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Home Equity Loans
Mortgage Loans
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Vehicle Loans
Introduction
Welcome to Mountain America, your trusted financial partner located at 1284 E 10600 S, Sandy, UT 84094. Since our establishment in 1936, we have been dedicated to serving our community with integrity and commitment. Our mission is to empower our members through personalized financial solutions and exceptional service. With a growing membership base of over 1,295,749, Mountain America has become a cornerstone in the lives of many families and businesses in the area. Our total assets exceed an impressive $20,276,595,321, reflecting our stability and strength as a credit union. We understand that every member's needs are unique; that's why we offer a variety of services including personal banking, auto loans, mortgages, and business banking solutions. While you can visit us at our branch for all your financial needs, please note that any official correspondence should be sent to the same address: 1284 E 10600 S, Sandy, UT 84094-6101. Our friendly team is here Monday through Friday from 9:00 AM to 6:00 PM, ready to assist you with expert guidance. Under the leadership of CEO Sterling Nielsen and Board President Scott Burt, we are proud to employ 3,426 dedicated individuals who work tirelessly to ensure your experience with us is nothing short of exceptional. We also maintain a solid net worth of $1,866,422,746, alongside total deposits amounting to $2,498,647,369, showcasing our reliability and commitment to our members' financial security. At Mountain America, we believe in investing back into the community. Our net member business loan balance stands at an impressive $2,183,464,644, enabling local businesses to thrive while supporting economic growth within Sandy and beyond. We invite you to explore how Mountain America can help you achieve your financial goals. Whether you're looking for a new loan or simply need advice on managing your finances better, we're just a phone call away at 801-572-5401. Visit our website at www.macu.com for more information or stop by our branch today!
Branch History & Mission
Join Us Today!
At Mountain America, we invite you to experience the difference that comes from being part of a credit union dedicated to its members' success. Whether you're looking for personal banking solutions or business services, our friendly team is here to assist you during our operating hours from Monday to Friday, 9:00 AM - 6:00 PM. Join us today and discover how we can help you reach your financial dreams! For more information or questions, feel free to call us at 801-572-5401 or visit our website at www.macu.com.
Our Mission
Our mission is simple yet profound: to serve our members with integrity and excellence. At Mountain America, we strive not only to offer a wide range of financial products such as checking accounts, auto loans, mortgage financing, and credit cards but also to provide personalized support that helps individuals achieve their financial goals. We believe in making banking accessible and convenient for everyone. That's why we offer online banking services, mobile payments, and person-to-person transactions. Although we do not have ATMs or drive-thru services at this location, our commitment to digital advancements ensures that our members can manage their finances easily from anywhere. In addition to serving our members' needs, we are deeply committed to giving back to the community. Through various outreach efforts and partnerships with local organizations, we actively support initiatives that enhance the quality of life in Sandy and beyond. While members can visit us at 1284 E 10600 S, official correspondence should be sent to 1284 E 10600 S, Sandy, UT 84094-6101 if needed.
Branch Location & Accessibility
A Friendly Atmosphere
Our branch may not have a drive-thru or ATM available at this location, but what we lack in those features we make up for with personalized service. We are dedicated to understanding your financial goals and providing solutions tailored just for you. From checking and savings accounts to business loans and credit cards with rewards, we cover all bases!
Come See Us!
If you're looking for a credit union that feels like home while offering a full range of financial services, come visit us at Mountain America's Sandy branch! You can reach us at 801-572-5401 if you have any questions before stopping by. We look forward to serving you!
Easy Access and Parking
At Mountain America, we prioritize your convenience. Our branch offers ample parking space, ensuring that you can visit without any hassle. We also take accessibility seriously; our location is ADA compliant, featuring ramps and other amenities that make it easy for everyone to access our services.
Operating Hours and Services
We understand that life can get busy! That's why we're open Monday through Friday from 9:00 AM to 6:00 PM. Whether you need to open a new account, apply for an auto loan, or simply ask questions about our services like personal banking and online options, our friendly staff is here to help. While members can visit us at our physical address for all their banking needs, official correspondence should be sent to the same address: 1284 E 10600 S, Sandy, UT 84094-6101.
Member Eligibility
Becoming a member of Mountain America is like joining a family that truly cares about your financial well-being. If you live, work, worship, or attend school in the area, you're already on your way to enjoying the benefits of membership! Our friendly team is here to guide you through the simple process, ensuring that you feel welcomed and supported every step of the way. Not only will you gain access to competitive rates and tailored services, but you'll also be part of a community that prioritizes your needs. For more detailed information about eligibility requirements, feel free to check out our website at . When you're ready to take the next step, visit us at 1284 E 10600 S Sandy Ut 84094 or give us a call at (801) 572-5401. We can't wait to welcome you into our Mountain America family!
Business Banking & Commercial Services
Financing Options for Growth
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $5,373 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $2,148,145,550, we continue to drive economic growth by financing new and expanding businesses.
