Mountain America Credit Union

Nestled in the beautiful city of Saint George, the Mountain America branch at 2984 E Mall Dr is your trusted neighborhood credit union dedicated to helping you navigate your financial future with confidence. Whether you're looking for some of the best auto loans and vehicle financing options to get behind the wheel of your dream car or exploring mortgage loans and refinancing solutions to make homeownership more affordable, this welcoming branch offers expert guidance tailored to your unique goals. Open Monday through Friday from 9:00 a.m. to 6:00 p.m. and Saturdays until 2:00 p.m., members enjoy convenient cash withdrawal services alongside seamless online and mobile banking platforms for easy access anytime.
At Mountain America Saint George, you'll find a comprehensive range of personal banking products including checking and savings accounts designed for everyday convenience, credit cards packed with rewarding perks, flexible personal loans ideal for debt consolidation, and business banking solutions such as merchant services and business loans crafted to support local entrepreneurs. While this location does not feature an on-site ATM or drive-thru, the friendly team ensures personalized service every step of the way.
Experience community-focused financial care combined with top-tier auto loans and mortgage lending at Mountain America Saint George. Visit us today or call 435-634-6625 to explore how we can help you unlock your financial potential!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
home equity
10-year fixed home equity loan
7.24 %
0.8 Yrs
home equity
12-year fixed home equity loan
7.74 %
1 Yrs
home equity
15-year fixed home equity loan
8.24 %
1.2 Yrs
heloc
Home equity line of credit
8.25 %
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
15-year fixed mortgage
5.625 %
5.838 %
15.0 Yrs
CONVENTIONAL
FIXED
10-year fixed mini mortgage
5.74 %
5.74 %
10.0 Yrs
CONVENTIONAL
FIXED
20-year fixed mortgage
6.125 %
6.297 %
20.0 Yrs
CONVENTIONAL
FIXED
12-year fixed mini mortgage
6.24 %
6.24 %
12.0 Yrs
CONVENTIONAL
FIXED
30-year fixed mortgage
6.49 %
6.623 %
30.0 Yrs
CONVENTIONAL
FIXED
15-year fixed mini mortgage
6.74 %
6.74 %
15.0 Yrs
CONVENTIONAL
FIXED
15-year fixed mortgage
5.625 %
5.838 %
15.0 Yrs
CONVENTIONAL
FIXED
20-year fixed mortgage
5.99 %
6.161 %
20.0 Yrs
CONVENTIONAL
ADJUSTABLE
7/6 adjustable rate mortgage
6.25 %
6.861 %
7.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/6 adjustable rate mortgage
6.25 %
6.98 %
5.0 Yrs
CONVENTIONAL
FIXED
30-year fixed mortgage
6.49 %
6.623 %
30.0 Yrs
CONVENTIONAL
ADJUSTABLE
7/6 first-time homebuyer adjustable rate mortgage
7.0 %
7.296 %
7.0 Yrs
CONVENTIONAL
FIXED
40-year first-time homebuyer with 15-year balloon
7.125 %
7.328 %
40.0 Yrs
CONVENTIONAL
ADJUSTABLE
10/6 adjustable rate mortgage
7.25 %
7.389 %
10.0 Yrs
CONVENTIONAL
FIXED
Construction loan
7.25 %
7.933 %
30.0 Yrs
CONVENTIONAL
FIXED
100% first-time-homebuyer
7.5 %
7.684 %
40.0 Yrs
CONVENTIONAL
FIXED
20-year lot loan with 7-year balloon
7.625 %
8.088 %
20.0 Yrs
CONVENTIONAL
FIXED
15-year fixed second mortgage
7.75 %
8.038 %
15.0 Yrs
CONVENTIONAL
FIXED
30-year fixed second mortgage with 15-year balloon
8.0 %
8.216 %
30.0 Yrs
CONVENTIONAL
FIXED
20-year fixed second mortgage
8.25 %
8.488 %
20.0 Yrs
CONVENTIONAL
FIXED
10-year lot loan
8.25 %
8.783 %
10.0 Yrs
JUMBO
FIXED
30-year jumbo
6.5 %
6.609 %
30.0 Yrs
JUMBO
FIXED
15-year jumbo
7.0 %
7.183 %
15.0 Yrs
JUMBO
FIXED
20-year jumbo
7.625 %
7.776 %
20.0 Yrs
VA
FIXED
15-year VA
5.5 %
5.989 %
15.0 Yrs
VA
FIXED
30-year VA
5.99 %
6.287 %
30.0 Yrs
FHA
FIXED
15-year FHA
5.25 %
6.108 %
15.0 Yrs
FHA
FIXED
30-year FHA
5.875 %
6.705 %
30.0 Yrs
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
New & used
5.74 % - 5.99 %
5 Yrs - 6 Yrs
Recreational
Large RV
7.99 %
15 Yrs
Recreational
Boat loan
7.99 %
15 Yrs
Recreational
Small RV/ATV
7.99 % - 8.24 %
5 Yrs - 6 Yrs

