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Home Equity Loans
Mortgage Loans
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Vehicle Loans
Introduction
Welcome to Mountain America, where your financial dreams meet dedicated service and community commitment. Located at 1219 S 800 E, Orem, UT 84097, our branch has proudly served the local community since 1936, building trust with over 1,295,749 members. At Mountain America, we understand that every member's financial journey is unique. That's why we offer personalized banking solutions tailored to your needs. While you can visit us at our Orem location for all your banking needs, please note that official correspondence should be sent to the same address: 1219 S 800 E, Orem, UT 84097-7232. With total assets of $20,276,595,321 and total deposits reaching $2,498,647,369, we're well-equipped to support our members with a wide range of services from checking and savings accounts to auto loans and mortgages. Our robust lending portfolio includes 1,010,477 loans and leases that help members achieve their financial goals. At the helm of our branch is CEO Sterling Nielsen, alongside Board President Scott Burt. Together with a team of 3,426 employees, they work tirelessly to ensure that every member receives the highest level of service. We pride ourselves on being more than just a credit union; we're a supportive partner in your financial journey. Whether you're looking for personal banking options or business services like merchant accounts and business loans, Mountain America is here for you. Our online and mobile banking features make it easy to manage your finances anytime, anywhere. Ready to take the next step? Give us a call at 801-226-0947 or visit us today! Your trusted financial partner awaits at Mountain America.
Branch History & Mission
At Mountain America, we take pride in our rich history and commitment to serving the community. Established in 1936, our Orem branch has been a cornerstone of financial support for countless individuals and families in the area. Located at 1219 S 800 E, Orem, UT 84097, we are easily accessible to our members and neighbors. Over the years, we have grown significantly and now proudly serve over 1,295,749 members with total assets of $20,276,595,321. From our humble beginnings nearly nine decades ago, Mountain America has consistently evolved to meet the changing needs of our members. Our mission is simple yet powerful: to provide personalized financial services while uplifting our communities. We believe that when we support one another through loans, savings accounts, or community programs we all prosper together. Our operating hours are convenient for busy lifestyles: Monday through Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 2:00 PM. While members can visit us at 1219 S 800 E, official correspondence should be sent to our mailing address at 1219 S 800 E, Orem, UT 84097-7232. Mountain America is committed to innovation and inclusivity. Our digital banking options allow members to manage their finances anytime, anywhere. Whether it's through online banking or mobile payments, we ensure that you have easy access to your funds. We also prioritize accessibility for all individuals by adhering to ADA compliance standards. Community support is at the heart of our operations. We partner with local organizations and participate in outreach efforts that empower residents and foster growth within Orem and beyond. From youth programs to financial literacy workshops, we strive to make a positive impact on everyone we serve. As we look toward the future, we invite you to join us on this journey. Experience firsthand the benefits of being a member at Mountain America. Together, let's build a brighter financial future for ourselves and our community. Call us today at 801-226-0947 or visit our website for more information on how you can become part of our family!
Branch Location & Accessibility
Accessibility Features
We understand the importance of accessibility for all our members. Our branch is ADA compliant, featuring ramps and other accommodations to ensure everyone can access our services comfortably. Parking is readily available for your convenience, making it simple to pop in whether you're running errands or have dedicated banking needs.
Operating Hours
Our lobby hours are designed with your schedule in mind. We're open Monday through Friday from 9:00 AM to 6:00 PM and on Saturdays from 9:00 AM to 2:00 PM. This flexibility allows you to visit us at a time that works best for you.
Services Offered
At Mountain America, we offer a range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and credit cards with rewards, we have options that fit every lifestyle. Plus, with online and mobile banking capabilities, managing your finances has never been easier. We invite you to stop by our Orem branch or give us a call at 801-226-0947 for any questions or assistance. Let us help you achieve your financial goals today!
Member Eligibility
Becoming a member of Mountain America is like joining a close-knit family that truly cares about your financial well-being. If you live, work, or go to school in certain areas, or if you have a family member who is already part of our community, you're likely eligible for membership! We believe everyone deserves access to affordable financial services, and at Mountain America, we offer a range of benefits designed just for you. From competitive rates on loans and savings accounts to personalized support, being a member means more than just banking; it's about belonging. To get the full scoop on eligibility details, feel free to check out this resource for the latest information. Opening an account with us is simple and straightforward. Just visit us at our branch located at 1219 S 800 E Orem Ut 84097, or give us a call at (801) 226-0947 to learn more about the easy steps involved in setting up your new membership. We're here Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 2:00 PM, ready to help you take this exciting step towards better financial health. Join us today and discover how Mountain America can support your goals!
Business Banking & Commercial Services
Merchant Services That Matter
In addition to loans, we offer comprehensive merchant services that simplify payment processing. Picture this: a busy Saturday at your store, and you need a fast way to accept payments. Our solutions ensure transactions are smooth and efficient, allowing you to focus on what you do best serving your customers. Visit us at 1219 S 800 E Orem Ut 84097 in Orem, UT, or call us at (801) 226-0947 to learn more about how we can support your business journey!
Our Commitment to Business Growth
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $5,373 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $2,148,145,550, we continue to drive economic growth by financing new and expanding businesses.
