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Home Equity Loans
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Vehicle Loans
Introduction
Welcome to Mountain America, your trusted partner in financial growth and community support. Nestled in the heart of South Jordan at 5382 W Daybreak Pkwy, our branch has been serving members since 1936. With a strong foundation and a commitment to excellence, we take pride in being more than just a credit union; we're a dedicated member of this vibrant community. At Mountain America, we believe in empowering our members with the tools they need to achieve their financial goals. With over 1,295,749 members and total assets exceeding $20.28 billion, we are well-equipped to meet your banking needs. Our experienced team is here to provide personalized services ranging from checking and savings accounts to auto loans and mortgages. In fact, we've facilitated a remarkable 1,010,477 loans and leases, totaling an impressive $2,498,647,369 in deposits. Under the leadership of CEO Sterling Nielsen and Board President Scott Burt, our team is focused on building lasting relationships with our members. We understand that every financial journey is unique, which is why we offer tailored solutions designed to suit your individual needs. While you can visit us at our branch for all your banking needs, please note that official correspondence should be directed to our mailing address: 5382 West Daybreak Pkwy, South Jordan, UT 84009. We invite you to explore how Mountain America can assist you on your path to financial success. Feel free to reach out at 385-887-9264 or visit us online at Mountain America for more information about our services. Your journey starts here let's make it a great one together!
Branch History & Mission
Community Engagement
Mountain America takes pride in being ADA compliant and continuously improving digital access for all members. We offer various online services like mobile banking and electronic statements for convenience. Although we currently do not have ATM or drive-thru services at this branch, we encourage you to experience our personalized member services directly. Join us at Mountain America and be part of a growing family focused on mutual success and community well-being. Together, let's build a brighter financial future! For any inquiries or assistance, feel free to reach out at 385-887-9264. We look forward to welcoming you!
Our Journey
From our humble beginnings, Mountain America has steadily evolved to meet the changing needs of our community. We are proud to have expanded our services beyond traditional banking. Today, we offer a variety of financial solutions including checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. The growth we have experienced is not just in numbers; it reflects our dedication to providing exceptional service that resonates with our members' lives. At Mountain America, we understand that banking is more than just transactions; it's about building relationships. Our mission is clear: we strive to empower our members financially while also uplifting our communities. This commitment drives us to engage in outreach programs and partnerships that positively impact those around us.
Our Mission Statement
Our mission is simple yet profound: "To serve our members with the highest level of service while fostering strong communities." This means we don't just focus on financial services; we actively seek ways to give back. Whether it's through local sponsorships or community events, Mountain America believes in investing in the places where our members live and work. While you can visit us at 5382 W Daybreak Pkwy, official correspondence should be directed to 5382 West Daybreak Pkwy, South Jordan, UT 84009 if needed. Our operating hours are Monday through Friday from 9:00 AM to 6:00 PM, ensuring we are available when you need us most.
Branch Location & Accessibility
Welcome to Mountain America's branch located at 5382 W Daybreak Pkwy in beautiful South Jordan, Utah! Our convenient location is nestled within the vibrant Daybreak community, just a stone's throw away from popular spots like the Daybreak Lake and the charming local parks. Whether you're running errands or enjoying a leisurely day out, visiting us is easy and enjoyable. At our branch, we prioritize accessibility for all members. With ADA-compliant features and ample parking available right outside our doors, you can count on a hassle-free visit. If you need assistance or have any questions, our friendly staff is here to help you every step of the way. We understand that your time is valuable. That's why we're open Monday through Friday from 9:00 AM to 6:00 PM, making it simple for you to stop by after work or during your lunch break. Although we currently do not offer ATM services or drive-thru banking, our team is ready to provide personalized service inside the branch. While members can visit us at 5382 W Daybreak Pkwy, official correspondence should be sent to our mailing address at 5382 West Daybreak Pkwy, South Jordan, UT 84009. If you're looking for a range of services, Mountain America has got you covered! From personal banking solutions like checking and savings accounts to auto loans, mortgages, credit cards with rewards, and business banking options there's something for everyone. Plus, enjoy the convenience of online and mobile banking whenever you need it! Ready to experience exceptional service? We invite you to visit us or give us a call at 385-887-9264. Our team looks forward to serving you!
Member Eligibility
At Mountain America, we believe that joining our community is more than just opening an account; it's about becoming part of a supportive family that truly cares for its members. If you're looking to become a member, you'll find that eligibility is designed to be straightforward and welcoming. Typically, anyone who lives, works, or worships in the areas we serve can apply to join us. This means you could easily become part of our vibrant community right here at 5382 W Daybreak Pkwy South Jordan Ut 84009. Becoming a member opens the door to a world of financial benefits, including competitive rates on loans and savings, personalized service, and access to a range of banking products tailored to meet your needs. Plus, you'll have the peace of mind knowing your money is in good hands with a trusted institution. To learn more about specific eligibility criteria and ensure you qualify, please visit our resource page at . If you're ready to take the next step or have any questions, don't hesitate to reach out at (385) 887-9264. We can't wait to welcome you!
Business Banking & Commercial Services
Business Loan Options
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $5,373 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $2,148,145,550, we continue to drive economic growth by financing new and expanding businesses.
Merchant Services
Imagine having a reliable partner that simplifies payment processing while providing tools to enhance customer engagement. Our merchant services do just that. From easy-to-use point-of-sale systems to online payment solutions, we ensure your business can accept payments seamlessly whether in-store or online. This flexibility allows you to focus on what you do best: serving your customers. If you're ready to elevate your business operations or need tailored financial solutions, visit us at 5382 W Daybreak Pkwy, South Jordan, UT 84009 or give us a call at 385-887-9264. Let's work together to make your business dreams a reality!
