Mountain America Credit Union

Nestled in the heart of Midvale, Mountain America at 7013 S River Gate Dr is your welcoming community credit union dedicated to helping you achieve financial success. Whether you're in the market for some of the best auto loans available or exploring low mortgage rates and refinancing options, this friendly branch offers expert guidance tailored to your unique goals. Open Monday through Friday from 9:00 a.m. to 6:00 p.m., members enjoy convenient cash withdrawal services alongside seamless online and mobile banking platforms that make managing your finances simple and accessible anytime, anywhere.
At Mountain America Midvale, you’ll find a comprehensive range of personal banking products including checking and savings accounts designed for everyday convenience, credit cards packed with rewarding perks, flexible personal loans perfect for debt consolidation, and business banking solutions such as merchant services and business loans crafted to support local entrepreneurs. While this location does not feature ATM or drive-thru facilities, its dedicated team ensures you receive personalized service and access to top-tier vehicle financing and mortgage lending.
Experience trusted, community-focused financial care combined with exceptional auto loan and mortgage options at Mountain America Midvale. Visit us today or call 801-270-0570 to discover how we can help you unlock your financial potential!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
home equity
10-year fixed home equity loan
7.24 %
0.8 Yrs
home equity
12-year fixed home equity loan
7.74 %
1 Yrs
home equity
15-year fixed home equity loan
8.24 %
1.2 Yrs
heloc
Home equity line of credit
8.25 %
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
15-year fixed mortgage
5.625 %
5.838 %
15.0 Yrs
CONVENTIONAL
FIXED
10-year fixed mini mortgage
5.74 %
5.74 %
10.0 Yrs
CONVENTIONAL
FIXED
20-year fixed mortgage
6.125 %
6.297 %
20.0 Yrs
CONVENTIONAL
FIXED
12-year fixed mini mortgage
6.24 %
6.24 %
12.0 Yrs
CONVENTIONAL
FIXED
30-year fixed mortgage
6.49 %
6.623 %
30.0 Yrs
CONVENTIONAL
FIXED
15-year fixed mini mortgage
6.74 %
6.74 %
15.0 Yrs
CONVENTIONAL
FIXED
15-year fixed mortgage
5.625 %
5.838 %
15.0 Yrs
CONVENTIONAL
FIXED
20-year fixed mortgage
5.99 %
6.161 %
20.0 Yrs
CONVENTIONAL
ADJUSTABLE
7/6 adjustable rate mortgage
6.25 %
6.861 %
7.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/6 adjustable rate mortgage
6.25 %
6.98 %
5.0 Yrs
CONVENTIONAL
FIXED
30-year fixed mortgage
6.49 %
6.623 %
30.0 Yrs
CONVENTIONAL
ADJUSTABLE
7/6 first-time homebuyer adjustable rate mortgage
7.0 %
7.296 %
7.0 Yrs
CONVENTIONAL
FIXED
40-year first-time homebuyer with 15-year balloon
7.125 %
7.328 %
40.0 Yrs
CONVENTIONAL
ADJUSTABLE
10/6 adjustable rate mortgage
7.25 %
7.389 %
10.0 Yrs
CONVENTIONAL
FIXED
Construction loan
7.25 %
7.933 %
30.0 Yrs
CONVENTIONAL
FIXED
100% first-time-homebuyer
7.5 %
7.684 %
40.0 Yrs
CONVENTIONAL
FIXED
20-year lot loan with 7-year balloon
7.625 %
8.088 %
20.0 Yrs
CONVENTIONAL
FIXED
15-year fixed second mortgage
7.75 %
8.038 %
15.0 Yrs
CONVENTIONAL
FIXED
30-year fixed second mortgage with 15-year balloon
8.0 %
8.216 %
30.0 Yrs
CONVENTIONAL
FIXED
20-year fixed second mortgage
8.25 %
8.488 %
20.0 Yrs
CONVENTIONAL
FIXED
10-year lot loan
8.25 %
8.783 %
10.0 Yrs
JUMBO
FIXED
30-year jumbo
6.5 %
6.609 %
30.0 Yrs
JUMBO
FIXED
15-year jumbo
7.0 %
7.183 %
15.0 Yrs
JUMBO
FIXED
20-year jumbo
7.625 %
7.776 %
20.0 Yrs
VA
FIXED
15-year VA
5.5 %
5.989 %
15.0 Yrs
VA
FIXED
30-year VA
5.99 %
6.287 %
30.0 Yrs
FHA
FIXED
15-year FHA
5.25 %
6.108 %
15.0 Yrs
FHA
FIXED
30-year FHA
5.875 %
6.705 %
30.0 Yrs
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
New & used
5.74 % - 5.99 %
5 Yrs - 6 Yrs
Recreational
Large RV
7.99 %
15 Yrs
Recreational
Boat loan
7.99 %
15 Yrs
Recreational
Small RV/ATV
7.99 % - 8.24 %
5 Yrs - 6 Yrs

