Mountain America Payson UT Credit Union: Best Auto Loans & Checking

Introduction

Welcome to Mountain America, your trusted partner for financial growth and community support in Payson, UT. Located at 818 Highway 198, we have been proudly serving our members since 1936, nurturing a strong sense of belonging and financial well-being. With a robust membership of over 1,295,749 individuals, we are more than just a credit union; we are a vibrant community resource. At Mountain America, we understand that financial needs vary from person to person. That's why we offer a wide range of services tailored to meet your unique goals, whether you're looking for personal banking options like checking and savings accounts, auto loans, or mortgage refinancing. Our commitment to excellence is reflected in our total assets of over $20 billion and total deposits reaching $2,498,647,369. Led by our CEO, Sterling Nielsen, and Board President Scott Burt, our dedicated team of 3,426 employees is here to ensure that you receive the best service possible. We believe in transparent communication; feel free to reach us at 801-465-6191 with any questions or concerns. While members can visit us at our branch location in Payson, official correspondence should be sent to the same address: 818 Highway 198, Payson, UT 84651. Join us on this journey towards financial empowerment explore how we can help you achieve your dreams today! For more information about our services and offerings, visit us online at Mountain America.

Branch History & Mission

Welcome to Mountain America, a credit union with a rich history that stretches back to 1936. Since our founding, we've been dedicated to serving the financial needs of our community in Payson, Utah. Our branch is conveniently located at 818 Highway 198, a spot easily accessible for those in the area. We invite you to stop by and experience our commitment to helping you achieve your financial goals. Over the years, Mountain America has grown significantly. Today, we proudly serve over 1.2 million members and manage total assets of more than $20 billion. This growth reflects our unwavering dedication to providing quality financial services tailored to meet the diverse needs of our members. Our achievements are not just numbers; they represent countless stories of individuals and families who have turned their dreams into reality with our support. At Mountain America, our mission goes beyond just offering banking services. We strive to empower our members through education, resources, and personalized service. Whether it's helping you secure an auto loan for your first car or guiding you through the process of buying a home, we are here for you every step of the way. Our commitment to the community is also evident in various outreach efforts and partnerships. We believe in giving back and making a positive impact on the lives of those around us. From sponsoring local events to providing financial literacy programs, we aim to strengthen our community ties while ensuring that every member feels valued and supported. While members can visit us at 818 Highway 198, official correspondence should be sent to the same address as our mailing address: 818 Highway 198, Payson, UT 84651. In this digital age, we understand the importance of convenience and accessibility. That's why we offer online and mobile banking options that allow you to manage your finances anytime, anywhere. Our services include personal banking products like checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. As part of our ongoing commitment to accessibility, we ensure that all members can enjoy our services regardless of their circumstances. We're proud of our ADA compliance efforts and are continually looking for ways to improve your experience with us. If you're looking for a credit union that prioritizes community support while delivering top-notch financial services, look no further than Mountain America. We invite you to join us today and see how we can help make your financial dreams come true! For any questions or assistance, feel free to reach out at 801-465-6191 during our lobby hours from Monday to Friday between 9:00 AM and 6:00 PM. Your journey towards better financial health starts here!

Branch Location & Accessibility

Welcome to Mountain America, your friendly neighborhood credit union located at 818 Highway 198 in beautiful Payson, Utah. We're here to make your banking experience convenient and accessible. Nestled near local landmarks, our branch is easy to find and even easier to visit. At our Payson location, you'll enjoy ample parking and accessible features, including ADA-compliant ramps that ensure everyone can easily reach us. Our doors are open Monday through Friday from 9:00 AM to 6:00 PM, making it simple for you to drop by before or after work. Although we currently do not have an ATM or drive-thru service at this branch, our dedicated team is ready to assist you inside. While members can visit us at 818 Highway 198, official correspondence should be sent to the same address for your convenience. If you're looking for a range of services from personal banking options like checking and savings accounts to auto loans and mortgage refinancing Mountain America has got you covered. We invite you to stop by or give us a call at 801-465-6191. Our friendly staff is eager to help you with all your financial needs!

Member Eligibility

At Mountain America, we believe that everyone deserves a place in our supportive community. If you're looking to join us, becoming a member is simple and welcoming! Anyone who lives, works, worships, or attends school in the area can become part of our family. We also extend membership to family members of existing members, making it easy for loved ones to enjoy the benefits together. The perks of joining Mountain America include access to personalized financial services and a commitment to help you reach your financial goals. To get started, just head over to our website for more details on eligibility at . And when you're ready to open an account, it's as easy as following the instructions provided at . Should you have any questions, feel free to give us a call at (801) 465-6191. We can't wait to welcome you into our community at 818 Highway 198 Payson Ut 84651!

