Type of Loan Offerings
Home Equity Loans
Mortgage Loans
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Vehicle Loans
Introduction
Welcome to Mountain America, where your financial journey is our priority. Located at 455 40Th St, South Ogden, UT 84403, we have been proudly serving our community since 1936. With a strong commitment to helping our members achieve their financial goals, we currently support over 1,295,749 members and manage total assets of $20,276,595,321. At Mountain America, we understand that each member has unique needs. Whether you're looking for personal banking solutions like checking and savings accounts or need financing options such as auto loans and mortgages, we've got you covered. Our loan portfolio includes 1,010,477 loans and leases designed to help you every step of the way. While you can visit us in person at our South Ogden branch for personalized service during our lobby hours from 9:00 AM to 6:00 PM, official correspondence should be directed to our mailing address: 455 40th St, South Ogden, UT 84403-1827. We take pride in our financial stability with a net worth of $1,866,422,746 and a healthy deposit base of $2,498,647,369. Our dedicated team of 3,426 employees, led by CEO Sterling Nielsen and Board President Scott Burt, works tirelessly to ensure that every member feels valued and supported. Join us today at Mountain America! Feel free to call us at 801-621-4723 or visit our website at www.macu.com to learn more about how we can assist you on your financial path. Your future is bright with Mountain America by your side!
Branch History & Mission
Commitment to Service
Our operating hours are convenient for busy lives Monday through Friday from 9:00 AM to 6:00 PM allowing you ample opportunity to connect with our team. Although we do not currently offer ATM or drive-thru services at this location, our dedicated staff is always ready to assist you with your banking needs. As part of a larger network headquartered in Sandy, UT, we share a common goal: enhancing the financial well-being of every member who walks through our doors.
Join Us
We invite you to experience what sets Mountain America apart. Whether you're looking for personal banking solutions or seeking ways to grow your business, we're here for you every step of the way. Join us today and become part of a credit union that truly cares about its members and their communities. For more information about what we offer or how you can become a member, please call us at 801-621-4723 or visit our website at Mountain America. Your journey towards financial success starts here!
Our Evolution
Over the years, Mountain America has experienced remarkable growth. We now boast total assets of over $20 billion, allowing us to offer a wide range of services that meet the diverse needs of our members. From auto loans to mortgage financing and business banking solutions, we have continually expanded our offerings while maintaining a focus on personalized service. Our branch opened its doors in South Ogden with the mission of providing affordable financial services to all. As we evolved, we embraced technology to enhance member experiences, offering online and mobile banking services that make managing finances easier than ever. We are dedicated to being accessible and inclusive, ensuring that our services cater to everyone in the community.
Our Mission
The mission of Mountain America is simple yet profound: we aim to empower our members by providing them with exceptional financial services while actively supporting our community. We believe that when individuals thrive financially, communities prosper as well. This belief drives our commitment to outreach initiatives, educational programs, and partnerships with local organizations. While members can visit us at 455 40Th St, official correspondence should be sent to 455 40th St, South Ogden, UT 84403-1827 if needed.
Branch Location & Accessibility
Call Us Today!
If you have any questions or would like more information about our services, feel free to give us a call at 801-621-4723. We're here to help! Come visit us at Mountain America on 40th Street and experience the exceptional service that keeps our members coming back.
Convenient Location
Situated near local landmarks, our branch is just a short drive from the beautiful South Ogden Park, making it a convenient stop whether you're running errands or enjoying a day out. Parking is ample and easily accessible, ensuring that you can come in without any hassle. We've made sure our facilities are ADA compliant, providing ramps and other features for those who may need assistance.
Operating Hours
We understand that your time is valuable. That's why we are open Monday through Friday from 9:00 AM to 6:00 PM, offering flexible hours to fit your busy schedule. Whether you need to open an account, apply for a loan, or simply ask a question about our services, our friendly staff is here to help during these hours.
Services Offered
At Mountain America, we offer a range of personal banking services tailored just for you. From checking and savings accounts to auto loans and credit cards with rewards everything you need for your financial journey is right here under one roof. While we currently do not have ATM or drive-thru services available at this location, our dedicated team is ready to assist you in any way possible.
Member Eligibility
Joining the family at Mountain America is a wonderful step toward better financial health and community support. If you live, work, or worship in the area, you're already on your way to becoming a member! Our doors are open to anyone who meets these simple criteria, allowing you to enjoy all the benefits of membership. From personalized service to competitive rates on loans and savings accounts, becoming part of Mountain America means more than just banking; it's about being part of a caring community that looks out for each other. Opening an account is straightforward and welcoming. You can find detailed information on how to get started by visiting this page. If you have any questions or need assistance, don't hesitate to reach out at (801) 621-4723. We're here to help you every step of the way as you join us at our branch located at 455 40Th St South Ogden Ut 84403. Welcome to a place where you truly belong!
Business Banking & Commercial Services
Lending Solutions for Every Stage of Business
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $5,373 in commercial loans for our members, helping businesses scale and succeed. This means real funding for real dreams, allowing you to invest in new equipment, expand operations, or even hire more staff. - With an outstanding commercial loan portfolio of $2,148,145,550, we continue to drive economic growth by financing new and expanding businesses.
