Type of Loan Offerings
Home Equity Loans
Mortgage Loans
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APR
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Vehicle Loans
Introduction
At Mountain America, we understand that your financial journey is as unique as you are. Located at 430 W Cougar Blvd, Provo, UT 84604, our branch has been serving the community since 1936 with a commitment to providing personalized banking solutions. With a strong membership base of over 1,295,749 individuals, we pride ourselves on being more than just a credit union; we're a partner in your financial success. Our total assets stand at an impressive $20,276,595,321, showcasing our stability and ability to support our members' needs. Whether you're looking for checking and savings accounts, auto loans, mortgages, or business services, we have tailored solutions designed to help you achieve your goals. Currently, our total deposits are around $2,498,647,369, reflecting the trust and confidence our members place in us. While you can visit us at our branch for all your banking needs, please note that official correspondence can be sent to the same address: 430 W Cougar Blvd, Provo, UT 84604. Our dedicated team of 3,426 employees, led by CEO Sterling Nielsen and Board President Scott Burt, is here to ensure you receive exceptional service every time you interact with us. We also maintain a robust lending portfolio with a total of 1,010,477 loans and leases, allowing us to offer competitive rates and flexible terms that fit your lifestyle. Our net worth of $1,866,422,746 and cash in hand totaling $302,213,181 further underscore our financial strength. As part of our ongoing commitment to the community and our members' financial well-being, we invite you to explore the various services we provide. From online banking options to convenient ATM access and drive-thru services Mountain America is here to simplify your banking experience. Ready to take the next step? Give us a call at 385-268-5166 or visit our website at macu.com to learn more about how we can assist you on your financial journey!
Branch History & Mission
Mountain America has a rich history that dates back to 1936 when it first opened its doors in Provo, Utah. Since then, we have grown significantly, evolving from a small financial institution into a trusted credit union with a total membership of over 1.2 million members. Our branch, located at 430 W Cougar Blvd, Provo, UT 84604, stands as a testament to our commitment to providing exceptional financial services and support to our community. Over the years, Mountain America has achieved remarkable milestones. With total assets reaching an impressive $20,276,595,321, we continue to expand our offerings and enhance the member experience. We are dedicated to helping individuals and families achieve their financial goals through a variety of services, including personal banking, auto loans, mortgage loans, and business banking solutions. Our mission is simple yet profound: to empower our members by providing them with the tools they need for financial success while actively contributing to the communities we serve. We believe that when our members thrive, so do our communities. This philosophy drives us to engage in various outreach initiatives and partnerships that make a difference in people's lives. While members can visit us at 430 W Cougar Blvd Provo Ut 84604, official correspondence should be sent to 430 W Cougar Blvd, Provo, UT 84604 if needed. Our branch features convenient operating hours from Monday to Friday, 9:00 AM to 6:00 PM, along with ATM availability and drive-thru banking services for ease of access. At Mountain America, we embrace digital advancements and prioritize customer service by ensuring ADA compliance and offering online and mobile banking options. Whether you prefer visiting us in person or managing your finances digitally, we are here for you. Join us on this journey towards financial wellness! Experience the benefits of being part of a community-focused credit union that truly cares about your success. Connect with us today at 385-268-5166 or visit our website at Mountain America to learn more about how we can help you achieve your financial dreams.
Branch Location & Accessibility
Welcome to the Mountain America branch at 430 W Cougar Blvd in Provo, Utah! We're conveniently situated near local favorites like Brigham Young University and the scenic Provo River, making it easy for you to stop by while enjoying everything our vibrant city has to offer. Our branch is designed with accessibility in mind, featuring ADA-compliant entrances and parking options that ensure all members can visit us with ease. Plus, if you prefer a quick banking experience, our drive-thru service is available for deposits, withdrawals, and simple transactions. At Mountain America, we understand that your time is valuable. That's why we're open Monday through Friday from 9:00 AM to 6:00 PM, allowing you to manage your banking needs during convenient hours. Whether you're looking for personal banking services like checking and savings accounts or need assistance with auto loans and mortgages, our friendly staff is here to help. You can also take advantage of our ATM availability for easy cash withdrawals and balance checks whenever you need them. If you have any questions or would like to know more about our services, feel free to give us a call at 385-268-5166. While members can visit us at 430 W Cougar Blvd, official correspondence should be sent to the same address. We invite you to come see us today and discover how we can support your financial journey!
Member Eligibility
At Mountain America, we believe that everyone deserves a chance to be part of our supportive community. Joining is simple and welcoming! To become a member, you just need to meet a few friendly eligibility criteria. Generally, individuals who live, work, worship, or attend school in the area can qualify. This means if you're in the neighborhood around 430 W Cougar Blvd Provo Ut 84604, you're likely eligible to join us! We're excited to offer you a range of benefits once you're on board, from competitive loan rates to personalized service that truly cares about your financial goals. If you're ready to take the next step, opening an account with us is easy. Just reach out at (385) 268-5166 for guidance or check out more details on our eligibility requirements at . We can't wait to welcome you into the Mountain America family!
Business Banking & Commercial Services
Loan Options for Growth
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $5,373 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $2,148,145,550, we continue to drive economic growth by financing new and expanding businesses.
