Type of Loan Offerings
Home Equity Loans
Mortgage Loans
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Vehicle Loans
Introduction
Welcome to Mountain America, your trusted partner in financial wellness since 1936! Located at 858 E 9400 S, Sandy, UT 84094, we take pride in serving our community with personalized banking solutions tailored to meet your unique needs. With a total membership of over 1,295,749 individuals, we are dedicated to providing exceptional service and fostering a sense of belonging among our members. At Mountain America, we understand the importance of reliable financial support. Our robust financial standing is highlighted by total assets of $20,276,595,321 and total deposits reaching $2,498,647,369. We offer a variety of services including personal banking accounts, auto loans, mortgage refinancing, and business banking options. Whether you're looking for a loan to buy your dream car or need assistance with your small business financing, our team is here to help. Led by our CEO Sterling Nielsen and Board President Scott Burt, Mountain America boasts a strong workforce of 3,426 employees who are committed to your financial success. Our friendly staff is always ready to assist you during our operating hours from Monday to Friday, 9:00 AM to 6:00 PM. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 858 E 9400 S, Sandy, UT 84094-3653. With a net worth of $1,866,422,746 and cash in hand totaling $302,213,181, you can trust that your finances are in safe hands with us. We invite you to explore the various services we offer on our website here. Join us at Mountain America today where community matters and your financial journey begins! For any inquiries or assistance, feel free to call us at 801-545-7021. Let's build a brighter financial future together!
Branch History & Mission
Commitment to Innovation
In today's fast-paced world, we recognize the importance of staying ahead with technology while ensuring accessibility for all members. That's why we offer online banking, mobile payments, and e-statements all designed with you in mind. We continually strive to enhance these services while maintaining ADA compliance so that everyone can easily manage their finances. While you can visit us at our Sandy branch for personal service, official correspondence should be directed to our mailing address: 858 E 9400 S, Sandy, UT 84094-3653.
Join Us!
Whether you're looking for personal banking options or business services like merchant accounts and loans, Mountain America is here for you. Our team is ready to assist you every step of the way as you navigate your financial journey. Come visit us today or reach out at 801-545-7021 we can't wait to welcome you into the Mountain America family!
Our Mission
At Mountain America, our mission goes beyond just banking; we are committed to empowering our members through superior financial education and resources. We understand that every member's journey is unique, and we strive to provide personalized solutions that cater to individual goals whether it's saving for a home, financing a vehicle, or planning for retirement. We are proud to emphasize community support as part of our mission. Through various outreach programs and partnerships with local organizations, we aim to uplift those around us. From educational workshops to sponsorships of local events, our focus is on creating lasting relationships that benefit both our members and the community at large.
Branch Location & Accessibility
Banking Hours & Services
Our lobby hours are set from Monday through Friday, opening at 9:00 AM and closing at 6:00 PM. We are committed to providing a welcoming environment where you can manage your finances effectively. At Mountain America, we offer a range of services tailored to meet your needs from checking and savings accounts to auto loans and mortgage refinancing. Our knowledgeable staff is here to assist you with personal loans, debt consolidation options, and even business banking services. Although we currently do not have ATM facilities or drive-thru banking available at this location, our dedicated team is always ready to help you with cash withdrawal services and other banking needs during lobby hours.
Connect With Us
We invite you to come visit us at the Mountain America branch in Sandy! If you have questions or would like more information about our services before your visit, don't hesitate to give us a call at 801-545-7021. Your financial well-being is our priority, and we're excited to help you achieve your goals!
Convenient Access
We understand how important convenience is for our members. Our branch offers ample parking spaces and is designed with accessibility in mind, ensuring everyone can easily reach us. Whether you need to step inside for personal banking services or just want to grab information, we have features like ADA-compliant ramps that make your visit hassle-free.
Member Eligibility
At Mountain America, we believe in building a community where everyone feels welcome and supported. If you're looking to join us, becoming a member is simple and straightforward! You are eligible to apply if you live, work, or worship in our local area, or if you have a family member who is already part of our credit union. This means that whether you're just starting out on your financial journey or looking to make the most of your savings and investments, there's a place for you here. By choosing Mountain America, you'll gain access to a range of benefits, including competitive loan rates, personalized service, and community-focused initiatives that truly make a difference. To learn more about the specific eligibility requirements and see if you qualify, feel free to check out our detailed information at . If you're ready to open an account, the process is as easy as giving us a call at (801) 545-7021 or visiting us at our branch located at 858 E 9400 S Sandy Ut 84094. We can't wait to welcome you into our family!
Business Banking & Commercial Services
Member Commercial Loans
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $5,373 in commercial loans for our members, helping businesses scale and succeed. Our tailored loan options empower local entrepreneurs to invest in equipment, hire new staff, or open additional locations.
Non-Member Commercial Loans
We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. This ensures that every business, regardless of membership status, can access the funds they need to thrive.
Outstanding Commercial Loans
With an outstanding commercial loan portfolio of $2,148,145,550, we continue to drive economic growth by financing new and expanding businesses. From retail to manufacturing, we are dedicated to fostering a vibrant business environment right here in Sandy, UT. Beyond loans, our merchant services simplify payment processing so you can focus on what you do best running your business. Our solutions make transactions smooth and efficient, enhancing customer satisfaction while boosting your bottom line. Visit us at 858 E 9400 S Sandy Ut 84094 or call us at (801) 545-7021 to learn more about how we can support your business journey!
