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Home Equity Loans
Mortgage Loans
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Introduction
Welcome to Mountain America, your trusted partner in financial wellness located at 753 W South Jordan Pkwy, South Jordan, UT 84095. Established in 1936, we have grown alongside our community and now proudly serve over 1,295,749 members with a commitment to provide exceptional personal and business banking solutions. At Mountain America, our focus is on your financial success. With total assets exceeding $20.28 billion and deposits reaching $2.50 billion, we are well-equipped to support your banking needs. Our dedicated team of 3,426 employees is here to help you navigate everything from checking and savings accounts to auto loans, mortgages, and business banking services. Led by CEO Sterling Nielsen and Board President Scott Burt, we prioritize member satisfaction and community involvement. We understand that each member's journey is unique, which is why we offer tailored financial products designed to empower you at every stage of life. While you can visit us at our branch location for all your banking needs, any official correspondence should be directed to our mailing address: 753 W South Jordan Pkwy, South Jordan, UT 84095-3959. If you're looking for a reliable credit union that genuinely cares about its members, look no further than Mountain America. Call us today at 801-325-6100 or explore our website at www.macu.com to learn more about how we can help you achieve your financial goals!
Branch History & Mission
Mountain America has a rich history that reflects its commitment to serving the community. Established in 1936, this branch has grown alongside its members, evolving from humble beginnings to a robust financial institution that proudly calls South Jordan, UT home. Over the years, Mountain America has built a solid reputation by focusing on its members' needs and fostering lasting relationships. Nestled at 753 W South Jordan Pkwy, our branch is conveniently located near local landmarks, making it easy for you to visit us. While you can always find us at this address for your banking needs, official correspondence should be sent to our mailing address: 753 W South Jordan Pkwy, South Jordan, UT 84095-3959. Today, Mountain America boasts over 1.2 million members and total assets of over $20 billion. This growth is a testament to our dedication to providing exceptional service and innovative financial solutions. Our mission is clear: we strive to empower individuals and families by offering personal banking services that help them achieve their financial goals while also supporting community initiatives. Our operating hours are Monday through Friday from 9:00 AM to 6:00 PM, ensuring that we are available when you need us most. Although we do not currently offer ATM or drive-thru services, we have embraced digital advancements with online and mobile banking options that make managing your finances convenient and secure. At Mountain America, we believe in giving back. Our partnerships with local organizations and involvement in community outreach efforts demonstrate our commitment to making a positive impact in South Jordan and beyond. We understand that our success is intertwined with the well-being of the communities we serve. Join us at Mountain America and experience firsthand how we prioritize your financial health while contributing to the growth of our community. Whether you're looking for checking accounts, auto loans, or mortgage refinancing options, we are here to support you every step of the way. Let's work together towards a brighter financial future! For any inquiries or assistance, feel free to reach out at 801-325-6100.
Branch Location & Accessibility
Accessibility Features
At Mountain America, we prioritize accessibility for all members. Our branch is designed to be welcoming and compliant with ADA standards, featuring ramps and other accommodations to ensure everyone can visit us comfortably. We offer ample parking nearby, making it easy for you to access our services without any hassle.
Connect With Us
Have questions? Feel free to give us a call at 801-325-6100; we're always here to help! We invite you to visit us soon at Mountain America where your financial wellness is our top priority.
Operating Hours
Our lobby hours are designed with your busy schedule in mind. We are open Monday through Friday from 9:00 AM to 6:00 PM, allowing you plenty of time during the week to come by for personal banking services, loans, or simply to ask questions about your financial options.
Services Offered
While you're here, take advantage of our comprehensive range of services tailored just for you. Whether you're interested in opening checking or savings accounts, exploring auto loans, or seeking mortgage refinancing options, our knowledgeable staff is ready to assist you every step of the way. Plus, we offer online and mobile banking for added convenience.
Member Eligibility
At Mountain America, we believe that becoming a member is about joining a community that cares. If you're looking to enjoy the benefits of personalized banking, you may be eligible to join us! Membership is open to anyone who lives, works, or attends school in our local area, making it easy for you to connect with us. We welcome individuals and families alike, ensuring that everyone can access our range of financial services designed just for you. To get started on your journey with Mountain America, simply visit us at our branch located at 753 W South Jordan Pkwy South Jordan Ut 84095 or give us a call at (801) 325-6100. You can also check out more detailed eligibility criteria on our website at . Once you've confirmed your eligibility, opening an account is a breeze! You'll find all the information you need on how to open an account right here: . We can't wait to have you as part of our growing family!
Business Banking & Commercial Services
Business Loan Options
Imagine a local bakery dreaming of expanding its offerings or a tech startup ready to launch its next big app. With our commitment to supporting businesses, we've funded over $5,373 in commercial loans for our members, helping businesses scale and succeed. Our flexible financing solutions can help you purchase new equipment, hire staff, or even open another location.
Commitment to Growth
With an outstanding commercial loan portfolio of $2,148,145,550, we continue to drive economic growth by financing new and expanding businesses in our community. We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions that make sense for everyone. Located at 753 W South Jordan Pkwy South Jordan Ut 84095 in South Jordan, UT, we invite you to explore how our tailored business banking solutions can help your company thrive. Give us a call at (801) 325-6100 or visit us online at https://www.macu.com/ for more information!
