to 2 PM. If you have any questions or need assistance outside these hours, feel free to call us at 385-325-5338. We are always happy to help! Although we currently do not offer ATM services or drive-thru banking at this location, our dedicated team is here to provide personalized service for all your banking needs. You can enjoy a variety of personal and business banking options including checking and savings accounts, auto loans, mortgage loans, personal loans, credit cards with rewards, and more. While members can visit us at 1183 W 400 S for all their banking needs, official correspondence should be sent to the same address for your convenience. We look forward to welcoming you at Mountain America in Springville! Visit us today or give us a call we're excited to help you achieve your financial goals!
Member Eligibility
Joining Mountain America is like stepping into a welcoming community where your financial well-being is the priority. To become a member, you'll need to meet certain eligibility criteria that are designed to ensure our community thrives together. Generally, anyone who lives, works, or worships in the area is invited to join us, along with their family members. This means if you're part of our local community, we'd love to have you! Not only do members enjoy personalized service and a variety of financial products tailored just for them, but they also become part of a cooperative that prioritizes shared success over profits. Opening an account is simple and straightforward! You can find detailed information about the eligibility requirements at , which is a great resource for understanding what's needed. If you're ready to start your journey with us or have any questions, don't hesitate to reach out at (385) 325-5338. We're here to help you every step of the way! Plus, you can check out how easy it is to open an account by visiting our website. Join us at 1183 W 400 S Springville Ut 84663 and experience the difference that membership at Mountain America can make in your life!
Business Banking & Commercial Services
Practical Merchant Services
In addition to loans, we offer merchant services that make daily operations smoother for business owners. Imagine having a reliable payment processing solution that allows you to focus on what you do best serving your customers. With our services, you can accept payments quickly and securely, giving your clients a hassle-free experience. Located at 1183 W 400 S Springville Ut 84663 in Springville, UT, we're here to help you take the next step. Contact us today at (385) 325-5338 and discover how Mountain America can empower your business!
Tailored Loan Options
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $5,373 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $2,148,145,550, we continue to drive economic growth by financing new and expanding businesses.
Comprehensive List Of Services
Business Banking Services
For our local entrepreneurs and businesses, we offer comprehensive Business Banking solutions. From Merchant Services that help you accept payments easily to tailored Business Loans, we're here to support your success.
Convenient Access Anytime
We understand the importance of convenience in today's fast-paced world. That's why at Mountain America, we provide robust digital banking features like mobile payments and person-to-person transfers. You can rest assured knowing that managing your finances is just a click away. If you have any questions or need assistance with any of our services, don't hesitate to reach out. You can call us at (385) 325-5338 during our operating hours: Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 2:00 PM.
Get Started Today!
Join us at Mountain America, where we strive to make your banking experience not only efficient but also enjoyable. Visit us at 0160 Springville 400 S or contact us today! Your financial goals are within reach, and we're excited to help you achieve them!
Home Financing Made Simple
Buying a home can be overwhelming, but with our Mortgage Loans & Refinancing, we simplify the process for you. Our friendly staff is here to guide you through each step, ensuring that you find the right mortgage option for your situation. If you're looking to consolidate debt or need extra cash for personal projects, our Personal Loans & Debt Consolidation options are also available.
Personal Banking Solutions
Our personal banking options are designed with you in mind. We offer Checking & Savings Accounts that help you manage your everyday finances effortlessly. Imagine having access to your funds anytime through our Online & Mobile Banking services, allowing you to check balances, transfer money, and pay bills right from your smartphone. When it comes to financing your next vehicle, look no further than our Auto Loans & Vehicle Financing. We provide competitive rates and flexible terms that fit your budget, making it easier for you to drive away in the car you want.
Rewarding Credit Card Options
Don't forget about our Credit Cards with Rewards! With every purchase, earn points that can be redeemed for travel, merchandise, or even cash back. It's an easy way to benefit from your everyday spending.
Digital & Online Banking
Key Features
Our online banking platform offers 24/7 access, allowing you to check balances, pay bills, and transfer funds whenever it suits you. Whether you're at home or on the go, you can rely on our mobile application for quick account management right from your smartphone. Plus, with features like person-to-person transfers, sending money to friends and family has never been easier. Security is a top priority for us at Mountain America. We offer electronic signature authorization to ensure your transactions are safe and secure. Additionally, our e-statements feature allows you to receive your account statements digitally, reducing paper clutter while keeping your information protected. You can also enjoy the convenience of mobile payments, making shopping simple and swift. Just link your account to your mobile wallet and start making purchases effortlessly. With all these tools at your disposal, managing your finances is not just easy; it's also tailored to fit your busy lifestyle. Experience the freedom of real-time account management with our robust digital banking services today!
Financial Strength
Investment in the Future
With $1,845,749,365 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $285,235 in used auto loans and $16,366,923,635 in total loans and leases.
Member-Centric Savings
Members' savings are secured through $6,145,617,325 in share certificates and $6,008,999,239 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $393,835,221, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Operational Efficiency
Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3,027 full-time employees and 399 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
Strong Financial Health
With a net worth of $1,866,422,746, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $920 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Trusted Partnerships
Net Shares (Funds available for lending and investments): $180,378,688. Total Share and Deposit Accounts: 3,572,351, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mountain America is your trusted partner. Visit us at 1183 W 400 S Springville Ut 84663 or call (385) 325-5338 to learn more about how we can help you achieve your financial goals.
Loan Offering
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $4,936,086,560 in used vehicle loans and $1,444,883,578 in new vehicle loans already helping members get on the road. We also provide refinancing options if you're looking to lower your monthly payments or reduce your interest rate.
Business Loans
For business owners, our outstanding commercial loans totaling $2,148,145,550 provide the capital needed to grow and expand. We understand the unique needs of businesses and are here to support your ventures. At Mountain America Credit Union, our loan offerings are designed with you in mind. We encourage you to explore these options further by visiting us at our branch or checking out our website at www.macu.com. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're dedicated to providing personalized service and solutions that help you reach your financial goals let's get started today!
Credit Lines
Our total credit lines amount to $6,373,442,492, giving you the flexibility to cover unexpected expenses or make larger purchases while managing cash flow easily.
Mortgage Loans
Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $1,967,627,006, making buying or refinancing simple. We offer flexible terms and competitive rates designed to fit various budgets and circumstances.
Unsecured Credit Card Loans
We also offer flexible terms on unsecured credit card loans, with a total of $981,936,213 in loans helping members manage their finances effectively. These cards are designed to give you quick access to funds without the need for collateral.
Loan Aggregator
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