Mountain America Credit Union

Nestled in the picturesque community of Park City, the Mountain America branch at 1672 Newpark Blvd is your friendly local credit union dedicated to helping you reach your financial goals with confidence. Whether you’re looking for some of the best auto loans available or exploring low mortgage rates and refinancing options, this welcoming branch provides expert guidance tailored to your unique needs. Open Monday through Friday from 9:00 a.m. to 6:00 p.m., members also enjoy convenient cash withdrawal services alongside seamless online and mobile banking platforms that make managing your money easy anytime, anywhere.
At Mountain America Park City, you’ll find a full range of personal banking solutions including checking and savings accounts designed for everyday convenience, credit cards loaded with rewarding perks, flexible personal loans ideal for debt consolidation, and business banking options such as merchant services and business loans crafted to support local entrepreneurs. While this location does not feature an ATM or drive-thru, its dedicated team ensures personalized service combined with trusted vehicle financing and mortgage lending expertise.
Experience community-focused financial care along with top-tier auto loan and mortgage offerings at Mountain America Park City. Visit us today or call 435-649-6622 to discover how we can help you unlock your financial potential!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
home equity
10-year fixed home equity loan
7.24 %
0.8 Yrs
home equity
12-year fixed home equity loan
7.74 %
1 Yrs
home equity
15-year fixed home equity loan
8.24 %
1.2 Yrs
heloc
Home equity line of credit
8.25 %
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
15-year fixed mortgage
5.625 %
5.838 %
15.0 Yrs
CONVENTIONAL
FIXED
10-year fixed mini mortgage
5.74 %
5.74 %
10.0 Yrs
CONVENTIONAL
FIXED
20-year fixed mortgage
6.125 %
6.297 %
20.0 Yrs
CONVENTIONAL
FIXED
12-year fixed mini mortgage
6.24 %
6.24 %
12.0 Yrs
CONVENTIONAL
FIXED
30-year fixed mortgage
6.49 %
6.623 %
30.0 Yrs
CONVENTIONAL
FIXED
15-year fixed mini mortgage
6.74 %
6.74 %
15.0 Yrs
CONVENTIONAL
FIXED
15-year fixed mortgage
5.625 %
5.838 %
15.0 Yrs
CONVENTIONAL
FIXED
20-year fixed mortgage
5.99 %
6.161 %
20.0 Yrs
CONVENTIONAL
ADJUSTABLE
7/6 adjustable rate mortgage
6.25 %
6.861 %
7.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/6 adjustable rate mortgage
6.25 %
6.98 %
5.0 Yrs
CONVENTIONAL
FIXED
30-year fixed mortgage
6.49 %
6.623 %
30.0 Yrs
CONVENTIONAL
ADJUSTABLE
7/6 first-time homebuyer adjustable rate mortgage
7.0 %
7.296 %
7.0 Yrs
CONVENTIONAL
FIXED
40-year first-time homebuyer with 15-year balloon
7.125 %
7.328 %
40.0 Yrs
CONVENTIONAL
ADJUSTABLE
10/6 adjustable rate mortgage
7.25 %
7.389 %
10.0 Yrs
CONVENTIONAL
FIXED
Construction loan
7.25 %
7.933 %
30.0 Yrs
CONVENTIONAL
FIXED
100% first-time-homebuyer
7.5 %
7.684 %
40.0 Yrs
CONVENTIONAL
FIXED
20-year lot loan with 7-year balloon
7.625 %
8.088 %
20.0 Yrs
CONVENTIONAL
FIXED
15-year fixed second mortgage
7.75 %
8.038 %
15.0 Yrs
CONVENTIONAL
FIXED
30-year fixed second mortgage with 15-year balloon
8.0 %
8.216 %
30.0 Yrs
CONVENTIONAL
FIXED
20-year fixed second mortgage
8.25 %
8.488 %
20.0 Yrs
CONVENTIONAL
FIXED
10-year lot loan
8.25 %
8.783 %
10.0 Yrs
JUMBO
FIXED
30-year jumbo
6.5 %
6.609 %
30.0 Yrs
JUMBO
FIXED
15-year jumbo
7.0 %
7.183 %
15.0 Yrs
JUMBO
FIXED
20-year jumbo
7.625 %
7.776 %
20.0 Yrs
VA
FIXED
15-year VA
5.5 %
5.989 %
15.0 Yrs
VA
FIXED
30-year VA
5.99 %
6.287 %
30.0 Yrs
FHA
FIXED
15-year FHA
5.25 %
6.108 %
15.0 Yrs
FHA
FIXED
30-year FHA
5.875 %
6.705 %
30.0 Yrs
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
New & used
5.74 % - 5.99 %
5 Yrs - 6 Yrs
Recreational
Large RV
7.99 %
15 Yrs
Recreational
Boat loan
7.99 %
15 Yrs
Recreational
Small RV/ATV
7.99 % - 8.24 %
5 Yrs - 6 Yrs