Business Banking & Commercial Services

Merchant Services That Make a Difference

Imagine having the ability to accept payments seamlessly while managing your cash flow effortlessly. Our merchant services provide you with the tools necessary to accept various payment methods, allowing you to focus on what truly matters growing your business. From credit card processing to easy online transactions, we equip you with solutions that fit your operational needs. Located at 818 Highway 198, Payson, UT 84651, our branch is here to provide personalized service tailored just for you. Contact us today at 801-465-6191 and discover how Mountain America can help propel your business forward!

Tailored Lending Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $5,373 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $2,148,145,550, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing solutions come with competitive rates and flexible terms. We know how important it is to have reliable transportation, so we're here to help you drive off with the vehicle that suits your needs without breaking the bank.

Business Banking

For those running their own business, we offer comprehensive business banking services including merchant services and business loans. We understand the unique challenges that come with managing a business and are committed to helping you thrive.

Cash Withdrawal Services

While we don't currently offer ATMs at our branch location, our cash withdrawal services ensure that you can access your money when needed through various methods available within our network. At Mountain America, located at 818 Highway 198 Payson Ut 84651, we strive to be more than just a financial institution; we aim to be a partner in your financial journey. Feel free to reach out at (801) 465-6191 during our operating hours from Monday through Friday between 9:00 AM and 6:00 PM if you have any questions or want assistance with any of our services. We invite you to explore all that we offer! Your financial success starts here!

Credit Cards with Rewards

Enjoy shopping? Our credit cards come with rewards that allow you to earn points on everyday purchases. Whether it's cash back or travel rewards, having a credit card from Mountain America gives you more than just buying power it offers benefits that fit your lifestyle.

Mortgage Loans & Refinancing

Buying a home is one of the most significant decisions you'll ever make, and we're here to assist every step of the way. Our mortgage loans provide various options tailored to your financial situation. If you're already a homeowner, consider our refinancing options to potentially lower your monthly payments or access cash for other expenses.

Online & Mobile Banking

In today's fast-paced world, having access to your accounts anytime is crucial. With our online and mobile banking features, managing your finances has never been easier. Check balances, transfer funds, pay bills, and even send money directly from your smartphone it's all at your fingertips!

Personal Banking

Whether you are looking to open a checking or savings account, our personal banking services are tailored for you. At Mountain America, we offer accounts that fit various lifestyles, whether you're saving for a vacation or need everyday access to your money. You'll find options that help you earn interest while keeping your funds accessible.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, and that's where our personal loans come in handy. Whether you're consolidating debt or covering an emergency expense, we offer straightforward loan solutions with clear terms to help you regain control over your finances.

Digital & Online Banking

Key Features

With our online banking, you can easily manage your accounts in real time. Check your balances, transfer funds between accounts, and review your transaction history whenever you need to. Our electronic signature authorization feature lets you complete important documents securely and efficiently from the comfort of your home, eliminating the need for paper forms. If you're looking to stay organized and eco-friendly, our e-statements are available for all members. These statements provide a clear view of your finances without the clutter of physical paperwork. Plus, with person-to-person transfers, sending money to friends or family is just a few clicks away no cash or checks needed.

Mobile Banking Made Easy

Our mobile application brings all these features right to your fingertips. With the app, you can also take advantage of mobile payments, allowing you to make purchases quickly and securely using just your smartphone. It's perfect for those who prefer a contactless way to pay! We prioritize your security at every step of the way. Our systems are built with robust protection measures so that you can bank with peace of mind knowing that your information is safe. Experience the freedom and control that comes with digital banking at Mountain America today! Visit us online at https://www.macu.com/ or call us at (801) 465-6191 for more information about how our services can work for you.

Financial Strength

At Mountain America, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We want you to feel confident in your choice of banking with us, knowing that your money is safe and working for you. With a net worth of $1,866,422,746, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $920 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $6,145,617,325 in share certificates and $6,008,999,239 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $393,835,221, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $1,845,749,365 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $285,235 in used auto loans and $16,366,923,635 in total loans and leases. Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3,027 full-time employees and 399 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 3,572,351, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mountain America is your trusted partner. Visit us at 818 Highway 198 Payson Ut 84651 or call (801) 465-6191 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Services

We also offer various other lending products and refinancing options. If you're interested in consolidating debt or exploring eligibility for personal loans, our team is ready to assist you in finding the best options available. Feel free to reach out for more details! You can visit us at 818 Highway 198 Payson UT 84651 or give us a call at 801-465-6191 during our operating hours from Monday to Friday between 9:00 AM and 6:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let Mountain America help you navigate your financial journey with confidence!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $4,936,086,560 in used vehicle loans and $1,444,883,578 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to ensure that you find a solution that fits your budget.

Business Financing

For business owners looking for growth opportunities, our outstanding commercial loans totaling $2,148,145,550 provide the capital needed to grow and expand your business. We understand the unique challenges businesses face and are here to support you every step of the way.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,967,627,006, make buying or refinancing simple. We offer various mortgage products tailored to different needs and situations.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans. With a total of $981,936,213 in loans helping members manage their finances effectively, you can enjoy the convenience of credit with manageable payments.

Loan Aggregator

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