Type of Loan Offerings
Home Equity Loans
Mortgage Loans
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APR
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Vehicle Loans
Introduction
Welcome to Mountain America, your trusted partner in financial wellness since 1936. Located conveniently at 88 N 500 W, Provo, UT 84601, we are proud to serve our vibrant community with a commitment to member satisfaction and financial growth. With over 1,295,749 members and total assets reaching an impressive $20,276,595,321, we aim to provide a range of services that empower you to achieve your financial goals. At Mountain America, we understand that each member's needs are unique. That's why we offer a variety of personal banking options including checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and more. Whether you're looking to consolidate debt or finance a new vehicle, our dedicated team is here to assist you every step of the way. Our leadership team is committed to ensuring that you receive the best possible service. Under the guidance of our CEO Sterling Nielsen and Board President Scott Burt, we have built a strong foundation based on trust and transparency. Our team of 3,426 employees is passionate about supporting your financial journey. While members can visit us at our branch for friendly service and expert advice, official correspondence should be sent to the same address: 88 N 500 W, Provo, UT 84601-2616. With total deposits amounting to $2,498,647,369 and a net worth of $1,866,422,746, Mountain America stands as a pillar of stability in the community. We pride ourselves on our ability to offer competitive loan rates with over 1,010,477 loans issued to date. Join us today and experience the difference that comes from being part of a credit union that puts its members first. For any inquiries or assistance, don't hesitate to reach out by calling us at 801-373-0330. Visit our website at www.macu.com for more information about our services and how we can help you thrive financially!
Branch History & Mission
Community Engagement
In addition to providing essential financial services, we understand the importance of giving back. Mountain America actively participates in community initiatives aimed at improving lives and creating opportunities for all residents of Provo and surrounding areas. This dedication enhances our connection with members while reinforcing our role as a trusted partner in the community. While you can visit us at 88 N 500 W Provo Ut 84601 during our operating hours from Monday to Friday, 9:00 AM to 6:00 PM, any official correspondence should be directed to 88 N 500 W, Provo, UT 84601-2616 if different. Although we currently do not offer ATM or drive-thru services at this location, we're here with friendly staff ready to assist you with all your financial needs. Join us at Mountain America as we continue this journey together where your financial success is our priority! Call us today at (801) 373-0330 or explore more about what we offer by visiting our website. Experience firsthand how we can help you achieve your dreams!
Our Mission
The mission of Mountain America is straightforward yet impactful: we strive to empower individuals through accessible financial services while actively supporting our communities. We believe that everyone deserves a chance to achieve their financial goals, whether it's buying a home, financing a vehicle, or saving for the future. We are dedicated not only to offering personal banking solutions like checking and savings accounts but also to promoting business growth through merchant services and business loans. Our commitment extends beyond just banking; we engage with our community through outreach programs and partnerships that foster growth and development. As we continue on this path, we remain focused on innovative digital advancements that make banking easier for everyone. From online banking to mobile payments, we ensure that our members can manage their finances conveniently and securely.
Branch Location & Accessibility
Comprehensive Banking Services
At Mountain America, we offer a wide range of personal banking services including checking and savings accounts, auto loans, mortgage options, personal loans, and credit cards with rewards. We also cater to businesses with tailored solutions like merchant services and business loans. Plus, enjoy the convenience of online and mobile banking for managing your finances on-the-go! While members can visit us at our branch address, official correspondence should be sent to the same address: 88 N 500 W, Provo, UT 84601-2616. Don't hesitate to reach out at 801-373-0330 if you have any questions or want to learn more about how we can assist you. We invite you to come in and experience the friendly service that Mountain America is known for!
Convenient Access and Features
Our branch boasts ample parking to make your visit hassle-free. We ensure that everyone can access our services comfortably, with features that comply with ADA standards. If you need assistance or have questions about our offerings, our friendly staff is here to help!
Operating Hours
We know your time is valuable, so we keep our doors open Monday through Friday from 9:00 AM to 6:00 PM. This gives you plenty of opportunities to stop by before or after work or during your lunch break.
Member Eligibility
At Mountain America, we believe that becoming a member means joining a community that genuinely cares about your financial well-being. If you're looking to enjoy personalized banking services and great benefits, you might be wondering if you're eligible to join us. Membership at Mountain America is open to individuals who reside, work, or worship in our service area, as well as their family members. This welcoming approach ensures that we can support our local community while helping you achieve your financial goals. To start your journey with us, the process is straightforward! You can find all the details about eligibility and how to apply on our website at . If you're ready to take the next step, simply give us a call at (801) 373-0330 or visit us at 88 N 500 W Provo Ut 84601. We're here to guide you through opening an account and answering any questions you may have. Join us today and experience the benefits of being part of the Mountain America family!
Business Banking & Commercial Services
Loan Options That Empower Growth
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $5,373 in commercial loans for our members, helping businesses scale and succeed. This support translates into real-world success stories, from local cafes expanding their seating capacity to tech startups launching innovative products. - With an outstanding commercial loan portfolio of $2,148,145,550, we continue to drive economic growth by financing new and expanding businesses.
Merchant Services That Simplify Transactions
We also offer merchant services that simplify how you accept payments. Picture this: your customers want flexibility when paying, whether through cards or mobile wallets. Our merchant services provide just that, making transactions easy and efficient for both you and your clients. If you're looking for reliable banking solutions right here in Provo, UT, visit us at 88 N 500 W Provo Ut 84601 or call us at (801) 373-0330 to learn more about how we can support your business's journey!
