Mountain America Credit Union Kearns UT: Best Auto Loans & Business Banking

Introduction

Welcome to Mountain America, your trusted financial partner since 1936, located conveniently at 6155 S 5600 W, Kearns, UT 84118. With a strong commitment to serving our community, we proudly support over 1,295,749 members with a broad range of financial products tailored to meet your needs. Whether you're looking for personal banking solutions, auto loans, or business financing options, we're here to help you achieve your financial goals. As a member-focused credit union, we take pride in our impressive total assets of $20,276,595,321 and total deposits reaching $2,498,647,369. This solid foundation allows us to provide competitive rates and personalized service that sets us apart from traditional banks. Our dedicated team of 3,426 employees, led by our CEO Sterling Nielsen and Board President Scott Burt, is committed to delivering exceptional service every day. While members can visit us at our Kearns branch for all their banking needs, official correspondence should be sent to the same address: 6155 S 5600 W, Kearns, UT 84118. We understand that managing your finances can sometimes feel overwhelming. That's why we offer resources like online banking and mobile payments for ease and convenience. At Mountain America, we believe in not just meeting but exceeding our members' expectations. With total loans amounting to 1,010,477, and a net worth of $1,866,422,746, we are well-equipped to support both personal and business endeavors. Our services span from checking and savings accounts to mortgage loans and credit cards with rewards ensuring you find exactly what you need under one roof. We invite you to experience the difference of being a member of Mountain America. Stop by or give us a call at 801-955-8600 during our operating hours (Monday-Friday 9:00 AM - 6:00 PM; Saturday 9:00 AM - 2:00 PM) for any inquiries or assistance. Join us today and take the first step towards securing your financial future!

Branch History & Mission

Welcome to Mountain America in Kearns, Utah! Since opening our doors in 1936, we have proudly served our community and built a legacy of trust and support. Our branch is located at 6155 S 5600 W, a convenient spot for locals just off the main roads, making it easy for you to access our services. Over the years, Mountain America has grown significantly, now boasting a total membership of over 1.2 million members and total assets reaching an impressive $20,276,595,321. This growth reflects not only our dedication to providing exceptional financial services but also our commitment to uplifting the community around us. As a member-focused credit union, we prioritize your needs and work diligently to offer products that empower you to achieve your financial goals. At Mountain America, our mission is clear: we aim to enhance the lives of our members through superior service and innovative financial solutions. Whether you're looking for personal banking options like checking accounts and auto loans or business banking services such as merchant services and business loans, we strive to be your partner every step of the way. While you can visit us at our Kearns location for all your banking needs during our lobby hours from Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 2:00 PM, official correspondence should be sent to the same address as well. Though we currently do not have ATM or drive-thru services available at this location, we're committed to providing excellent online and mobile banking options that allow you to manage your finances conveniently from anywhere. As part of our dedication to community outreach, Mountain America partners with local organizations and schools to promote financial literacy and support various initiatives aimed at improving the quality of life in Kearns. We believe that by investing in our community, we create a brighter future for everyone. Join us today at Mountain America in Kearns and experience firsthand how we can help you thrive financially while making a positive impact in your community. Whether you're already a member or considering joining us, we invite you to explore the benefits that come with being part of the Mountain America family. Your journey towards financial empowerment starts here!

Branch Location & Accessibility

Convenient Access and Amenities

Situated in Salt Lake County, our branch is easily accessible and close to local landmarks, making it a familiar spot for community members. While parking is available right outside the branch, we also ensure that our facility meets ADA compliance standards, so everyone can comfortably access our services.

Get in Touch!

Feel free to give us a call at 801-955-8600 if you have any questions or would like more information about our services. We invite you to visit us soon and experience the Mountain America difference!

Operating Hours

We understand that life can get busy, which is why we're open Monday through Friday from 9:00 AM to 6:00 PM, and on Saturdays from 9:00 AM to 2:00 PM. These hours are designed to fit your schedule, whether you need to stop by before work or on the weekend.

Services Offered

At Mountain America, we offer a wide range of personal and business banking services tailored to meet your needs. From checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. Plus, while we currently don't have ATM or drive-thru services available at this location, our team is ready to assist you in person with any banking needs you may have. If you need to send official correspondence, please address it to our mailing address at 6155 S 5600 W, Kearns, UT 84118.

Member Eligibility

Joining the Mountain America community is a wonderful way to gain access to personalized financial services and support. To become a member, you simply need to meet some friendly eligibility criteria, which generally includes living, working, or attending school in areas served by Mountain America. This welcoming approach means that many people can easily join our family! Once you're eligible, the process of opening an account is straightforward and designed to get you started on your financial journey without any hassle. For detailed information about eligibility requirements, feel free to check out this resource: Mountain America's Eligibility Details. If you have any questions or need assistance, don't hesitate to give us a call at (801) 955-8600. We're excited to help you become part of our thriving community at 6155 S 5600 W Kearns, UT 84118!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $5,373 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $2,148,145,550, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer tailored merchant services that can simplify your payment processing. Imagine a busy Saturday where customers are lining up at your store. With our services, you can accept payments seamlessly whether through card swipes or mobile transactions allowing you to focus on what matters most: serving your customers. Located at 6155 S 5600 W, Kearns, UT 84118, our team is ready to assist you with the financial tools you need. For more information or to get started, give us a call at 801-955-8600. Let's grow together!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about buying a new car? We offer auto loans and vehicle financing that can help turn your dream into reality. With flexible terms and competitive rates, you can hit the road without breaking the bank. Picture yourself cruising in that new vehicle while enjoying affordable monthly payments.

