Mountain America Credit Union Orem UT: Affordable Auto Loans & Business Banking

Introduction

Welcome to Mountain America, your trusted partner in financial wellness located at 1340 N State St, Orem, UT 84057. Since our establishment in 1936, we have proudly served our community with a commitment to providing exceptional financial services tailored to meet the needs of our members. With a total membership of over 1,295,749, we understand the importance of building lasting relationships and empowering individuals to achieve their financial goals. At Mountain America, we believe that everyone deserves access to quality banking solutions. Our branch boasts total assets of $20,276,595,321 and total deposits reaching $2,498,647,369, reflecting our strong financial foundation and dedication to member satisfaction. As your local credit union, we offer a range of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. Our leadership team is committed to your success. Under the guidance of CEO Sterling Nielsen and Board President Scott Burt, we strive to foster a welcoming environment where members feel valued and supported. Whether you are looking for assistance with a loan or seeking advice on managing your finances, our knowledgeable staff is here to help. While you can visit us directly at our Orem branch for all your banking needs, please note that official correspondence should be directed to the same address: 1340 N State St, Orem, UT 84057-2663. Feel free to reach out to us at (801) 426-9857 for any inquiries or visit our website at Mountain America for more information about our services. We look forward to being part of your financial journey!

Branch History & Mission

Join Us

While you can visit us at 1340 N State St for personalized assistance during our operating hours from Monday to Friday, 9:00 AM to 6:00 PM, official correspondence can be sent to our mailing address at 1340 N State St, Orem, UT 84057-2663. We invite you to experience the benefits of being part of Mountain America. Join us today and discover how we can help you reach your financial dreams while making a positive impact in your community. For any inquiries or assistance, feel free to call us at 801-426-9857. Together, let's build a brighter future!

Our Journey

Mountain America started with a simple mission: to provide accessible financial services to everyone in the community. Over the years, we have expanded our offerings significantly. From personal banking solutions like checking and savings accounts to auto loans, mortgages, and business banking services, we strive to ensure that all our members can achieve their financial goals. As we grew, so did our assets. Today, Mountain America proudly manages total assets exceeding $20 billion. This growth is not just about numbers; it reflects our commitment to the financial well-being of each member. We are dedicated to providing quality service and support that truly makes a difference.

Our Mission

Our mission is clear: we exist to help our members succeed financially while fostering a strong sense of community. At Mountain America, we believe in putting people before profits. Our focus extends beyond traditional banking; we actively engage in community outreach programs that support local initiatives and foster economic development. Whether it's through educational workshops or partnerships with local organizations, we aim to empower our members with the knowledge and resources they need to thrive. We also prioritize accessibility by ensuring our branch meets ADA compliance standards and offering various digital banking options such as mobile payments and online banking.

Branch Location & Accessibility

Call-to-Action

We can't wait to meet you! If you're in the area or have questions about our services, please feel free to call us at 801-426-9857. Your financial well-being is important to us, and we're here to support you every step of the way. Come visit us today!

Nearby Landmarks and Accessibility

Our branch is situated close to notable landmarks like the scenic Orem City Center Park and just a short drive from the University Place shopping mall. This prime location means you can run errands or enjoy some leisure time before or after your visit. We understand the importance of accessibility. Our branch features ADA-compliant ramps and parking spaces to ensure everyone can access our services comfortably. Parking is available right outside our entrance, making it easy for you to pop in anytime.

Operating Hours and Services

At Mountain America, we want to accommodate your schedule. Our lobby hours are Monday through Friday from 9:00 AM to 6:00 PM. Whether you need assistance with personal banking, auto loans, mortgage refinancing, or business banking services, our dedicated team is here to help. Although we currently do not offer ATM services or drive-thru banking at this location, rest assured that our staff is ready to provide personalized service tailored to your financial needs. We invite you to explore options like online and mobile banking for added convenience.

Member Eligibility

At Mountain America, we believe that everyone deserves a chance to be part of a caring community that supports their financial goals. Becoming a member is simple and welcoming! If you're living, working, or worshipping in the area, or even if you have family members who are already members, you're likely eligible to join us. We aim to make this journey as straightforward as possible. For more detailed information on eligibility, feel free to visit our website at . Once you're ready to take the next step, opening an account with us is just as easy! You can reach out to us at (801) 426-9857 for assistance or visit us at our branch located at 1340 N State St Orem Ut 84057. We're here to help you navigate the process and ensure you feel right at home. Join us today and discover the many benefits of being part of the Mountain America family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $5,373 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $2,148,145,550, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's competitive market, having the right tools can make all the difference. Our merchant services provide seamless payment processing solutions tailored for your business needs. Imagine being able to accept payments from customers anywhere whether at your storefront or online making it easier for them to shop with you. This convenience not only boosts sales but also enhances customer satisfaction. Located at 1340 N State St, Orem, UT 84057, we're here to support your journey every step of the way. Connect with us today at 801-426-9857 to explore how our services can benefit your business!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

While we currently do not have ATM availability at this branch, our network ensures that cash withdrawal services are never too far away. We're here to assist you in accessing your funds when needed. At Mountain America, we strive to offer services that enhance your financial journey while ensuring ease of access and convenience. If you'd like more information or assistance with any of our services, don't hesitate to reach out at (801) 426-9857. We're here for all your financial needs! Visit us online at 0069 Orem State St today!