Comprehensive List Of Services
Auto Loans & Vehicle Financing
Thinking about purchasing a new vehicle? Our auto loans and vehicle financing options provide competitive rates and flexible terms that cater to your unique situation. We understand that buying a car is a big decision, which is why we are here to guide you through the process, ensuring you find the right loan that fits within your budget.
Business Banking
For business owners, we offer specialized services including merchant services and business loans. Your business deserves the best financial tools available, and we're here to help facilitate growth through smart financing options. From payment processing solutions to funding opportunities for expansion, Mountain America supports local businesses every step of the way.
Credit Cards with Rewards
Our credit cards with rewards program gives you the opportunity to earn points for every purchase made. Whether it's for everyday expenses or special occasions, these rewards can add up quickly! Enjoy shopping without worry while benefiting from perks tailored just for you.
Digital Banking Features
To enhance accessibility, we provide robust digital banking features including mobile payments, person-to-person transfers, and an intuitive mobile application that lets you manage finances on-the-go. Our goal is to ensure that banking with us is not only simple but also efficient and secure. In summary, whether you're looking for personal finance options or business solutions, Mountain America at 858 E 9400 S, Sandy, UT 84094 has something for everyone. Explore our range of services today by visiting our website at www.macu.com or give us a call at 801-545-7021. Let's work together towards achieving your financial goals!
Mortgage Loans & Refinancing
Homeownership dreams can become a reality with our comprehensive mortgage loans and refinancing services. Whether you're buying your first home or looking to refinance an existing mortgage for better rates, our knowledgeable staff will assist you every step of the way. We know this journey can be overwhelming, but with Mountain America's support, you'll feel confident making informed choices about your home financing.
Personal Banking
Our personal banking services are tailored for individuals looking for reliable and flexible options. Whether you're setting up a new account or managing existing finances, we offer checking and savings accounts that help you keep track of your money with ease. Imagine being able to access your funds anytime through our user-friendly online and mobile banking platforms. With features like e-statements and electronic signature authentication, managing your finances has never been simpler.
Personal Loans & Debt Consolidation
If you're facing unexpected expenses or looking to consolidate debt, our personal loans are designed for quick access to cash when you need it most. We work closely with you to create a plan that alleviates financial stress while allowing you to focus on what matters most in life.
Digital & Online Banking
Key Features
We prioritize security in all our online services. Our electronic signature authorization feature makes it easy and safe to sign important documents without needing to visit a branch. And if you're looking to go paperless, take advantage of our e-statements available anytime through our online portal. This means you can view your statements securely without cluttering your mailbox. Need to send money quickly? Our person-to-person transfer service lets you send funds directly to friends or family with ease. Additionally, if you're out shopping or dining, our mobile payments feature lets you make purchases directly from your phone making transactions quick and hassle-free. At Mountain America, we're committed to providing user-friendly tools that make banking accessible for everyone. From managing your accounts online to utilizing our mobile app, we've got everything you need to keep your finances in check right at your fingertips. So why wait? Experience the convenience of digital banking today!
Financial Strength
At Mountain America, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We pride ourselves on our strong financial position, which is built on trust, transparency, and a commitment to serving our community. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $1,866,422,746, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $920 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $6,145,617,325 in share certificates and $6,008,999,239 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $393,835,221, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to your financial well-being is further supported by $1,845,749,365 in undivided earnings, which we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $285,235 in used auto loans and $16,366,923,635 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3,027 full-time employees and 399 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $180,378,688. Total Share and Deposit Accounts: 3,572,351, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mountain America is your trusted partner. Visit us at 858 E 9400 S Sandy Ut 84094 or call (801) 545-7021 to learn more about how we can help you achieve your financial goals.
Loan Offering
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $4,936,086,560 in used vehicle loans and $1,444,883,578 in new vehicle loans already helping members get on the road. We make financing straightforward and accessible, ensuring you can choose the vehicle that best suits your lifestyle.
Business Loans
For business owners, our outstanding commercial loans totaling $2,148,145,550 provide the capital needed to grow and expand. Whether you're looking to start a new venture or invest in existing operations, our business loans are tailored to meet your specific needs.
Credit Card Options
We also offer flexible terms on unsecured credit card loans, with a total of $981,936,213 in loans helping members manage their finances effectively. Our credit cards come with rewards and competitive interest rates, making it easier for you to make purchases and earn benefits at the same time.
Mortgage Loans
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,967,627,006, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance your existing mortgage, our team is here to guide you through the process.
Refinancing Options
If you're considering refinancing any of your current loans, we have options available that could save you money over time. Our financial experts can help determine eligibility and find the best solutions for your circumstances. At Mountain America, we're committed to providing personalized service and expert advice to help you navigate your financial journey. For more information about our loan offerings or to speak with one of our representatives, give us a call at (801) 545-7021 or visit us at 858 E 9400 S Sandy Ut 84094 in Sandy, UT. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to support you every step of the way!
Loan Aggregator
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