Introduction

At Mountain America, we believe that your financial journey should be smooth and rewarding. Located at 2984 E Mall Dr, Saint George, UT 84790, our branch is dedicated to serving the community with trust and transparency. Established in 1936, we have grown into a valued institution with over 1,295,749 members who count on us for their financial needs. As a member-focused credit union, we take pride in our impressive financial health, boasting total assets of $20,276,595,321 and total deposits reaching $2,498,647,369. Our commitment to you goes beyond numbers; it's about building relationships within the community. With a robust loan portfolio that includes over 1,010,477 loans and leases, we are here to help you achieve your dreams whether that's financing a new car or buying your first home. Our leadership team is dedicated to ensuring that every member feels valued. CEO Sterling Nielsen and Board President Scott Burt lead our organization with a clear vision: to provide exceptional service while ensuring financial stability for all our members. Our knowledgeable staff of 3,426 employees is always ready to assist you during our operating hours from Monday through Friday, 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 2:00 PM. While you can visit us at our branch location for personal banking services like checking and savings accounts or auto loans, official correspondence should be sent to our mailing address at 2984 E Mall Dr, Saint George, UT 84790-1229. Join us at Mountain America today! Explore our range of products and services designed just for you by visiting our website at macu.com or give us a call at 435-634-6625. Let's work together to make your financial goals a reality!

Branch History & Mission

At Mountain America, we have a rich history rooted in community and service. Established in 1936, our branch in Saint George, Utah, has been dedicated to supporting the financial needs of local residents for over eight decades. Since our opening at 2984 E Mall Dr, we have grown significantly, currently serving a vibrant membership base of over 1.2 million members and managing total assets of approximately $20.3 billion. Our mission is straightforward yet powerful: to empower our members by providing accessible financial services while fostering a sense of community. We believe that everyone deserves the opportunity to achieve their financial goals. This is reflected not just in our banking services ranging from personal checking accounts and auto loans to business banking solutions but also in our commitment to community outreach and support. While members can visit us at our branch location, official correspondence should be sent to our mailing address at 2984 E Mall Dr, Saint George, UT 84790-1229. Our branch is open Monday through Friday from 9:00 AM to 6:00 PM and Saturdays from 9:00 AM to 2:00 PM, making it convenient for you to drop by whenever you need assistance. Mountain America also embraces modern technology to enhance your banking experience. We offer online and mobile banking services that allow you to manage your finances on the go. Our commitment to accessibility includes features like electronic signatures and mobile payments. Community partnerships are an essential part of who we are. We actively engage in various outreach initiatives designed to uplift those around us whether through financial literacy programs or local sponsorships that make a difference in people's lives. Join us at Mountain America and discover how we can help you achieve your financial dreams while being part of a community-focused organization that truly cares about its members. Together, let's build a brighter future!