Auto Loans & Vehicle Financing

If you're thinking about purchasing a new vehicle, our Auto Loans & Vehicle Financing can make the process smoother. With competitive rates, we can help you drive off in your dream car without breaking the bank. Picture yourself cruising down the road in that shiny new ride while knowing you made a smart financial choice.

Business Banking

For entrepreneurs and business owners, our Business Banking solutions are tailored to help your business thrive. From Merchant Services that streamline payments to Business Loans that provide necessary funding for growth, we understand what it takes to run a successful venture.

Credit Cards with Rewards

Our Credit Cards with Rewards program adds extra value to your everyday spending. Imagine earning points for cash back or travel rewards every time you use your card! It's an excellent way to make the most out of your purchases while enjoying added benefits.

Mortgage Loans & Refinancing

For those considering homeownership or looking to refinance, our Mortgage Loans offer flexible options tailored to fit your budget. Let us guide you through the journey of buying your first home or refinancing your current mortgage for better terms, making it easier for you to settle into a space that's truly yours.

Online & Mobile Banking

In today's fast-paced world, convenience is key. Our Online & Mobile Banking features allow you to manage your accounts anytime, anywhere. Whether it's checking balances on the go or transferring funds from your smartphone, we've made banking simple and efficient.

Personal Banking

Whether you're just starting out or looking to manage your wealth, our Personal Banking services have you covered. Open a Checking or Savings Account that fits your lifestyle. Imagine having a reliable place to save for a dream vacation or a new car our accounts are designed to help you reach those milestones.

Personal Loans & Debt Consolidation

If unexpected expenses arise or if you're managing multiple debts, our Personal Loans & Debt Consolidation services can provide relief. Think about consolidating high-interest loans into one manageable payment it's all about simplifying your financial life and reducing stress.

Digital & Online Banking

Anytime Banking

Whether you're at home or out and about, our online banking services provide real-time account management. You can easily transfer funds between accounts or set up automatic payments all while enjoying peace of mind that your information is secure. At Mountain America, we're committed to providing you with convenient and reliable digital banking solutions tailored to fit your lifestyle. Experience the ease of managing your finances digitally today!

Convenient Online Access

Our online banking platform is available 24/7, allowing you to access your accounts whenever you need. You can check your balances, view transaction history, and even set up e-statements for quick and easy record-keeping. To get started, simply visit us at https://www.macu.com/.

Secure Transactions

Security is our top priority. We offer electronic signature authorization, which means you can sign documents safely without needing to visit a branch. Plus, our mobile payments feature lets you make transactions securely right from your smartphone no need for cash or cards!

User-Friendly Mobile App

Managing your finances has never been simpler with our mobile application. It's designed with you in mind, making it easy to navigate through various features like person-to-person transfers. Want to split a dinner bill or send money to a friend? Just a few taps are all it takes.

Financial Strength

Commitment to Growth

With $1,845,749,365 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is robust with $285,235 in used auto loans and a staggering $16,366,923,635 in total loans and leases, supporting our members' financial goals across various sectors.

Growing Member Base

Total Share Accounts stand at an impressive 3,572,351, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mountain America is your trusted partner. Visit us at 1340 N State St Orem UT 84057 or call 801-426-9857 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Centric Savings Options

Members' savings are secured through $6,145,617,325 in share certificates and $6,008,999,239 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $393,835,221, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our net income of $0 reflects our operational efficiency during these times. This allows us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 3,027 full-time employees and 399 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Strong Financial Foundation

With a net worth of $1,866,422,746, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 920% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $4,936,086,560 in used vehicle loans and $1,444,883,578 in new vehicle loans already helping members get on the road. We provide flexible financing options whether you're interested in purchasing a brand-new vehicle or a reliable pre-owned car.

Business Loans

For business owners looking to grow and expand their operations, our outstanding commercial loans totaling $2,148,145,550 provide the capital needed to pursue new ventures and opportunities. At Mountain America located at 1340 N State St Orem UT 84057, we are dedicated to helping you find the right loan product that fits your needs. You can reach us at 801-426-9857 during our lobby hours from Monday to Friday between 9:00 AM and 6:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Explore your options today and let us help you take the next step towards achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $1,967,627,006. Whether you're a first-time homebuyer or looking to refinance an existing mortgage, our team is here to guide you through every step of the process.

Unsecured Credit Card Loans

Managing your finances effectively is crucial. We also offer flexible terms on unsecured credit card loans, with a total of $981,936,213 in loans available to assist our members. This allows you to handle unexpected expenses without the burden of high-interest rates.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This rigorous sourcing process means users can trust that the information they receive is both current and accurate.