Type of Loan Offerings
Home Equity Loans
Mortgage Loans
Loan Type
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Program Type
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APR
Points
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Vehicle Loans
Introduction
Welcome to Mountain America, your trusted partner in financial services, located at 1047 S Highway 191, Moab, UT 84532. Since our establishment in 1936, we have proudly served our community, fostering a sense of belonging and financial well-being for our 1,295,749 members. With total assets exceeding $20,276,595,321 and total deposits reaching $2,498,647,369, we are committed to providing secure and reliable banking solutions tailored to meet your needs. At Mountain America, we understand the importance of community. Our dedicated team of 3,426 employees is here to guide you through every step of your financial journey. Under the leadership of our CEO Sterling Nielsen and Board President Scott Burt, we strive to create an environment where your financial goals can be achieved with confidence. While members can visit us at our physical branch for personal banking services including checking and savings accounts, auto loans, mortgage options, and business banking official correspondence should be sent to our mailing address at 1047 S Highway 191, Moab, UT 84532-3022. Our commitment goes beyond numbers; it's about making a positive impact in the lives of those we serve. We offer a variety of services such as online banking and mobile payments for your convenience. Whether you're looking to buy a new vehicle with one of our competitive auto loans or need assistance with debt consolidation, Mountain America is here for you. Feel free to reach out to us at (435) 259-1500 during our lobby hours from Monday to Friday from 9:00 AM to 6:00 PM. We invite you to explore all that Mountain America has to offer by visiting our website at www.macu.com. Join us today as we continue building a brighter financial future together!
Branch History & Mission
At Mountain America, we take pride in our rich history and unwavering commitment to serving the community. Established in 1936, our branch in Moab, Utah has been a cornerstone for local residents seeking financial support and guidance. Located at 1047 S Highway 191, our branch is not just a place to conduct transactions; it's a hub of connection and growth for our members. Over the years, we have evolved significantly, growing from a small credit union to one that proudly serves over 1,295,749 members with total assets exceeding $20,276,595,321. This journey reflects our dedication to providing top-notch financial services while fostering strong community ties. Our mission is clear: we aim to empower individuals through accessible banking solutions and community-focused initiatives. We believe in the power of personal relationships. As a member of Mountain America, you benefit from services tailored to your needs whether you're looking for checking and savings accounts, auto loans, mortgages, or business banking options. With operating hours from Monday to Friday, 9:00 AM to 6:00 PM, our friendly staff is here to assist you every step of the way. While members can visit us at 1047 S Highway 191, official correspondence should be sent to 1047 S Highway 191, Moab, UT 84532-3022. Although we currently do not offer ATM or drive-thru services at this location, our online and mobile banking capabilities ensure that managing your finances is easy and convenient. Community support lies at the heart of what we do. We actively engage in outreach programs and partnerships that uplift local organizations and individuals alike. We understand that financial success goes beyond numbers; it's about building a future together. We invite you to join Mountain America today! Experience firsthand how we can support your financial goals while making a positive impact in Moab. For more information or assistance, feel free to reach out at 435-259-1500 or visit us online at Mountain America. Together, let's build a brighter financial future!
Branch Location & Accessibility
Accessibility and Parking
Our branch is designed with accessibility in mind. We offer convenient parking right outside our entrance, making it easy for everyone to visit us. Our facilities comply with ADA standards, ensuring that all members can access our services comfortably.
Get in Touch
If you have any questions or need assistance before your visit, feel free to call us at 435-259-1500. We're always happy to help! Come see how Mountain America can support your financial journey today your next banking experience awaits!
Operating Hours
We are open Monday through Friday from 9:00 AM to 6:00 PM, providing ample time for you to come in and discuss your banking options or ask any questions you may have. Whether you're looking to open a new checking account or need assistance with a loan, our friendly staff is ready to assist you during these hours.
Services Offered
At Mountain America, we offer a range of services tailored just for you. From personal banking solutions like checking and savings accounts to auto loans and mortgage refinancing options, we've got something for everyone. Additionally, our online and mobile banking services make managing your finances more convenient than ever. While we currently do not have ATM or drive-thru services at this location, we are committed to providing excellent customer service inside our branch.
Member Eligibility
Becoming a member of Mountain America is more than just opening an account; it's about joining a community that cares about your financial well-being. If you live, work, worship, or attend school in the areas we serve, you are likely eligible to become part of our family. We welcome individuals who share our values and want to benefit from our personalized services. Members enjoy access to competitive rates on loans, savings options that help grow their money, and friendly support from our dedicated team. You can easily find out more about the specific eligibility criteria by visiting this page, where we keep all the details updated for your convenience. Once you're ready to take the next step, opening an account at Mountain America is straightforward! Just swing by our branch at 1047 S Highway 191 Moab Ut 84532 or give us a call at (435) 259-1500 during our operating hours Monday through Friday from 9:00 AM to 6:00 PM. We're here to help you every step of the way as you embark on this exciting journey with us.
Business Banking & Commercial Services
Practical Merchant Services
In addition to loans, we provide essential merchant services that streamline payment processing for your business. Imagine being able to accept payments quickly and securely, allowing you to focus on what you do best running your business. Our solutions cater to various needs, from retail operations to online transactions, making it easier than ever to serve your customers. Visit us at 1047 S Highway 191 Moab Ut 84532, Moab, UT, or call us at (435) 259-1500. Let's work together to turn your business goals into reality!
