Type of Loan Offerings
Home Equity Loans
Mortgage Loans
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Vehicle Loans
Introduction
Welcome to Mountain America, your trusted financial partner located at 1308 N Canyon Creek Pkwy, Spanish Fork, UT 84660. Established in 1936, we have grown alongside our community, proudly serving over 1,295,749 members with a strong commitment to providing exceptional financial services. At Mountain America, we believe in building relationships and empowering our members to achieve their financial goals. With total assets of $20,276,595,321 and deposits totaling $2,498,647,369, we are well-equipped to support your banking needs. Our dedicated team of 3,426 employees, led by CEO Sterling Nielsen and Board President Scott Burt, is here to assist you with personalized services ranging from checking and savings accounts to auto loans and mortgage refinancing. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to the same address: 1308 N Canyon Creek Pkwy, Spanish Fork, UT 84660. Whether you're looking for a new loan or just need some financial advice, we're ready to help. Explore the benefits of being a member with us. We offer competitive loan rates with a total of 1,010,477 loans and leases available for our members. Additionally, our robust net worth of $1,866,422,746 reflects our stability and dedication to serving you better. Join us today and discover how Mountain America can make a positive impact on your financial journey! For more information or inquiries, feel free to call us at 801-798-0333 or visit our website at Mountain America. Your future starts here!
Branch History & Mission
Innovation Meets Accessibility
As part of our commitment to serve you better, we have implemented numerous digital advancements that make banking simpler and more efficient. With online banking and mobile payment options available, managing your finances has never been easier. Additionally, we ensure that our services are ADA compliant so that everyone can access what they need without barriers. While members can visit us at 1308 N Canyon Creek Pkwy for personal banking services such as checking and savings accounts, auto loans, mortgage refinancing, and more, official correspondence should be sent to the same address as there is no difference between our branch and mailing addresses.
Join Us Today!
With a history rich in service and a future focused on innovation, Mountain America invites you to become part of our growing family. Experience the benefits of membership today whether you're looking for personal banking solutions or business services tailored just for you. We are more than just a credit union; we are your partners in progress. Call us at 801-798-0333 or visit our website to learn more about how Mountain America can help you thrive financially!
Our Commitment to Community
Located in the heart of Spanish Fork, just off Canyon Creek Parkway, our branch is easily accessible for all your banking needs. Whether you're stopping by during our operating hours from Monday to Friday, 9:00 AM to 6:00 PM, or utilizing our drive-thru services, we are here for you. Our ATM availability ensures that you have access to your funds whenever you need them. Mountain America believes that financial success is rooted in community engagement. We actively participate in local events and initiatives designed to uplift those around us. From sponsoring youth sports teams to supporting educational programs, we strive to make a positive impact in every way possible.
Branch Location & Accessibility
Comprehensive Services
Mountain America offers a variety of banking services tailored to fit your lifestyle. From checking and savings accounts to loans and credit cards with rewards, we have something for everyone. Need cash? Our ATM is available on-site for your convenience. While you're here, feel free to use our drive-thru for deposits and withdrawals making banking as effortless as possible.
Convenient Access
At Mountain America, we prioritize accessibility for all our members. Our branch is equipped with features that comply with ADA standards, ensuring that everyone can easily access our services. Ample parking is available right outside the entrance, allowing you to visit us without any hassle. Plus, if you're in a hurry, take advantage of our drive-thru banking services for quick transactions without leaving your vehicle.
Get in Touch!
If you have any questions or would like more information about how we can help you achieve your financial goals, don't hesitate to give us a call at 801-798-0333. We invite you to visit us at Mountain America in Spanish Fork today! Your financial future starts here!
Operating Hours
We understand that your time is valuable. That's why our lobby is open Monday through Friday from 9:00 AM to 6:00 PM, providing plenty of opportunities for you to come in and discuss your financial needs or ask questions about our range of services. Whether you're interested in personal banking, auto loans, or mortgage options, our friendly team is ready to assist you.
Member Eligibility
Becoming a member of Mountain America is like joining a close-knit community that supports you in achieving your financial goals. If you live, work, or worship in the areas we serve, you're likely eligible to join us! We welcome individuals from various backgrounds and walks of life, making it easy for anyone to become part of our family. To explore all the details regarding eligibility criteria, feel free to visit our website at . Joining Mountain America opens the door to a range of benefits, including competitive rates on loans and savings, personalized service, and access to essential banking tools. The process of opening an account is straightforward and welcoming just stop by our branch located at 1308 N Canyon Creek Pkwy Spanish Fork Ut 84660, or give us a call at (801) 798-0333 for assistance. We're here to help you every step of the way as you embark on your financial journey with us!
Business Banking & Commercial Services
Business Loan Options
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $5,373 in commercial loans for our members, helping businesses scale and succeed. This funding has empowered local entrepreneurs to expand their operations, purchase new equipment, and hire additional staff. - With an outstanding commercial loan portfolio of $2,148,145,550, we continue to drive economic growth by financing new and expanding businesses.
Merchant Services
In today's fast-paced market, having efficient payment processing is crucial. Our merchant services provide you with easy and secure ways to accept payments from your customers. Imagine a busy Saturday at your café: with our solutions, you can process credit card transactions seamlessly, ensuring a smooth experience for both you and your customers. Let us help take your business to the next level. Visit us at 1308 N Canyon Creek Pkwy Spanish Fork Ut 84660, Spanish Fork, UT or call us at (801) 798-0333 to learn more about how we can support your journey toward success!
