Mountain America Credit Union Lehi UT: Low Mortgage Rates & Auto Loans

Introduction

Welcome to Mountain America, your trusted partner in financial well-being since 1936. Located at 1704 E Sr 92, Lehi, UT 84043, we are proud to serve over 1,295,749 members with a commitment to community and personalized service. Whether you're looking for a checking account, auto loan, or mortgage refinancing, our team is dedicated to helping you reach your financial goals. At Mountain America, we understand that each member's needs are unique. That's why we offer a wide array of services including personal banking, business loans, and online banking options that put you in control. With total assets of $20,276,595,321 and total deposits reaching $2,498,647,369, we have the stability and resources to support you every step of the way. Our net worth stands strong at $1,866,422,746, showcasing our dedication to maintaining a secure financial environment for our members. Under the leadership of CEO Sterling Nielsen and Board President Scott Burt, our experienced team works tirelessly to ensure that you receive the best service possible. We currently employ 3,426 individuals who are passionate about helping you succeed financially. While members can visit us at our branch location in Lehi for all their banking needs during lobby hours from 9:00 AM to 6:00 PM (Monday-Friday), official correspondence should be directed to our mailing address: 1704 E SR 92, Lehi, UT 84043-5891. We invite you to explore everything Mountain America has to offer by visiting our website at macu.com or calling us at 801-766-6142. Your financial journey starts here!

Branch History & Mission

Join Us

While you can visit us at 1704 E Sr 92 for personalized service during our operating hours from Monday to Friday, 9:00 AM to 6:00 PM, you can also reach us at 801-766-6142 for any inquiries. If you prefer written correspondence, please send it to 1704 E SR 92, Lehi, UT 84043-5891. We invite you to experience all that Mountain America has to offer. Join us today and become part of a vibrant community that believes in putting people first! Together, let's achieve your financial goals and build a brighter future for all.

Mission Statement

At Mountain America, our mission is clear: we strive to empower individuals and families through financial education and support. We believe in fostering strong community ties by being more than just a financial institution; we are dedicated to making a positive impact on the lives of those we serve. Our focus on community extends beyond banking. We actively participate in local events and partner with various organizations to promote financial literacy and well-being among residents of Lehi and beyond. Whether it's sponsoring educational workshops or supporting local charities, we aim to be a force for good within our communities.

Our Evolution

Since our inception, Mountain America has evolved significantly. With total assets now exceeding $20 billion, we've become one of the largest credit unions in the nation. This growth reflects not just our financial strength but also our dedication to providing valuable services like checking and savings accounts, auto loans, mortgages, and personal loans. Over the decades, we have embraced technology while ensuring that our services remain personal and accessible. We proudly offer online and mobile banking options to meet the needs of our modern members. Our commitment to accessibility is further highlighted by our ADA compliance initiatives, ensuring that everyone can use our services comfortably.

Branch Location & Accessibility

Call Us Anytime

Have questions? Don't hesitate to reach out! You can give us a call at 801-766-6142. We're here to provide guidance and support whenever you need it.

Come Visit Us!

At Mountain America, we pride ourselves on being more than just a bank; we're part of your community. So next time you're nearby, stop by and say hello! We look forward to serving you and helping you achieve your financial dreams.

Convenient Access and Parking

When you visit us at this location, you'll find ample parking available right outside our doors. Our branch is designed with accessibility in mind, featuring ADA-compliant entrances and ramps to ensure that everyone can enjoy a smooth banking experience. While members can visit us at 1704 E Sr 92, official correspondence should be sent to the same address for convenience.

Friendly Banking Hours

We know that life gets busy! That's why we keep our doors open from Monday to Friday, 9:00 AM to 6:00 PM. Whether you're on your way to work or finishing up errands, you can stop by during these hours for all your banking needs. Our dedicated team is always ready to assist you with services like personal checking and savings accounts, auto loans, mortgage options, and more.

Member Eligibility

At Mountain America, we believe that everyone deserves access to a supportive financial community. Becoming a member is simple and welcoming! If you live, work, or worship in the areas we serve, you're likely eligible to join us. We're here for individuals and families who want to take control of their finances and enjoy the benefits of our services. From personalized banking options to competitive loan rates, being part of our community means you can achieve your financial goals with confidence. To get started, just reach out to us at (801) 766-6142 or visit our branch located at 1704 E Sr 92 Lehi Ut 84043. For more details on eligibility criteria and how to apply, feel free to check out our website at . We're excited to help you on your journey towards financial well-being!

Business Banking & Commercial Services

Merchant Services for Everyday Needs

In addition to our loan options, we offer merchant services that simplify transactions for your business. Imagine being able to accept payments from customers effortlessly, whether they're using credit cards or mobile payments. This convenience can enhance customer satisfaction and increase sales because when transactions are easy, everyone benefits. Located at 1704 E Sr 92 Lehi Ut 84043 in Lehi, UT, we're here to help you take your business further. For more information, call us at (801) 766-6142 or visit our website at https://www.macu.com/. Let's work together to make your business dreams a reality!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $5,373 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $2,148,145,550, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Dreaming of a new car? Our auto loans and vehicle financing options are crafted to fit various budgets. We know that purchasing a vehicle is an important milestone, and we're here to ensure the process is smooth and straightforward. With competitive rates and flexible terms, getting behind the wheel has never been easier.

