Mountain America Credit Union

Nestled in the vibrant Salt Lake City neighborhood, Mountain America at 2070 E 2100 S is your friendly local credit union dedicated to supporting your financial goals with personalized service. Open Monday through Friday from 9:00 a.m. to 6:00 p.m., this welcoming branch offers some of the best auto loans and vehicle financing options designed to get you behind the wheel with competitive rates and flexible terms tailored just for you. Whether you're purchasing a new car or refinancing an existing loan, Mountain America Salt Lake City makes financing straightforward and stress-free.
Members also benefit from low mortgage rates and refinancing solutions that help make homeownership more affordable in this thriving community. Alongside these signature offerings, the branch provides a full range of personal banking services including checking and savings accounts, credit cards loaded with rewarding perks, personal loans ideal for debt consolidation, and business banking options such as merchant services and business loans crafted to support local entrepreneurs. While there is no on-site ATM or drive-thru, convenient cash withdrawal services combined with robust online and mobile banking platforms ensure seamless money management anytime.
Experience trusted local service focused on top-tier auto loans and mortgage lending at Mountain America Salt Lake City. Visit us today or call 801-486-1848 to discover how we can help unlock your financial potential!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
home equity
10-year fixed home equity loan
7.24 %
0.8 Yrs
home equity
12-year fixed home equity loan
7.74 %
1 Yrs
home equity
15-year fixed home equity loan
8.24 %
1.2 Yrs
heloc
Home equity line of credit
8.25 %
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
15-year fixed mortgage
5.625 %
5.838 %
15.0 Yrs
CONVENTIONAL
FIXED
10-year fixed mini mortgage
5.74 %
5.74 %
10.0 Yrs
CONVENTIONAL
FIXED
20-year fixed mortgage
6.125 %
6.297 %
20.0 Yrs
CONVENTIONAL
FIXED
12-year fixed mini mortgage
6.24 %
6.24 %
12.0 Yrs
CONVENTIONAL
FIXED
30-year fixed mortgage
6.49 %
6.623 %
30.0 Yrs
CONVENTIONAL
FIXED
15-year fixed mini mortgage
6.74 %
6.74 %
15.0 Yrs
CONVENTIONAL
FIXED
15-year fixed mortgage
5.625 %
5.838 %
15.0 Yrs
CONVENTIONAL
FIXED
20-year fixed mortgage
5.99 %
6.161 %
20.0 Yrs
CONVENTIONAL
ADJUSTABLE
7/6 adjustable rate mortgage
6.25 %
6.861 %
7.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/6 adjustable rate mortgage
6.25 %
6.98 %
5.0 Yrs
CONVENTIONAL
FIXED
30-year fixed mortgage
6.49 %
6.623 %
30.0 Yrs
CONVENTIONAL
ADJUSTABLE
7/6 first-time homebuyer adjustable rate mortgage
7.0 %
7.296 %
7.0 Yrs
CONVENTIONAL
FIXED
40-year first-time homebuyer with 15-year balloon
7.125 %
7.328 %
40.0 Yrs
CONVENTIONAL
ADJUSTABLE
10/6 adjustable rate mortgage
7.25 %
7.389 %
10.0 Yrs
CONVENTIONAL
FIXED
Construction loan
7.25 %
7.933 %
30.0 Yrs
CONVENTIONAL
FIXED
100% first-time-homebuyer
7.5 %
7.684 %
40.0 Yrs
CONVENTIONAL
FIXED
20-year lot loan with 7-year balloon
7.625 %
8.088 %
20.0 Yrs
CONVENTIONAL
FIXED
15-year fixed second mortgage
7.75 %
8.038 %
15.0 Yrs
CONVENTIONAL
FIXED
30-year fixed second mortgage with 15-year balloon
8.0 %
8.216 %
30.0 Yrs
CONVENTIONAL
FIXED
20-year fixed second mortgage
8.25 %
8.488 %
20.0 Yrs
CONVENTIONAL
FIXED
10-year lot loan
8.25 %
8.783 %
10.0 Yrs
JUMBO
FIXED
30-year jumbo
6.5 %
6.609 %
30.0 Yrs
JUMBO
FIXED
15-year jumbo
7.0 %
7.183 %
15.0 Yrs
JUMBO
FIXED
20-year jumbo
7.625 %
7.776 %
20.0 Yrs
VA
FIXED
15-year VA
5.5 %
5.989 %
15.0 Yrs
VA
FIXED
30-year VA
5.99 %
6.287 %
30.0 Yrs
FHA
FIXED
15-year FHA
5.25 %
6.108 %
15.0 Yrs
FHA
FIXED
30-year FHA
5.875 %
6.705 %
30.0 Yrs
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
New & used
5.74 % - 5.99 %
5 Yrs - 6 Yrs
Recreational
Large RV
7.99 %
15 Yrs
Recreational
Boat loan
7.99 %
15 Yrs
Recreational
Small RV/ATV
7.99 % - 8.24 %
5 Yrs - 6 Yrs

