Mountain America Credit Union

Nestled in the heart of Logan, the Mountain America branch at 1425 N 200 E is your welcoming financial partner committed to supporting your journey toward financial success. Whether you're looking for some of the best auto loans with competitive rates or exploring low mortgage rates and refinancing options, this friendly branch offers expert guidance tailored to your unique needs. Open Monday through Friday from 9:00 a.m. to 6:00 p.m., members enjoy convenient cash withdrawal services alongside a full range of personal banking solutions.
At Mountain America Logan, you’ll find checking and savings accounts designed for everyday convenience, credit cards packed with rewarding perks, flexible personal loans ideal for debt consolidation, and business banking services including merchant solutions and business loans crafted to fuel local growth. While this location does not offer ATM or drive-thru facilities, robust online and mobile banking platforms ensure you can manage your money anytime, anywhere.
Experience trusted community-focused service combined with top-tier vehicle financing and mortgage lending at Mountain America Logan. Visit us today or call 435-752-3666 to discover how we can help you unlock your financial potential right here in your neighborhood!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
home equity
10-year fixed home equity loan
7.24 %
0.8 Yrs
home equity
12-year fixed home equity loan
7.74 %
1 Yrs
home equity
15-year fixed home equity loan
8.24 %
1.2 Yrs
heloc
Home equity line of credit
8.25 %
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
15-year fixed mortgage
5.625 %
5.838 %
15.0 Yrs
CONVENTIONAL
FIXED
10-year fixed mini mortgage
5.74 %
5.74 %
10.0 Yrs
CONVENTIONAL
FIXED
20-year fixed mortgage
6.125 %
6.297 %
20.0 Yrs
CONVENTIONAL
FIXED
12-year fixed mini mortgage
6.24 %
6.24 %
12.0 Yrs
CONVENTIONAL
FIXED
30-year fixed mortgage
6.49 %
6.623 %
30.0 Yrs
CONVENTIONAL
FIXED
15-year fixed mini mortgage
6.74 %
6.74 %
15.0 Yrs
CONVENTIONAL
FIXED
15-year fixed mortgage
5.625 %
5.838 %
15.0 Yrs
CONVENTIONAL
FIXED
20-year fixed mortgage
5.99 %
6.161 %
20.0 Yrs
CONVENTIONAL
ADJUSTABLE
7/6 adjustable rate mortgage
6.25 %
6.861 %
7.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/6 adjustable rate mortgage
6.25 %
6.98 %
5.0 Yrs
CONVENTIONAL
FIXED
30-year fixed mortgage
6.49 %
6.623 %
30.0 Yrs
CONVENTIONAL
ADJUSTABLE
7/6 first-time homebuyer adjustable rate mortgage
7.0 %
7.296 %
7.0 Yrs
CONVENTIONAL
FIXED
40-year first-time homebuyer with 15-year balloon
7.125 %
7.328 %
40.0 Yrs
CONVENTIONAL
ADJUSTABLE
10/6 adjustable rate mortgage
7.25 %
7.389 %
10.0 Yrs
CONVENTIONAL
FIXED
Construction loan
7.25 %
7.933 %
30.0 Yrs
CONVENTIONAL
FIXED
100% first-time-homebuyer
7.5 %
7.684 %
40.0 Yrs
CONVENTIONAL
FIXED
20-year lot loan with 7-year balloon
7.625 %
8.088 %
20.0 Yrs
CONVENTIONAL
FIXED
15-year fixed second mortgage
7.75 %
8.038 %
15.0 Yrs
CONVENTIONAL
FIXED
30-year fixed second mortgage with 15-year balloon
8.0 %
8.216 %
30.0 Yrs
CONVENTIONAL
FIXED
20-year fixed second mortgage
8.25 %
8.488 %
20.0 Yrs
CONVENTIONAL
FIXED
10-year lot loan
8.25 %
8.783 %
10.0 Yrs
JUMBO
FIXED
30-year jumbo
6.5 %
6.609 %
30.0 Yrs
JUMBO
FIXED
15-year jumbo
7.0 %
7.183 %
15.0 Yrs
JUMBO
FIXED
20-year jumbo
7.625 %
7.776 %
20.0 Yrs
VA
FIXED
15-year VA
5.5 %
5.989 %
15.0 Yrs
VA
FIXED
30-year VA
5.99 %
6.287 %
30.0 Yrs
FHA
FIXED
15-year FHA
5.25 %
6.108 %
15.0 Yrs
FHA
FIXED
30-year FHA
5.875 %
6.705 %
30.0 Yrs
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
New & used
5.74 % - 5.99 %
5 Yrs - 6 Yrs
Recreational
Large RV
7.99 %
15 Yrs
Recreational
Boat loan
7.99 %
15 Yrs
Recreational
Small RV/ATV
7.99 % - 8.24 %
5 Yrs - 6 Yrs

