Mountain America Credit Union

Nestled in the welcoming community of Pleasant Grove, the Mountain America branch at 1953 W Pleasant Grove Blvd is your convenient destination for essential banking needs. Open Monday through Friday from 9:00 AM to 6:00 PM, this location offers reliable ATM services and a drive-thru window, making basic transactions like withdrawals, deposits, and balance checks quick and hassle-free. Whether you're stopping by after work or on your lunch break, Mountain America Pleasant Grove provides easy access to the financial tools you need.
As part of one of Utah’s largest credit unions—with over 1.2 million members and $20 billion in assets—this branch supports you with trusted services backed by a strong local presence. While specialized loans and accounts can be explored online or at full-service branches, Pleasant Grove’s ATM and drive-thru ensure your day-to-day banking fits smoothly into your busy schedule.
Experience friendly service and convenient access to basic banking at Mountain America Pleasant Grove. Visit us today or call 385-323-5380 to discover how our simple ATM and drive-thru solutions keep your finances moving forward with ease!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
home equity
10-year fixed home equity loan
7.24 %
0.8 Yrs
home equity
12-year fixed home equity loan
7.74 %
1 Yrs
home equity
15-year fixed home equity loan
8.24 %
1.2 Yrs
heloc
Home equity line of credit
8.25 %
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
15-year fixed mortgage
5.625 %
5.838 %
15.0 Yrs
CONVENTIONAL
FIXED
10-year fixed mini mortgage
5.74 %
5.74 %
10.0 Yrs
CONVENTIONAL
FIXED
20-year fixed mortgage
6.125 %
6.297 %
20.0 Yrs
CONVENTIONAL
FIXED
12-year fixed mini mortgage
6.24 %
6.24 %
12.0 Yrs
CONVENTIONAL
FIXED
30-year fixed mortgage
6.49 %
6.623 %
30.0 Yrs
CONVENTIONAL
FIXED
15-year fixed mini mortgage
6.74 %
6.74 %
15.0 Yrs
CONVENTIONAL
FIXED
15-year fixed mortgage
5.625 %
5.838 %
15.0 Yrs
CONVENTIONAL
FIXED
20-year fixed mortgage
5.99 %
6.161 %
20.0 Yrs
CONVENTIONAL
ADJUSTABLE
7/6 adjustable rate mortgage
6.25 %
6.861 %
7.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/6 adjustable rate mortgage
6.25 %
6.98 %
5.0 Yrs
CONVENTIONAL
FIXED
30-year fixed mortgage
6.49 %
6.623 %
30.0 Yrs
CONVENTIONAL
ADJUSTABLE
7/6 first-time homebuyer adjustable rate mortgage
7.0 %
7.296 %
7.0 Yrs
CONVENTIONAL
FIXED
40-year first-time homebuyer with 15-year balloon
7.125 %
7.328 %
40.0 Yrs
CONVENTIONAL
ADJUSTABLE
10/6 adjustable rate mortgage
7.25 %
7.389 %
10.0 Yrs
CONVENTIONAL
FIXED
Construction loan
7.25 %
7.933 %
30.0 Yrs
CONVENTIONAL
FIXED
100% first-time-homebuyer
7.5 %
7.684 %
40.0 Yrs
CONVENTIONAL
FIXED
20-year lot loan with 7-year balloon
7.625 %
8.088 %
20.0 Yrs
CONVENTIONAL
FIXED
15-year fixed second mortgage
7.75 %
8.038 %
15.0 Yrs
CONVENTIONAL
FIXED
30-year fixed second mortgage with 15-year balloon
8.0 %
8.216 %
30.0 Yrs
CONVENTIONAL
FIXED
20-year fixed second mortgage
8.25 %
8.488 %
20.0 Yrs
CONVENTIONAL
FIXED
10-year lot loan
8.25 %
8.783 %
10.0 Yrs
JUMBO
FIXED
30-year jumbo
6.5 %
6.609 %
30.0 Yrs
JUMBO
FIXED
15-year jumbo
7.0 %
7.183 %
15.0 Yrs
JUMBO
FIXED
20-year jumbo
7.625 %
7.776 %
20.0 Yrs
VA
FIXED
15-year VA
5.5 %
5.989 %
15.0 Yrs
VA
FIXED
30-year VA
5.99 %
6.287 %
30.0 Yrs
FHA
FIXED
15-year FHA
5.25 %
6.108 %
15.0 Yrs
FHA
FIXED
30-year FHA
5.875 %
6.705 %
30.0 Yrs
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
New & used
5.74 % - 5.99 %
5 Yrs - 6 Yrs
Recreational
Large RV
7.99 %
15 Yrs
Recreational
Boat loan
7.99 %
15 Yrs
Recreational
Small RV/ATV
7.99 % - 8.24 %
5 Yrs - 6 Yrs

