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Home Equity Loans
Mortgage Loans
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Vehicle Loans
Introduction
Welcome to Mountain America, your trusted financial partner located at 195 N 400 W, Kaysville, UT 84037. Since opening our doors in 1936, we have been dedicated to serving our community and helping our members achieve their financial goals. With a robust membership of over 1,295,749 individuals, we pride ourselves on being more than just a credit union we're a family committed to supporting each other. As of today, Mountain America boasts impressive total assets of over $20 billion and total deposits exceeding $2.4 billion. Our commitment to you is reflected in our diverse range of services, from personal banking options like checking and savings accounts to auto loans and mortgages. We also provide business banking solutions tailored for local entrepreneurs. At the helm of our organization is CEO Sterling Nielsen, whose leadership is backed by Board President Scott Burt and a team of dedicated professionals 3,426 employees strong who are here to assist you every step of the way. Our branch has the resources and expertise to help with everything from managing your everyday finances to securing loans for significant investments. While members can visit us at our Kaysville branch, official correspondence should be sent to the same address. If you're ready to explore how we can help you thrive financially or if you have any questions about our services, don't hesitate to reach out! Give us a call at 801-547-6381, or check out our website at Mountain America for more information. We're here to support your journey towards financial success!
Branch History & Mission
Innovations and Accessibility
As part of our dedication to serving our members effectively, we've embraced digital advancements to ensure convenience. We offer online banking and mobile payment options so you can manage your finances anytime, anywhere. Our branch is also ADA compliant, ensuring that everyone has equal access to our services. While we currently do not have ATM or drive-thru services at this location, our team is always ready to assist you during our operating hours: Monday through Friday from 9:00 AM to 6:00 PM.
Join Us
As we continue to grow and evolve, we invite you to be part of our journey. Experience the benefits of membership at Mountain America where your financial well-being is our priority. Whether you're looking for a checking account or need assistance with a loan, we're here for you every step of the way. To learn more about becoming a member or to explore our offerings further, please visit us online at Mountain America or give us a call at 801-547-6381. Together, let's build a brighter future!
Our Mission
At Mountain America, our mission is clear: to provide exceptional financial services while making a positive impact in our community. We believe that everyone deserves access to quality banking services, which is why we offer a wide range of products including personal and business banking, auto loans, mortgages, credit cards with rewards, and online and mobile banking options. Our commitment extends beyond just financial transactions; we actively engage in community outreach efforts. We support local initiatives and organizations that improve the lives of those around us. By working together with our members and neighbors, we strive to create a stronger community for everyone.
Branch Location & Accessibility
Nearby Landmarks and Accessibility Features
You'll find us near popular spots like the Kaysville City Park and just a short drive from the bustling downtown area. Our location makes it easy for members to stop by while running errands or enjoying a day out. We ensure our branch is ADA compliant, providing ramps and accessible parking so everyone can visit comfortably.
Operating Hours and Services Offered
Our lobby is open Monday through Friday from 9:00 AM to 6:00 PM, making it simple to fit us into your busy schedule. While we currently do not offer ATM services or drive-thru banking at this location, our team is ready to assist you with personal banking services including checking and savings accounts, auto loans, mortgage loans, and much more. If you need to reach us directly, feel free to call us at 801-547-6381. We encourage you to come visit us soon our friendly staff is eager to welcome you and assist with any financial needs you may have! If you're sending official correspondence, please note that our mailing address is also 195 N 400 W, Kaysville, UT 84037-1836. At Mountain America, we prioritize accessibility and convenience because we believe that great service starts with being there for our members when they need us most. Come see how we can support your financial journey today!
Member Eligibility
At Mountain America, we believe that becoming a member is like joining a close-knit family that's dedicated to supporting your financial journey. If you live, work, or attend school in our community, you're already on the path to membership! Our doors are open to anyone who meets these simple criteria, which are designed to make it easy for you to join us. You can find more details about eligibility on our website at . Once you're ready to take the next step, opening an account with us is a breeze! Just visit us at 195 N 400 W Kaysville Ut 84037, or give us a call at (801) 547-6381 for assistance. We're here to help you every step of the way and look forward to welcoming you into the Mountain America family!
Business Banking & Commercial Services
Business Loan Options
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $5,373 in commercial loans for our members, helping businesses scale and succeed. From purchasing new equipment to expanding your workspace, our loans are tailored to meet your needs. - With an outstanding commercial loan portfolio of $2,148,145,550, we continue to drive economic growth by financing new and expanding businesses.
Merchant Services
In today's fast-paced market, efficient payment solutions are crucial. Our merchant services help streamline transactions so you can focus on what matters most running your business. Imagine accepting payments seamlessly from customers using various methods, enhancing their experience while boosting your sales. Whether you're based at 195 N 400 W Kaysville Ut 84037 in Kaysville, UT, or looking for support from afar, we're here to help your business thrive. Let's grow together! For more information, call us at (801) 547-6381 or visit us online at https://www.macu.com/.
Comprehensive List Of Services
Auto Loans & Vehicle Financing
Thinking about getting a new car? We offer competitive auto loans and vehicle financing options tailored for every budget. With flexible terms and low-interest rates, driving away in the car of your dreams is more attainable than ever. Imagine hitting the road in style while knowing you secured a great deal!
