Mountain America Credit Union

Nestled in the heart of Price, Utah, the Mountain America branch at 760 W Price River Dr is your trusted community credit union dedicated to empowering your financial journey. Whether you're looking for some of the best auto loans to drive home your dream vehicle or exploring low mortgage rates and refinancing options to make homeownership more attainable, this friendly branch offers expert guidance tailored to your needs. Open Monday through Friday from 9:00 a.m. to 6:00 p.m., members benefit from convenient cash withdrawal services alongside robust online and mobile banking tools that keep your finances within easy reach.
At Mountain America Price, you’ll find a full suite of personal banking solutions including checking and savings accounts designed for everyday convenience, credit cards loaded with rewarding perks, flexible personal loans perfect for debt consolidation, and business banking services such as merchant solutions and business loans crafted to support local entrepreneurs. While there is no on-site ATM or drive-thru facility, the dedicated team ensures personalized service every step of the way.
Experience trusted financial care combined with top-tier vehicle financing and mortgage lending at Mountain America Price. Visit us today or call 435-637-8170 to explore how we can help you unlock your financial potential!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
home equity
10-year fixed home equity loan
7.24 %
0.8 Yrs
home equity
12-year fixed home equity loan
7.74 %
1 Yrs
home equity
15-year fixed home equity loan
8.24 %
1.2 Yrs
heloc
Home equity line of credit
8.25 %
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
15-year fixed mortgage
5.625 %
5.838 %
15.0 Yrs
CONVENTIONAL
FIXED
10-year fixed mini mortgage
5.74 %
5.74 %
10.0 Yrs
CONVENTIONAL
FIXED
20-year fixed mortgage
6.125 %
6.297 %
20.0 Yrs
CONVENTIONAL
FIXED
12-year fixed mini mortgage
6.24 %
6.24 %
12.0 Yrs
CONVENTIONAL
FIXED
30-year fixed mortgage
6.49 %
6.623 %
30.0 Yrs
CONVENTIONAL
FIXED
15-year fixed mini mortgage
6.74 %
6.74 %
15.0 Yrs
CONVENTIONAL
FIXED
15-year fixed mortgage
5.625 %
5.838 %
15.0 Yrs
CONVENTIONAL
FIXED
20-year fixed mortgage
5.99 %
6.161 %
20.0 Yrs
CONVENTIONAL
ADJUSTABLE
7/6 adjustable rate mortgage
6.25 %
6.861 %
7.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/6 adjustable rate mortgage
6.25 %
6.98 %
5.0 Yrs
CONVENTIONAL
FIXED
30-year fixed mortgage
6.49 %
6.623 %
30.0 Yrs
CONVENTIONAL
ADJUSTABLE
7/6 first-time homebuyer adjustable rate mortgage
7.0 %
7.296 %
7.0 Yrs
CONVENTIONAL
FIXED
40-year first-time homebuyer with 15-year balloon
7.125 %
7.328 %
40.0 Yrs
CONVENTIONAL
ADJUSTABLE
10/6 adjustable rate mortgage
7.25 %
7.389 %
10.0 Yrs
CONVENTIONAL
FIXED
Construction loan
7.25 %
7.933 %
30.0 Yrs
CONVENTIONAL
FIXED
100% first-time-homebuyer
7.5 %
7.684 %
40.0 Yrs
CONVENTIONAL
FIXED
20-year lot loan with 7-year balloon
7.625 %
8.088 %
20.0 Yrs
CONVENTIONAL
FIXED
15-year fixed second mortgage
7.75 %
8.038 %
15.0 Yrs
CONVENTIONAL
FIXED
30-year fixed second mortgage with 15-year balloon
8.0 %
8.216 %
30.0 Yrs
CONVENTIONAL
FIXED
20-year fixed second mortgage
8.25 %
8.488 %
20.0 Yrs
CONVENTIONAL
FIXED
10-year lot loan
8.25 %
8.783 %
10.0 Yrs
JUMBO
FIXED
30-year jumbo
6.5 %
6.609 %
30.0 Yrs
JUMBO
FIXED
15-year jumbo
7.0 %
7.183 %
15.0 Yrs
JUMBO
FIXED
20-year jumbo
7.625 %
7.776 %
20.0 Yrs
VA
FIXED
15-year VA
5.5 %
5.989 %
15.0 Yrs
VA
FIXED
30-year VA
5.99 %
6.287 %
30.0 Yrs
FHA
FIXED
15-year FHA
5.25 %
6.108 %
15.0 Yrs
FHA
FIXED
30-year FHA
5.875 %
6.705 %
30.0 Yrs
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
New & used
5.74 % - 5.99 %
5 Yrs - 6 Yrs
Recreational
Large RV
7.99 %
15 Yrs
Recreational
Boat loan
7.99 %
15 Yrs
Recreational
Small RV/ATV
7.99 % - 8.24 %
5 Yrs - 6 Yrs

