Mountain America Credit Union

Nestled in the scenic city of Saint George, Mountain America at 2104 W Sunset Blvd is your community-focused credit union ready to support your financial journey. Whether you're exploring some of the best auto loans to drive away in your dream vehicle or seeking low mortgage rates and refinancing options to make homeownership more affordable, this friendly branch offers expert guidance tailored just for you. Open Monday through Friday from 9:00 a.m. to 6:00 p.m., members can also access convenient cash withdrawal services and enjoy seamless online and mobile banking for managing finances anytime, anywhere.
At Mountain America Saint George, you’ll find a full suite of personal banking solutions including checking and savings accounts designed for everyday use, credit cards with rewarding perks, flexible personal loans perfect for debt consolidation, plus business banking services like merchant solutions and business loans crafted to help local entrepreneurs thrive. While this location does not have an on-site ATM or drive-thru, its dedicated team ensures personalized service paired with trusted vehicle financing and mortgage lending expertise.
Experience friendly, community-driven financial care combined with top-tier auto loan and mortgage options at Mountain America Saint George. Visit us today or call 435-656-0131 to discover how we can help you reach your financial goals!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
home equity
10-year fixed home equity loan
7.24 %
0.8 Yrs
home equity
12-year fixed home equity loan
7.74 %
1 Yrs
home equity
15-year fixed home equity loan
8.24 %
1.2 Yrs
heloc
Home equity line of credit
8.25 %
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
15-year fixed mortgage
5.625 %
5.838 %
15.0 Yrs
CONVENTIONAL
FIXED
10-year fixed mini mortgage
5.74 %
5.74 %
10.0 Yrs
CONVENTIONAL
FIXED
20-year fixed mortgage
6.125 %
6.297 %
20.0 Yrs
CONVENTIONAL
FIXED
12-year fixed mini mortgage
6.24 %
6.24 %
12.0 Yrs
CONVENTIONAL
FIXED
30-year fixed mortgage
6.49 %
6.623 %
30.0 Yrs
CONVENTIONAL
FIXED
15-year fixed mini mortgage
6.74 %
6.74 %
15.0 Yrs
CONVENTIONAL
FIXED
15-year fixed mortgage
5.625 %
5.838 %
15.0 Yrs
CONVENTIONAL
FIXED
20-year fixed mortgage
5.99 %
6.161 %
20.0 Yrs
CONVENTIONAL
ADJUSTABLE
7/6 adjustable rate mortgage
6.25 %
6.861 %
7.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/6 adjustable rate mortgage
6.25 %
6.98 %
5.0 Yrs
CONVENTIONAL
FIXED
30-year fixed mortgage
6.49 %
6.623 %
30.0 Yrs
CONVENTIONAL
ADJUSTABLE
7/6 first-time homebuyer adjustable rate mortgage
7.0 %
7.296 %
7.0 Yrs
CONVENTIONAL
FIXED
40-year first-time homebuyer with 15-year balloon
7.125 %
7.328 %
40.0 Yrs
CONVENTIONAL
ADJUSTABLE
10/6 adjustable rate mortgage
7.25 %
7.389 %
10.0 Yrs
CONVENTIONAL
FIXED
Construction loan
7.25 %
7.933 %
30.0 Yrs
CONVENTIONAL
FIXED
100% first-time-homebuyer
7.5 %
7.684 %
40.0 Yrs
CONVENTIONAL
FIXED
20-year lot loan with 7-year balloon
7.625 %
8.088 %
20.0 Yrs
CONVENTIONAL
FIXED
15-year fixed second mortgage
7.75 %
8.038 %
15.0 Yrs
CONVENTIONAL
FIXED
30-year fixed second mortgage with 15-year balloon
8.0 %
8.216 %
30.0 Yrs
CONVENTIONAL
FIXED
20-year fixed second mortgage
8.25 %
8.488 %
20.0 Yrs
CONVENTIONAL
FIXED
10-year lot loan
8.25 %
8.783 %
10.0 Yrs
JUMBO
FIXED
30-year jumbo
6.5 %
6.609 %
30.0 Yrs
JUMBO
FIXED
15-year jumbo
7.0 %
7.183 %
15.0 Yrs
JUMBO
FIXED
20-year jumbo
7.625 %
7.776 %
20.0 Yrs
VA
FIXED
15-year VA
5.5 %
5.989 %
15.0 Yrs
VA
FIXED
30-year VA
5.99 %
6.287 %
30.0 Yrs
FHA
FIXED
15-year FHA
5.25 %
6.108 %
15.0 Yrs
FHA
FIXED
30-year FHA
5.875 %
6.705 %
30.0 Yrs
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
New & used
5.74 % - 5.99 %
5 Yrs - 6 Yrs
Recreational
Large RV
7.99 %
15 Yrs
Recreational
Boat loan
7.99 %
15 Yrs
Recreational
Small RV/ATV
7.99 % - 8.24 %
5 Yrs - 6 Yrs