Introduction

At Mountain America, we understand that your financial journey is unique, and we're here to support you every step of the way. Located at 1953 W Pleasant Grove Blvd, Pleasant Grove, UT 84062, our branch has been serving the community since 1936, fostering relationships built on trust and reliability. With a dedicated team of 3426 employees, we strive to offer personalized service tailored to meet your individual needs. As a proud member of the community, we have grown to support over 1,295,749 members with total assets amounting to an impressive $20,276,595,321. Our commitment to your financial well-being is reflected in our extensive range of services and competitive offerings. Currently, we manage total loans and leases of 1,010,477, alongside total deposits reaching $2,498,647,369. This solid foundation ensures that we can provide you with the resources you need for life's most important moments. While members can visit us at our Pleasant Grove branch for friendly assistance with your banking needs, official correspondence should be sent to the same address: 1953 W Pleasant Grove Blvd, Pleasant Grove, UT 84062-3265. Our leadership team is committed to maintaining a strong connection with our members; under the guidance of CEO Sterling Nielsen and Board President Scott Burt, we continue to prioritize member satisfaction. Whether you're looking for a new loan or simply seeking advice on managing your finances better, our knowledgeable staff is ready to assist you. Feel free to reach out at 385-323-5380 or visit us online at Mountain America for more information. Join us today in making your financial dreams a reality! Your journey starts here at Mountain America.

Branch History & Mission

At Mountain America, we take pride in our rich history and unwavering commitment to serving our community. Established in 1936, we have grown from a small credit union into a trusted financial institution, proudly supporting over 1.29 million members. Our branch located at 1953 W Pleasant Grove Blvd, Pleasant Grove, UT 84062, stands as a testament to our dedication to providing exceptional service and financial support to those in our area. Over the years, Mountain America has achieved significant milestones that reflect our growth and impact. With total assets now exceeding $20.28 billion, we continue to expand our offerings while maintaining a strong focus on member satisfaction. As part of our mission, we strive to enhance the financial lives of our members through accessible products and services designed with their needs in mind. Our mission is simple yet profound: to empower individuals and families by providing superior financial solutions and fostering community development. We believe in creating meaningful relationships with our members that go beyond transactions. We actively engage in local outreach efforts, partnering with various organizations to give back to the communities we serve. While members can visit us at our branch location for face-to-face assistance, official correspondence should be sent to 1953 W Pleasant Grove Blvd, Pleasant Grove, UT 84062-3265 if different from the branch address. We offer convenient operating hours from Monday to Friday between 9:00 AM and 6:00 PM, making it easier for you to access our services. In today's digital world, we've embraced technology to enhance your experience with us. From online banking and mobile payments to electronic signatures and e-statements, we ensure that you have all the tools needed for effective money management at your fingertips. We also understand the importance of accessibility. Our branch features ADA-compliant facilities and offers both ATM availability and basic drive-thru banking services for deposits and withdrawals. This ensures that every member can easily access their funds whenever they need them. Mountain America is more than just a credit union; we are a community partner committed to your financial well-being. Join us today and discover how we can help you achieve your goals while being part of a supportive network dedicated to making a positive difference in people's lives. Experience the benefits of membership at Mountain America where your financial journey begins!

Branch Location & Accessibility

Banking Made Easy

At Mountain America, we understand that your time is valuable. That's why we're open Monday through Friday from 9:00 AM to 6:00 PM, making it easy for you to visit us during your busy week. Need quick banking on the go? We also have an ATM available for your convenience. Plus, if you're looking for simple transactions like deposits or withdrawals, our drive-thru banking option allows you to handle your business without ever leaving your car. While members can visit us at our Pleasant Grove location, any official correspondence should be sent to the same address: 1953 W Pleasant Grove Blvd, Pleasant Grove, UT 84062-3265.

Connect With Us

If you have questions or need assistance before your visit, don't hesitate to call us at 385-323-5380. Our dedicated team is here to help you navigate your financial journey with ease. Come see us today at Mountain America in Pleasant Grove where community meets convenience!

Getting Here

Whether you're driving or walking, reaching us is a breeze. We offer ample parking right outside the entrance, ensuring that your visit is hassle-free. Our location is designed with accessibility in mind, featuring ramps and ADA-compliant facilities so everyone can comfortably access our services.

Member Eligibility

Joining the community at Mountain America is not just about banking; it's about becoming part of a family that truly cares. If you live, work, or worship in our area, or even if you have a family member who is already a member, you're likely eligible to join us! At Mountain America, we welcome individuals from all walks of life to take advantage of our exceptional services and benefits. Membership opens up a world of opportunities, including personalized financial advice, competitive loan rates, and access to exclusive member events. Becoming a member is simple and straightforward. You can learn more about the eligibility criteria by visiting our website at . When you're ready to open an account, just stop by our branch located at 1953 W Pleasant Grove Blvd Pleasant Grove Ut 84062, or give us a call at (385) 323-5380 for assistance. We're here to help you every step of the way!

