Type of Loan Offerings
Home Equity Loans
Mortgage Loans
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Vehicle Loans
Introduction
Welcome to Mountain America, your trusted partner in financial growth and community support right here at 3582 Pioneer Pkwy, Santa Clara, UT 84765. Established in 1936, we have been dedicated to serving our members for over 85 years, making a positive impact on the lives of nearly 1.3 million members. With total assets exceeding $20 billion, we offer a wide range of services tailored to meet your personal and business banking needs. At Mountain America, we pride ourselves on fostering a sense of belonging and community. Our leadership team, led by CEO Sterling Nielsen and Board President Scott Burt, is committed to upholding the values of trust and reliability that our members expect. We understand that every member's financial journey is unique, which is why we provide personalized solutions whether you're looking for auto loans, mortgages, or credit card rewards. While you can visit us at our branch for all your banking needs, please note that any official correspondence should be sent to our mailing address at 3582 Pioneer Pkwy, Santa Clara, UT 84765-5755. With total loans reaching over 1 million, total deposits standing at $2.5 billion, and a solid net worth of $1.9 billion, we are equipped to help you achieve your financial goals with confidence. Our dedicated team of over 3,400 employees is ready to assist you from Monday through Friday between 9 AM and 6 PM. Join us today and experience the Mountain America difference! For more information or inquiries, don't hesitate to call us at 435-674-3856 or visit our website at Mountain America. Your financial well-being is our top priority!
Branch History & Mission
Community Engagement
Mountain America is deeply invested in the communities we serve. We partner with local organizations and initiatives that focus on education, economic empowerment, and sustainability. Our outreach efforts include workshops and seminars designed to help individuals make informed financial decisions. We also recognize the importance of adapting to modern needs. Though we currently do not offer ATM services or drive-thru banking at this location, we provide comprehensive online and mobile banking options for your convenience. This allows you to manage your finances anytime, anywhere while maintaining the high level of service you expect from us.
Join Us!
If you're looking for a trusted partner in your financial journey, Mountain America is here for you. Join our community of over 1.2 million members who benefit from personalized service and an array of financial solutions tailored just for them. Visit us today or explore more about what we offer by visiting our website. We look forward to welcoming you!
Mission Statement
Our mission is simple yet powerful: to empower individuals and families through financial education and resources that lead to better financial health. We believe that everyone deserves access to quality financial services without barriers. This commitment drives us to innovate continually while ensuring that we remain accessible to all community members. While you can visit us at our branch in Santa Clara for personalized service during our operating hours of Monday through Friday from 9:00 AM to 6:00 PM, official correspondence should be sent to the same address for convenience.
Our Evolution
From our humble beginnings, Mountain America has steadily evolved. We have built a strong foundation based on trust and support for our members. Over the decades, we've expanded our offerings to include a wide range of financial products such as personal banking, auto loans, mortgages, and business banking services. Today, with total assets exceeding $20 billion, we are equipped to meet the diverse needs of our growing membership.
Branch Location & Accessibility
Accessibility Features
Our branch is designed with accessibility in mind, featuring ADA-compliant ramps and ample parking for your convenience. Whether you're visiting us for personal banking needs or exploring options for auto loans, our friendly staff is here to assist you every step of the way.
Get in Touch!
While members can visit us at 3582 Pioneer Pkwy, official correspondence should be sent to our mailing address at 3582 Pioneer Pkwy, Santa Clara, UT 84765-5755. If you have any questions or would like more information about our services, don't hesitate to call us at 435-674-3856. We invite you to visit Mountain America today and discover how we can help you achieve your financial goals!
Operating Hours
We understand that your time is valuable. That's why we are open Monday through Friday from 9:00 AM to 6:00 PM. Feel free to stop by during these hours for a one-on-one consultation or simply to ask questions about our range of services.
Services Offered
At Mountain America, we strive to meet all your banking needs under one roof. From personal checking and savings accounts to vehicle financing and mortgage loans, we have tailored solutions just for you. Our team is also ready to help with credit card options that come with rewards, as well as business banking services if you are looking to grow your enterprise.
Member Eligibility
At Mountain America, we believe that everyone deserves a chance to be part of a caring community where your financial well-being is our priority. Becoming a member is simple and welcoming! If you live, work, or worship in the areas we serve, or if you have family members who are already part of our credit union, you're likely eligible to join us. We invite you to check out the detailed eligibility criteria on our website at to see how easy it is to become part of our family. Once you confirm your eligibility, opening an account is just as straightforward. You can get started right away by visiting us at 3582 Pioneer Pkwy Santa Clara Ut 84765, or simply give us a call at (435) 674-3856 if you have any questions. At Mountain America, we offer a range of services tailored to meet your needs, from checking and savings accounts to loans and online banking options. Join us today and experience the benefits of being a valued member!
Business Banking & Commercial Services
Loan Options That Empower Growth
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $5,373 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $2,148,145,550, we continue to drive economic growth by financing new and expanding businesses.
Merchant Services That Make Transactions Easy
Alongside our loans, we offer merchant services that simplify daily operations. Picture this: your business processes payments quickly and securely, allowing you to focus on what matters most serving your customers. At Mountain America, we provide the tools you need to handle transactions smoothly, ensuring your business runs efficiently. Located at 3582 Pioneer Pkwy Santa Clara Ut 84765 in Santa Clara, UT, we're here to help your business thrive. For more information, give us a call at (435) 674-3856 or visit our website at https://www.macu.com/. Let's work together to turn your business goals into achievements!