Business Banking

If you're a business owner, our business banking services provide comprehensive support tailored to help you thrive. From merchant services that simplify transactions to business loans designed for growth, we're committed to helping your venture succeed.

Credit Cards with Rewards

For those who love rewards, our credit cards come packed with benefits that suit your lifestyle. Earn points on every purchase and redeem them for travel, merchandise, or cash back. It's an effortless way to get more from your everyday spending!

Mortgage Loans & Refinancing

Homeownership is within reach with our mortgage loans and refinancing options. Whether you're buying your first home or looking to refinance an existing mortgage for better rates, we have solutions that cater to different financial situations. Our experienced team will guide you through the process, making it less stressful while helping you find the best option.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking services so you can manage your finances on-the-go. Check balances, transfer funds, pay bills, or send money to friends with just a few taps on your smartphone. Our commitment goes beyond just providing services; it's about building lasting relationships with our members in Lehi and beyond. If you want to learn more about how Mountain America can assist you in reaching your financial dreams, don't hesitate to reach out! Call us at 801-766-6142, or visit us online at Mountain America. We look forward to serving you!

Personal Banking

We understand that managing your finances can be a daunting task. That's why we offer personal banking services that include checking and savings accounts designed for everyday use. Our accounts come with features that make banking easier, like online and mobile banking, allowing you to manage your money anytime and anywhere. Need help budgeting? Our personal loans and debt consolidation options can help you take control of your expenses.

Digital & Online Banking

Convenient Online Access

With our robust online banking platform available at https://www.macu.com/, you can access your accounts anytime, anywhere. Whether you're at home or on the go, you can check balances, transfer funds, and pay bills with just a few clicks. Our 24/7 online banking services ensure that you're always in control of your financial matters.

Easy Money Transfers

Need to send money to a friend? Our person-to-person transfers make it simple to send cash directly from your account using just their email or phone number. It's quick, convenient, and perfect for those times when you need to split a bill or share expenses.

Eco-Friendly E-Statements

Say goodbye to paper clutter! With e-statements available, you can receive your bank statements electronically. This not only helps the environment but also allows you to access your financial records easily whenever you need them.

Embrace Mobile Payments

With our mobile payments feature, making purchases is easier than ever. Simply link your account and use your smartphone for quick payments at stores or online no wallet needed! At Mountain America, we are committed to providing you with tools that enhance your banking experience while ensuring ease of use and security every step of the way. Explore all our digital offerings today!

Secure Transactions

Security is our top priority. You can feel confident knowing that all transactions through our online banking system are protected with advanced security measures. This ensures that your personal information remains safe while you enjoy the convenience of digital banking.

User-Friendly Features

We've made it simple for you to manage your money. Our mobile application provides an easy-to-use interface that allows you to conduct transactions quickly and securely. Plus, with features like electronic signature authorization, signing documents is fast and efficient no need to print or scan anything!

Financial Strength

A Solid Foundation

With a net worth of $1,866,422,746, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $920 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Investing in Your Future

With $1,845,749,365 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We support our community's needs with $285,235 in used auto loans and a total of $16,366,923,635 in loans and leases, making it easier for you to achieve your financial goals across various sectors.

Member-Centric Savings

Members' savings are secured through $6,145,617,325 in share certificates and $6,008,999,239 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $393,835,221, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 3,027 full-time employees and 399 part-time employees who are always ready to assist you with personalized service.

Trusting Relationships

The trust our members place in us is clear with a total of 3,572,351 share accounts. This growing member base shows that more people choose Mountain America as their trusted partner for their banking needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mountain America is your trusted partner. Visit us at 1704 E Sr 92 Lehi Ut 84043 or call (801) 766-6142 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Information

Whether you're considering refinancing or exploring eligibility options for any of our products, our team is here to assist you. We prioritize transparency and aim to provide financial products that are accessible and beneficial for all members. For more information on our offerings or to discuss how we can assist with your specific needs, don't hesitate to reach out at (801) 766-6142 or visit us at 1704 E SR 92 Lehi Ut 84043. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let Mountain America be your partner in achieving financial wellness!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $4,936,086,560 in used vehicle loans and $1,444,883,578 in new vehicle loans already helping members get on the road. We provide flexible terms tailored to fit your budget and lifestyle.

Business Loans

For business owners, our outstanding commercial loans totaling $2,148,145,550 provide the capital needed to grow and expand. We recognize the challenges faced by small businesses and strive to offer solutions that can aid in your success.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,967,627,006, make buying or refinancing simple. We'll guide you through every step of the process to ensure you feel confident in your decision.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $981,936,213 in loans helping members manage their finances effectively. This product allows you to make purchases without collateral while enjoying competitive interest rates.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This approach guarantees that users receive fair and transparent offers. By connecting directly with these institutions, LendMesh ensures that the information presented is accurate and reliable.