Introduction

At Mountain America, we believe in building strong relationships with our members and the communities we serve. Located at 1672 Newpark Blvd, Park City, UT 84098, our branch is dedicated to providing personalized financial solutions tailored to your needs. Established in 1936, we've grown alongside our members, now proudly serving over 1,295,749 individuals with a commitment to excellence and community impact. With total assets exceeding $20.2 billion and total deposits of $2,498,647,369, Mountain America stands as a pillar of financial strength and stability. Our dedication to responsible lending has resulted in over 1,010,477 loans and leases provided to our valued members. Under the leadership of CEO Sterling Nielsen and Board President Scott Burt, our team of 3,426 employees is here to support you every step of the way. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to the same address: 1672 Newpark Blvd, Park City, UT 84098-7982. Whether you're looking for personal banking options like checking accounts and auto loans or business services such as merchant services and business loans, we've got you covered. Our commitment to innovation ensures that you can access online and mobile banking whenever you need it. We invite you to join us in experiencing a different kind of banking one that puts people first. For any inquiries or assistance, don't hesitate to reach out at (435) 649-6622. Visit us today or check out more about what we offer at Mountain America. Together, let's build a brighter financial future!

Branch History & Mission

Commitment to Innovation

In today's world, we understand the importance of digital advancements. Mountain America offers online and mobile banking options that allow members to manage their finances easily and securely from anywhere. Plus, with features like electronic signatures and mobile payments available, we ensure that accessing your accounts is both convenient and efficient.

Community Focus

Mountain America is deeply rooted in its community. We actively engage in various outreach programs and partnerships that uplift those around us. Whether it's sponsoring local events or providing educational resources about financial literacy, we strive to make a positive impact in Park City and beyond.

Join Us!

As we continue on this journey together, we invite you to become part of the Mountain America family. Experience firsthand how our dedicated team is here to support your financial journey every step of the way. Whether you're looking for personal banking solutions or business services tailored to your needs, we're ready to help you succeed. For any inquiries or assistance, feel free to reach out at 435-649-6622 during our operating hours from Monday through Friday, 9:00 AM to 6:00 PM. Join us today and discover what makes Mountain America more than just a credit union it's your community partner!

Our Evolution

Mountain America has come a long way since its founding days. Initially established to meet the financial needs of our local community, we have expanded our reach and services significantly. From humble beginnings, we now offer a wide range of products including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. Our growth reflects not just numbers but our unwavering dedication to helping individuals achieve their financial goals.

Our Mission

Our mission at Mountain America is simple yet profound: to enhance the lives of our members through quality financial services while fostering community support and growth. We aim to provide accessible banking solutions that empower everyone to thrive financially. We believe in building lasting relationships with our members by offering personalized service and innovative tools designed for convenience. While members can visit us at 1672 Newpark Blvd, official correspondence should be sent to 1672 Newpark Blvd, Park City, UT 84098-7982.

Branch Location & Accessibility

Accessibility and Features

At Mountain America, we prioritize your comfort and convenience. Our branch features ample parking and is fully ADA compliant, with ramps and accessible entrances designed to accommodate all visitors.

Operating Hours

We're here for you Monday through Friday from 9:00 AM to 6:00 PM. Stop by during these hours to speak with our knowledgeable staff who are eager to assist you with everything from personal banking needs like checking and savings accounts to auto loans and mortgage refinancing.

Services Offered

Although we don't have an ATM or drive-thru service at this location, our dedicated team provides a range of services right inside the branch. From personal loans and credit cards with rewards to business banking solutions, we've got what you need to manage your finances effectively. Plus, enjoy the benefits of online and mobile banking whenever it suits you! Feel free to give us a call at 435-649-6622 if you have any questions or need assistance before your visit. We can't wait to help you reach your financial goals!

Member Eligibility

Becoming a member of Mountain America is like joining a caring family that supports your financial journey. If you live, work, or attend school in the areas we serve, you're already on your way to becoming part of our community! We welcome individuals who share our values and vision for better banking. For more details on eligibility criteria, feel free to check out our website at . Here at Mountain America, located at 1672 Newpark Blvd Park City Ut 84098, we pride ourselves on offering personalized services designed to meet your needs. From checking and savings accounts to auto loans and mortgages, our offerings are crafted with you in mind. Ready to take the next step? You can easily open an account by visiting us or giving us a call at (435) 649-6622. Joining us means gaining access to a world of financial opportunities and support tailored just for you!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer merchant services designed to streamline your operations. Imagine a busy weekend at your café where customers want to pay with their smartphones. Our merchant solutions let you accept payments easily, giving you more time to focus on delighting your customers instead of managing transactions. Located at 1672 Newpark Blvd Park City Ut 84098 in Park City, UT, we're here to help you navigate your business's financial needs. For more information, call us at (435) 649-6622 or visit our website at https://www.macu.com/. Let's work together to take your business to the next level!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $5,373 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $2,148,145,550, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're in the market for a new car, our auto loans and vehicle financing options make it simple and affordable. We understand how important reliable transportation is in daily life. That's why we offer competitive rates and flexible terms tailored to fit your budget. Picture yourself driving off in that dream car without breaking the bank!