Introduction

At Mountain America, we believe that banking should be as reliable and supportive as a trusted friend. Located at 2104 W Sunset Blvd, Saint George, UT 84770, our branch is dedicated to serving our community with a heart for helping members achieve their financial goals. Since our establishment in 1936, we have grown to welcome over 1,295,749 members who trust us with their financial needs. With total assets amounting to a robust $20,276,595,321 and total deposits of $2,498,647,369, we are committed to providing exceptional services tailored to your lifestyle. Our focus ranges from personal banking solutions like checking and savings accounts to auto loans and mortgage refinancing options. We understand that everyone's financial journey is unique; that's why we offer personalized guidance every step of the way. Our leadership team, under the direction of CEO Sterling Nielsen and Board President Scott Burt, works tirelessly to ensure that you receive the best service possible. With a dedicated staff of 3,426 employees, we take pride in fostering a welcoming environment where you can feel confident discussing your financial future. While members can visit us at our branch location for friendly assistance or inquiries, official correspondence should be directed to 2104 W Sunset Blvd, Saint George, UT 84770-6540. Ready to take control of your finances? Give us a call at 435-656-0131 or visit our website at Mountain America today! Let's work together towards achieving your dreams.

Branch History & Mission

Commitment to Innovation

As part of our dedication to serving our members better, Mountain America continually embraces digital advancements. We offer online banking options, mobile payments, and e-statements to provide flexibility and ease of access. Our commitment also includes ADA compliance initiatives so that all members can navigate our services comfortably.

Community Engagement

Mountain America takes pride in its partnerships with local organizations and initiatives aimed at improving the lives of those in our community. We understand that being a good neighbor goes hand-in-hand with being a good financial partner. If you're looking for a credit union that puts people first and focuses on your success, we invite you to join Mountain America today. Experience the benefits of being part of a community-oriented institution where your financial well-being is our top priority. Together, let's build a brighter future!

Our Mission

At Mountain America, our mission is clear: we are dedicated to enhancing the lives of our members and communities through exceptional service and support. We believe that everyone deserves access to quality financial services that empower them to achieve their goals. This commitment extends beyond just providing loans or accounts; we actively participate in community outreach efforts aimed at fostering growth and development in Saint George. While members can visit us at our branch location on Sunset Blvd, official correspondence should be sent to 2104 W Sunset Blvd, Saint George, UT 84770-6540 if different from our main address. Our operating hours are convenient for our members Monday through Friday from 9:00 AM to 6:00 PM ensuring that we are here when you need us.

Branch Location & Accessibility

Welcome to Mountain America's branch located at 2104 W Sunset Blvd, Saint George, UT! Our branch is conveniently situated near popular local landmarks, making it easy for you to stop by while you're out and about. Whether you're visiting the nearby shopping centers or enjoying a day at the park, you can easily fit a trip to your credit union into your plans. At Mountain America, we prioritize accessibility and convenience. Our location features ample parking and is designed with ADA compliance in mind, ensuring that everyone can access our services with ease. While members can visit us at this address, please note that official correspondence should be sent to our mailing address: 2104 W Sunset Blvd, Saint George, UT 84770-6540. We are open Monday through Friday from 9:00 AM to 6:00 PM, providing flexible hours for those who need to conduct their banking during the week. Our friendly staff is always ready to assist you with personal banking services, including checking and savings accounts, auto loans, mortgages, and more. Although we currently do not offer ATM services or drive-thru banking at this location, we invite you to explore our online and mobile banking options for your convenience. If you have any questions or need assistance, feel free to give us a call at 435-656-0131. We look forward to welcoming you at Mountain America's Saint George branch where your financial needs are met with care and community spirit!

Member Eligibility

At Mountain America, we're excited to welcome you into our community of members who enjoy personalized financial services and support. Becoming a member is easy and open to anyone who lives, works, or worships in the area or has family ties to existing members. If you're looking for a place where your needs come first, this is the right fit for you! To learn more about specific eligibility requirements, please check out our detailed guidelines at . Opening an account is just as straightforward; simply visit us at our branch located at 2104 W Sunset Blvd Saint George Ut 84770, or give us a call at (435) 656-0131 to get started. We're here to assist you every step of the way, ensuring that joining Mountain America feels like becoming part of a family that cares about your financial well-being. Let's take this journey together!

