Mountain America Credit Union

Nestled in the vibrant community of South Jordan, Mountain America at 3451 W South Jordan Pkwy is your friendly neighborhood credit union dedicated to helping you achieve your financial dreams. Open Monday through Friday from 9:00 a.m. to 6:00 p.m. and Saturdays until 2:00 p.m., this welcoming branch offers some of the best auto loans and vehicle financing options designed to get you on the road quickly with competitive rates and flexible terms tailored just for you. Whether you're purchasing a new vehicle or refinancing an existing loan, Mountain America South Jordan makes the process simple and stress-free.
Members also enjoy access to low mortgage rates and refinancing solutions that make homeownership more attainable in this growing community. Alongside these signature services, you’ll find personal banking options including checking and savings accounts, credit cards loaded with rewarding perks, personal loans ideal for debt consolidation, and business banking products like merchant services and business loans crafted to support local entrepreneurs. While there is no on-site ATM or drive-thru, convenient cash withdrawal services combined with seamless online and mobile banking ensure you can manage your finances anytime.
Experience trusted local service focused on top-tier auto loans and mortgage lending at Mountain America South Jordan. Visit us today or call 801-838-8990 to discover how we can help you unlock your financial potential!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
home equity
10-year fixed home equity loan
7.24 %
0.8 Yrs
home equity
12-year fixed home equity loan
7.74 %
1 Yrs
home equity
15-year fixed home equity loan
8.24 %
1.2 Yrs
heloc
Home equity line of credit
8.25 %
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
15-year fixed mortgage
5.625 %
5.838 %
15.0 Yrs
CONVENTIONAL
FIXED
10-year fixed mini mortgage
5.74 %
5.74 %
10.0 Yrs
CONVENTIONAL
FIXED
20-year fixed mortgage
6.125 %
6.297 %
20.0 Yrs
CONVENTIONAL
FIXED
12-year fixed mini mortgage
6.24 %
6.24 %
12.0 Yrs
CONVENTIONAL
FIXED
30-year fixed mortgage
6.49 %
6.623 %
30.0 Yrs
CONVENTIONAL
FIXED
15-year fixed mini mortgage
6.74 %
6.74 %
15.0 Yrs
CONVENTIONAL
FIXED
15-year fixed mortgage
5.625 %
5.838 %
15.0 Yrs
CONVENTIONAL
FIXED
20-year fixed mortgage
5.99 %
6.161 %
20.0 Yrs
CONVENTIONAL
ADJUSTABLE
7/6 adjustable rate mortgage
6.25 %
6.861 %
7.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/6 adjustable rate mortgage
6.25 %
6.98 %
5.0 Yrs
CONVENTIONAL
FIXED
30-year fixed mortgage
6.49 %
6.623 %
30.0 Yrs
CONVENTIONAL
ADJUSTABLE
7/6 first-time homebuyer adjustable rate mortgage
7.0 %
7.296 %
7.0 Yrs
CONVENTIONAL
FIXED
40-year first-time homebuyer with 15-year balloon
7.125 %
7.328 %
40.0 Yrs
CONVENTIONAL
ADJUSTABLE
10/6 adjustable rate mortgage
7.25 %
7.389 %
10.0 Yrs
CONVENTIONAL
FIXED
Construction loan
7.25 %
7.933 %
30.0 Yrs
CONVENTIONAL
FIXED
100% first-time-homebuyer
7.5 %
7.684 %
40.0 Yrs
CONVENTIONAL
FIXED
20-year lot loan with 7-year balloon
7.625 %
8.088 %
20.0 Yrs
CONVENTIONAL
FIXED
15-year fixed second mortgage
7.75 %
8.038 %
15.0 Yrs
CONVENTIONAL
FIXED
30-year fixed second mortgage with 15-year balloon
8.0 %
8.216 %
30.0 Yrs
CONVENTIONAL
FIXED
20-year fixed second mortgage
8.25 %
8.488 %
20.0 Yrs
CONVENTIONAL
FIXED
10-year lot loan
8.25 %
8.783 %
10.0 Yrs
JUMBO
FIXED
30-year jumbo
6.5 %
6.609 %
30.0 Yrs
JUMBO
FIXED
15-year jumbo
7.0 %
7.183 %
15.0 Yrs
JUMBO
FIXED
20-year jumbo
7.625 %
7.776 %
20.0 Yrs
VA
FIXED
15-year VA
5.5 %
5.989 %
15.0 Yrs
VA
FIXED
30-year VA
5.99 %
6.287 %
30.0 Yrs
FHA
FIXED
15-year FHA
5.25 %
6.108 %
15.0 Yrs
FHA
FIXED
30-year FHA
5.875 %
6.705 %
30.0 Yrs
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
New & used
5.74 % - 5.99 %
5 Yrs - 6 Yrs
Recreational
Large RV
7.99 %
15 Yrs
Recreational
Boat loan
7.99 %
15 Yrs
Recreational
Small RV/ATV
7.99 % - 8.24 %
5 Yrs - 6 Yrs