Practical Merchant Services
In today's fast-paced world, having reliable merchant services can set your business apart. At Mountain America, we offer tailored merchant solutions that simplify payment processing, making it easier for you to focus on what really matters growing your business. Imagine the ease of accepting payments from customers seamlessly, whether in-store or online. Our services can help streamline your operations and improve customer satisfaction. Located at 455 40Th St South Ogden Ut 84403 in South Ogden, UT, we're here to partner with you on your journey toward success. For any inquiries or to learn more about how we can assist your business, feel free to reach out at (801) 621-4723.
Comprehensive List Of Services
Business Banking
If you're a business owner, we know how crucial it is to have reliable financial support. Our Business Banking services include essential tools like Merchant Services and Business Loans that help keep your operations running smoothly. We want to be a partner in your success story.
Credit Options
For those unexpected expenses or projects you've been putting off, our Personal Loans & Debt Consolidation services can help ease your financial burden. Our Credit Cards with Rewards offer perks that make everyday purchases more rewarding. Picture earning points on groceries or gas it's like getting paid for spending!
Digital Convenience
In today's fast-paced world, we know how important it is to access banking services quickly and easily. That's why we offer robust Online & Mobile Banking features. With just a few taps on your smartphone or clicks on your computer, you can check balances, transfer funds, and pay bills anytime, anywhere. Plus, our ATM & Cash Withdrawal Services ensure you have quick access to cash when needed.
Get Started Today!
At Mountain America, we're dedicated to making banking accessible and straightforward for everyone in the community. If you have questions about any of our services or need assistance getting started, don't hesitate to reach out! Give us a call at (801) 621-4723, and let's work together towards achieving your financial goals. Visit us today at 0010 South Ogden 40th St, where we're ready to serve you!
Personal Banking
We offer various Personal Banking options that cater to every member's needs. From Checking & Savings Accounts designed for everyday transactions and long-term savings to Auto Loans & Vehicle Financing that can help you get behind the wheel of your dream car, our services are structured with your convenience in mind. Imagine being able to purchase a new vehicle without the stress of complicated financing our friendly team is here to guide you through every step. If you're considering buying a home or refinancing your existing mortgage, our Mortgage Loans & Refinancing options provide flexible terms to fit your budget. We want you to feel confident in your decision when investing in real estate.
Digital & Online Banking
Accessibility & Ease of Use
Our user-friendly platforms are designed with you in mind. You can manage your accounts in real-time, ensuring you're always in control of your financial health. We prioritize making every feature easy to use so that you can focus on what matters most your life. Experience the convenience of banking at your fingertips with Mountain America. Join us today and explore how our digital and online banking services can help simplify your financial journey!
Key Features
We know how important it is for you to feel secure while handling your financial matters. That's why we offer electronic signature authorization, allowing you to sign documents safely online. Plus, with e-statements available, you can keep track of your finances without the clutter of paper statements. For those who prefer using their mobile devices, our mobile application makes banking simple and accessible. Whether you're making mobile payments or sending money through our person-to-person transfers, everything is just a tap away. This means you can pay back friends or family quickly and easily, all from your phone.
Financial Strength
A Growing Member Base
Total Share and Deposit Accounts: 3,572,351, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $180,378,688 further highlights our dedication to supporting your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mountain America is your trusted partner. Visit us at 455 40Th St South Ogden Ut 84403 or call (801) 621-4723 to learn more about how we can help you achieve your financial goals.
Member-Centric Savings
Members' savings are secured through $6,145,617,325 in share certificates and $6,008,999,239 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $393,835,221, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Operational Efficiency
Our operations reflect our commitment to efficiency with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3,027 full-time employees and 399 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
Reinvestment for Growth
With $1,845,749,365 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $285,235 in used auto loans and $16,366,923,635 in total loans and leases.
Strong Net Worth
With a net worth of $1,866,422,746, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $920 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Loan Offering
Additional Loan Options
For business owners seeking growth opportunities, our outstanding commercial loans total $2,148,145,550, providing essential capital for expansion and innovation. Additionally, our credit lines totaling $6,373,442,492 can give you the flexibility needed for various financial situations. If you're considering refinancing or exploring eligibility options for any of these products, don't hesitate to contact us. Our team is ready to assist you every step of the way. To learn more about how we can support your financial journey or if you have any questions regarding our loan offerings at our South Ogden branch located at 455 40Th St South Ogden UT 84403, feel free to call us at 801-621-4723. We're here to help you achieve your goals with tailored solutions that fit your unique needs!
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $4,936,086,560 in used vehicle loans and $1,444,883,578 in new vehicle loans to help members get on the road confidently.
Mortgage Loans
Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $1,967,627,006. This is an excellent option for those looking to invest in their future.
Unsecured Credit Card Loans
Managing finances can be challenging, which is why we also provide flexible terms on unsecured credit card loans. With a total of $981,936,213 in loans helping our members effectively manage their finances, you're sure to find a plan that fits your lifestyle.
Loan Aggregator
Ensuring Accurate Comparisons
Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures fair and transparent offers for all users. By relying on trustworthy sources, LendMesh provides verified data that reflects current market conditions.
Key Benefits of Using LendMesh
LendMesh stands out for several reasons: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that empower users to choose the best options for their needs. - Real-Time Rate Comparisons: The platform offers up-to-date loan rates from multiple institutions, helping users make informed decisions efficiently. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This feedback highlights how effective and user-friendly LendMesh can be in navigating the loan landscape. If you're ready to find competitive loan rates tailored to your needs, compare real-time loan offers today at LendMesh and discover how much you can save. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*