Introduction

Welcome to Mountain America, your trusted partner in financial success located at 1425 N 200 E, Logan, UT 84341. Established in 1936, we have proudly served our community for decades, growing alongside our members to meet their financial needs. With a total membership of 1,295,749 and assets exceeding $20.2 billion, we are dedicated to providing personalized banking solutions that empower you to achieve your financial goals. At Mountain America, we believe that banking is about more than just numbers; it's about building relationships. Our team of over 3,400 employees is committed to delivering exceptional service and support tailored to each member's unique journey. Under the leadership of CEO Sterling Nielsen and Board President Scott Burt, we focus on fostering a welcoming environment where everyone can thrive. While you can visit us at our Logan branch for all your banking needs, please note that official correspondence should be sent to our mailing address: 1425 N 200 E, Logan, UT 84341-7503. Whether you're looking for checking accounts, auto loans, mortgage options, or business banking services, we have the resources you need. With total deposits of $2.5 billion and an impressive net worth of $1.9 billion, Mountain America stands strong as a pillar of financial stability in the community. We're here to help you navigate your financial future with confidence our cash reserves of $302 million ensure we're ready to support you every step of the way. Explore what we can do for you today! Feel free to call us at (435) 752-3666 or visit our website at mountainamerica.com for more information. Your journey toward financial wellness starts with us!

Branch History & Mission

Mountain America has been a cornerstone of the Logan community since its establishment in 1936. With a rich history that spans over eight decades, we have continuously evolved to meet the needs of our members and adapt to changing times. Located at 1425 N 200 E, Logan, UT 84341, our branch is not just a financial institution; it is a place where dreams are nurtured and communities come together. From our humble beginnings, Mountain America has grown significantly. Today, we proudly serve over 1.29 million members and manage assets totaling more than $20 billion. Our mission is simple yet powerful: to help our members achieve their financial goals while providing exceptional service and fostering strong community ties. We believe in empowering individuals through financial education and support, ensuring they have the tools needed for success. As we look back on our journey, key milestones highlight our commitment to serving the community. We have expanded our services beyond traditional banking to include personal loans, mortgages, and business banking solutions. Our dedication to innovation has also led us to embrace digital advancements, making banking more accessible with online and mobile options for all members. While members can visit us at our Logan branch for personal service during our operating hours from Monday to Friday, 9:00 AM to 6:00 PM, we also encourage communication via phone at 435-752-3666. For official correspondence, please send mail to our branch address or use the mailing address: 1425 N 200 E, Logan, UT 84341-7503. At Mountain America, we are committed to being ADA compliant and enhancing accessibility for all members. We don't offer an ATM or drive-thru services at this location; however, we focus on delivering personalized service in a welcoming environment. Community outreach is at the heart of what we do. We actively partner with local organizations and participate in events that uplift our community. Whether it's sponsoring educational programs or supporting local charities, Mountain America believes that giving back strengthens bonds and enriches lives. Join us at Mountain America in Logan as we continue this journey together. Experience firsthand how we can help you navigate your financial future with confidence and care. Become a member today and be part of a thriving community focused on growth and support!

Branch Location & Accessibility

Convenient Access and Features

At our Logan branch, we prioritize your comfort and accessibility. While visiting, you'll appreciate ample parking available right outside our doors. Our facility is designed with accessibility in mind, featuring ramps and pathways compliant with ADA standards, ensuring everyone can easily access our services. We're open Monday through Friday from 9:00 AM to 6:00 PM, so you can plan your visit around your schedule. If you have questions or need assistance before stopping by, feel free to call us at 435-752-3666 we're here to help!

Services Tailored for You

Mountain America offers a range of personal banking services tailored to meet your needs from checking and savings accounts to auto loans and mortgage refinancing. We also provide credit cards that come with rewards, along with business banking options if you're an entrepreneur looking to grow. While we currently don't have ATM or drive-thru services at this location, our friendly staff are always ready to assist you in person. If you're looking for shared service options, please note that this branch does not offer them. For any official correspondence, members should send mail to the same address: 1425 N 200 E, Logan, UT 84341-7503. We invite you to drop by Mountain America in Logan today! Experience personalized service that puts your financial goals first. We look forward to welcoming you!

Member Eligibility

Becoming a member of Mountain America feels like joining a caring family that supports your financial journey. If you live, work, or worship in the area, or have a family member who is already part of our community, you're likely eligible to join us. We welcome everyone with open arms! Membership at Mountain America comes with great benefits, including access to personalized banking services, competitive loan rates, and a wealth of resources designed to help you achieve your financial goals. Getting started is simple! You can find all the details about eligibility and membership requirements on our website at . Once you're ready to open an account, just stop by our branch located at 1425 N 200 E Logan Ut 84341, or feel free to give us a call at (435) 752-3666 for assistance. We're here to help you every step of the way!

Business Banking & Commercial Services

Merchant Services That Make Transactions Easy

In addition to loans, we offer merchant services designed to simplify the way you do business. Imagine being able to accept payments easily, streamline your cash flow, and keep track of sales all from one platform. Our services ensure that you can focus on what you do best running your business. Visit us at 1425 N 200 E Logan Ut 84341 in Logan, UT, or call us at (435) 752-3666 to learn how we can help you achieve your business goals!

