Mountain America Credit Union

Nestled in the growing community of Riverton, the Mountain America branch at 1962 W 12600 S is your friendly neighborhood credit union dedicated to helping you achieve your financial goals with ease and confidence. Open Monday through Friday from 9:00 a.m. to 6:00 p.m., this welcoming location specializes in some of the best auto loans and vehicle financing options, designed to get you behind the wheel with competitive rates and flexible terms tailored just for you. Whether you're buying a new car or refinancing an existing loan, Mountain America Riverton makes the process smooth and stress-free.
Beyond exceptional vehicle financing, members enjoy low mortgage rates and refinancing solutions crafted to make homeownership more affordable. This branch also offers a full range of personal banking services including checking and savings accounts, credit cards with rewarding perks, personal loans ideal for debt consolidation, and business banking products like merchant services and business loans to support local entrepreneurs. While there is no on-site ATM or drive-thru, convenient cash withdrawal services combined with robust online and mobile banking platforms ensure you can manage your finances anytime, anywhere.
Experience trusted local service focused on top-tier auto loans and mortgage lending at Mountain America Riverton. Visit us today or call 801-446-0118 to discover how we can help unlock your financial potential!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
home equity
10-year fixed home equity loan
7.24 %
0.8 Yrs
home equity
12-year fixed home equity loan
7.74 %
1 Yrs
home equity
15-year fixed home equity loan
8.24 %
1.2 Yrs
heloc
Home equity line of credit
8.25 %
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
15-year fixed mortgage
5.625 %
5.838 %
15.0 Yrs
CONVENTIONAL
FIXED
10-year fixed mini mortgage
5.74 %
5.74 %
10.0 Yrs
CONVENTIONAL
FIXED
20-year fixed mortgage
6.125 %
6.297 %
20.0 Yrs
CONVENTIONAL
FIXED
12-year fixed mini mortgage
6.24 %
6.24 %
12.0 Yrs
CONVENTIONAL
FIXED
30-year fixed mortgage
6.49 %
6.623 %
30.0 Yrs
CONVENTIONAL
FIXED
15-year fixed mini mortgage
6.74 %
6.74 %
15.0 Yrs
CONVENTIONAL
FIXED
15-year fixed mortgage
5.625 %
5.838 %
15.0 Yrs
CONVENTIONAL
FIXED
20-year fixed mortgage
5.99 %
6.161 %
20.0 Yrs
CONVENTIONAL
ADJUSTABLE
7/6 adjustable rate mortgage
6.25 %
6.861 %
7.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/6 adjustable rate mortgage
6.25 %
6.98 %
5.0 Yrs
CONVENTIONAL
FIXED
30-year fixed mortgage
6.49 %
6.623 %
30.0 Yrs
CONVENTIONAL
ADJUSTABLE
7/6 first-time homebuyer adjustable rate mortgage
7.0 %
7.296 %
7.0 Yrs
CONVENTIONAL
FIXED
40-year first-time homebuyer with 15-year balloon
7.125 %
7.328 %
40.0 Yrs
CONVENTIONAL
ADJUSTABLE
10/6 adjustable rate mortgage
7.25 %
7.389 %
10.0 Yrs
CONVENTIONAL
FIXED
Construction loan
7.25 %
7.933 %
30.0 Yrs
CONVENTIONAL
FIXED
100% first-time-homebuyer
7.5 %
7.684 %
40.0 Yrs
CONVENTIONAL
FIXED
20-year lot loan with 7-year balloon
7.625 %
8.088 %
20.0 Yrs
CONVENTIONAL
FIXED
15-year fixed second mortgage
7.75 %
8.038 %
15.0 Yrs
CONVENTIONAL
FIXED
30-year fixed second mortgage with 15-year balloon
8.0 %
8.216 %
30.0 Yrs
CONVENTIONAL
FIXED
20-year fixed second mortgage
8.25 %
8.488 %
20.0 Yrs
CONVENTIONAL
FIXED
10-year lot loan
8.25 %
8.783 %
10.0 Yrs
JUMBO
FIXED
30-year jumbo
6.5 %
6.609 %
30.0 Yrs
JUMBO
FIXED
15-year jumbo
7.0 %
7.183 %
15.0 Yrs
JUMBO
FIXED
20-year jumbo
7.625 %
7.776 %
20.0 Yrs
VA
FIXED
15-year VA
5.5 %
5.989 %
15.0 Yrs
VA
FIXED
30-year VA
5.99 %
6.287 %
30.0 Yrs
FHA
FIXED
15-year FHA
5.25 %
6.108 %
15.0 Yrs
FHA
FIXED
30-year FHA
5.875 %
6.705 %
30.0 Yrs
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
New & used
5.74 % - 5.99 %
5 Yrs - 6 Yrs
Recreational
Large RV
7.99 %
15 Yrs
Recreational
Boat loan
7.99 %
15 Yrs
Recreational
Small RV/ATV
7.99 % - 8.24 %
5 Yrs - 6 Yrs

