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Home Equity Loans
Mortgage Loans
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Vehicle Loans
Introduction
At Mountain America, we believe in building a strong financial future together with our community. Located at 5899 S State St, Murray, UT 84107, our branch has been serving members since 1936, providing a safe and welcoming environment for all your banking needs. With over 1,295,749 total members and assets exceeding $20.28 billion, we pride ourselves on being a trusted partner in your financial journey. While members can visit us at our branch address, official correspondence should be sent to the same address: 5899 S State St, Murray, UT 84107-6134. Our commitment goes beyond numbers; it's about creating meaningful relationships and fostering growth within our community. Under the leadership of CEO Sterling Nielsen and Board President Scott Burt, our dedicated team of 3,426 employees is here to support you. We offer a wide range of services including personal banking, auto loans, mortgages, and business banking solutions designed to meet your unique needs. With total deposits of $2,498,647,369 and a net worth of $1,866,422,746, Mountain America is not just a credit union; we are your financial ally. Whether you're looking to consolidate debt or invest in your dream home, we have the tools and expertise to help you succeed. We invite you to reach out to us at 801-545-7000 or visit our website at Mountain America for more information. Let's take this journey together!
Branch History & Mission
Mountain America has a rich history that dates back to its founding in 1936. Established with the vision of providing accessible financial services, this credit union has grown significantly over the decades, evolving into a trusted institution for individuals and families across Murray, UT, and beyond. Located at 5899 S State St, our branch is easily accessible and serves as a welcoming hub for community members seeking financial guidance and support. With a total membership of over 1.2 million, Mountain America embodies the spirit of collaboration and community empowerment. We believe in helping our members achieve their financial goals through personalized services tailored to their unique needs. Our total assets have reached an impressive $20,276,595,321, reflecting our commitment to stability and growth. At Mountain America, our mission is clear: we strive to enhance the lives of our members by providing exceptional financial solutions while fostering a strong sense of community. We offer a wide range of services including personal banking, auto loans, mortgage loans, credit cards with rewards, and business banking options. We understand that financial success goes beyond just numbers; it means supporting our members' dreams and aspirations. While our main branch address is 5899 S State St in Murray, official correspondence can be sent to the same location or to our mailing address at 5899 S State St, Murray, UT 84107-6134. Our operating hours are Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 2:00 PM, making it convenient for you to visit us when it suits your schedule. In today's fast-paced world, we also embrace technology to better serve our members. With online banking capabilities and mobile payment options available, managing your finances has never been easier. We are committed to ensuring all services are ADA compliant so that everyone can access their accounts without barriers. We take pride in being more than just a financial institution; we actively participate in community outreach efforts and partner with local organizations to support various initiatives aimed at improving the quality of life for residents in Murray and surrounding areas. Join us today at Mountain America! Experience firsthand how we can help you navigate your financial journey with confidence and ease. Together, let's build a brighter future for you and your family. For more information or assistance, feel free to call us at 801-545-7000 or visit our website at Mountain America.
Branch Location & Accessibility
Accessibility Features
Our branch is designed with accessibility in mind. We have ample parking available for all members, including designated spots for those with disabilities. The building is ADA compliant, featuring ramps and easy access points to ensure that everyone can comfortably visit us.
Operating Hours
We invite you to come see us during our lobby hours: Monday through Friday from 9:00 AM to 6:00 PM, and on Saturday from 9:00 AM to 2:00 PM. Our dedicated team is ready to assist you with personal banking services such as checking and savings accounts, auto loans, mortgages, and more.
Services Offered
At Mountain America, we pride ourselves on offering a range of services tailored to meet your financial needs. Our members enjoy personal banking options including credit cards with rewards, business banking solutions like merchant services, as well as online and mobile banking for ease of access. Although we currently do not have an ATM or drive-thru service at this location, our friendly staff is always available to help with cash withdrawal services and any other inquiries. For any questions or if you need assistance before your visit, feel free to give us a call at 801-545-7000. We look forward to welcoming you to our branch! Come experience the Mountain America difference today!
Member Eligibility
At Mountain America, we believe that everyone deserves a supportive financial community, and becoming a member is your first step towards enjoying the benefits we offer. To join us at our Murray location, located at 5899 S State St Murray Ut 84107, you simply need to meet some friendly eligibility criteria. Generally, if you live, work, or worship in the areas we serve, or have a family member who is already a member, you're likely eligible! We strive to make banking accessible for everyone, so don't hesitate to check out more details on our eligibility page at . Opening an account with us is straightforward and welcoming. Our team is here to guide you through each step of the process whether it's setting up your first checking account or exploring loan options. You can reach out to us anytime at (801) 545-7000 during our operating hours from Monday to Friday, 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 2:00 PM. Join us today and discover how being part of Mountain America can enhance your financial journey!
Business Banking & Commercial Services
Business Loan Options
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $5,373 in commercial loans for our members, helping businesses scale and succeed. This funding has enabled local entrepreneurs to invest in equipment, hire new staff, and enhance their services. - With an outstanding commercial loan portfolio of $2,148,145,550, we continue to drive economic growth by financing new and expanding businesses.