Business Banking & Commercial Services

Merchant Services That Make Sense

Running a business means managing transactions efficiently. Our merchant services simplify payment processing, making it easier for you to focus on what matters most growing your business. From point-of-sale systems to online payment solutions, we equip you with the tools needed to enhance customer experiences. Visit us today at 1953 W Pleasant Grove Blvd Pleasant Grove Ut 84062 in Pleasant Grove, UT or give us a call at (385) 323-5380. Let's work together to build a brighter future for your business!

Tailored Loan Options

Imagine securing the funds necessary to take your business to the next level. With our commitment to supporting businesses, we have funded over $5,373 in commercial loans for our members, helping them scale and succeed. Our outstanding commercial loan portfolio stands at $2,148,145,550, reflecting our dedication to driving economic growth through financing for new and expanding businesses.

Comprehensive List Of Services

Accessing Your Accounts Digitally

In today's fast-paced world, convenience is key. At Mountain America, we understand the importance of having access to your accounts on the go. Our online banking platform allows you to view balances, transfer funds, and pay bills from anywhere with an internet connection. If you prefer using your mobile device, our mobile application provides similar features right at your fingertips. You can even enjoy mobile payments for quick and easy transactions.

Everyday Banking Made Easy

When it comes to everyday banking, we offer essential services that make managing your money straightforward and hassle-free. Our ATM services allow you to withdraw cash, check your balance, and complete basic transactions anytime you need them. Plus, with our drive-thru banking, you can handle deposits and withdrawals without leaving your car. This service is perfect for those busy days when every minute counts.

Join Us Today!

We invite you to visit us at Mountain America in Pleasant Grove, where financial convenience meets personalized service. Explore how our range of services from ATMs to drive-thru banking can simplify your financial life. Experience the difference today! For more information or to get started on any of our services, feel free to reach out or stop by during our operating hours: Monday - Friday from 9:00 AM to 6:00 PM. We look forward to serving you! For additional details, check out our website at Mountain America.

Security and Support

We prioritize your security with features like electronic signature authentication for safe online interactions and e-statements to keep track of your finances while reducing paper clutter. Should you ever need assistance or have questions about your account, our friendly staff is just a phone call away at 385-323-5380 during regular business hours.

Digital & Online Banking

At Mountain America, we understand that convenience and security are essential in today's fast-paced world. That's why we offer a range of digital and online banking services designed to help you manage your finances easily and securely, right from the comfort of your home or on the go. Our online banking platform, accessible at https://www.macu.com/, allows you to view your account balances, make transfers, and pay bills anytime, day or night. With 24/7 online banking services, you have full control over your finances whenever it suits you. Plus, our mobile application makes it even easier to bank on the go. You can check your accounts, deposit checks using your smartphone, and even make mobile payments with just a few taps. One standout feature is our person-to-person transfer option. Whether you're paying a friend back for lunch or sending money to family members, this service makes transactions quick and simple. And when it comes to security, rest assured that our electronic signature authorization ensures your transactions are protected every step of the way. If you're looking to reduce paper clutter, we offer e-statements that allow you to receive your account statements electronically. This means you can access them anytime without having to wait for them to arrive in the mail. It's an eco-friendly solution that also helps keep your information secure. At Mountain America, we prioritize making banking accessible and user-friendly so that you can manage your money confidently. Experience the ease of digital banking and take advantage of these fantastic features today!

Financial Strength

Commitment to Community Support

We also take pride in having 3,027 full-time employees and 399 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our capacity for lending is strong as evidenced by the $285,235 in used auto loans and $16,366,923,635 in total loans and leases that support your financial goals across various sectors.

Growing Membership Trust

Our total share accounts stand at 3,572,351, showcasing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $180,378,688 further illustrates our ability to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mountain America is your trusted partner. Visit us at 1953 W Pleasant Grove Blvd Pleasant Grove Ut 84062 or call (385) 323-5380 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Centric Savings

Your savings are secure with us. We have $6,145,617,325 in share certificates and $6,008,999,239 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $393,835,221, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $1,866,422,746, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $920 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Earnings for Continuous Improvement

With $1,845,749,365 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. With over $4,936,086,560 in used vehicle loans and $1,444,883,578 in new vehicle loans already helping members get on the road, you can trust us to assist you in financing your next vehicle. We also provide refinancing options if you're looking to reduce your current payments or lower your interest rate.

Commercial Loans

For business owners, our outstanding commercial loans totaling $2,148,145,550 provide the capital needed to grow and expand. We understand the unique challenges businesses face and are here to support your ambitions with tailored financial solutions. At Mountain America located at 1953 W Pleasant Grove Blvd, Pleasant Grove, UT 84062, we're committed to providing personalized service with a knowledgeable team ready to assist you. If you have questions about our loan offerings or want to discuss your options further, feel free to reach out at 385-323-5380. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial dreams!

Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $981,936,213 in loans helping members manage their finances effectively, our credit cards come with competitive rates and no hidden fees. This is an ideal option for those looking to build credit or cover unexpected expenses.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $1,967,627,006, making buying or refinancing simple. We guide you through each step of the process and help you explore eligibility options that suit your situation.

Loan Aggregator

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