Comprehensive List Of Services
Connect With Us
At Mountain America in Orem, we're proud to serve over a million members by providing accessible financial solutions tailored just for them. Whether you're stepping into the world of finance for the first time or looking for advanced business solutions, we invite you to explore everything we have to offer. Visit us today or check out our website at macu.com for more details on how we can help you achieve your financial dreams!
Digital Access and Convenience
In today's fast-paced world, convenience matters. Our online and mobile banking services allow you to manage all aspects of your finances from anywhere at any time. You can easily transfer money between accounts, pay bills, and even send money directly to friends or family with our person-to-person payment service. Although we currently do not have ATMs or drive-thru services at this location, our team is always ready to help during lobby hours: Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 2:00 PM. Feel free to reach out at 801-226-0947 if you have any questions or would like more information about how we can assist you.
Personal Banking Solutions
We offer various personal banking services that include checking and savings accounts designed to help you reach your financial goals. Imagine having an account that not only secures your funds but also earns interest. Our accounts come with digital banking features so you can manage your money on-the-go through our online and mobile banking platforms. When it's time to make significant purchases like a new car or home, our auto loans and vehicle financing options are here for you. We provide competitive rates and flexible terms to ensure you can drive away with confidence. If you're considering buying a home or refinancing your current mortgage, our mortgage loans are crafted to fit your lifestyle and budget.
Support for Your Financial Needs
Life can bring unexpected challenges, which is why we also offer personal loans and debt consolidation options. Whether you need funds for an emergency or want to simplify your payments, we're ready to assist. Plus, if you're looking for rewards on everyday purchases, check out our credit cards with rewards that let you earn while you spend. For entrepreneurs, we recognize the importance of solid financial backing. That's why we provide comprehensive business banking services, including merchant services and business loans tailored to help your company thrive.
Digital & Online Banking
Always Accessible
With 24/7 online banking services available at Mountain America, you can manage your money whenever it suits you best. No more rushing before closing hours or stressing about accessing your account during weekends our services are always open for you. Discover how easy banking can be by visiting us today at https://www.macu.com/!
Go Mobile
For those on the go, our mobile application offers all the functionalities of online banking right in your pocket. Whether you're making mobile payments or checking your accounts while waiting in line, everything is streamlined for ease of use. Plus, if you're out shopping and need to split a bill with friends, our mobile payments feature has got you covered.
Key Services at Your Fingertips
Our online banking service lets you view your account balances, transfer funds, and pay bills without the need to visit a branch. Need to send money to a friend? Our person-to-person transfer feature makes it easy and quick. Plus, with the ability to set up electronic signature authorization, signing documents is now more convenient than ever. Stay organized and eco-friendly by opting for e-statements. They're not only accessible anytime but also help reduce paper waste. You can rest easy knowing that your financial information is secure, thanks to our robust security measures in place.
Financial Strength
Commitment to Growth
Our commitment to our members is reflected in our $1,845,749,365 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. Furthermore, with $285,235 in used auto loans and $16,366,923,635 in total loans and leases, our lending capacity supports members' financial goals across various sectors.
Growing Member Base
With total share accounts reaching 3,572,351, it's clear that more people trust us with their finances each day. This growing member base enhances our ability to provide quality services tailored to your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mountain America is your trusted partner. Visit us at 1219 S 800 E Orem Ut 84097 or call (801) 226-0947 to learn more about how we can help you achieve your financial goals.
Operational Efficiency
Our operational efficiency is highlighted by a net income of $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3,027 full-time employees and 399 part-time employees ready to assist you with knowledgeable service.
Secure Savings Options
Members' savings are secured through $6,145,617,325 in share certificates and $6,008,999,239 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $393,835,221, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Solid Foundation
With a net worth of $1,866,422,746, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $920 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Loan Offering
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $4,936,086,560 in used vehicle loans and $1,444,883,578 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our team is here to assist you every step of the way.
Business Financing
For business owners seeking growth opportunities, our outstanding commercial loans totaling $2,148,145,550 provide the capital needed to expand operations or invest in new projects. We're committed to supporting local businesses in Orem and beyond. If you're considering refinancing any existing loans or exploring eligibility options for our products, our friendly staff is ready to discuss what options might work best for you. We invite you to visit us at our branch located at 1219 S 800 E Orem UT 84097, or give us a call at 801-226-0947 during our operating hours: Monday-Friday from 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 2:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Mountain America, we're here to help you navigate your financial journey with confidence!
Credit Card Loans
We also provide flexible terms on unsecured credit card loans. With a total of $981,936,213 in loans helping members manage their finances effectively, these cards are ideal for those who want to build credit while enjoying rewards and benefits tailored to their spending habits.
Mortgage Loans
Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $1,967,627,006. Our knowledgeable staff will guide you through the process and help you find the right fit for your budget and lifestyle.
Loan Aggregator
Accurate Comparisons
Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. By relying on verified institutions, LendMesh guarantees that all loan comparisons are accurate and trustworthy.
Benefits of Using LendMesh
- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how LendMesh can make a significant difference in securing better financial terms. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*