Business Banking

For entrepreneurs and small business owners, our business banking services include merchant services and business loans designed to help grow your venture. We understand that running a business comes with challenges, which is why we're here to provide financial support tailored specifically for you.

Credit Cards with Rewards

Our credit cards offer rewards that let you earn points for everyday purchases. Use them wisely, and watch as those points turn into cash back or travel perks! This is not just about spending; it's about making every dollar work harder for you.

Mortgage Loans & Refinancing

Thinking about buying a home? Our mortgage loans come with competitive rates and personalized service to guide you through the process. If you're already a homeowner, consider refinancing with us to potentially lower your monthly payments or tap into your home's equity for other needs.

Online & Mobile Banking

Convenience is key at Mountain America. Our robust online and mobile banking features ensure that managing your finances is hassle-free. You can pay bills, transfer money between accounts, or even utilize person-to-person payment options without ever stepping foot in the branch. With all these services at your fingertips whether you need assistance on-the-go or prefer face-to-face support Mountain America is committed to making banking easier for everyone in Park City. Ready to take control of your financial future? Contact us at (435) 649-6622 or visit us today at 1672 Newpark Blvd Park City Ut 84098!

Personal Banking

Our personal banking services include checking and savings accounts designed for your convenience. With options that suit various lifestyles, you can easily manage your finances while earning interest on your savings. Imagine having the ability to access your account anytime, anywhere through our online and mobile banking platforms. You can check balances, pay bills, and even transfer money with just a few taps on your smartphone.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's where our personal loans come in handy! Whether it's for medical bills, home repairs, or consolidating debt, we provide straightforward solutions that fit your situation. Our debt consolidation options can help simplify multiple payments into one manageable monthly bill.

Digital & Online Banking

Convenient Features

We offer electronic signature authorization for added convenience when it comes to signing documents. This means no more printing or mailing just sign electronically and get back to what matters most to you. Plus, our e-statements feature helps you stay organized by delivering your statements straight to your inbox. Say goodbye to paper clutter! For those who enjoy using their smartphones, our mobile application is a must-have. It not only allows you to access all the features of online banking but also includes mobile payments, making transactions as easy as tapping your phone. Whether you're splitting a bill with friends or shopping online, our person-to-person transfer option lets you send money instantly with just a few taps.

Security and Accessibility

Your security is our priority. Our systems are designed with robust security measures to keep your information safe while providing easy access whenever you need it. Enjoy peace of mind knowing that managing your finances at Mountain America is both secure and straightforward. In today's fast-paced world, we believe in making banking accessible for everyone. With features like mobile payments and easy fund transfers, you can handle all aspects of your banking right from your pocket. Experience the convenience of modern banking with Mountain America where managing your money is as easy as it should be!

Financial Strength

At Mountain America, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, which reflects our commitment to serving your needs today and in the future. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $1,866,422,746, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $920 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $6,145,617,325 in share certificates and $6,008,999,239 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $393,835,221, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. In addition to these figures, we have $1,845,749,365 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $285,235 in used auto loans and $16,366,923,635 in total loans and leases. While our current net income is $0, it reflects our operational efficiency enabling us to continue offering competitive loan rates and solid financial products for you. We also take pride in having 3,027 full-time employees and 399 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our net shares available for lending and investments stand at $180,378,688, showing our readiness to support your financial aspirations. The trust placed in us by our community is evident through our total share accounts of 3,572,351, highlighting a strong and growing member base that chooses us as their financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mountain America is your trusted partner. Visit us at 1672 Newpark Blvd Park City Ut 84098 or call (435) 649-6622 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $4,936,086,560 in used vehicle loans and $1,444,883,578 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that make it easier to drive away in the vehicle you want.

Business Solutions

For business owners, our outstanding commercial loans totaling $2,148,145,550 provide the capital needed to grow and expand. With tailored solutions designed for businesses of all sizes, we aim to support your entrepreneurial ambitions. We believe in transparency and accessibility when it comes to our loan offerings. If you're considering refinancing options or need assistance determining eligibility for any of our products, feel free to reach out. Our dedicated team is here to answer any questions you may have. You can contact us at (435) 649-6622 or visit us at 1672 Newpark Blvd Park City Ut 84098 in Park City, UT during our operating hours from Monday to Friday between 9:00 AM and 6:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Mountain America, we are committed to helping you find the right loan product that aligns with your financial aspirations.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,967,627,006, make buying or refinancing simple. We're here to guide you through the process and help you find the best mortgage solution tailored to your situation.

Personal Financing

For those needing extra cash for unexpected expenses or personal projects, we also offer unsecured credit card loans with a total of $981,936,213 available. This gives our members the flexibility to manage their finances effectively without the burden of collateral.

Loan Aggregator

Benefits of Using LendMesh

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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to transparency means users can trust that the offers they see are fair and reflective of current market conditions.

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