Type of Loan Offerings
Home Equity Loans
Mortgage Loans
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APR
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Vehicle Loans
Introduction
Welcome to Mountain America, your trusted financial partner located at 823 E 200 N, Roosevelt, UT 84066. Established in 1936, we have been dedicated to serving our community and helping our members achieve their financial goals for over 85 years. With a proud membership of 1,295,749, we are committed to providing the resources and support you need to thrive. At Mountain America, we understand that financial decisions can be overwhelming. That's why we strive to create a welcoming atmosphere where you can explore a range of services tailored to fit your needs from personal checking and savings accounts to auto loans and mortgage refinancing. With total assets exceeding $20 billion and total deposits of $2,498,647,369, we're here to offer stability and peace of mind. While you can always visit us at our branch for personalized service, please note that any official correspondence should be sent to the same address: 823 E 200 N, Roosevelt, UT 84066-2554. Our team is led by CEO Sterling Nielsen and Board President Scott Burt, who both share a passion for community engagement and financial education. With a strong net worth of $1,866,422,746 and cash in hand amounting to $302,213,181, our financial health ensures we can support your aspirations. Whether you're looking to secure a loan or open a new account, we're ready to assist you every step of the way. We invite you to reach out at (435) 722-1590 or visit our website at mountainamerica.com for more information about how we can help you achieve your dreams. Let's embark on this journey together!
Branch History & Mission
Mountain America has a proud history that dates back to 1936, when we first opened our doors to serve the community in Roosevelt, Utah. Located at 823 E 200 N, our branch has grown alongside the vibrant community it serves. Over the years, we have expanded our offerings and strengthened our commitment to helping members achieve their financial goals. With a total membership of over 1.2 million and assets exceeding $20 billion, Mountain America has become a cornerstone of financial support in Roosevelt and beyond. Our mission is clear: to empower individuals and families through exceptional financial services while supporting the communities we serve. We believe that by providing accessible banking solutions, such as checking and savings accounts, auto loans, mortgages, and credit cards with rewards, we can help our members thrive financially. Our commitment extends beyond just banking; we actively engage in community outreach initiatives, fostering relationships and partnerships that uplift those around us. At Mountain America, we prioritize convenience for our members. While you can visit us at our main branch location in Roosevelt during our operating hours Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 2:00 PM you can also enjoy the benefits of our digital banking services. These include online banking, mobile payments, and person-to-person payment options that make managing your finances easier than ever. Though we currently do not offer ATM or drive-thru services at this location, our team is dedicated to providing personal service inside the branch. If you need to send official correspondence, please use our mailing address: 823 E 200 N, Roosevelt, UT 84066-2554. As we look forward to the future, Mountain America remains steadfast in its mission to enhance the lives of its members and the communities we are proud to serve. We invite you to join us on this journey experience firsthand the benefits of being part of Mountain America! For more information or to speak with one of our friendly representatives, please call us at 435-722-1590 or visit us online at Mountain America.
Branch Location & Accessibility
Convenient Access and Nearby Landmarks
Our branch is just a short drive from local favorites like the stunning Strawberry Reservoir and the vibrant downtown area. Parking is readily available, ensuring that your visit is hassle-free. We strive to be accessible for everyone, with features that comply with ADA standards, including ramps and spacious entryways. While members can visit us at 823 E 200 N, official correspondence should be sent to our mailing address at 823 E 200 N, Roosevelt, UT 84066-2554.
Friendly Service Hours
At Mountain America, we understand that your time is valuable. That's why we're open Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 2:00 PM. Our friendly team is ready to assist you during these hours, whether you need help with personal banking, auto loans, or mortgage refinancing.
Get in Touch!
Have questions? We're just a phone call away at 435-722-1590. We invite you to stop by Mountain America's Roosevelt branch today! Experience our commitment to serving our members with care and attention your financial journey starts here!
Services Tailored for You
We offer a variety of services designed to meet your financial needs. From checking and savings accounts to business banking solutions and credit cards with rewards, you'll find what you're looking for right here. While we currently do not have ATM or drive-thru services available at this location, our staff is eager to provide personalized service inside the branch.
Member Eligibility
At Mountain America, becoming a member means joining a warm and welcoming community that's dedicated to your financial well-being. If you're interested in membership, you'll be pleased to know that eligibility is designed to be inclusive and straightforward. Typically, anyone who lives, works, or worships in the areas we serve can join us. We also welcome family members of existing members, making it even easier for you to connect with us. This opens the door for you to enjoy a range of benefits such as competitive rates on loans and savings, personalized service, and access to various financial tools tailored just for you. For more detailed information about eligibility criteria, feel free to visit our website at . Opening an account is simple! Just stop by our branch located at 823 E 200 N Roosevelt Ut 84066 or give us a call at (435) 722-1590. Our friendly staff will guide you through the process and answer any questions you may have. You'll soon discover how being part of Mountain America can help you reach your financial goals with ease and confidence.
Business Banking & Commercial Services
Loan Options for Growth
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $5,373 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $2,148,145,550, we continue to drive economic growth by financing new and expanding businesses.
