Mountain America Credit Union Ogden UT: Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Mountain America, your trusted partner in financial wellness since 1936. Located at 1825 Washington Blvd, Ogden, UT 84401, we pride ourselves on being more than just a credit union; we are a community hub where members come together to achieve their financial goals. With over 1,295,749 members and total assets exceeding $20,276,595,321, we understand the importance of providing personalized service and innovative financial solutions tailored to your needs. At Mountain America, we offer a wide range of services including personal banking, auto loans, mortgages, and business banking solutions. Our dedicated team of 3,426 employees, led by CEO Sterling Nielsen and Board President Scott Burt, is committed to ensuring that every member feels valued and supported. Whether you're looking to open a checking account or secure financing for your next big purchase, our knowledgeable staff is here to help you every step of the way. While you can visit us at our branch for all your banking needs, please note that official correspondence should be directed to the same address: 1825 Washington Blvd, Ogden, UT 84401. With total deposits reaching $2,498,647,369 and a net worth of $1,866,422,746, we have the stability you can rely on. Join us today to experience how we can make a difference in your financial journey. Call us at 801-399-1592 or visit our website at Mountain America to learn more about what we can do for you!

Branch History & Mission

Join Us

As part of Mountain America's family, you'll find not only a range of financial products but also a supportive community that prioritizes your well-being. Whether you are new to banking or looking for ways to manage your finances better, we invite you to experience the Mountain America difference. Contact us at 801-399-1592 or explore more about us at our website. Let's build a brighter financial future together!

Our Evolution

Mountain America began with a simple mission: to provide accessible financial services to those in need. Since our inception, we have remained true to this mission, expanding our offerings as the needs of our community evolved. We pride ourselves on being more than just a financial institution; we are your neighbors and friends, committed to helping you achieve your financial goals. As we grew, so did our commitment to innovation and service excellence. We embraced digital advancements early on, ensuring that our members could access their accounts anytime, anywhere. Today, services such as online banking, mobile payments, and e-statements make managing finances easier than ever for our members.

Our Mission

At Mountain America, our mission is clear: we aim to enhance the lives of our members and communities through exceptional financial services. We understand that everyone has unique needs; whether you're looking for personal banking solutions like checking and savings accounts or seeking assistance with auto loans and mortgages, we are here for you. Moreover, our commitment extends beyond banking. We actively engage in community outreach efforts by partnering with local organizations to support various initiatives that strengthen the fabric of Ogden and surrounding areas. While members can visit us at 1825 Washington Blvd for all their banking needs during our operating hours from Monday through Friday from 9:00 AM to 6:00 PM, official correspondence should be sent to the same address.

Branch Location & Accessibility

Convenient Access and Parking

Accessibility is key for us at Mountain America. Our branch features ADA-compliant entry points and ramps, ensuring that everyone can visit us comfortably. We provide ample parking space right outside the building, allowing you to park your vehicle without hassle.

Get in Touch

If you have any questions or need assistance before your visit, feel free to give us a call at 801-399-1592. While members can visit us at 1825 Washington Blvd, official correspondence should be sent to the same address. We look forward to welcoming you into our branch soon!

Operating Hours and Services Offered

We invite you to drop by during our lobby hours from Monday to Friday, 9:00 AM to 6:00 PM. Whether you're looking to open a checking account, apply for an auto loan, or discuss mortgage options, our friendly staff is here to assist you every step of the way. While we currently do not have ATM services or a drive-thru available at this location, we offer comprehensive personal banking services including savings accounts, credit cards with rewards, and business banking solutions.

Member Eligibility

At Mountain America, we believe that everyone deserves a chance to belong to a community that supports their financial goals. Joining us is straightforward and welcoming! To become a member, you simply need to meet some basic eligibility criteria. Generally, anyone who lives, works, or attends school in our local area can join, along with their family members. This means that if you're in the Ogden area or have loved ones here, you're likely eligible to enjoy all the benefits we offer. By becoming a member of Mountain America, you'll gain access to personalized banking services, competitive loan rates, and exclusive member rewards tailored just for you. Ready to take the next step? Opening an account is easy! You can find all the details on how to get started by visiting our website at . If you have any questions or need assistance, feel free to reach out to us at (801) 399-1592. We're here to help you every step of the way as you embark on your journey with us at Mountain America located at 1825 Washington Blvd Ogden Ut 84401!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $5,373 in commercial loans for our members, helping businesses scale and succeed. With these loans, local entrepreneurs have transformed their dreams into thriving realities. Picture a small café expanding its seating area or a tech startup investing in new software these are just a few examples of how we've helped our community flourish.