Comprehensive List Of Services
Basic Drive-Thru and ATM Services
Sometimes all you need is a quick transaction. Our basic drive-thru banking allows you to handle deposits, withdrawals, and simple transactions without leaving your vehicle. And with our accessible ATMs available for balance checks and withdrawals, managing your finances has never been easier. We invite you to visit us at 1308 N Canyon Creek Pkwy Spanish Fork Ut 84660 or give us a call at 801-798-0333 during our lobby hours from Monday through Friday from 9:00 AM to 6:00 PM. Explore how our comprehensive list of services at Mountain America can empower you in achieving your financial goals today! For more information about our offerings, feel free to check out our website at Mountain America.
Business Banking Support
For our entrepreneurial members, we offer specialized business banking services, including merchant services and business loans. If you're starting or expanding a business, we're here to support your journey with financial solutions tailored specifically for businesses.
Credit Cards with Rewards
Who doesn't love earning rewards? Our credit cards with rewards let you earn points or cash back on every purchase. This means that whether you're grabbing groceries or planning a vacation, you'll be rewarded for your spending.
Online & Mobile Banking Convenience
In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features. You can check balances, transfer funds, pay bills, and even deposit checks from the comfort of your home or on-the-go! Plus, our ATM and cash withdrawal services ensure you have easy access to your money whenever you need it.
Personal Banking Solutions
Our personal banking services are tailored to fit your everyday financial activities. From checking and savings accounts that help you manage your day-to-day expenses to auto loans and vehicle financing for when it's time to upgrade your ride, we've got you covered. Imagine driving away in a new car with financing options that fit your budget perfectly! If you're looking for a home, our mortgage loans and refinancing options are designed to make the process as smooth as possible. We can help you find the right plan that meets your needs, whether you're buying your first home or refinancing an existing mortgage. Additionally, our personal loans and debt consolidation services provide an excellent opportunity for those looking to simplify their finances. Picture combining multiple debts into one manageable payment it can be a game-changer for your financial health.
Digital & Online Banking
Key Features
Imagine checking your balance, transferring funds, or paying bills from the comfort of your home or on the go. Our mobile application lets you do just that! It's user-friendly and packed with features like mobile payments and person-to-person transfers, ensuring you can send money to friends or family with just a few taps. For those who prefer going paperless, we offer e-statements that keep your financial records organized and accessible. Plus, with electronic signature authorization available, signing documents has never been easier or more secure.
Security & Convenience
Your security is our top priority. We use advanced technology to protect your information while you enjoy the convenience of our digital services. Our systems are designed to be easy to navigate so you can focus on what matters most managing your money effectively. Whether you're using our online banking platform or our mobile app, you'll have real-time access to your accounts. This means you can track spending, set budgets, and stay informed about your finances without any hassle. Join us at Mountain America for a banking experience that prioritizes convenience without compromising security. Explore all the benefits of digital banking today!
Financial Strength
Commitment to Growth
Our $1,845,749,365 in undivided earnings allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. We support your financial goals with $285,235 in used auto loans and $16,366,923,635 in total loans and leases.
Growing Membership Trust
We serve a strong community with a total of 3,572,351 share accounts, showing that more people trust us with their finances every day. Our net shares available for lending and investments stand at $180,378,688, giving us the capacity to support your needs effectively. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mountain America is your trusted partner. Visit us at 1308 N Canyon Creek Pkwy Spanish Fork Ut 84660 or call (801) 798-0333 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.
Member-Centric Savings Options
Your savings are our priority. Members' savings are secured through $6,145,617,325 in share certificates and $6,008,999,239 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $393,835,221, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Operational Efficiency
Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We are proud of our dedicated team comprising 3,027 full-time employees and 399 part-time employees who are always ready to assist you.
Strong Financial Health
With a net worth of $1,866,422,746, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $920 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Loan Offering
Additional Options
If you're considering refinancing existing loans or exploring eligibility options for any of our products, we're here to help! Our knowledgeable staff can walk you through various options available to potentially lower your payments or enhance your borrowing capacity. Our commitment extends beyond providing loan products; we aim to build lasting relationships with our members. For more information about our loan offerings and how they can benefit you personally or professionally, feel free to contact us at 801-798-0333 or visit us at 1308 N Canyon Creek Pkwy Spanish Fork UT 84660. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let Mountain America be your partner in achieving financial success!
Auto Loans
Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry, with over $4,936,086,560 in used vehicle loans and $1,444,883,578 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our team is here to assist you every step of the way.
Business Financing
For business owners looking for capital to grow and expand their operations, our outstanding commercial loans totaling $2,148,145,550 provide essential support. We understand that every business is unique; therefore our team is committed to tailoring solutions that meet your specific needs.
Mortgage Loans
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,967,627,006, make buying or refinancing simple. We aim to provide competitive rates and flexible terms to suit your unique situation. Our mortgage specialists are ready to guide you through the process and answer any questions you may have.
Unsecured Credit Card Loans
Managing finances can be challenging at times. That's why we also offer flexible terms on unsecured credit card loans, with a total of $981,936,213 in loans helping members manage their finances effectively. With our credit cards featuring rewards programs and no annual fees, you can enjoy greater control over your spending while earning benefits along the way.
Loan Aggregator
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