Tailored Loan Options
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $5,373 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $2,148,145,550, we continue to drive economic growth by financing new and expanding businesses.
Comprehensive List Of Services
Auto Loans & Vehicle Financing
For those considering a new vehicle, auto loans and vehicle financing are available to help you hit the road without breaking the bank. We understand that purchasing a car can be a significant investment. That's why we offer competitive rates and flexible terms, making it easier for you to drive off in your dream car.
Business Banking
For entrepreneurs and small business owners, we offer comprehensive business banking services, including merchant services and business loans. We know how crucial it is to have reliable financial support when running a business, so we ensure our services cater specifically to help businesses thrive.
Credit Cards with Rewards
Don't forget about our credit cards with rewards! They not only help you manage everyday purchases but also reward you for spending. Earn points on every dollar spent and redeem them for exciting perks like travel or cash back it's like getting paid to shop!
Mortgage Loans & Refinancing
If homeownership is on your horizon or if you're looking to refinance your existing mortgage, our mortgage loans are crafted with your needs in mind. We offer various options so you can find the right fit for your budget. Picture yourself settling into a cozy home our team is here to help make that dream a reality.
Online & Mobile Banking
In today's fast-paced world, convenience is key. With our online and mobile banking, managing your finances has never been easier. Check balances, pay bills, transfer funds, and even use person-to-person payment options all from your smartphone or computer. At Mountain America, we're dedicated to serving our community's financial needs with care and expertise. If you have any questions about these services or want to learn more about how we can assist you, don't hesitate to reach out at (435) 259-1500. Visit us at 0079 Moab Main St today we're excited to help you achieve your financial dreams!
Personal Banking
Starting with personal banking, we offer checking and savings accounts designed to help you manage your money effectively. Imagine having easy access to your funds while earning interest on your savings this is what our accounts provide. Our accounts come with online banking features that allow you to check your balance, transfer money, and pay bills from the comfort of your home or on the go through our mobile app.
Personal Loans & Debt Consolidation
Life can throw unexpected expenses your way. Our personal loans and debt consolidation options are designed to give you peace of mind when it matters most. Whether it's an emergency expense or consolidating multiple debts into one manageable payment, we've got solutions that work for you.
Digital & Online Banking
Always Available
We know that life doesn't stop after business hours. That's why our 24/7 online banking services allow you to manage your accounts whenever it suits you. Whether it's early morning or late at night, our platform is always available for your banking needs. At Mountain America, we prioritize security and ease-of-use in all our digital banking services. Enjoy real-time account management and peace of mind knowing that your information is protected while accessing convenient banking solutions tailored just for you.
Key Features
With our online banking platform available at https://www.macu.com/, you can access your accounts anytime, anywhere. You can check balances, transfer funds, and even pay bills with just a few clicks. Plus, we offer electronic signature authorization, making it simple to sign documents securely from your device without any hassle. If you prefer to go paperless, we have you covered with e-statements that let you view your account statements online. This not only helps the environment but also makes it easy to keep track of your financial history.
Mobile Banking Made Easy
Our mobile application is a powerful tool in your pocket! With features like person-to-person transfers, sending money to friends or family is quick and straightforward. You can also take advantage of mobile payments for purchases right from your phone, ensuring that you always have access to your funds when you need them.
Financial Strength
Commitment to Member Service
With $1,845,749,365 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $285,235 in used auto loans and $16,366,923,635 in total loans and leases.
Growing Member Base
Total Share and Deposit Accounts stand at 3,572,351, showing a strong and growing member base that trusts us with their finances. Additionally, net shares available for lending and investments amount to $180,378,688, showcasing our commitment to supporting your dreams. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mountain America is your trusted partner. Visit us at 1047 S Highway 191 Moab Ut 84532 or call (435) 259-1500 to learn more about how we can help you achieve your financial goals.
Operational Efficiency
Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 3,027 full-time employees and 399 part-time employees dedicated to serving you with a knowledgeable team.
Secure Savings Opportunities
Members' savings are secured through $6,145,617,325 in share certificates and $6,008,999,239 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $393,835,221, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Strong Financial Health
With a net worth of $1,866,422,746, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $920 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Loan Offering
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $4,936,086,560 in used vehicle loans and $1,444,883,578 in new vehicle loans already helping members get on the road. Whether you're considering financing for a brand-new model or a reliable used vehicle, we have options that fit your budget and lifestyle.
Business Financing
For business owners, our outstanding commercial loans totaling $2,148,145,550 provide the capital needed to grow and expand. We are dedicated to supporting local businesses with tailored lending solutions that meet their unique needs. If you're interested in refinancing or want more details about eligibility options, our team is here to assist you every step of the way. Our loan offerings are designed not just for today but also for your future financial well-being. To learn more about how we can help you achieve your financial aspirations, give us a call at (435) 259-1500, or visit us at 1047 S Highway 191 Moab Ut 84532 in Moab, UT. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.
Mortgage Loans
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,967,627,006, make buying or refinancing simple. We provide flexible terms and competitive interest rates to help you secure the home of your dreams.
Unsecured Credit Card Loans
We also offer flexible terms on unsecured credit card loans, with a total of $981,936,213 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits designed to enhance your purchasing power while keeping your finances in check.
Loan Aggregator
Benefits of Using LendMesh
- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency and trust. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that truly reflect market conditions. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed choices quickly. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials underscore the reliability of the platform. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.
Ensuring Accurate Loan Comparisons
Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. Each loan comparison reflects accurate terms and conditions, giving you confidence in what you see.