Branch Location & Accessibility

Call to Action

We invite you to visit us at Mountain America in Saint George today! If you have any questions or need assistance before coming in, feel free to give us a call at 435-634-6625. We look forward to serving you soon!

Nearby Landmarks and Accessibility Features

Our branch is nestled close to popular attractions like the St. George Town Square and the historic downtown area, making it easy for you to pop in during your day out. We offer ample parking right outside the entrance, ensuring that your visit is hassle-free. The branch is also designed with accessibility in mind, featuring ADA-compliant ramps and pathways to accommodate all members of our community.

Operating Hours and Services

We know your time is valuable, which is why we are here for you during convenient hours: Monday through Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 2:00 PM. Whether you're looking for personal banking services like checking and savings accounts or need assistance with auto loans and mortgages, our friendly staff is ready to help. While we currently do not have ATM availability or drive-thru services at this location, we are proud to offer a variety of other services including online and mobile banking options for your convenience.

Member Eligibility

Becoming a member of Mountain America is like joining a warm and welcoming family dedicated to supporting your financial journey. To qualify, you simply need to be a resident of Utah or work, attend school, or have an immediate family member who is already a member. It's that easy! Once you're part of our community, you'll enjoy various benefits, including competitive rates on loans and savings, personalized service, and access to online banking tools designed to fit your lifestyle. If you're ready to open an account and start enjoying these perks, you can find more information on our eligibility criteria at . For any questions or assistance, feel free to give us a call at (435) 634-6625. We're here for you!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $5,373 in commercial loans for our members, helping businesses scale and succeed. This funding empowers local entrepreneurs to invest in new equipment, hire staff, and expand their operations. - With an outstanding commercial loan portfolio of $2,148,145,550, we continue to drive economic growth by financing new and expanding businesses right here in Saint George, UT.

Merchant Services

In addition to loans, we offer robust merchant services designed to simplify payment processing for your business. Imagine being able to accept payments seamlessly from customers at any time whether in-store or online. With our services, you can streamline transactions, manage sales data, and improve customer satisfaction. If you're looking for reliable support and innovative financial solutions, visit us at 2984 E Mall Dr Saint George Ut 84790 or call us at (435) 634-6625. Together, let's build a brighter future for your business!

Comprehensive List Of Services

Business Banking

For our business members, we provide comprehensive business banking services, including merchant services and business loans. Whether you're starting a new venture or looking to expand an existing one, our dedicated team is here to support your business journey every step of the way.

Conclusion

Our goal at Mountain America is simple: To empower you with the financial tools and resources necessary for success. With friendly staff ready to assist you by phone at (435) 634-6625, or in person during our lobby hours Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 2:00 PM you're never alone on this financial journey. We invite you to explore all that we offer! Visit us at 0149 St George Mall Dr or reach out today. Your financial future starts here!

Digital Banking Features

In today's fast-paced world, convenience is key. That's why Mountain America offers robust online and mobile banking features. You can easily manage your accounts from anywhere, make payments on-the-go, and even transfer money between friends with our person-to-person payment service. We also provide secure access to ATMs for cash withdrawals whenever needed.

Home Financing

If owning a home is on your horizon, look no further than our mortgage loans and refinancing services. Our experienced team will guide you through the process, making it straightforward and stress-free. We understand that every situation is unique, so we work closely with you to find the best mortgage option that suits your needs.

Personal Banking

For everyday banking needs, we offer checking and savings accounts designed to give you easy access to your money while helping you save for the future. Our competitive interest rates make it easier to grow your savings over time. If you're considering buying a car, our auto loans and vehicle financing options provide flexible terms that fit your budget. Imagine cruising down the highway in your new ride with manageable monthly payments tailored just for you.

Personal Loans & Credit Cards

Life can sometimes throw unexpected expenses your way. That's why we offer personal loans and debt consolidation solutions to help you manage those surprises effectively. Additionally, our credit cards with rewards allow you to earn points for everyday purchases, turning routine spending into exciting rewards like travel or cashback.