Business Banking & Commercial Services

A Strong Financial Foundation

With an outstanding commercial loan portfolio of $2,148,145,550, we continue to drive economic growth by financing new and expanding businesses. At Mountain America, located at 2104 W Sunset Blvd Saint George Ut 84770, Saint George, UT, we're here to help you thrive in today's competitive market. For more information or to discuss your specific needs, give us a call at (435) 656-0131. Your success is our priority!

Merchant Services That Matter

Imagine having a trusted partner who can simplify your payment processing. Our merchant services help you accept payments easily, whether online or in-store. This means more time focusing on your core business and less time worrying about transactions.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $5,373 in commercial loans for our members, helping businesses scale and succeed. With personalized financing solutions, we empower local entrepreneurs to turn their visions into reality.

Comprehensive List Of Services

Accessibility

While we currently do not have ATM or drive-thru services at this location, our branch is open Monday through Friday from 9:00 AM to 6:00 PM, ready to assist you with any inquiries or services you may need. At Mountain America, we are committed to meeting all of your financial needs with personalized service and innovative solutions. If you're ready to explore how we can assist you further or if you have any questions, please feel free to reach out at (435) 656-0131. Join us today on your path toward financial success!

Business Banking

If you're a business owner, we have services specifically designed for you too! Our business banking solutions include merchant services that make transactions easier for both you and your customers. We also provide business loans to help you grow and expand your operations without the financial stress.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we proudly offer online and mobile banking services at 0076 St George Sunset Blvd. You can easily check your balances, transfer money, or pay bills right from your smartphone or computer. With features like e-statements and person-to-person payment options, managing your finances has never been easier.

Loans and Credit

Life is full of unexpected expenses, and when they arise, having the right financial support can make all the difference. At Mountain America, we offer personal loans for those times when you need a little extra cash. Our debt consolidation options are perfect for anyone looking to streamline their payments into one manageable loan. Plus, don't forget about our credit cards with rewards that allow you to earn points on your everyday purchases it's a win-win!

Personal Banking

Whether you're looking to open a new checking account or save for a special occasion, our personal banking services are crafted to suit your lifestyle. We offer various checking and savings accounts that come with competitive interest rates and no hidden fees, making it easy for you to manage your finances. If you're considering buying a new car or need funds for a home renovation, our auto loans and vehicle financing options can help turn your dreams into reality. Additionally, we provide mortgage loans and refinancing solutions tailored to fit your budget.

Digital & Online Banking

Easy Transactions

Our mobile application takes convenience a step further. Whether you want to make person-to-person transfers or set up mobile payments, everything is at your fingertips. Need to sign documents? No problem! We offer electronic signature authorization for a hassle-free experience when handling important paperwork.

Stay Informed

With e-statements available, you can keep track of your transactions without cluttering your mailbox. They're quick to access and environmentally friendly too! Staying informed about your financial health has never been simpler. At Mountain America, we prioritize user-friendly features so that everyone regardless of tech-savviness can navigate their finances with ease. Experience the freedom of real-time account management while enjoying the peace of mind that comes from knowing your information is secure. Join us in embracing the future of banking at Mountain America!

Financial Strength

At Mountain America, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, knowing your financial institution is strong and reliable brings peace of mind. With a net worth of $1,866,422,746, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 920% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $6,145,617,325 in share certificates and $6,008,999,239 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $393,835,221, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $1,845,749,365 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $285,235 in used auto loans and a total of $16,366,923,635 in loans and leases available to meet your diverse needs. Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3,027 full-time employees and 399 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $180,378,688. Total Share Accounts: 3,572,351, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mountain America is your trusted partner. Visit us at 2104 W Sunset Blvd Saint George UT 84770 or call 435-656-0131 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $4,936,086,560 in used vehicle loans and $1,444,883,578 in new vehicle loans already helping members get on the road. Whether it's for a brand-new model or a reliable used car, we have options tailored to fit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $2,148,145,550 provide the capital needed to grow and expand. We recognize the importance of supporting local businesses and ensuring they have access to necessary resources for success.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,967,627,006, make buying or refinancing simple. We provide competitive rates and flexible terms that can help you secure your dream home.

Refinancing Options

If you're considering refinancing existing loans, our team is ready to assist you. We offer various eligibility options that can help lower your monthly payments or consolidate debt into one manageable loan. At Mountain America, located at 2104 W Sunset Blvd Saint George Ut 84770, Saint George, UT, we're dedicated to providing personalized service and expert advice. Feel free to reach out to us at (435) 656-0131 during our operating hours from Monday to Friday, 9:00 AM to 6:00 PM. For more information on our loan offerings and how they can benefit you, visit us online at https://www.macu.com/. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial goals!

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be tricky. We also offer flexible terms on unsecured credit card loans, with a total of $981,936,213 in loans helping members manage their finances effectively. These cards come with rewards and benefits that can enhance your purchasing power while keeping your budget in check.

Loan Aggregator

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