Merchant Services
In addition to loans, we offer comprehensive merchant services designed to simplify payment processing for your business. Imagine being able to accept payments from customers seamlessly, whether online or in-person. Our user-friendly solutions help you manage transactions efficiently, so you can focus on what matters most growing your business. Let us partner with you on this exciting journey at 5899 S State St Murray Ut 84107, Murray, UT. Together, we can build a bright future for your enterprise. If you have any questions or need assistance, feel free to reach out at (801) 545-7000!
Comprehensive List Of Services
Accessing Cash
While we currently do not have ATMs or drive-thru services at this location, our branch team is always available during operating hours to assist you with cash withdrawals and other transactions. We invite you to explore all that Mountain America has to offer by visiting us at 5899 S State St Murray Ut 84107 or giving us a call at (801) 545-7000. Our friendly staff is ready to assist you in finding the right financial solutions for your needs. Don't hesitate reach out today!
Business Banking Services
For small business owners, we offer specialized business banking services. Our merchant services can help streamline your payment processing, while our business loans provide the financial support needed for growth and expansion.
Credit Card Rewards
Don't forget about our credit cards with rewards! They not only give you the purchasing power you need but also allow you to earn points on your everyday spending. Imagine earning rewards while buying groceries or fueling your car it's a win-win!
Online & Mobile Banking
In today's fast-paced world, convenience is key. That's why we prioritize digital banking features at 0044 Murray State St. With online and mobile banking, managing your accounts has never been easier. You can check balances, transfer funds, and even pay bills from the comfort of your home or on the go.
Personal Banking Solutions
Our personal banking options are designed with you in mind. Whether you're looking to open a checking or savings account, we have accounts that fit every lifestyle. If you're planning to purchase a new vehicle, consider our auto loans and vehicle financing options. We strive to offer competitive rates and flexible terms, ensuring that you find the right loan for your budget. Homeownership is a big step, and our mortgage loans and refinancing solutions are here to help you achieve that dream. We offer guidance throughout the process, making it easier for you to navigate the world of real estate financing. For those looking to consolidate debt or cover unexpected expenses, our personal loans provide quick access to funds when you need them most.
Digital & Online Banking
Key Features
Managing your finances is even easier with our mobile application. You can download it on your smartphone to access all the features you need at your fingertips. Whether you're making person-to-person transfers or using mobile payments for quick purchases, our app provides a seamless experience tailored for your busy lifestyle. We also offer e-statements so you can go green while keeping track of your finances. No more paper clutter just easy access to your statements whenever you need them. If you prefer to manage everything from the comfort of your home or on the go, we've got you covered with user-friendly tools that help you stay organized. At Mountain America, we prioritize security. Your personal information is protected by advanced security measures, giving you peace of mind as you navigate through your financial tasks online. Our commitment to accessibility means that whether you're tech-savvy or just getting started with digital banking, you'll find everything easy to use. Join us today and discover how digital banking at Mountain America can enhance your financial management experience!
Financial Strength
Growing Trust
We have built a strong community of trust with 3,572,351 total share accounts, showing a growing member base that trusts us with their finances. Our net shares (funds available for lending and investments) stand at $180,378,688, which further highlights our ability to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mountain America is your trusted partner. Visit us at 5899 S State St Murray Ut 84107 or call (801) 545-7000 to learn more about how we can help you achieve your financial goals.
Innovative Banking Solutions
With $1,845,749,365 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we have $285,235 in used auto loans and a total of $16,366,923,635 in loans and leases, supporting members' financial goals across various sectors.
Member-Centric Savings
Members' savings are secured through $6,145,617,325 in share certificates and $6,008,999,239 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $393,835,221, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Operational Efficiency
Our operational efficiency is reflected in our $0. This enables us to continue offering competitive loan rates and solid financial products for our members. Additionally, we take pride in having 3,027 full-time employees and 399 part-time employees ready to assist you with knowledgeable service.
Strong Financial Health
With a net worth of $1,866,422,746, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $920 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Loan Offering
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $4,936,086,560 in used vehicle loans and $1,444,883,578 in new vehicle loans already helping members get on the road. We make it easy for you to secure financing for your next vehicle, whether it's new or pre-owned.
Business Loans
For business owners, our outstanding commercial loans totaling $2,148,145,550 provide the capital needed to grow and expand your business. We understand the unique challenges that come with running a business and are committed to supporting you through tailored lending solutions. If you're considering refinancing any existing loans, our team is here to discuss eligibility options that may work for you. We're dedicated to providing personalized service and support as you navigate your financial journey. Feel free to reach out to us at (801) 545-7000 or visit us at 5899 S State St Murray Ut 84107 in Murray, UT. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Together, let's explore how we can meet your financial needs today!
Credit Card Loans
Managing everyday expenses can be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $981,936,213 in loans helping members manage their finances effectively. With our credit cards, you'll enjoy rewards and benefits tailored to your lifestyle.
Mortgage Loans
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,967,627,006, make buying or refinancing simple. We are dedicated to helping you find the right mortgage solution that fits your needs and budget.
Loan Aggregator
Accurate Loan Comparisons
Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that you receive fair and transparent offers every time you search for a loan.
Benefits of Using LendMesh
- Verified Data: All loan offers are sourced from legitimate financial institutions, guaranteeing transparency in your comparisons. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results for all users. - Real-Time Rate Comparisons: The platform provides up-to-date loan rates from multiple institutions, helping you make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.