Introduction

At Mountain America, we believe in building strong relationships with our members and the community. Established in 1936, our branch at 1962 W 12600 S, Riverton, UT 84065 has been a trusted partner for financial growth and stability for years. With a robust membership base of over 1,295,749, we are committed to providing exceptional service tailored to your needs. Our financial strength speaks volumes, with total assets reaching an impressive $20,276,595,321 and total deposits amounting to $2,498,647,369. This foundation allows us to offer diverse services including personal banking, auto loans, mortgages, and business banking solutions. We understand that each member's journey is unique, which is why we strive to provide customized options that help you achieve your goals. Under the leadership of CEO Sterling Nielsen and Board President Scott Burt, our dedicated team of 3,426 employees is here to guide you every step of the way. While you can visit us at our branch location for all your banking needs, please note that official correspondence should be sent to our mailing address: 1962 W 12600 S, Riverton, UT 84065-7027. We take pride in our role within the Riverton community and aim to make a positive impact through financial education and support. Whether you're looking for assistance with loans or simply want to manage your accounts more conveniently through online banking and mobile applications, we've got you covered. Ready to experience personalized banking? Reach out to us at 801-446-0118 or visit our website at Mountain America today! Let us help you navigate your financial future with confidence.

Branch History & Mission

Join Us

As we continue to grow and adapt to the needs of our members, we invite you to join the Mountain America family. Experience firsthand how we can support your financial journey while also making a difference in the community around us. Together, let's build a brighter future! For more information or to become a member today, please call us at 801-446-0118 or visit us online at Mountain America.

Our Evolution

From humble beginnings, Mountain America has evolved significantly. It started with a mission to provide affordable financial services to its members and has stayed true to this purpose throughout its journey. The commitment to personal banking offering checking and savings accounts, auto loans, mortgage options, and more has helped countless individuals and families achieve their financial goals. Our branch operates Monday through Friday from 9:00 AM to 6:00 PM, ensuring that we are available when our members need us most. While we currently do not have ATM or drive-thru services available at this location, we offer robust online and mobile banking features that allow our members to manage their finances conveniently from anywhere.

Our Mission

At Mountain America, our mission goes beyond providing traditional banking services; it's about empowering individuals and strengthening communities. We believe in making a positive impact through community outreach programs and partnerships that support local initiatives. Our commitment is evident in every decision we make whether it's offering competitive rates on loans or supporting financial literacy programs for our youth. While you can visit us at our branch address for all your banking needs, official correspondence should be sent to our mailing address: 1962 W 12600 S, Riverton, UT 84065-7027.

Branch Location & Accessibility

Easy Access and Parking

At Mountain America, we prioritize your convenience. Our branch offers ample parking space, ensuring that you can easily find a spot when you visit. We are committed to being accessible to everyone, featuring ADA-compliant entrances and pathways for those who need them.

Get in Touch!

If you have any questions or need assistance, feel free to call us at 801-446-0118. Our team is eager to help you with all your financial needs. Come visit us at Mountain America in Riverton we can't wait to see you!

Operating Hours Designed for You

We understand that life can be busy! That's why our lobby hours are designed with your schedule in mind: we're open Monday through Friday from 9 AM to 6 PM. This gives you plenty of time to drop by before or after work, or during your lunch break.

Services Tailored to Your Needs

While you're here, take advantage of our range of personal banking services including checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. We also provide business banking solutions like merchant services and business loans. Though we currently don't have ATM services or drive-thru banking available at this location, our friendly staff is always ready to assist you directly inside the branch.

Member Eligibility

Becoming a member of Mountain America is like joining a caring community where your financial well-being matters. If you live, work, or attend school in our service area, you're already on the right path to membership! We welcome individuals and their families who meet these simple criteria. By choosing to join us at our Riverton branch located at 1962 W 12600 S Riverton Ut 84065, you gain access to a variety of financial products designed just for you, including checking accounts, auto loans, and more. Plus, being a member means enjoying personalized service and community-focused initiatives that make a real difference. Ready to take the next step? Opening an account with us is straightforward! You can find all the details you need about eligibility on our website at . If you have any questions or want to talk to someone directly, feel free to call us at (801) 446-0118. We're here to help you become part of something special at Mountain America!

Business Banking & Commercial Services

Loan Options That Support Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $5,373 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $2,148,145,550, we continue to drive economic growth by financing new and expanding businesses.

