Member Eligibility
Becoming a member of Mountain America is like joining a caring family that supports your financial journey. If you live, work, or attend school in the areas we serve, you're already on your way to becoming part of our community! We welcome individuals who share our values and vision for better banking. For more details on eligibility criteria. Here at Mountain America, located at 1672 Newpark Blvd Park City Ut 84098, we pride ourselves on offering personalized services designed to meet your needs. From checking and savings accounts to auto loans and mortgages, our offerings are crafted with you in mind. Ready to take the next step? You can easily open an account by visiting us or giving us a call at (435) 649-6622. Joining us means gaining access to a world of financial opportunities and support tailored just for you!
Financial Strength
At Mountain America, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, which reflects our commitment to serving your needs today and in the future. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $1,866,422,746, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.20% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $6,145,617,325 in share certificates and $6,008,999,239 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $393,835,221, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. In addition to these figures, we have $1,845,749,365 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $285,235 in used auto loans and $16,366,923,635 in total loans and leases. While our current net income is $49,401,335, it reflects our operational efficiency enabling us to continue offering competitive loan rates and solid financial products for you. We also take pride in having 3,027 full-time employees and 399 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our net shares available for lending and investments stand at $180,378,688, showing our readiness to support your financial aspirations. The trust placed in us by our community is evident through our total share accounts of 3,572,351, highlighting a strong and growing member base that chooses us as their financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mountain America is your trusted partner. Visit us at 1672 Newpark Blvd Park City Ut 84098 or call (435) 649-6622 to learn more about how we can help you achieve your financial goals.