Merchant Services that Make a Difference
In addition to loans, we offer merchant services designed to simplify your operations. Imagine being able to accept payments seamlessly, manage transactions easily, and access funds quickly. Our services empower you to focus on what you do best running your business. Whether you're just starting out or looking to expand, Mountain America is here to help. Visit us at 1284 E 10600 S Sandy Ut 84094 in Sandy, UT or give us a call at (801) 572-5401 to learn more about how we can support your business journey.
Comprehensive List Of Services
Accessibility
Located conveniently at 1284 E 10600 S Sandy Ut 84094 in Sandy, UT, we invite you to visit us during our operating hours from Monday through Friday between 9:00 AM and 6:00 PM. You can reach us at (801) 572-5401 if you have any questions or need assistance. At Mountain America, we believe in empowering our members with the tools they need to succeed financially. Whether you're looking to open an account, apply for a loan, or explore business solutions, we're here for you. Ready to take the next step? Visit us today or check out our website at https://www.macu.com/ for more information on how we can assist you!
Business Banking
If you own a business or are planning to start one, we've got you covered with our comprehensive business banking services. From merchant services that simplify payment processing to tailored business loans, we can support your entrepreneurial journey.
Digital Banking Features
In today's fast-paced world, having access to your accounts anytime is essential. That's why we provide robust online and mobile banking features. You can check balances, transfer funds, and pay bills right from your phone or computer. For added convenience, we also offer services like ATM & cash withdrawal, making it easy for you to access your funds when you need them.
Personal Banking
We offer a variety of personal banking options tailored just for you. Our checking and savings accounts provide flexibility and convenience, allowing you to manage your money with ease. If you're thinking about buying a car, our auto loans and vehicle financing options can help you get on the road without breaking the bank. Plus, if you're considering homeownership, our mortgage loans and refinancing services are designed to make the process smooth and straightforward. For those unexpected expenses or plans that require extra cash, our personal loans and debt consolidation solutions can help you find relief and regain control over your finances. And don't forget about our credit cards with rewards, which offer perks that make everyday purchases even more rewarding.
Digital & Online Banking
Access Anytime, Anywhere
With 24/7 online banking services available at Mountain America, managing your money has never been easier. Whether it's early in the morning or late at night, you have real-time access to your accounts and transactions. No more waiting in line or rushing to the bank before closing hours! Experience the convenience of modern banking with Mountain America today! Visit us at https://www.macu.com/ to get started on simplifying your financial management journey.
Key Features for Your Convenience
Our online banking services allow you to check your account balances, pay bills, and transfer funds with just a few clicks. If you're always on the go, our mobile application makes banking even easier, providing access right from your smartphone. You can also enjoy person-to-person transfers, making it simple to send money to friends or family without any hassle. For those who prefer electronic documentation, we offer e-statements that give you quick access to your financial records without the clutter of paper. And if you ever need to sign documents electronically, our electronic signature authorization feature streamlines the process so you can complete transactions securely and quickly.
Security You Can Trust
Your security is our top priority. Our digital banking services are equipped with robust security measures to protect your information. You can bank confidently knowing that your sensitive data is safeguarded against unauthorized access.
Financial Strength
At Mountain America, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Our commitment to maintaining a strong financial foundation ensures that you can trust us with your savings and loans. With a net worth of $1,866,422,746, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 920% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $6,145,617,325 in share certificates and $6,008,999,239 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $393,835,221, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $1,845,749,365 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, our lending capacity supports members' financial goals across various sectors with $285,235 in used auto loans and a total of $16,366,923,635 in loans and leases. Our operational efficiency is reflected in our net income of $0, which positions us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3,027 full-time employees and 399 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. With $180,378,688 available for lending and investments, we are well-equipped to meet your needs. Total Share Accounts stand at 3,572,351, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, Mountain America is your trusted partner. Visit us at 1284 E 10600 S Sandy Ut 84094 or call 801-572-5401 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.*
Loan Offering
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have issued over $5,704,700 in total auto loans, which include $1,444,883,578 for new vehicle loans and $4,936,086,560 for used vehicle loans. This means our members are not just getting vehicles they're gaining freedom and convenience on the road.
Business Financing
For business owners seeking growth opportunities, our outstanding commercial loans totaling $2,148,145,550 provide the capital needed to expand operations and increase success. If you're interested in exploring refinancing options or checking your eligibility for any of these products, don't hesitate to reach out. Our team is here to help guide you through the process. For more information or to discuss your loan needs directly with one of our representatives at our Sandy branch located at 1284 E 10600 S Sandy Ut 84094, please call us at 801-572-5401. We are open Monday through Friday from 9:00 AM to 6:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Let Mountain America help you take your next financial step today!
Mortgage Loans
Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $1,967,627,006. This is a great opportunity for those looking to invest in their future through real estate.
Unsecured Credit Card Loans
Managing finances can be challenging at times. That's why we also offer flexible terms on unsecured credit card loans. With a total of $981,936,213 in loans helping members effectively manage their budgets and expenses, you can enjoy peace of mind knowing you have support when you need it.
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