Introduction

Welcome to Mountain America, your trusted partner in financial wellness, located at 3451 W South Jordan Pkwy, South Jordan, UT 84095. Since our establishment in 1936, we have been dedicated to serving our community with a focus on personalized banking solutions that meet the unique needs of our members. With over 1,295,749 satisfied members and total assets exceeding $20,276,595,321, we pride ourselves on being a strong and reliable financial institution. At Mountain America, we offer a wide range of services including personal banking accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. Our commitment to your financial success is reflected in our impressive total deposits of $2,498,647,369 and a net worth of $1,866,422,746. We understand that every dollar counts; that's why we ensure you can access your funds easily and confidently. Our leadership team led by CEO Sterling Nielsen and Board President Scott Burt works tirelessly to maintain the trust you've placed in us. Together with our dedicated team of 3,426 employees, we aim to create an environment where you feel valued and understood. While members can visit us at 3451 W South Jordan Pkwy, official correspondence should be sent to the same address for clarity. If you have any questions or need assistance, don't hesitate to reach out at (801) 838-8990. Join us on this journey towards financial growth. Explore our website at Mountain America or stop by today!

Branch History & Mission

A Legacy of Growth

From humble beginnings, Mountain America has expanded its reach and resources. With total assets exceeding $20 billion, we have built a solid foundation that enables us to offer a wide array of financial products and services. Our mission is clear: we strive to empower our members to achieve their financial goals while fostering strong relationships within our community. Located conveniently in South Jordan, just off major thoroughfares and near local landmarks, our branch is easy to access for all your banking needs. While members can visit us at our physical location, official correspondence should be sent to our mailing address: 3451 W South Jordan Pkwy, South Jordan, UT 84095.

Commitment to Community

At Mountain America, we believe in giving back. Our mission goes beyond simply providing financial services; we are dedicated to supporting initiatives that enhance the lives of those around us. Through various outreach programs and partnerships with local organizations, we invest in the communities we serve. We recognize the importance of innovation in banking. That's why we've embraced digital advancements like online banking and mobile payments, making it easier for you to manage your finances on the go. Our commitment extends to ensuring accessibility for all members, adhering to ADA compliance standards in all our services.

Join Us Today

As we look toward the future, Mountain America remains focused on our core mission: helping you achieve financial success while making a positive impact in our community. We invite you to become part of our growing family and experience the benefits of membership with Mountain America. For more information or assistance, please feel free to contact us at 801-838-8990 during our operating hours: Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 2:00 PM. Join us today and take the first step towards achieving your financial dreams!

Branch Location & Accessibility

Branch Features

At our South Jordan branch, we prioritize your comfort and accessibility. Parking is plentiful, making it easy for you to pop in for a visit. Our facility meets ADA compliance standards, ensuring that everyone can navigate our space with ease.

