Mountain America Credit Union Logan UT: Best Auto Loans & Online Banking

Introduction

Welcome to Mountain America, your trusted financial partner located at 706 S Main St, Logan, UT 84321. Established in 1936, we have been dedicated to serving our community for over 85 years, providing a range of banking solutions designed to meet the unique needs of our members. With a growing membership of 1,295,749 and total assets exceeding $20 billion, we pride ourselves on being a stable and reliable credit union. At Mountain America, we understand that your financial health is essential. That's why we offer competitive rates on loans and deposits, including over $2.4 billion in total deposits and approximately 1,010,477 loans and leases to help you achieve your goals. Our commitment to our members is reflected in our strong net worth of $1,866,422,746 and cash in hand amounting to $302,213,181, ensuring that we are well-equipped to support your financial journey. Our leadership team is dedicated to fostering a welcoming environment for all. Led by CEO Sterling Nielsen and Board President Scott Burt, we prioritize member satisfaction and community engagement. We're here to help you with personal banking services such as checking and savings accounts, auto loans, mortgages, credit cards with rewards, business banking solutions, and much more. While members can visit us at our Logan branch for all their banking needs during our lobby hours from Monday through Friday from 9:00 AM to 6:00 PM, official correspondence should be sent to the same address as our branch location. Ready to take the next step in your financial journey? We invite you to contact us at 435-755-5398 or explore more about our services at www.macu.com. Let Mountain America be the partner you can trust for all your financial needs!

Branch History & Mission

Community Engagement

At Mountain America, we believe in making a positive impact beyond banking. We actively engage with local organizations and initiatives that uplift our community. From sponsoring local events to supporting educational programs, we strive to be more than just a financial institution; we aim to be a trusted partner in your success. As part of our commitment to accessibility, we ensure that all services comply with ADA standards so everyone can benefit from what we offer. Although we do not currently have ATM or drive-thru services available at this location, our online resources make banking easy and convenient anytime you need them. We invite you to join us at Mountain America in Logan. Experience firsthand how we're dedicated not only to your financial well-being but also to enhancing the community around us. Together, let's build a brighter financial future! For more information or inquiries, feel free to reach out at (435) 755-5398 or visit our website at Mountain America.

Our Mission

Our mission at Mountain America is simple yet powerful: to help our members achieve their financial dreams while also giving back to the communities we serve. We offer a wide range of services, including checking and savings accounts, auto loans, mortgages, personal loans, credit cards with rewards, and business banking solutions. Each service is designed with you in mind whether you're looking for convenience through online and mobile banking or personalized guidance from one of our knowledgeable team members. While members can visit us at 706 S Main St., official correspondence should be sent to the same address as there is no separate mailing address. We invite you to explore all that we have to offer during our operating hours from Monday to Friday, 9:00 AM to 6:00 PM.

Branch Location & Accessibility

Welcome to Mountain America, your friendly neighborhood credit union located at 706 S Main St, Logan, UT 84321. Our branch is easily accessible and nestled in a vibrant area, making it convenient for all your banking needs. Whether you're stopping by after a visit to the nearby Cache Valley Mall or grabbing a bite at one of the local eateries, we're here to help you with your financial goals. At Mountain America, we prioritize convenience for our members. While our official mailing address is the same as our branch location, please feel free to drop by anytime during our operating hours from Monday to Friday, 9:00 AM to 6:00 PM. Our team is ready to assist you with everything from personal banking and auto loans to mortgage services. Accessibility is important to us. Our branch features ADA-compliant facilities, ensuring that everyone can easily navigate our space. Plus, ample parking is available nearby, so you won't have any trouble finding a spot when you come to visit. Though we currently don't offer ATM or drive-thru services at this location, our dedicated staff is always on hand to provide personalized service right inside the branch. We pride ourselves on building relationships with our members and are eager to assist you with any inquiries or services you may need. Ready to take the next step? We invite you to stop by or give us a call at 435-755-5398. Experience the community-focused banking that sets Mountain America apart!

Member Eligibility

At Mountain America, we believe that joining our community should be an exciting and welcoming experience. To become a member, you simply need to meet a few friendly eligibility requirements. Generally, anyone who lives, works, or attends school in the areas we serve can apply. This includes individuals from various backgrounds, so you'll feel right at home with us! Once you're part of our family, you'll enjoy the many benefits we offer, like personalized service and competitive rates on loans and savings. If you're curious about specific eligibility details, feel free to visit our website at for the most up-to-date information. Opening an account is easy! Just stop by our branch at 706 S Main St Logan Ut 84321, or give us a call at (435) 755-5398 if you have any questions. We're here to help guide you through every step of the process and make sure that becoming a member at Mountain America is as smooth as possible. We look forward to welcoming you into our community!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we provide merchant services that simplify transactions and enhance customer experiences. Imagine having the ability to accept various payment methods effortlessly, allowing you to focus more on your core business operations rather than worrying about cash flow. Come visit us at 706 S Main St Logan Ut 84321 in Logan, UT. Our team is ready to help you explore how our business banking solutions can empower your enterprise. For more information, call us at (435) 755-5398 or visit our website at https://www.macu.com/.