Comprehensive List Of Services
ATM & Cash Withdrawal Services
While we currently do not have ATMs at this branch location, rest assured our members have access to numerous ATM networks across the country for convenient cash withdrawals. We invite you to visit us at 88 N 500 W Provo Ut 84601 in Provo, UT, or call us at (801) 373-0330 for more information about how Mountain America can assist you with any financial needs. Let us be your trusted partner on this journey toward achieving your financial goals!
Auto Loans & Vehicle Financing
Thinking about buying a new car? Our auto loans and vehicle financing options make it simple and straightforward. We offer flexible terms and competitive rates tailored to fit your budget. Picture driving off in your dream car without the stress of complicated financing just a quick application process and friendly support along the way.
Business Banking
For our business members, we offer comprehensive banking solutions including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, our team understands what it takes to help businesses thrive in today's market.
Credit Cards with Rewards
Want to earn rewards on your everyday purchases? Check out our credit cards that come with great benefits! From cash back on groceries to travel rewards, these cards can add value to your spending while helping you build credit responsibly.
Mortgage Loans & Refinancing
If you're ready to purchase a home or refinance an existing mortgage, Mountain America is here for you. Our mortgage loans come with various options, whether you're a first-time buyer or looking to lower your monthly payments through refinancing. We guide you through each step so you can feel confident making this significant investment.
Online & Mobile Banking
In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking services. Manage your accounts from anywhere pay bills, transfer funds, and check balances right from your smartphone or computer. It's all about making banking work for you.
Personal Banking
Our personal banking services include checking and savings accounts that cater to your daily financial needs. Imagine having a checking account that offers you easy access to your money while also helping you save for future goals. With competitive interest rates and no hidden fees, managing your finances has never been easier.
Personal Loans & Debt Consolidation
Sometimes life throws unexpected expenses your way, and that's where our personal loans come in handy. Whether it's for home repairs, medical bills, or consolidating debt, we provide personalized solutions that fit your circumstances. With clear terms and easy repayment plans, you'll have the support you need when it matters most.
Digital & Online Banking
Key Services
With our online banking platform available at https://www.macu.com/, you can access your accounts 24/7. This means you can check balances, transfer funds, and even pay bills at any time that fits your schedule. No more rushing to the bank before closing hours; everything you need is just a click away. For those who prefer using their smartphones, our mobile application offers a user-friendly experience that puts banking in the palm of your hand. You can easily manage your accounts, make person-to-person transfers, and utilize mobile payments to make purchases without needing cash or cards.
Security and Convenience
Security is a top priority for us. Our electronic signature authorization feature allows you to sign documents securely online, giving you peace of mind while saving time. Plus, opting for e-statements helps reduce paper clutter while ensuring that your financial information is safe and accessible whenever you need it. Whether you're at home or out and about, Mountain America ensures that banking remains straightforward and secure. We're dedicated to making it easy for you to take control of your finances in real-time. Experience the ease of digital banking today with Mountain America!
Financial Strength
Commitment to Growth
Our $1,845,749,365 in undivided earnings demonstrates our commitment to reinvesting in innovative banking tools and stronger lending options. With $285,235 in used auto loans and $16,366,923,635 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is reflected in our $0, which empowers us to keep offering competitive loan rates and solid financial products for our members. We also take pride in having 3,027 full-time employees and 399 part-time employees ready to serve you with knowledge and dedication.
Growing Together
The strength of our community is evident in the number of members we serve 3,572,351 total share accounts show a robust member base that trusts us with their finances. With net shares available for lending and investments at $180,378,688, we're prepared to help you achieve your financial dreams. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mountain America is your trusted partner. Visit us at 88 N 500 W Provo Ut 84601 or call (801) 373-0330 to learn more about how we can help you achieve your financial goals.
Member Savings and Investments
Members' savings are secured through $6,145,617,325 in share certificates and $6,008,999,239 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members; with non-member deposits at $393,835,221, we ensure that our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks.
Our Financial Health
With a net worth of $1,866,422,746, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is further highlighted by our net worth ratio of $920, which ensures we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Loan Offering
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. With over $4,936,086,560 in used vehicle loans and $1,444,883,578 in new vehicle loans already helping members get on the road, financing your next vehicle has never been easier. We also provide refinancing options if you're looking to lower your current payments or adjust your loan terms.
Business Loans
For business owners seeking growth opportunities, our outstanding commercial loans total $2,148,145,550, providing the capital needed to expand your operations. We're here to support your business journey with tailored loan products designed for success. At Mountain America in Provo (88 N 500 W Provo UT 84601), we're dedicated to making borrowing accessible and beneficial for all our members. Feel free to reach out at 801-373-0330 if you have questions about eligibility or want more information on our loan offerings. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial aspirations!
Credit Lines and Unsecured Credit Card Loans
For those who need flexibility in managing their finances, our total credit lines amount to $6,373,442,492, providing ample options for various needs. We also offer flexible terms on unsecured credit card loans. With a total of $981,936,213 in unsecured credit card loans issued, our products help members manage their finances effectively without the burden of collateral requirements.
Mortgage Loans
Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $1,967,627,006, making buying or refinancing simple. We aim to guide you through the process so that you can secure the home you've always wanted.
Loan Aggregator
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