Get in Touch

Have questions? Don't hesitate to reach out! You can call us at 801-838-8990 for any inquiries or assistance you may need. We look forward to welcoming you into our community and helping you achieve your financial goals. Come visit Mountain America today!

Operating Hours

We understand that life can get busy! That's why we're open Monday through Friday from 9 AM to 6 PM and Saturdays from 9 AM to 2 PM. Whether you're stopping by for personal banking services or discussing loan options, our friendly staff is here to assist you during these hours.

Services Offered

While you're here, take advantage of a variety of services tailored for both personal and business needs. From checking and savings accounts to auto loans and mortgages, we have solutions for every financial situation. Although we currently do not offer ATM services or drive-thru banking at this location, our team is always ready to help you with any cash withdrawal needs inside the branch. If you need to send us official correspondence, please note that while members can visit us at 3451 W South Jordan Pkwy, official mail should be directed to the same address.

Member Eligibility

At Mountain America, we believe in creating a welcoming community where everyone feels valued and supported. Becoming a member is as easy as it gets! If you live, work, or go to school in the area around 3451 W South Jordan Pkwy South Jordan Ut 84095, you may be eligible to join us. We welcome individuals from all walks of life, so whether you're just starting your financial journey or looking for a better place to manage your money, we're here for you. Membership comes with fantastic benefits like personalized service, competitive rates on loans and savings, and access to various financial tools designed to help you succeed. To learn more about our eligibility criteria, feel free to check out this detailed resource at . Once you're ready to take the next step, opening an account is simple! Just give us a call at (801) 838-8990, or visit us during our operating hours: Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 2:00 PM. We can't wait to welcome you into the Mountain America family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $5,373 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $2,148,145,550, we continue to drive economic growth by financing new and expanding businesses. Imagine a local café that started with a dream and a small loan. Thanks to our member loans, they expanded their operations, added new menu items, and even hired more staff. This is just one example of how we can help your business thrive.

Merchant Services

In addition to loans, we offer merchant services that simplify payment processing. Picture this: a busy retail store where customers can easily make purchases using various payment methods. Our merchant services ensure that transactions are smooth and efficient, allowing you to focus on what matters most growing your business. If you're ready to take the next step in your business journey, visit us at 3451 W South Jordan Pkwy South Jordan Ut 84095 in South Jordan, UT, or call us at (801) 838-8990. Let's work together to turn your vision into reality!

Comprehensive List Of Services

Business Banking Services

If you're a business owner, we offer tailored services including merchant services and business loans to help you thrive in today's market. From accepting payments seamlessly to securing funding for expansion, we have the resources you need to grow your business effectively.

Convenient Access

We believe that banking should be convenient and accessible. That's why we also provide various options for cash withdrawals and deposits through our ATM and cash withdrawal services, even though we currently do not have ATMs on-site. At Mountain America, we prioritize your experience by offering user-friendly tools like mobile payments and person-to-person transfers, making transactions simple whether you're at home or on the go. Ready to explore how we can assist you? Visit us today at 3451 W South Jordan Pkwy South Jordan Ut 84095, or give us a call at (801) 838-8990. Let's work together towards achieving your financial goals!

Credit Solutions

Managing debt can be challenging, but our personal loans and debt consolidation services are here to lighten the load. We can help you consolidate existing debts into one manageable payment with lower interest rates. Additionally, our credit cards with rewards allow you to earn points on everyday purchases while enjoying flexibility and convenience.

Home Financing Options

For those dreaming of homeownership or looking to refinance an existing mortgage, our mortgage loans and refinancing options provide personalized support throughout the process. Our knowledgeable staff will walk you through each step, making it simpler to secure the financing you need.

Personal Banking Solutions

Our personal banking options include checking and savings accounts tailored to fit your lifestyle. Whether you're saving for a vacation or managing daily expenses, we offer accounts with features that make banking easy and accessible. You can easily transfer funds, pay bills, and check balances through our robust online and mobile banking platforms. If you're considering purchasing a new car or need a reliable vehicle, our auto loans and vehicle financing solutions can help you get on the road without breaking the bank. We offer competitive rates and flexible terms, ensuring you find an option that suits your budget.