Merchant Services

In addition to loans, we offer merchant services designed to streamline your operations. Imagine having the tools to accept payments easily and manage transactions efficiently at your fingertips. Whether you're running a retail shop or an online store, our solutions help simplify your payment processes, allowing you more time to focus on what truly matters growing your business. With an outstanding commercial loan portfolio of $2,148,145,550, we continue to drive economic growth by financing new and expanding businesses in our community. Join us at Mountain America, located at 1825 Washington Blvd Ogden Ut 84401, and discover how we can partner with you on your journey to success! For more information or assistance, call us at 801-399-1592.

Comprehensive List Of Services

Business Banking

For our business members, Mountain America provides essential banking services to help your business thrive. Our merchant services streamline payment processing, allowing you to focus on what you do best running your business. Additionally, we offer business loans that can assist with everything from expansion projects to purchasing new equipment.

Digital Banking Convenience

In today's fast-paced world, having access to your accounts anytime is crucial. That's why we offer robust online and mobile banking platforms that allow you to manage your finances on-the-go. With features like electronic signatures, e-statements, mobile payments, and person-to-person transfers, banking has never been easier or more accessible.

Personal Banking

We understand that managing finances can be overwhelming, which is why our personal banking services are designed with your convenience in mind. Start with our checking and savings accounts, perfect for everyday transactions and saving for future plans. Need a vehicle? Our auto loans and vehicle financing options make it easy to drive away in a new car without breaking the bank. For those considering homeownership, we offer mortgage loans and refinancing solutions that fit various budgets and lifestyles. If life throws unexpected expenses your way, our personal loans can help ease the burden by providing quick access to cash. Plus, don't forget about our credit cards with rewards ideal for earning points on everyday purchases while building your credit score.

Support When You Need It

Should you have any questions or need assistance navigating our services, don't hesitate to reach out! You can call us at (801) 399-1592, and our friendly staff will be happy to help you. At Mountain America, we're committed to being more than just a financial institution; we aim to be your trusted partner in achieving financial wellness. Explore all that we offer today by visiting us at 0009 Ogden Washington Blvd or giving us a call! Your journey toward better financial management starts here!

Digital & Online Banking

Key Features

One of the standout features at Mountain America is our mobile application. It's not just convenient; it also comes packed with great tools. You can make person-to-person transfers easily, allowing you to send money to friends or family without any hassle. Plus, if you're a fan of mobile payments, you're in luck! We support mobile payment options so you can make purchases with ease. Security is a top priority for us. With electronic signature authorization available, signing documents digitally is both secure and straightforward. Additionally, e-statements are accessible whenever you need them, keeping your financial records organized and easy to retrieve. In today's fast-paced world, having real-time access to your accounts is crucial. At Mountain America, we make sure that whether you're at home or out and about, managing your money is always within reach. Enjoy the peace of mind that comes with knowing you have all the tools necessary for effective financial management right at your fingertips. Explore more about our digital banking services today by visiting our website. We're here to support you every step of the way!

Financial Strength

Committed Team

We also take pride in having 3,027 full-time employees and 399 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. The dedication of our staff enhances your experience as a member of Mountain America.

Growing Together

With a total of 3,572,351 share accounts, we see a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $180,378,688 show that we are well-positioned to meet the needs of our members. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mountain America is your trusted partner. Visit us at 1825 Washington Blvd Ogden Ut 84401 or call (801) 399-1592 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $6,145,617,325 in share certificates and $6,008,999,239 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $393,835,221, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Improvement

With $1,845,749,365 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This approach allows us to be flexible and responsive to your needs.

Strong Financial Health

With a net worth of $1,866,422,746, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $920 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

We're here to support your financial goals with $285,235 in used auto loans and $16,366,923,635 in total loans and leases. Our lending capacity helps members achieve their dreams across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $4,936,086,560 in used vehicle loans and $1,444,883,578 in new vehicle loans already helping members get on the road. Whether you're considering financing for a brand-new model or a reliable used vehicle, our experienced team is here to guide you through the process.

Business Financing

For business owners, our outstanding commercial loans totaling $2,148,145,550 provide the capital needed to grow and expand. We understand the challenges that come with running a business and are committed to offering financial solutions that can help you succeed. At Mountain America, we strive to make the borrowing process as straightforward as possible. Whether you're applying for an auto loan, mortgage, or credit card, our dedicated team is ready to assist you every step of the way. For any questions or assistance with your application, feel free to reach out at (801) 399-1592. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our loan offerings today and discover how we can support your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,967,627,006, make buying or refinancing simple. We provide personalized service to help you navigate through various mortgage products and find the one that suits you best. If you're looking to refinance your current mortgage, we also have options available that could save you money over time.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $981,936,213 in loans helping members manage their finances effectively. These credit cards come with rewards programs and no annual fees, making it easier for you to manage expenses while earning benefits.

Loan Aggregator

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