Introduction

Welcome to Mountain America, your trusted partner in financial success! Located at 2070 E 2100 S, Salt Lake City, UT 84109, our branch has been serving the community since 1936. With a commitment to fostering strong relationships and providing exceptional service, we take pride in being part of your financial journey. At Mountain America, we understand that every member is unique. That's why we offer a range of services tailored to meet your needs, whether you're looking for personal banking options like checking and savings accounts, auto loans, or mortgage refinancing. We also cater to businesses with merchant services and business loans designed to help you thrive. Our community impact speaks volumes. With over 1,295,749 members and total assets exceeding $20.2 billion, we are dedicated to providing safe and sound financial solutions. Our robust loan portfolio includes 1,010,477 loans and leases, ensuring that we can support you through various life stages and goals. While members can visit us at our branch location, official correspondence should be sent to the same address: 2070 E 2100 S, Salt Lake City, UT 84109-1100. Should you have any questions or need assistance, feel free to reach out to us at 801-486-1848 during our lobby hours from 9 AM to 6 PM, Monday through Friday. Our leadership team is here to serve you. Under the guidance of CEO Sterling Nielsen and Board President Scott Burt, Mountain America remains focused on enhancing member experiences while upholding transparency and accountability. Join us today as we continue our mission of empowering our members with financial tools for success. Explore more about what we offer by visiting our website at Mountain America. We look forward to welcoming you into our family!

Branch History & Mission

Commitment to Innovation

We recognize the importance of digital advancements in today's banking landscape. That's why we offer robust online and mobile banking services, ensuring that you can manage your finances anytime and anywhere. Features like electronic signatures and mobile payments make transactions quick and easy.

Community Engagement

Community support is at the heart of what we do. Over the years, Mountain America has built strong partnerships with local organizations and initiatives aimed at enhancing the quality of life in Salt Lake City. Whether it's sponsoring local events or participating in charitable activities, we believe in giving back to those who have supported us throughout our journey. We invite you to join Mountain America today! Experience firsthand how we can help you achieve your financial goals while being part of a supportive community focused on your success. For more information or assistance, feel free to reach out at 801-486-1848. Together, let's build a brighter financial future!

Our Mission

At Mountain America, our mission is clear: we strive to empower our members by providing exceptional service and innovative financial solutions. We understand that every member's journey is unique, which is why we offer personalized banking options including checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Our goal is to foster financial well-being while supporting the communities we serve. While members can visit us at 2070 E 2100 S, official correspondence should be sent to 2070 E 2100 S, Salt Lake City, UT 84109-1100. Our operating hours are Monday through Friday from 9:00 AM to 6:00 PM, making it convenient for you to access our services.

Branch Location & Accessibility

Convenient Access

We understand that convenience is key when it comes to banking. Our branch features ample parking, ensuring you can easily park and walk right in. For those who may need additional assistance, our location is fully accessible, with ADA-compliant features designed to make your visit as smooth as possible.

Operating Hours

At Mountain America, we strive to accommodate your busy schedule. Our doors are open Monday through Friday from 9:00 AM to 6:00 PM, so you can visit us during the week at a time that works best for you.

Services Offered

While you're here, take advantage of our range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we've got something for everyone. Need help managing your business finances? Our business banking services are also available, providing merchant services and business loans.

Stay Connected

Though our branch does not currently offer ATM or drive-thru services, our friendly team is always ready to assist you inside the branch. If you prefer online banking, don't worry! You can manage your accounts easily through our website at Mountain America. If you have any questions or need further information about our services or your visit, feel free to call us at 801-486-1848. We look forward to welcoming you at Mountain America in Salt Lake City!

Member Eligibility

At Mountain America, we believe that everyone deserves a chance to be part of a caring community that puts your needs first. Becoming a member is easy and welcoming! If you live, work, or worship in our local area, you're likely eligible to join us. We're here for everyone, whether you're looking to open a savings account, get an auto loan, or just want access to our fantastic services. To find out more about the specific eligibility criteria, please visit our website at . Joining is simple! Once you confirm your eligibility, you can start the account opening process right away. Just give us a call at (801) 486-1848 or visit us at our branch located at 2070 E 2100 S Salt Lake City Ut 84109 during our convenient hours from Monday to Friday, 9:00 AM to 6:00 PM. We can't wait to welcome you into the Mountain America family!