Digital & Online Banking

Key Features

One of the standout features is our mobile application. It brings all the capabilities of online banking right to your smartphone. You can make person-to-person transfers in just a few taps, ensuring you can send money to friends or family quickly and easily. Want to make payments on the go? Our mobile payments feature allows you to pay for purchases directly from your phone. We also value your time and security. With electronic signature authorization available, signing documents is quick and hassle-free. And if you prefer keeping track of your finances digitally, e-statements are readily available, giving you a paperless way to stay organized.

Security and Accessibility

Your safety is our top priority. All transactions are secured with advanced technology, giving you peace of mind when managing your finances online. Navigating through our services is straightforward, making banking less stressful and more enjoyable for everyone. Experience the ease of real-time account management with Mountain America's digital and online banking services. Enjoy the flexibility to bank on your terms while knowing that we're here to support you every step of the way!

Financial Strength

At Mountain America, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that trust is built on strong foundations, and we're proud to share how our financial strength benefits you. With a net worth of $1,866,422,746, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $920 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $6,145,617,325 in share certificates and $6,008,999,239 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $393,835,221, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $1,845,749,365 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust, with $285,235 in used auto loans and $16,366,923,635 in total loans and leases supporting members' financial goals across various sectors. Even though our current net income is at $0, it reflects our commitment to operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3,027 full-time employees and 399 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our net shares amount to $180,378,688, representing funds available for lending and investments. Additionally, the total number of share accounts stands at 3,572,351, showcasing a strong and growing member base that trusts us with their finances. Rest assured that our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mountain America is your trusted partner. Visit us at 2984 E Mall Dr Saint George Ut 84790 or call (435) 634-6625 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Options

We also offer various personal loans and debt consolidation options to help manage unexpected expenses or streamline payments. If you're considering refinancing any existing debts or exploring eligibility options for our loan products, our dedicated team is available to assist you every step of the way. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. At Mountain America, we pride ourselves on providing transparent and accessible loan options tailored just for you. Stop by our branch or give us a call today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $4,936,086,560 in used vehicle loans and $1,444,883,578 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used car, our team is here to guide you through the financing process.

Business Loans

For business owners seeking capital for growth and expansion, our outstanding commercial loans totaling $2,148,145,550 provide the support you need to take your business to the next level. We're committed to helping local businesses thrive by offering tailored financing solutions.

Credit Card Loans

Managing everyday expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans. With a total of $981,936,213 in loans helping members manage their finances effectively, our credit cards come with rewards that enhance your spending power while keeping your budget in check.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,967,627,006, make buying or refinancing simple. We provide competitive rates and flexible terms to help you navigate the path to your new home.

Loan Aggregator

Benefits of Using LendMesh

LendMesh provides several key benefits designed to build trust and empower users: - Verified Data: All loan offers come from reputable financial institutions, ensuring that users receive accurate information. - No Sponsored Listings: Unlike other platforms, LendMesh does not prioritize lenders based on paid promotions. This commitment to neutrality means users can make informed decisions without bias. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions. This feature allows individuals to compare current offers easily and find the best fit for their needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials reflect the effectiveness of this tool in helping people save money. For anyone looking to compare real-time loan offers today, visit LendMesh and discover the best rates tailored to your financial needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This approach ensures that all offers are fair and transparent. By focusing on verified data from legitimate financial institutions, LendMesh guarantees users access to honest loan options without hidden fees or misleading terms.

Join Our Community

Unlock the power of community with LendMesh! Subscribe for personalized alerts—just tell us your target rate (like 5% or 4%), and we'll notify you the moment offers drop below your threshold. Get weekly or monthly updates with expert insights, rate trends, and hand-picked loan deals—delivered straight to your inbox. Join thousands of smart borrowers who rely on LendMesh to stay ahead of the curve and never miss a great opportunity.