Tailored Loan Options for Your Business

Imagine needing funds to purchase new equipment or hire additional staff our commercial loans can make that happen. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $5,373 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $2,148,145,550, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Additional Services

While these are just some highlights of what we offer at Mountain America, you'll also find ATM & Cash Withdrawal Services available at various locations for added convenience. We invite you to visit us at our branch located at 706 S Main St Logan Ut 84321, or give us a call at (435) 755-5398 during our operating hours from Monday to Friday between 9:00 AM and 6:00 PM. At Mountain America, we're not just about transactions; we're about building relationships and helping our members thrive financially. Come discover how we can support your journey today!

Business Banking Services

For entrepreneurs and business owners, Business Banking is essential. We provide Merchant Services & Business Loans tailored specifically for small businesses. Imagine expanding your business with ease, thanks to accessible financing options designed just for you.

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why we offer robust Online & Mobile Banking features that allow you to manage your accounts anytime, anywhere. Whether it's transferring funds or checking balances on the go, our user-friendly app makes banking simple and efficient.

Home Financing Solutions

For those looking to buy a home or refinance an existing mortgage, our Mortgage Loans & Refinancing services are designed to guide you through every step. Our knowledgeable staff can assist you in finding the right mortgage option that suits your lifestyle and financial situation. Imagine unlocking the door to your new home, all while having peace of mind knowing you're supported by our team.

Personal Banking Services

Our personal banking services include Checking & Savings Accounts that help you manage your day-to-day finances effortlessly. Imagine having a checking account that offers easy online access and no monthly fees perfect for students or anyone looking to simplify their budgeting. You can also grow your savings with competitive interest rates that make reaching your financial goals more attainable. If you're in the market for a vehicle, our Auto Loans & Vehicle Financing options make it easy to drive off in your dream car. We provide flexible terms and competitive rates tailored to fit your budget. Picture this: cruising down the road with confidence, knowing you secured an excellent loan through us.

Personal Loans and Credit Options

Need extra cash for unexpected expenses? Our Personal Loans & Debt Consolidation services can help you manage costs effectively. Whether it's medical bills or consolidating credit card debt, we offer solutions that fit your needs. Plus, our Credit Cards with Rewards give you incentives for everyday spending think about earning points every time you swipe!

Digital & Online Banking

Easy Access Anytime, Anywhere

With our 24/7 online banking services, you can manage your accounts whenever it suits you. Whether you're checking your balance, transferring funds, or paying bills, everything is just a click away. Visit us at https://www.macu.com/ to get started with easy account access from your computer or mobile device.

Enhanced Security

Your security is our priority. With electronic signature authorization available, signing documents online is not only simple but also safe. You can trust that your personal information is protected while enjoying the ease of digital transactions.

Going Paperless

Choose to go green with e-statements! Enjoy all the benefits of traditional statements without the clutter of paper. You'll receive notifications when new statements are ready for viewing, making it easier to keep track of your finances. At Mountain America, we're committed to providing you with tools that enhance your banking experience while ensuring peace of mind. Join us today and embrace the ease of digital banking!

Mobile Convenience

Our mobile application makes banking on the go a breeze. You can deposit checks, view transaction history, and even make person-to-person transfers with just a few taps. Plus, our mobile payments feature allows you to pay for purchases quickly and securely right from your phone.

Financial Strength

A Committed Team

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3,027 full-time employees and 399 part-time employees ready to assist you with knowledgeable service.

Growing Together

With total share accounts numbering 3,572,351, it's clear that more people are trusting us with their finances every day. Our net shares available for lending and investments stand at $180,378,688, further solidifying our role as a reliable partner for your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mountain America is your trusted partner. Visit us at 706 S Main St Logan Ut 84321 or call (435) 755-5398 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $1,845,749,365 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This strategy helps us maintain a variety of lending capacities; for instance, with $285,235 in used auto loans and $16,366,923,635 in total loans and leases, we support your financial goals across various sectors.

Member-Centric Savings

Members' savings are secured through $6,145,617,325 in share certificates and $6,008,999,239 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $393,835,221, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $1,866,422,746, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $920 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $4,936,086,560 in used vehicle loans and $1,444,883,578 in new vehicle loans already helping members get on the road. We offer flexible terms and competitive interest rates to ensure that you find an auto loan that fits your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $2,148,145,550 provide the capital needed to grow and expand. We are committed to supporting local businesses by offering tailored financing solutions that fit their unique needs. Our eligibility options are straightforward, making it easier for you to understand what you need to qualify for each type of loan. If you're considering refinancing any existing loans, we're here to discuss how we can help reduce your payments or lower your interest rate. If you have any questions or want to learn more about our loan offerings, please don't hesitate to reach out! Call us at (435) 755-5398 or visit us at 706 S Main St Logan Ut 84321 in Logan, UT. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you achieve your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,967,627,006, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance your current mortgage, our knowledgeable staff is here to guide you through every step of the process.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $981,936,213 in loans helping members manage their finances effectively. Our credit cards come with rewards programs that can benefit your everyday spending.

Loan Aggregator

Benefits of Using LendMesh

Verified Data: All loan offers listed on LendMesh come from legitimate financial institutions. This means that users can trust the information they receive, ensuring transparency in their search for loans. No Sponsored Listings: Unlike other comparison tools, LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results that allow users to see all available options without any hidden agendas. Real-Time Rate Comparisons: LendMesh provides up-to-date loan rates from multiple institutions. This feature is crucial for helping users make well-informed decisions about their borrowing needs. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Testimonials like this highlight the effectiveness of LendMesh in delivering reliable loan options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*