Merchant Services That Make Life Easier
In addition to loans, we offer comprehensive merchant services designed to simplify your daily operations. Picture this: you're at a trade show and need to process payments quickly. With our merchant services, you can handle transactions on the spot, ensuring you never miss a sale. Plus, our easy-to-use tools provide insights into sales trends, helping you make informed decisions. Located at 430 W Cougar Blvd Provo Ut 84604 in Provo, UT, we're here to support your business every step of the way. For more information, give us a call at (385) 268-5166 or visit us online at https://www.macu.com/.
Comprehensive List Of Services
ATM & Cash Withdrawal Services
Need quick access to cash? Our network of ATMs provides easy withdrawal options along with basic transactions like balance checks. Plus, our Drive-Thru Banking allows you to conduct simple transactions without leaving your car perfect for those busy days! At Mountain America, we're proud to offer these comprehensive services designed with you in mind. Our friendly staff is ready to assist you during lobby hours from Monday through Friday, 9:00 AM to 6:00 PM. If you have questions or want more information about how we can help you achieve your financial goals, don't hesitate to reach out at (385) 268-5166 or visit us online at https://www.macu.com/. Join us today and experience the difference!
Auto Loans & Vehicle Financing
Thinking about upgrading your vehicle? Our Auto Loans & Vehicle Financing options make it simple to get behind the wheel without breaking the bank. Whether you're eyeing a new model or a reliable used car, our competitive rates can help you drive off with confidence.
Business Banking
For entrepreneurs and small business owners, our Business Banking services include everything from Merchant Services to tailored Business Loans. We know how crucial it is for businesses to have reliable banking solutions, and we're committed to helping you thrive.
Credit Cards with Rewards
Make every purchase rewarding with our Credit Cards with Rewards program. Enjoy benefits that match your spending habits whether it's travel points or cashback offers. It's more than just a card; it's about getting value from your everyday purchases.
Digital Banking Features
In today's fast-paced world, convenience matters. That's why we've invested in robust Online & Mobile Banking platforms that let you manage your accounts from anywhere. With features like mobile payments, person-to-person transfers, and e-statements, accessing your finances has never been easier.
Mortgage Loans & Refinancing
Homeownership is a significant milestone, and we're here to guide you through it. Our Mortgage Loans & Refinancing services offer flexible terms that can fit any budget. Picture yourself settling into a home that suits your family's needs, supported by our team every step of the way.
Personal Banking
Managing your everyday finances is easy with our Personal Banking services. We offer various Checking & Savings Accounts that cater to different lifestyles and savings goals. Imagine easily accessing your funds while earning interest on your savings it's all possible here at 0170 Provo Cougar Blvd.
Personal Loans & Debt Consolidation
If you're looking for extra cash for personal projects or want to streamline your finances, our Personal Loans & Debt Consolidation options can provide the relief you need. We understand that life happens, and sometimes you need a little help managing expenses.
Digital & Online Banking
Key Features
Our online banking services let you check your account balances, transfer funds, and pay bills anytime you want. Whether you're using a computer or our mobile application, you can enjoy seamless navigation and an intuitive design that makes banking feel effortless. Plus, with electronic signature authorization, signing documents is quick and secure, allowing you to complete transactions without unnecessary delays. We also offer e-statements for those who prefer a paperless approach. This not only helps you keep track of your finances but also contributes to environmental sustainability. For those busy moments when you're out shopping or grabbing coffee, our mobile payments feature allows you to make quick transactions directly from your smartphone.
Stay Connected Anytime
Need to send money to a friend? Our person-to-person transfer service makes it easy to split bills or send gifts with just a few taps on your phone. And don't worry about waiting for business hours; our online banking services are available 24/7 so you can manage your money whenever it suits you. In today's fast-paced world, having access to your financial information in real-time is essential. With the user-friendly tools at Mountain America, you'll have everything you need right at your fingertips. Join us today and experience how easy banking can be!
Financial Strength
Growing Member Base
Total Share and Deposit Accounts stand at 3,572,351, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments) total $180,378,688, further solidifying our commitment to responsible financial management. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mountain America is your trusted partner. Visit us at 430 W Cougar Blvd Provo Ut 84604 or call (385) 268-5166 to learn more about how we can help you achieve your financial goals.
Member-Focused Savings
Members' savings are secured through $6,145,617,325 in share certificates and $6,008,999,239 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $393,835,221, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Operational Efficiency
Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3,027 full-time employees and 399 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
Reinvesting for Your Benefit
With $1,845,749,365 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is impressive with $285,235 in used auto loans and $16,366,923,635 in total loans and leases, supporting your financial goals across various sectors.
Strong Financial Health
With a net worth of $1,866,422,746, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $920 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Loan Offering
Additional Financing Options
In addition to these popular loan types, we provide personal loans for debt consolidation and other needs. For business owners looking for capital to grow and expand, our outstanding commercial loans totaling $2,148,145,550 can support your business ambitions. If you're considering refinancing any existing loans or want to learn more about eligibility options for our products, feel free to reach out. Our team is here to assist you every step of the way. You can contact us at 385-268-5166 or visit us at our branch located at 430 W Cougar Blvd Provo Ut 84604. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Discover how Mountain America can help you take the next step towards your financial future!
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $4,936,086,560 in used vehicle loans and $1,444,883,578 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used car, we have financing options that cater to both.
Mortgage Loans
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,967,627,006, make buying or refinancing simple. We provide guidance throughout the process to help you navigate your home financing with ease.
Unsecured Credit Card Loans
We also offer flexible terms on unsecured credit card loans, with a total of $981,936,213 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits designed to make everyday spending more rewarding.
Loan Aggregator
Key Benefits of Using LendMesh
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