Practical Merchant Services

In addition to loans, we offer merchant services tailored for your needs. Imagine being able to accept payments easily while focusing on what you do best running your business. Our services streamline transactions, allowing you to provide exceptional service without getting bogged down by complicated processes. Reach out to us at (801) 446-0118 or visit us at 1962 W 12600 S Riverton Ut 84065. Together, let's build a stronger future for your business!

Comprehensive List Of Services

Business Banking Services

For local businesses, we offer specialized services including Merchant Services & Business Loans. These tools are designed to help your business thrive in today's competitive environment. Whether you're looking for financing options or payment processing solutions, we tailor our offerings to match your business needs.

Convenient Online and Mobile Banking

We recognize that convenience is key in today's fast-paced world. That's why our Online & Mobile Banking platforms allow you to manage your accounts anytime and anywhere. You can check balances, pay bills, and transfer funds right from your smartphone or computer. With additional features like ATM & Cash Withdrawal Services, accessing your money has never been easier.

Get Started Today!

At Mountain America, we're more than just a credit union; we're part of the community and committed to helping you achieve financial success. For any questions about our services or how we can help meet your financial goals, don't hesitate to reach out at (801) 446-0118 during our operating hours from Monday to Friday between 9:00 AM and 6:00 PM. Visit us today at 0063 Riverton 12600 S or check out our website at https://www.macu.com/ for more information. We look forward to serving you!

Personal Banking Solutions

When it comes to personal banking, we understand that everyone has unique goals. That's why we offer Checking & Savings Accounts designed to help you manage your money effectively. Imagine having a savings account that grows with you and checking options that fit your spending habits perfectly. For those considering a new car, our Auto Loans & Vehicle Financing make it easy to hit the road without breaking the bank. We offer competitive rates and flexible terms to help you get behind the wheel of your dream car. If homeownership is on your radar, our Mortgage Loans & Refinancing options can assist you in making that dream a reality. We guide you through the mortgage process, ensuring you find a solution that fits both your budget and lifestyle.

Support for Your Financial Needs

Life can bring unexpected expenses, but with our Personal Loans & Debt Consolidation, you can take control of your finances. Whether it's consolidating debt or covering an urgent expense, we're here to provide support when you need it most. Additionally, our Credit Cards with Rewards are perfect for those who want to earn while they spend. With various rewards options available, you can make every purchase work for you.

Digital & Online Banking

Accessibility

With our user-friendly interface and real-time account management tools, managing your finances has never been more straightforward. Whether you're at home or on the move, you'll have everything you need at your fingertips. Join the many members who trust Mountain America for their digital banking needs and experience the ease and security we offer today!

Key Features

Our online banking services include everything you need to stay on top of your finances. You can view your account balances, transfer funds, and pay bills with just a few clicks. Plus, for those who prefer a mobile experience, our dedicated mobile application makes banking on the go a breeze. Enjoy features like mobile payments, allowing you to make quick purchases directly from your smartphone. Security is a top priority for us. We provide electronic signature authorization, so you can sign documents safely and conveniently without the hassle of printing or mailing. Additionally, e-statements are available to help you keep track of your finances while reducing paper clutter. If you need to send money to friends or family, our person-to-person transfer option is here to help. It's fast and simple no need for cash or checks!

Financial Strength

Building Trust Through Transparency

Our total share accounts stand at 3,572,351, showcasing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments are at $180,378,688, further underlining our capacity to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mountain America is your trusted partner. Visit us at 1962 W 12600 S Riverton Ut 84065 or call (801) 446-0118 to learn more about how we can help you achieve your financial goals.

Commitment to Member Success

With $1,845,749,365 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is substantial; with $285,235 in used auto loans and $16,366,923,635 in total loans and leases, we support members' financial goals across various sectors. Our operational efficiency shines through as well reflected by our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3,027 full-time employees and 399 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Opportunities

Members' savings are secured through $6,145,617,325 in share certificates and $6,008,999,239 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $393,835,221, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $1,866,422,746, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $920 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $4,936,086,560 in used vehicle loans and $1,444,883,578 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, we have options that can suit your needs.

Business Financing

For business owners, our outstanding commercial loans totaling $2,148,145,550 provide the capital needed to grow and expand. We know that having access to funds is crucial for any business's success. In addition to these offerings, we also provide options for refinancing various types of loans. If you're considering refinancing your existing loan or want to learn about eligibility requirements for any of our products, feel free to reach out. Our branch is located at 1962 W 12600 S Riverton UT 84065. If you have questions or need assistance with your loan application process, don't hesitate to call us at 801-446-0118. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Mountain America Credit Union, we're here to support your financial journey every step of the way.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,967,627,006, make buying or refinancing simple. We provide clear guidance throughout the process so you can feel confident in your decision.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $981,936,213 in loans helping members manage their finances effectively, our credit cards come with features designed for convenience and ease of use.

Loan Aggregator

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