Introduction

At Mountain America, we believe that a strong financial foundation is the key to thriving in our community. Located at 760 W Price River Dr, Price, UT 84501, our branch has been serving members since 1936. With a commitment to excellence and member satisfaction, we proudly support over 1,295,749 members in their financial journeys. While you can visit us at our branch for personal banking services, please send any official correspondence to our mailing address: 760 W Price River Dr, Price, UT 84501-2841. Our dedicated team is here to help you with various services, including checking and savings accounts, auto loans, mortgage refinancing, personal loans, and business banking solutions. As of now, Mountain America boasts total assets of $20,276,595,321 and total deposits amounting to $2,498,647,369. We have a solid net worth of $1,866,422,746, allowing us to provide competitive rates and exceptional service. Our total loans stand at 1,010,477, reflecting our dedication to helping members achieve their financial goals. Under the leadership of CEO Sterling Nielsen and Board President Scott Burt, our team of 3,426 employees is committed to ensuring that each member feels valued and supported. Whether you're looking for guidance on managing your finances or exploring new lending options like our business loan programs with a net member business loan balance of $2,183,464,644, we're here for you every step of the way. If you have questions or need assistance with your account or loans, don't hesitate to reach out! Call us at (435) 637-8170 during our lobby hours from Monday to Friday between 9:00 AM and 6:00 PM. We look forward to welcoming you into the Mountain America family!

Branch History & Mission

At Mountain America, we take pride in our rich history and steadfast commitment to our members and community. Since opening our doors in 1936, we have grown from a small credit union into one of the leading financial institutions in the region, serving over 1.29 million members. Our branch, located at 760 W Price River Dr, Price, UT 84501, has become a cornerstone of the community, helping residents achieve their financial goals while fostering strong relationships. From the beginning, Mountain America has focused on providing accessible and affordable financial services. Our mission is clear: to empower our members with the tools they need for financial success while supporting the communities we serve. Whether it's through personal banking options like checking and savings accounts, auto loans, or mortgage services, we strive to meet the diverse needs of our members with compassion and care. As we look back on our journey, key milestones stand out. We have continually adapted to meet the changing needs of our members, including embracing technology that enhances their banking experience. With features like online banking, mobile payments, and electronic statements, we ensure that managing finances is convenient and secure. In addition to providing top-notch financial services, Mountain America is dedicated to giving back. We actively engage in community outreach programs and partnerships that benefit local organizations and initiatives. Our commitment goes beyond just banking; we aim to make a positive impact in Price and surrounding areas. While members can visit us at our branch location for personalized assistance during our operating hours Monday through Friday from 9:00 AM to 6:00 PM official correspondence should be sent to our mailing address at 760 W Price River Dr, Price, UT 84501-2841. With total assets exceeding $20 billion and a mission centered around member service and community support, we invite you to join Mountain America Credit Union. Experience the benefits of being part of an institution that truly values its members and their success. Together, let's build a brighter future for you and your community! For more information or to get started with your membership today, call us at 435-637-8170 or visit our website at www.macu.com.

Branch Location & Accessibility

Connect With Us

Ready to take charge of your finances? Visit us today at Mountain America in Price or give us a call at 435-637-8170. We look forward to welcoming you and helping you navigate your financial journey!

Finding Us

Whether you're coming from downtown Price or nearby areas, reaching our branch is simple. We have ample parking available for our members, ensuring that your visit is hassle-free. Plus, our building is designed with accessibility in mind, featuring ADA-compliant entrances and ramps so everyone can walk through our doors with ease. While members can visit us at 760 W Price River Dr, official correspondence should be sent to the same address. We are open Monday through Friday from 9:00 AM to 6:00 PM, allowing you to stop by at your convenience during the workweek.

Services Offered

At Mountain America, we offer a variety of personal banking services tailored to meet your needs. From checking and savings accounts to auto loans and mortgage refinancing, we are dedicated to helping you reach your financial goals. While we currently do not have ATM facilities or drive-thru banking at this location, our knowledgeable staff is ready to assist you with any questions or transactions you may have. If you prefer online services, we also provide robust digital banking options including mobile banking and person-to-person payments. Our team is committed to making your banking experience as smooth as possible.

Member Eligibility

Becoming a member of Mountain America is like joining a warm and welcoming family that truly cares about your financial well-being. If you live, work, worship, or attend school in the areas we serve, you're likely eligible to join us! Our doors are open to individuals who share our values and community spirit. Not only do you gain access to a variety of financial products designed just for you, but you'll also find a supportive network ready to assist you every step of the way. To get started, simply visit us at 760 W Price River Dr Price Ut 84501 or give us a call at (435) 637-8170. We're here to guide you through the membership process and answer any questions you might have. For detailed information on eligibility requirements, check out our website at . It's easy to become part of something bigger with Mountain America, where your financial goals are our priority!