Business Banking
If you're a business owner, we offer specialized services including merchant services and business loans tailored to help you thrive. Whether you're starting a new venture or expanding an existing one, our team understands the unique challenges businesses face and is ready to support you every step of the way.
Credit Cards with Rewards
Shopping for rewards? Our credit cards come with fantastic benefits like cashback and travel rewards. They're perfect for everyday purchases or special occasions plus, they help build your credit score when used responsibly.
Mortgage Loans & Refinancing
If homeownership is on your mind, our mortgage loans make buying a home easier. We provide various options, including fixed-rate and adjustable-rate mortgages, ensuring you find the right fit for your situation. Already have a mortgage? Our refinancing options might help you lower your monthly payments or tap into your home's equity.
Online & Mobile Banking
In today's fast-paced world, convenience is key. That's why Mountain America offers robust online and mobile banking services that allow you to manage your finances anytime, anywhere. Pay bills, transfer funds, or check balances all from the comfort of your home or on-the-go. With all these services under one roof at 0140 Kaysville 400 W, we strive to make banking easy and accessible for everyone in Kaysville and beyond. If you're ready to explore how we can assist with your financial journey or if you have any questions, don't hesitate to call us at (801) 547-6381. We look forward to serving you!
Personal Banking
Our personal banking services include checking and savings accounts designed to fit your lifestyle. Need a reliable place to manage your day-to-day expenses? Our checking accounts offer easy access to your funds with no monthly fees if you maintain a minimum balance. For those looking to grow their savings, our high-yield savings accounts can help you reach your financial targets faster.
Personal Loans & Debt Consolidation
For those facing unexpected expenses or wanting to simplify their finances, our personal loans are an excellent choice. Consider consolidating high-interest debt into one manageable payment, giving you peace of mind and saving money on interest over time.
Digital & Online Banking
Additional Services
Need to send money to a friend? Our person-to-person transfer feature makes this process straightforward and fast. Additionally, if you enjoy using mobile payment apps, you'll be pleased to know that we support mobile payments too, giving you even more flexibility when making purchases. At Mountain America, we prioritize not only ease-of-use but also the security of your financial information. Our systems are designed with state-of-the-art security measures to protect your data while ensuring that managing your accounts remains straightforward. Explore all these convenient features today by visiting us at https://www.macu.com/ and experience how digital banking can simplify your life!
Key Features
Our 24/7 online banking services allow you to take control of your finances whenever it suits you. Whether you're checking your balance, paying bills, or transferring money between accounts, everything is just a tap away. Plus, with our electronic signature authorization feature, signing documents online is quick and hassle-free. For those who prefer paperless options, we provide e-statements that let you view your account activity safely and securely without the clutter of physical statements. If you're always on the go, don't forget about our mobile application! It puts all our services right in your pocket, making it easier than ever to manage your money while you're out and about.
Financial Strength
Commitment to Growth
With $1,845,749,365 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is highlighted by $285,235 in used auto loans and $16,366,923,635 in total loans and leases, supporting members' financial goals across various sectors.
Growing Membership Base
With a strong member base that trusts us with their finances, we boast 3,572,351 total share and deposit accounts. This reflects the confidence our members have in Mountain America, further solidifying our role as a reliable financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mountain America is your trusted partner. Visit us at 195 N 400 W Kaysville Ut 84037 or call (801) 547-6381 to learn more about how we can help you achieve your financial goals.
Member-Centric Savings Solutions
Members' savings are secured through $6,145,617,325 in share certificates and $6,008,999,239 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $393,835,221, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Operational Efficiency
Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3,027 full-time employees and 399 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
Strong Financial Health
With a net worth of $1,866,422,746, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $920 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Loan Offering
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $4,936,086,560 in used vehicle loans and $1,444,883,578 in new vehicle loans already helping members get on the road. We provide flexible financing options whether you're purchasing a brand-new model or a reliable used vehicle.
Business Financing
For business owners, our outstanding commercial loans totaling $2,148,145,550 provide the capital needed to grow and expand. We understand that every business has unique needs; that's why our lending solutions are tailored to help you succeed. At Mountain America in Kaysville (195 N 400 W Kaysville UT 84037), we're committed to providing personalized service and comprehensive solutions for all your borrowing needs. If you're interested in refinancing or exploring eligibility options for any of our products, please don't hesitate to contact us at 801-547-6381. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We invite you to explore how our loan offerings can help you reach your financial goals today!
Mortgage Loans
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,967,627,006, make buying or refinancing simple. We offer competitive rates and terms that can fit your budget and lifestyle. Whether you're a first-time buyer or looking to refinance an existing mortgage, our team is here to guide you through the process.
Unsecured Credit Card Loans
Managing day-to-day expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $981,936,213 in loans helping members manage their finances effectively. Our credit cards come with great rewards and no hidden fees so you can focus on what matters most.
Loan Aggregator
Benefits of Using LendMesh
- Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results for every user. - Real-Time Rate Comparisons: You can view up-to-date loan rates from multiple institutions, allowing you to make well-informed choices quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials reflect the reliability and effectiveness of the platform. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.
Ensuring Accurate Loan Comparisons
Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing ensures that you receive fair and transparent offers tailored to your needs.