Business Banking & Commercial Services

Business Loan Options

Imagine having the financial backing to expand your operations or invest in new equipment. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $5,373 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $2,148,145,550, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced world, efficient payment solutions are essential for any business. Our merchant services simplify transactions, allowing you to focus on what you do best running your business. Whether it's accepting credit cards or managing online payments, we provide practical tools that make your operations smoother. Located at 2070 E 2100 S, Salt Lake City, UT 84109, Mountain America is here to help you navigate your business's financial landscape. For personalized assistance, give us a call at 801-486-1848 during our lobby hours from Monday to Friday, 9:00 AM to 6:00 PM. Let's work together to achieve your business goals!

Comprehensive List Of Services

Business Banking Support

For our business members, Mountain America offers robust business banking services, including merchant services and business loans. We understand that running a business requires financial flexibility and support; our team is equipped to provide personalized assistance tailored to your unique needs.

Contact Us Today!

Ready to learn more about how Mountain America can serve your financial needs? Visit us at 2070 E 2100 S Salt Lake City Ut 84109, or give us a call at 801-486-1848. Our team is eager to assist you during our lobby hours from Monday through Friday, 9:00 AM to 6:00 PM. Join us today and discover how we can support your financial journey!

Convenient Digital Banking

In today's fast-paced world, convenience matters. That's why we provide comprehensive online and mobile banking services that allow you to manage your accounts anytime, anywhere. With features like mobile payments and person-to-person transfers, accessing your finances has never been easier.

Home Financing Options

Owning a home is a dream for many, and at Mountain America, we provide comprehensive mortgage loans and refinancing options. Our mortgage specialists are ready to assist you in finding the right loan that suits your budget and lifestyle. We aim to make the home-buying process as smooth as possible, helping you navigate everything from pre-approval to closing.

Personal Banking Solutions

For those seeking reliable personal banking options, we offer checking and savings accounts that fit various lifestyles. Imagine managing your day-to-day expenses effortlessly with a checking account that comes with no monthly fees and convenient online banking features. Our savings accounts can help you grow your funds for future goals, whether it's a vacation or a new home.

Personal Loans and Debt Management

Sometimes life throws unexpected expenses your way. That's why we offer personal loans and debt consolidation services. Whether you need funds for medical bills or want to consolidate high-interest debt into one manageable payment, we're here to support you with tailored solutions.

Rewarding Credit Card Options

Our credit cards with rewards let you earn points on everyday purchases. Picture earning cash back or travel rewards simply by using your card for groceries or gas. This way, every swipe brings you closer to exciting rewards!

Vehicle Financing

If you're in the market for a new car or truck, look no further than our auto loans and vehicle financing solutions. We understand how important reliable transportation is for our members. With competitive rates and flexible terms, we make it easier for you to drive away in the vehicle you need.

Digital & Online Banking

E-Statements and Mobile Features

Keeping track of your finances is simple with our e-statements. You can view your statements electronically, which not only saves paper but also makes it easy to manage your records from anywhere. And if you're always on the move, our mobile application ensures that you have all the tools you need right in your pocket. With the ability to make mobile payments and perform person-to-person transfers, sending money to friends or family is just a few taps away.

Security and User-Friendly Experience

Security is paramount when it comes to online banking, and at Mountain America, we take that seriously. Our systems are designed to protect your personal information while providing a user-friendly experience. You can rest assured knowing that your financial data is safe as you enjoy real-time account management. In summary, whether it's through our online banking services or our mobile app, Mountain America offers everything you need for convenient and secure banking. Experience the ease of managing your finances today!

Financial Strength

At Mountain America, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Our commitment to sound financial practices means you can trust us with your savings and loans. With a net worth of $1,866,422,746, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $920 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $6,145,617,325 in share certificates and $6,008,999,239 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $393,835,221, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $1,845,749,365 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors, with $285,235 in used auto loans and $16,366,923,635 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3,027 full-time employees and 399 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $180,378,688. Total Share and Deposit Accounts: 3,572,351, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mountain America is your trusted partner. Visit us at 2070 E 2100 S Salt Lake City Ut 84109 or call (801) 486-1848 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $4,936,086,560 in used vehicle loans and $1,444,883,578 in new vehicle loans already helping members get on the road. We provide financing for both new and used vehicles, making it easy for you to drive away with confidence.

Business Financing

For business owners, our outstanding commercial loans totaling $2,148,145,550 provide the capital needed to grow and expand. We are dedicated to supporting local businesses and helping them thrive within the community. At Mountain America located at 2070 E 2100 S Salt Lake City UT 84109, our experienced team is ready to assist you with any questions about eligibility or refinancing options. You can reach us at 801-486-1848 during our operating hours from Monday to Friday between 9:00 AM and 6:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our loan offerings today and discover how we can help you take the next step toward achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $1,967,627,006, making buying or refinancing simple. Whether you're a first-time buyer or looking to refinance your existing mortgage, our team is here to guide you through every step of the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $981,936,213 in loans helping members manage their finances effectively, our credit cards come with rewards that make spending more rewarding.

Loan Aggregator

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