Merchant Services That Work
We also offer merchant services that make transactions easy and efficient. Imagine having the ability to accept payments seamlessly, whether your customers pay with cards or mobile wallets. This not only enhances customer satisfaction but also boosts sales potential. Visit us at 823 E 200 N Roosevelt Ut 84066, Roosevelt, UT, or call us at (435) 722-1590 to learn how we can help your business thrive!
Comprehensive List Of Services
Auto Loans & Vehicle Financing
Looking to purchase a new car? Our auto loans and vehicle financing options are here to make that dream a reality. We understand how important reliable transportation is for you and your family. With competitive rates and straightforward terms, securing financing for your vehicle has never been easier.
Business Banking Services
For our business members, we offer comprehensive solutions including merchant services and business loans tailored to help small businesses thrive. Whether you need funding for expansion or tools to manage daily transactions efficiently, Mountain America supports local entrepreneurs every step of the way.
Convenient Access with Digital Banking
In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking options along with ATM services for easy cash withdrawals. You can also use person-to-person payment options for quick transfers without hassle. If you're interested in learning more about how Mountain America can assist you on your financial journey, don't hesitate to reach out! Call us at 435-722-1590 or visit us in person during our lobby hours: Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 2 PM. Your financial success starts here!
Credit Cards with Rewards
With our credit cards featuring rewards programs, every purchase brings you closer to exciting benefits like travel perks or cash back. It's a smart way to maximize your spending power while enjoying the rewards of being a loyal member.
Mortgage Loans & Refinancing
Buying a home is one of the biggest decisions you'll ever make. At Mountain America, we offer mortgage loans and refinancing options that fit your lifestyle. Whether you're purchasing your first home or looking to refinance an existing mortgage for better terms, our experienced team is ready to guide you through every step of the process.
Personal Banking Solutions
Managing your money shouldn't be complicated. Our personal banking services include both checking and savings accounts designed to help you reach your financial goals with ease. Imagine having the flexibility to save for that special project while still having easy access to your funds. With our online and mobile banking features, you can check balances, transfer money, and pay bills from anywhere, anytime.
Personal Loans & Debt Consolidation
Sometimes life throws unexpected expenses your way. Our personal loans provide you with the financial support you need when it matters most. If you're juggling multiple debts, consider our debt consolidation options to simplify your payments into one manageable monthly installment.
Digital & Online Banking
Key Features
Need to send money to a friend? With our person-to-person transfers, you can quickly and securely send cash without the hassle of checks or cash. Plus, if you're looking for more eco-friendly options, our e-statements availability allows you to receive your bank statements electronically, reducing paper waste while keeping your information organized. We also prioritize security with features like electronic signature authorization, ensuring that your transactions are safe and compliant. And for those who love the ease of mobile payments, our mobile payments feature lets you pay for goods and services directly from your phone, making everyday purchases a breeze. Managing your finances has never been easier or more secure than with the digital banking options at Mountain America. Whether you're using our desktop site or our mobile app, you have real-time access to your accounts whenever you need it. Join us today and experience banking that's built around you!
Financial Strength
Growing Member Base
Total Share and Deposit Accounts: 3,572,351 reflect a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments stand at $180,378,688, further showcasing our capability to support your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mountain America is your trusted partner. Visit us at 823 E 200 N Roosevelt Ut 84066 or call (435) 722-1590 to learn more about how we can help you achieve your financial goals.
Investing Back into Our Community
With $1,845,749,365 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $285,235 in used auto loans and a total of $16,366,923,635 in loans and leases.
Member-Centric Savings Options
Members' savings are secured through $6,145,617,325 in share certificates and $6,008,999,239 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $393,835,221, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Solid Financial Foundation
With a net worth of $1,866,422,746, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $920 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Strong Operational Efficiency
Our operational efficiency is evident with a net income of $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3,027 full-time employees and 399 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
Loan Offering
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $4,936,086,560 in used vehicle loans and $1,444,883,578 in new vehicle loans already helping members get on the road. We also provide refinancing options to help you lower your monthly payments or access cash from your vehicle's equity.
Credit Lines and Unsecured Loans
For those who prefer flexibility in managing expenses, our total credit lines amount to $6,373,442,492. Additionally, we offer flexible terms on unsecured credit card loans. With a total of $981,936,213 in loans helping members manage their finances effectively, these options can provide peace of mind during unexpected situations. For business owners looking for growth opportunities, our outstanding commercial loans totaling $2,148,145,550 provide the capital needed to expand operations and invest in future success. Our team is dedicated to understanding your needs and helping you navigate eligibility options that work best for you. If you're ready to take the next step towards achieving your financial goals or if you have any questions about our loan offerings at Mountain America located at 823 E 200 N Roosevelt Ut 84066, feel free to reach out at (435) 722-1590 during our operating hours: Monday-Friday 9:00 AM - 6:00 PM and Saturday 9:00 AM - 2:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Visit us online at Mountain America for more information on how we can assist you with your financial needs!
Mortgage Loans
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,967,627,006, make buying or refinancing simple. We are here to guide you through the process and help you find the right fit for your situation.
Loan Aggregator
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