Tailored Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $5,373 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $2,148,145,550, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessibility and Convenience

At Mountain America, accessibility is key. While we don't have an ATM or drive-thru service at this location, our comprehensive digital banking features ensure that you're never far from managing your finances effectively. You can perform transactions quickly and securely from the comfort of your home or on-the-go. Ready to explore all the services Mountain America has to offer? Visit us at 1425 N 200 E Logan Ut 84341 in Logan, UT, or give us a call at (435) 752-3666 today! Your financial well-being is just a step away!

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our Auto Loans & Vehicle Financing options make it easier than ever. With competitive rates and flexible terms, you can drive away in the vehicle of your dreams without straining your budget. Plus, our online application process is quick and straightforward, saving you time and hassle.

Business Banking Solutions

For our business members, we have tailored Business Banking solutions including Merchant Services & Business Loans. We understand that running a business comes with its own set of challenges; that's why we're committed to providing resources that help you thrive.

Mortgage Solutions

If homeownership is on your mind, our Mortgage Loans & Refinancing services provide the support you need every step of the way. Whether you're a first-time buyer or looking to refinance your existing mortgage for better rates, we're here to guide you through the process.

Personal Banking

For individuals seeking reliable banking options, we offer various Checking & Savings Accounts designed to fit different lifestyles. You can easily manage your accounts through our Online & Mobile Banking platforms, allowing you to check balances, transfer funds, and pay bills from anywhere. Imagine being able to deposit checks using your phone while sipping coffee at your favorite café!

Personal Loans & Debt Consolidation

Managing debt can be overwhelming. Our Personal Loans & Debt Consolidation services are designed to help simplify your finances. With a personal loan from us, you can consolidate multiple debts into one manageable payment, giving you peace of mind as you work towards financial stability.

Rewarding Credit Options

We also offer Credit Cards with Rewards, perfect for those who want to earn benefits while making everyday purchases. With rewards that can be redeemed for travel, cash back, or merchandise, you'll feel good knowing that your spending is working for you.

Digital & Online Banking

Key Services for Your Convenience

Our online banking service allows you to take control of your finances with just a few clicks. You can check your account balances, transfer funds, and even set up electronic payments all from the comfort of your home or wherever life takes you. Plus, with our electronic signature authorization feature, signing documents is quick and hassle-free. If you prefer to keep track of your transactions on-the-go, our mobile application is perfect for you. It includes features like mobile payments, making it easy to pay bills or send money to friends using our person-to-person transfer service. You can also enroll in e-statements to receive your account statements electronically, reducing paper clutter while keeping everything organized.

Security You Can Trust

At Mountain America, we prioritize the security of your information. Our online banking services are equipped with advanced security measures, ensuring that your data is protected at all times. You can feel confident managing your accounts online without worrying about unauthorized access. With all these convenient features available at your fingertips, accessing your finances has never been easier. Experience the ease of real-time account management today by visiting us at https://www.macu.com/. Your financial peace of mind is just a click away!

Financial Strength

Commitment to Growth

With $1,845,749,365 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $285,235 in used auto loans and $16,366,923,635 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3,027 full-time employees and 399 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member Trust

Total Share and Deposit Accounts: 3,572,351, show a strong and growing member base that trusts us with their finances. Additionally, net shares available for lending and investments stand at $180,378,688, further affirming our dedication to supporting your financial endeavors. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mountain America is your trusted partner. Visit us at 1425 N 200 E Logan Ut 84341 or call (435) 752-3666 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Secure Savings Options

Members' savings are secured through $6,145,617,325 in share certificates and $6,008,999,239 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $393,835,221, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $1,866,422,746, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $920 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $4,936,086,560 in used vehicle loans and $1,444,883,578 in new vehicle loans already helping members get on the road. We provide flexible financing options tailored to fit your budget and lifestyle. Plus, if you need help with refinancing your current auto loan, we have solutions available to ease that process too.

Commercial Loans

For business owners, our outstanding commercial loans totaling $2,148,145,550 provide the capital needed to grow and expand. We understand that running a business comes with its unique challenges and opportunities, and we're here to support you with personalized lending solutions. At Mountain America, located at 1425 N 200 E Logan Ut 84341, Logan, UT, our team is ready to assist you. You can reach us at (435) 752-3666 for any questions or further assistance regarding our loan offerings. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how our range of loan products can work for you today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,967,627,006, make buying or refinancing simple. We are dedicated to guiding you through each step of the mortgage process, ensuring you find the best terms that suit your situation.

Unsecured Credit Card Loans

Managing everyday expenses is easier with our unsecured credit card loans. We also offer flexible terms on these loans, with a total of $981,936,213 in loans helping members manage their finances effectively. Whether you need to cover unexpected costs or want to take advantage of rewards programs, our credit cards are designed with your needs in mind.

Loan Aggregator

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