Business Banking & Commercial Services

At Mountain America, we understand that every business journey is unique. Whether you're a new startup in Price, UT or an established company looking to expand, our business banking and commercial services are designed to help you thrive. Imagine having the financial support needed to purchase new equipment or hire additional staff. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $5,373 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $2,148,145,550, we continue to drive economic growth by financing new and expanding businesses. In addition to loans, we offer merchant services tailored for your operational needs. Picture accepting payments seamlessly, giving your customers various options while you focus on what you do best running your business. Come visit us at 760 W Price River Dr Price Ut 84501 in Price, UT, or call us at (435) 637-8170 to learn how we can partner with you for success!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about getting a new car? We provide flexible auto loans and vehicle financing options designed to fit your budget. With competitive rates and personalized service, you'll be driving off in your dream car in no time. Plus, our loan process is straightforward no complicated forms or hidden fees.

Business Banking

At Mountain America, we also cater to small business owners through our comprehensive business banking services. From merchant services that help you accept payments easily to tailored business loans that support growth and innovation, we're committed to helping local businesses thrive.

Convenience at Your Fingertips

In today's fast-paced world, convenience matters more than ever. That's why we emphasize features like ATM access (although we currently do not have ATMs) and cash withdrawal services designed for ease of use. You can also enjoy the flexibility of making transactions via your smartphone or computer anytime. We invite you to visit us at 760 W Price River Dr Price Ut 84501 or give us a call at (435) 637-8170 if you have any questions about how we can assist you further. Our friendly staff is ready to help you navigate all your financial needs! Discover how easy managing your finances can be with Mountain America today!

Credit Cards with Rewards

For those who enjoy earning rewards while spending, our credit cards with rewards can be an excellent choice. Whether you're planning a family trip or just want some extra perks while shopping, these cards offer various benefits that can enhance your experience.

Mortgage Loans & Refinancing

Owning a home is a goal for many, and our mortgage loans and refinancing services can help make that dream a reality. Whether you're buying your first home or looking to refinance an existing mortgage for better terms, our experienced team is here to guide you through each step of the process. We understand that this is one of the biggest financial decisions you'll make, so we strive to make it simple and transparent.

Personal Banking

Managing your finances should be easy, and at Mountain America, we offer personal banking services that simplify your life. Our checking and savings accounts come with competitive rates and no monthly fees, making it easier for you to save for that vacation or manage daily expenses. Imagine having a stress-free way to handle your finances right from your phone through our online and mobile banking options. You can check balances, pay bills, and transfer money anytime, anywhere.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or trying to get a handle on multiple debts, consider our personal loans and debt consolidation options. We provide flexible solutions that can help alleviate financial stress by combining high-interest debts into one manageable payment plan. It's like taking a deep breath during tough times our team will work closely with you to find the right fit for your situation.

Digital & Online Banking

Key Features

One standout feature is our electronic signature authorization. This means you can sign documents electronically, making transactions quicker and eliminating the need for physical paperwork. Additionally, we provide e-statements so you can easily track your financial activity without cluttering your mailbox. For those who prefer to manage their banking from their smartphones, our mobile application is available to download, allowing you to access your accounts anytime. Plus, with our mobile payments feature, you can make purchases quickly and securely right from your phone. Need to send money to a friend? Our person-to-person transfer service makes it simple. Just a few taps on your device, and you're done! At Mountain America, we strive to offer services that fit seamlessly into your life while ensuring top-notch security measures are in place. You can bank with peace of mind knowing that we prioritize your safety at every step. Experience the ease of real-time account management with our comprehensive digital banking solutions today!

Financial Strength

Commitment to Growth

With $1,845,749,365 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $285,235 in used auto loans and $16,366,923,635 in total loans and leases.

Financial Health Overview

With a net worth of $1,866,422,746, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $920 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Member Savings Security

Members' savings are secured through $6,145,617,325 in share certificates and $6,008,999,239 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $393,835,221, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3,027 full-time employees and 399 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Trust Through Transparency

Net Shares (Funds available for lending and investments): $180,378,688. Total Share and Deposit Accounts: 3,572,351, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mountain America is your trusted partner. Visit us at 760 W Price River Dr Price Ut 84501 or call (435) 637-8170 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $4,936,086,560 in used vehicle loans and $1,444,883,578 in new vehicle loans already helping members get on the road. We provide flexible terms to suit your budget and lifestyle.

Business Financing

For business owners, our outstanding commercial loans totaling $2,148,145,550 provide the capital needed to grow and expand. We're here to support your business journey with financing options designed for success.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $1,967,627,006, making it easier than ever to secure the financing you need for your dream home.

Refinancing Options

If you're looking to lower your monthly payments or consolidate debt into one manageable loan, we can help with refinancing options that may be available for each type of loan. Our dedicated team is ready to assist you in finding the best solution for your financial situation. For more information about our loan offerings or to speak with one of our representatives at Mountain America located at 760 W Price River Dr Price UT 84501, call us today at (435) 637-8170. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $981,936,213 in loans helping members manage their finances effectively, our credit cards come with various rewards and benefits tailored to meet your spending habits.

Loan Aggregator

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