Introduction

Welcome to Mountain America, your trusted partner in financial services, located at 7013 S River Gate Dr, Midvale, UT 84047. With a legacy dating back to 1936, we have proudly served our community for over 85 years, helping our members achieve their financial goals with personalized service and innovative solutions. Our commitment is evident in the trust of our 1,295,749 members who choose us as their financial institution. At Mountain America, we understand that each member's journey is unique. That's why we offer a wide range of services tailored to meet your needs, from checking and savings accounts to auto loans, mortgages, and business banking solutions. With total assets exceeding $20.28 billion and total deposits of $2.50 billion, we stand strong as a reliable resource for all your banking needs. Led by our dedicated CEO, Sterling Nielsen, and Board President Scott Burt, our team of 3,426 employees is here to provide you with exceptional service every day. Whether you're looking for a loan or want to explore investment options, our knowledgeable staff is ready to assist you. While members can visit us at our branch location in Midvale for face-to-face support during our lobby hours (Monday-Friday from 9:00 AM to 6:00 PM), official correspondence should be sent to the same address: 7013 S River Gate Dr, Midvale, UT 84047. We invite you to join the Mountain America family today! For more information about our services or to become a member, feel free to call us at 801-270-0570 or visit us online at www.macu.com. Your financial journey starts here!

Branch History & Mission

Community Focus

Mountain America is dedicated not only to providing excellent financial products but also to creating meaningful connections within the community. We collaborate with local organizations and participate in events that uplift residents and promote well-being in Midvale and surrounding areas.

Join Us!

If you are looking for a place where your financial goals matter and community spirit thrives, consider becoming a member of Mountain America. Experience firsthand how we can help you on your financial journey while making a positive impact in Midvale. For more information or assistance, feel free to contact us at 801-270-0570 or visit us online at www.macu.com. Together, let's build a brighter future!

Our Journey

Since our doors opened in 1936, Mountain America has focused on empowering individuals and families through better financial options. Initially serving a small group of members, we have expanded our reach significantly, driven by our mission to provide affordable financial services tailored to meet the diverse needs of our community. Through various milestones such as the introduction of online banking services and mobile payment options we have embraced technological advancements to enhance member experience while maintaining our core values of trust and support.

Our Mission

At Mountain America, we believe that everyone deserves access to quality financial services. Our mission is simple yet profound: to help our members achieve their financial dreams while enriching the communities we serve. We offer a wide range of services including personal banking, auto loans, mortgages, business banking solutions, and more. Our commitment extends beyond just finances; we actively engage in community outreach programs that support local initiatives and foster economic growth. While members can visit us at 7013 S River Gate Dr for all their banking needs during our operating hours from Monday to Friday, 9:00 AM to 6:00 PM, official correspondence should be sent to the same address as our mailing address remains unchanged.

Branch Location & Accessibility

Accessibility Features

We understand that accessibility is essential. Our branch is designed to accommodate everyone, featuring ADA-compliant entrances and pathways for easy access. Ample parking is available right outside our door, ensuring a hassle-free visit.

Operating Hours

We are open Monday through Friday from 9:00 AM to 6:00 PM, making it convenient for you to drop in after work or during your lunch break. If you have any questions or need assistance, don't hesitate to call us at 801-270-0570.

Services Offered

At Mountain America, we offer an array of personal banking services tailored just for you. From checking and savings accounts to auto loans and credit cards with rewards, we strive to meet all your financial needs under one roof. While we currently do not have ATM or drive-thru services available at this location, our team is always ready to help with cash withdrawal requests inside the branch. So why wait? Come visit us today at Mountain America's Midvale branch! We look forward to welcoming you and helping you achieve your financial goals!

Member Eligibility

Becoming a member of Mountain America is like joining a welcoming family where your financial well-being is our priority. At our branch located at 7013 S River Gate Dr Midvale Ut 84047, we invite individuals who live, work, or worship in the communities we serve. This means that if you're part of our local area, you're likely eligible to join! We aim to make membership accessible and beneficial, offering a variety of services tailored to meet your needs from personal banking to loans and credit cards with rewards. If you want to learn more about the specific eligibility criteria, feel free to check out our detailed information at . The process of opening an account is straightforward and inviting, designed to ensure you feel right at home. For any questions or assistance, don't hesitate to give us a call at (801) 270-0570. Join us today and start enjoying the many advantages that come with being a member of Mountain America!

Business Banking & Commercial Services

Merchant Services Made Easy

In addition to loans, we provide merchant services that simplify your payment processing needs. Picture this: you just wrapped up a busy day at your retail store, and thanks to our reliable payment solutions, transactions went smoothly. Your customers appreciate the ease of paying with various options, while you enjoy faster access to funds. With our support at Mountain America, located conveniently at 7013 S River Gate Dr Midvale Ut 84047 in Midvale, UT, you can focus on what truly matters growing your business. Connect with us today at (801) 270-0570 to learn more about how we can help you thrive!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $5,373 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $2,148,145,550, we continue to drive economic growth by financing new and expanding businesses. Imagine being able to fund that new piece of equipment that could increase your production capacity or invest in marketing strategies that attract more customers. Our member-focused approach ensures you receive personalized service every step of the way.