Digital & Online Banking

Accessibility and Ease-of-Use

We pride ourselves on creating user-friendly tools that put you in control of your finances. Whether you're at home or out and about, managing your accounts in real-time is easy with Mountain America. Our digital services are designed for everyone no tech-savvy skills required! In today's fast-paced world, having reliable online banking options is essential. With Mountain America, banking is not just about transactions; it's about providing a service that fits into your lifestyle. Experience the freedom of managing your finances with ease and confidence through our digital channels!

Key Features

Our online banking platform offers 24/7 access, allowing you to check balances, transfer funds, and pay bills whenever it suits you. You can rest easy knowing that your information is protected with robust security measures. Plus, with electronic signature authorization available, signing important documents has never been easier or more secure. If you're someone who likes to keep things organized, you'll appreciate our e-statements feature. Say goodbye to paper clutter and view your statements online instead it's good for the environment and your peace of mind. For those on the go, our mobile application makes banking even more accessible. With features like mobile payments and person-to-person transfers, sending money to friends or paying for purchases is as simple as tapping your phone. No need to rush to a branch or ATM; everything you need is right in your pocket.

Financial Strength

Member Trust

We have established a strong member base with 3,572,351 total share accounts. This reflects the trust our members place in us with their finances. As we grow together, our commitment to providing excellent service remains unwavering. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mountain America is your trusted partner. Visit us at 3451 W South Jordan Pkwy South Jordan Ut 84095 or call (801) 838-8990 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency shines through with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3,027 full-time employees and 399 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $1,845,749,365 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we have $285,235 in used auto loans and a total of $16,366,923,635 in loans and leases supporting your financial goals across various sectors.

Secure Savings

Members' savings are secured through $6,145,617,325 in share certificates and $6,008,999,239 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $393,835,221, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Foundation

With a net worth of $1,866,422,746, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $920 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $4,936,086,560 in used vehicle loans and $1,444,883,578 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our team is here to assist you every step of the way.

Business and Commercial Loans

For business owners, our outstanding commercial loans totaling $2,148,145,550 provide the capital needed to grow and expand. We are committed to supporting local businesses and helping them thrive in our community. Our dedicated team at Mountain America, located at 3451 W South Jordan Pkwy South Jordan Ut 84095, South Jordan, UT, is available to discuss your loan options and help you find the best solution for your financial situation. Feel free to reach out at (801) 838-8990 during our operating hours: Monday-Friday 9:00 AM - 6:00 PM, and Saturday from 9:00 AM - 2:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to assisting you with your lending needs!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,967,627,006, make buying or refinancing simple. We aim to make the home financing process as straightforward as possible so that you can focus on what matters most making your house a home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $981,936,213 in loans helping members manage their finances effectively. This product is ideal for those looking to consolidate debt or cover unexpected expenses without putting up collateral.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With numerous options available, it's essential to have a reliable tool that focuses on transparency and accuracy. LendMesh ensures accurate loan comparisons through its commitment to sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This means all loan offers are based on the latest results, ensuring fair and transparent options for users (Source: https://www.ncua.gov). By relying on trustworthy sources, LendMesh helps you navigate the often confusing landscape of loan products. One of the key benefits of using LendMesh is its Verified Data. Loan offers come exclusively from legitimate financial institutions, which builds trust and transparency in the information provided. Additionally, LendMesh stands out because it features No Sponsored Listings; lenders are not prioritized based on paid promotions. This means users receive unbiased results tailored to their needs without any hidden agendas. Moreover, LendMesh provides Real-Time Rate Comparisons, updating loan rates from multiple institutions as they change. This up-to-date information empowers users to make informed decisions about their borrowing options. Thousands of users trust LendMesh for loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Testimonials like this illustrate how effective LendMesh is in helping individuals secure better financial outcomes. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

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