Comprehensive List Of Services
ATM & Cash Withdrawal Services
While our branch does not have ATMs on-site, rest assured that we offer cash withdrawal services through partner networks nearby. This ensures you can access your cash when you need it most without any hassle. At Mountain America, we're more than just a financial institution; we're a community partner committed to helping our members achieve their financial goals. If you'd like more information about any of our services or want to discuss how we can assist you further, please don't hesitate to contact us at (435) 674-3856 or visit us at 3582 Pioneer Pkwy Santa Clara Ut 84765 in Santa Clara. Your journey towards better financial health starts here!
Auto Loans & Vehicle Financing
Looking to purchase a new car? Our auto loans and vehicle financing options make it simple to drive away in your dream vehicle. We work closely with you to find a plan that fits your budget, ensuring that getting behind the wheel doesn't break the bank.
Business Banking
For our business members, we offer comprehensive business banking services including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we provide the resources and support necessary for success.
Credit Cards with Rewards
Enjoy everyday purchases while earning rewards! Our credit cards come with attractive benefits that allow you to earn points on every dollar spent. It's an excellent way to enjoy perks while managing your expenses responsibly.
Mortgage Loans & Refinancing
Homeownership is a significant milestone, and we're here to help you achieve it. Our mortgage loans cater to various needs, from first-time homebuyers to those looking to refinance their current mortgages. With personalized service and guidance, we'll help you navigate the process smoothly.
Online & Mobile Banking
In today's fast-paced world, convenience is key. That's why Mountain America provides robust online and mobile banking features. You can manage your accounts anytime, anywhere transfer funds, pay bills, and check balances all from the palm of your hand.
Personal Banking
We understand that managing finances can sometimes be overwhelming. That's why we offer personal banking solutions that include checking and savings accounts designed for every lifestyle. Whether you're saving for a dream vacation or need a safe place for your daily expenses, our accounts provide you with easy access and competitive rates.
Personal Loans & Debt Consolidation
If you need extra funds for unexpected expenses or want to consolidate debt, our personal loans offer flexible solutions tailored just for you. This can simplify your payments and potentially lower interest rates, helping you regain control over your finances.
Digital & Online Banking
Key Features
Our online banking platform is designed for ease of use. You can sign in to your account through our website at https://www.macu.com/ and enjoy 24/7 access to your finances. Whether you want to view your e-statements or make quick person-to-person transfers, everything is right at your fingertips. Plus, with the option for electronic signature authorization, signing important documents has never been easier or more secure. If you're always on the go, our mobile application brings all these features to your smartphone. You can manage payments with mobile payments, check balances, and even deposit checks without needing to visit a branch. It's like having a bank branch in your pocket!
Security and Accessibility
Your security is our priority. We employ robust security measures to protect your information while ensuring that accessing your account is straightforward and stress-free. With the ability to set up alerts for transactions and monitor your accounts in real-time, you can feel confident knowing exactly what's happening with your money. Overall, our digital banking services at Mountain America are tailored to fit into your busy life while keeping your financial matters secure. Experience the convenience of modern banking today!
Financial Strength
Investment in Your Future
With $1,845,749,365 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $285,235 in used auto loans and $16,366,923,635 in total loans and leases, we support members' financial goals across various sectors.
Member-Centric Savings
Members' savings are secured through $6,145,617,325 in share certificates and $6,008,999,239 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $393,835,221, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Operational Efficiency
Our operations reflect efficiency with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3,027 full-time employees and 399 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
Strong Financial Health
With a net worth of $1,866,422,746, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $920 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Trust Built on Performance
Net Shares (Funds available for lending and investments): $180,378,688. Total Share and Deposit Accounts: 3,572,351, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mountain America is your trusted partner. Visit us at 3582 Pioneer Pkwy Santa Clara Ut 84765 or call (435) 674-3856 to learn more about how we can help you achieve your financial goals.
Loan Offering
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. With over $4,936,086,560 in used vehicle loans and $1,444,883,578 in new vehicle loans already helping members get on the road, you're sure to find financing that fits your needs. Whether you're eyeing a brand-new model or a reliable used car, our team is here to assist you every step of the way.
Business Financing
For business owners, our outstanding commercial loans totaling $2,148,145,550 provide the capital needed to grow and expand your operations. We understand the unique challenges businesses face and are dedicated to supporting your journey with tailored lending solutions. At Mountain America, we're committed to making borrowing accessible and straightforward. If you're considering refinancing or have questions about eligibility options for any of our loan products, don't hesitate to reach out. Our friendly staff is ready to guide you through the process. Contact us today at (435) 674-3856, or visit us at 3582 Pioneer Pkwy Santa Clara Ut 84765, Santa Clara, UT. Let's work together towards your financial aspirations!
Mortgage Loans
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,967,627,006, make buying or refinancing simple. We believe that homeownership should be attainable for everyone, and our competitive rates and flexible terms ensure that you can secure the right mortgage for your situation.
Personal Loans & Credit Cards
In addition to auto and mortgage loans, we provide personal loans for various needs such as debt consolidation or unexpected expenses. We also offer flexible terms on unsecured credit card loans, with a total of $981,936,213 in loans helping members manage their finances effectively. Our credit cards come with rewards, making it easier to earn while you spend.
Loan Aggregator
Accurate Loan Comparisons
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