Merchant Services
In today's competitive market, efficient payment processing is crucial. Our merchant services provide the tools you need to streamline transactions and enhance customer experiences. Picture your customers enjoying a quick checkout process while you manage operations smoothly. This is what we aim for with our comprehensive suite of merchant solutions.
Comprehensive List Of Services
Business Banking Services
For our local entrepreneurs and business owners, we offer comprehensive business banking services, including merchant services and business loans. Running a business is challenging enough; let us help simplify your banking needs so you can concentrate on growth.
Convenient Digital Access
In today's fast-paced world, convenience is key. That's why at Mountain America, we provide robust online and mobile banking services. Whether it's making transfers, checking balances, or paying bills from your smartphone or computer, we ensure that managing your finances is easy and efficient. While we don't have ATMs or drive-thru services at this location, our mobile payment options allow you to conduct transactions quickly right from your device. Plus, if you need cash withdrawal services, our friendly staff is always available during operating hours Monday through Friday from 9:00 AM to 6:00 PM to assist you. At Mountain America, we're committed to serving our members with care and expertise. If you want to learn more about any of these services or see how we can assist you further, please reach out at (801) 325-6100 or visit us online at 0062 South Jordan 753 W South Jordan Pkwy. Let us help you achieve your financial goals today!
Credit Options
We also understand that life can throw unexpected expenses your way. Our personal loans and debt consolidation services offer solutions for managing those costs effectively. This means you can focus on what truly matters without being weighed down by financial burdens. Looking for ways to earn rewards while spending? Check out our credit cards with rewards program! These cards not only provide convenience but also allow you to accumulate points for travel, merchandise, or cashback making every purchase more rewarding.
Personal Banking Solutions
Starting with personal banking, we offer checking and savings accounts designed to help you manage your money effectively. Our accounts come with features that make everyday banking easier, such as online and mobile banking. You can access your account anytime, anywhere, which is perfect for those who are always on the go. If you're considering purchasing a new car or refinancing an existing vehicle, our auto loans and vehicle financing options provide competitive rates and flexible terms. Imagine driving off in your dream car without the financial stress our loan specialists are here to guide you through the process. For those planning to buy a home, our mortgage loans and refinancing options can simplify what can often be a complicated journey. We strive to make homeownership accessible with clear guidance from our knowledgeable staff.
Digital & Online Banking
Key Features of Our Online Banking Services
With 24/7 online banking services, you can check balances, transfer funds, and pay bills at your convenience. No more rushing to the bank before closing time; everything you need is just a click away. Plus, our mobile application makes banking on the go even easier. Whether you're at home or out and about, you can manage your accounts right from your smartphone. Security is our top priority. We use advanced encryption technologies to keep your information safe. You can also take advantage of electronic signature authorization for added ease when signing documents no more printing or mailing required! And if you prefer going paperless, our e-statements are available to help you stay organized while reducing clutter. For those times when you need to send money quickly to friends or family, our person-to-person transfer feature makes it simple and fast. Plus, with mobile payments enabled, you can make purchases directly from your phone without needing cash or cards. At Mountain America, we're committed to providing a modern banking experience tailored to your needs. Explore all these features and more today by visiting us online at https://www.macu.com/!
Financial Strength
Growing Membership Base
With a total of 3,572,351 share accounts, it's clear that more members trust us with their finances than ever before. This growing base reinforces our ability to provide reliable services tailored to your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mountain America is your trusted partner. Visit us at 753 W South Jordan Pkwy South Jordan Ut 84095 or call (801) 325-6100 to learn more about how we can help you achieve your financial goals.
Investment in Our Future
Our commitment to serving you extends beyond basic banking. With $1,845,749,365 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Currently, we have $285,235 in used auto loans and $16,366,923,635 in total loans and leases available to help support your financial goals.
Operational Efficiency
While many financial institutions struggle during tough economic times, our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3,027 full-time employees and 399 part-time employees who are always ready to serve you with a knowledgeable, committed team.
Secure Savings Options
Members' savings are secured through $6,145,617,325 in share certificates and $6,008,999,239 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $393,835,221, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Strong Financial Health
With a net worth of $1,866,422,746, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $920 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Loan Offering
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $4,936,086,560 in used vehicle loans and $1,444,883,578 in new vehicle loans already helping members get on the road. Whether you're looking for financing for a brand-new model or a reliable used vehicle, we have options that fit your budget.
Business Financing
For business owners, our outstanding commercial loans totaling $2,148,145,550 provide the capital needed to grow and expand your ventures. We understand the challenges faced by small businesses and are here to support you every step of the way.
Credit Lines and Personal Loans
For those seeking additional flexibility, our total credit lines amount to $6,373,442,492, giving you access to funds when you need them most. We also offer unsecured credit card loans with a total of $981,936,213, allowing members to manage their finances effectively without the burden of collateral.
Mortgage Loans
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,967,627,006, make buying or refinancing simple. We aim to provide flexible terms and competitive rates to help you secure your dream home.
Refinancing Options
If you're considering refinancing existing loans, we have options available that may save you money on interest rates or monthly payments. Reach out to us for personalized advice based on your unique situation. At Mountain America, our commitment is to help you navigate your financial journey with confidence. For more information on our loan products or eligibility requirements, don't hesitate to contact us at (801) 325-6100 or visit us at 753 W South Jordan Pkwy South Jordan Ut 84095 in South Jordan, UT. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let's take this journey together!
Loan Aggregator
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