Comprehensive List Of Services
Auto Loans & Vehicle Financing
Thinking about getting a new car? At Mountain America, we offer competitive auto loans and vehicle financing options that help make your dream car a reality. Our flexible terms and low rates mean you can drive away with confidence, knowing you're getting a great deal.
Business Banking
Running a business comes with its own set of challenges. Our business banking services include merchant services and business loans tailored to support growth and success. From setting up payment processing to securing funds for expansion, we're here to help entrepreneurs thrive.
Credit Cards with Rewards
With our credit cards featuring rewards programs, you can earn points on everyday purchases. Whether it's dining out or shopping for essentials, every swipe gets you closer to exciting rewards like travel discounts or cashback offers.
Mortgage Loans & Refinancing
Owning a home is one of life's biggest achievements. We provide mortgage loans and refinancing options that are straightforward and affordable. Whether you're buying your first home or looking to refinance an existing mortgage to lower your monthly payments, our experienced team will guide you through every step of the process.
Online & Mobile Banking
In today's fast-paced world, convenience matters. That's why we offer robust online and mobile banking services that let you manage your accounts anytime, anywhere. You can easily check balances, pay bills, and transfer funds without having to visit the branch. At Mountain America, we understand that each member's financial needs are different. That's why we strive to provide personalized service along with a comprehensive list of offerings that cater to both individual and business needs. If you have questions or want more information about how we can assist you further, don't hesitate to reach out! Call us at (385) 887-9264 or visit us during our operating hours from Monday to Friday, 9:00 AM - 6:00 PM. Join us today at Mountain America where your financial wellness is our priority!
Personal Banking
Managing your finances should be easy. Our personal banking options include checking and savings accounts designed to fit your lifestyle. Imagine having a checking account with no monthly fees and easy online access perfect for keeping track of your spending. Plus, with our mobile banking app, you can deposit checks, transfer money, and pay bills right from your smartphone.
Personal Loans & Debt Consolidation
Need extra cash for unexpected expenses? Our personal loans are designed to help you bridge any financial gaps. If you're juggling multiple debts, consider our debt consolidation options, which can simplify your payments into one manageable monthly bill.
Digital & Online Banking
Key Features
One of the standout features is the ability to authorize electronic signatures. This means you can complete transactions quickly and securely without the hassle of printing and signing documents. Additionally, we offer e-statements that allow you to go paperless and keep track of your finances effortlessly. If you're always on the go, our mobile application makes banking even easier. You can manage your accounts right from your smartphone! And if you're looking to make quick payments or split bills with friends, our person-to-person transfer feature lets you send money instantly. Plus, mobile payments are available, allowing you to pay for purchases directly from your phone.
Security and Accessibility
At Mountain America, we prioritize security in all aspects of our digital services. Our platforms utilize advanced encryption methods to keep your information safe. We want you to feel confident knowing that your personal data is well-protected. Accessibility is key; whether you're at home or out running errands, managing your accounts has never been simpler or more convenient. With everything designed for ease of use, you'll find that real-time account management fits seamlessly into your daily life. Explore all these great features and more at https://www.macu.com/ today!
Financial Strength
Growing Member Base
The trust placed in us by our community is evident with a total of 3,572,351 share accounts. This shows a strong and growing member base that relies on us for their financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mountain America is your trusted partner. Visit us at 5382 W Daybreak Pkwy South Jordan Ut 84009 or call (385) 887-9264 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*
Member-Centric Resources
Members' savings are secured through $6,145,617,325 in share certificates and $6,008,999,239 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $393,835,221, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Operational Efficiency
Our commitment to excellence is reflected in our operations as well. Our $0 showcases our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3,027 full-time employees and 399 part-time employees who are always ready to serve you with a knowledgeable, committed team.
Reinvestment for Growth
With $1,845,749,365 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $285,235 in used auto loans and $16,366,923,635 in total loans and leases.
Solid Financial Health
With a net worth of $1,866,422,746, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $920 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Loan Offering
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $4,936,086,560 in used vehicle loans and $1,444,883,578 in new vehicle loans already helping members get on the road. Whether you're looking for financing for a brand-new vehicle or a reliable used car, our flexible terms can make it easier than ever to drive away in the car you want.
Business Financing
For business owners, our outstanding commercial loans totaling $2,148,145,550 provide the capital needed to grow and expand your operations. We are committed to supporting local businesses by offering customized solutions that fit your specific financial requirements. Our dedicated staff is ready to answer any questions you may have regarding eligibility or refinancing options. You can reach us at (385) 887-9264, or visit us at our branch located at 5382 W Daybreak Pkwy South Jordan Ut 84009 in South Jordan, UT. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you're interested in learning more about how our loan offerings can work for you, don't hesitate to contact us today!
Credit Cards and Personal Loans
We also offer flexible terms on unsecured credit card loans, with a total of $981,936,213 in loans helping members manage their finances effectively. Our credit cards come with rewarding benefits that can provide extra value when making everyday purchases. Additionally, if you're looking for personal loans or debt consolidation options, we're here to assist you every step of the way.
Mortgage Options
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,967,627,006, make buying or refinancing simple. We provide competitive rates and personalized service to help you navigate the complexities of home financing. If you're considering refinancing your current mortgage, we have options that may lower your monthly payments or help you access cash for other expenses.
Loan Aggregator
Ensuring Accurate Loan Comparisons
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