Business Banking

For entrepreneurs, we offer comprehensive business banking services, including merchant services and business loans. Running a business can be challenging, but with our financial solutions tailored for businesses, you can focus on growth while we handle the financial details.

Credit Cards with Rewards

Our credit cards with rewards let you earn while you spend! Enjoy cashback on purchases or points redeemable for travel and merchandise. Picture yourself enjoying rewards just by using your card for everyday expenses it's a smart way to make the most out of your spending.

Mortgage Loans & Refinancing

Homeownership is within reach with our mortgage loans and refinancing options. Whether you're buying your first home or looking to refinance an existing mortgage for better rates, we're here to assist you every step of the way. Imagine lowering your monthly payments or accessing cash for home improvements through refinancing it's all possible!

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. Whether you're checking balances, transferring funds, or making payments from your phone or computer, we've made banking accessible and straightforward. At Mountain America, we pride ourselves on being more than just a financial institution; we're a partner in your financial journey. If you're ready to explore these services further or have any questions, please don't hesitate to reach out at (801) 955-8600 or visit us during our operating hours: Monday-Friday from 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 2:00 PM. Join us at 0142 Kearns 5600 W today and take the next step towards achieving your financial dreams!

Personal Banking

Our personal banking services make it easy for you to manage your money. With options like checking and savings accounts, you can choose the accounts that fit your lifestyle. Imagine having a checking account with no monthly fees, allowing you to keep more of your hard-earned cash. Our savings accounts offer competitive interest rates, helping your savings grow over time.

Personal Loans & Debt Consolidation

Sometimes life throws unexpected expenses our way. That's where our personal loans and debt consolidation services come in handy. Need funds for a special occasion or want to simplify your finances by consolidating debt? We provide solutions that help ease financial stress, allowing you to focus on what matters most.

Digital & Online Banking

Always Available

Need help outside regular business hours? Our 24/7 online banking services ensure you can manage your finances whenever it suits you best. Whether it's the weekend or late at night, you'll have full control over your accounts right from the comfort of your home. At Mountain America, we're dedicated to making banking straightforward and accessible for all our members. Explore our digital services today and take advantage of the convenience they offer!

Key Services

Our online banking service allows you to check your balances, transfer funds, and pay bills with just a few clicks. Want to send money to a friend? Use our person-to-person transfer feature for quick and easy transactions. Plus, if you're always on the go, our mobile application provides all the functionality of online banking right in your pocket. You can even make mobile payments directly from your phone no need for cash or cards!

Security and Convenience

Security is a top priority for us. With electronic signature authorization, you can sign documents securely without needing to print them out. Our commitment to providing e-statements means that you can keep track of your finances while reducing paper waste. Accessing your statements online is not only eco-friendly but also keeps your information safe.

Financial Strength

Commitment to Operational Efficiency

Our operational efficiency is highlighted by our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3,027 full-time employees and 399 part-time employees ready to assist you with knowledgeable service.

Growing Member Base

Total Share and Deposit Accounts stand at 3,572,351, showing a strong and growing member base that trusts us with their finances. Our net shares (funds available for lending and investments) amount to $180,378,688, further solidifying our position as a reliable institution for your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mountain America is your trusted partner. Visit us at 6155 S 5600 W Kearns Ut 84118 or call (801) 955-8600 to learn more about how we can help you achieve your financial goals.

Investment in Member Services

With $1,845,749,365 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors, with $285,235 in used auto loans and $16,366,923,635 in total loans and leases available to help you achieve what you need.

Secure Savings for Members

Members' savings are secured through $6,145,617,325 in share certificates and $6,008,999,239 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $393,835,221, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $1,866,422,746, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $920 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $4,936,086,560 in used vehicle loans and $1,444,883,578 in new vehicle loans already helping members get on the road. We make it easy for you to finance your vehicle with straightforward terms and competitive interest rates.

Business Financing

For business owners, our outstanding commercial loans totaling $2,148,145,550 provide the capital needed to grow and expand. We understand that businesses need reliable financing solutions, and our dedicated team can help tailor a loan package that fits your specific needs. If you're considering refinancing any existing loans or want to explore eligibility options, our knowledgeable staff at Mountain America, located at 6155 S 5600 W Kearns Ut 84118, Kearns, UT, is ready to assist you. You can reach us at (801) 955-8600 during our operating hours: Monday-Friday from 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 2:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how our loan products can fit into your life today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,967,627,006, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance your existing mortgage, our team is here to guide you through every step of the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $981,936,213 in loans helping members manage their finances effectively. These credit cards come with rewards and benefits designed to suit your lifestyle, making everyday purchases more rewarding.

Loan Aggregator

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