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and small business owners, Mountain America offers essential business banking services including merchant services and business loans. We know how important it is to have reliable financial support as you grow your business. Our solutions are crafted to help streamline operations while giving you the capital needed to expand.

Convenience at Your Fingertips

We also pride ourselves on our commitment to digital banking. With our online and mobile banking platforms, managing your finances has never been easier. You can access your accounts anytime and anywhere making it simple to keep track of your spending or send money through our person-to-person payment feature. Additionally, we provide essential ATM and cash withdrawal services so that accessing your funds is convenient whenever you need them. In conclusion, Mountain America is more than just a credit union; we are your partner in achieving financial success. To learn more about our comprehensive list of services or if you have any questions, feel free to give us a call at 801-270-0570 or visit us online at Mountain America. We look forward to serving you!

Mortgage Loans & Refinancing

For those considering buying a home or refinancing their current mortgage, our mortgage loans are designed with you in mind. We understand that purchasing a home is one of the most significant investments you'll make. Our team will guide you through every stage of the process, ensuring you find the right loan option that fits your budget and lifestyle.

Personal Banking Solutions

Starting with personal banking, we offer various checking and savings accounts tailored to help you manage your day-to-day finances efficiently. Imagine having an account that not only meets your immediate needs but also helps you save for future goals. Our accounts come with online and mobile banking features, making it easy to check balances, transfer money, and pay bills from the comfort of your home or on the go. When it comes to financing a vehicle, our auto loans and vehicle financing options can help turn your dream car into a reality. With competitive rates and flexible terms, you can drive away knowing you've made a smart financial decision.

Personal Loans & Credit Cards

If you're facing unexpected expenses or looking to consolidate debt, our personal loans provide quick access to funds when you need them most. Plus, our credit cards with rewards offer great benefits for everyday purchases imagine earning points for things you already buy!

Digital & Online Banking

Easy Access to Your Accounts

With our online banking services available 24/7 at https://www.macu.com/, you can check your account balances, transfer funds, and pay bills with just a few clicks. No more waiting in lines or rushing to the bank before closing time! Our user-friendly platform ensures you can handle your banking needs at your own pace.

Go Mobile for Ultimate Convenience

Our mobile application puts banking right in your pocket. You can make payments using mobile payments and even send money to friends and family with person-to-person transfers. Whether you're out shopping or relaxing at home, our app allows you to manage your finances on the go.

Security You Can Trust

Your security is our top priority. We use robust measures to protect your information while providing an easy-to-navigate experience. With features like electronic signatures and secure online transactions, you can rest assured that your financial activities are safe with us. Experience the freedom of real-time account management and enjoy all these benefits at Mountain America today! Visit us online at https://www.macu.com/ and discover how our digital banking services can simplify your life.

Stay Organized with E-Statements

Say goodbye to paper clutter! We provide e-statements, making it easy for you to keep track of your finances without the hassle of physical paperwork. Plus, with electronic signature authorization available, signing important documents has never been simpler or more secure.

Financial Strength

At Mountain America, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We strive to maintain a strong financial foundation to support your banking needs now and in the future. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $1,866,422,746, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $920 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $6,145,617,325 in share certificates and $6,008,999,239 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $393,835,221, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $1,845,749,365 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Furthermore, with $285,235 in used auto loans and $16,366,923,635 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3,027 full-time employees and 399 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $180,378,688. Total Share Accounts: 3,572,351, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mountain America is your trusted partner. Visit us at 7013 S River Gate Dr Midvale Ut 84047 or call (801) 270-0570 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Information

If you're considering refinancing or exploring eligibility options for any of these loans, our knowledgeable team is ready to assist you. We are committed to finding solutions that work for your individual circumstances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. For more details about our loan offerings or to speak with one of our representatives, feel free to contact us at 801-270-0570 or visit us at 7013 S River Gate Dr., Midvale UT 84047 during our operating hours from Monday to Friday between 9:00 AM and 6:00 PM. Your journey toward financial wellness starts here!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $4,936,086,560 in used vehicle loans and $1,444,883,578 in new vehicle loans already helping members get on the road. Whether you choose a new or used vehicle, our financing options make it easy to drive away with confidence.

Business Financing

For business owners seeking growth opportunities, our outstanding commercial loans totaling $2,148,145,550 provide the capital needed to expand your operations. We understand the unique challenges businesses face and are dedicated to supporting local entrepreneurs.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $1,967,627,006, making buying or refinancing simple. With straightforward application processes and competitive interest rates, we can help turn your dream of owning a home into reality.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $981,936,213 in loans helping members manage their finances effectively. These cards come with features that allow for easier budgeting and tracking of your spending.

Loan Aggregator

Ensuring Accurate Comparisons

LendMesh stands out because it sources its loan data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This commitment to compliance ensures that all offers are fair and transparent, reflecting the latest market conditions. According to data from NCUA, users can trust that they are receiving accurate information when comparing loans through LendMesh.

The Benefits of Using LendMesh

- Verified Data: Loan offers come from legitimate financial institutions, which means you can trust the accuracy of what you see. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The focus is solely on providing unbiased results so that users can compare offers fairly. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of this tool in helping individuals achieve better financial outcomes. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

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