Mountain America Credit Union

Nestled in the vibrant community of Hurricane, Utah, the Mountain America branch at 1155 W State St is your welcoming financial partner dedicated to helping you navigate your financial journey with confidence. Whether you’re looking for some of the best auto loans to get behind the wheel of your next vehicle or exploring competitive mortgage loans and refinancing options to make homeownership more affordable, this friendly branch offers expert guidance tailored to your unique needs. Open Monday through Friday from 9:00 a.m. to 6:00 p.m., members enjoy convenient cash withdrawal services alongside comprehensive personal banking solutions.
At Mountain America Hurricane, you’ll find checking and savings accounts designed for everyday convenience, credit cards loaded with rewarding perks, flexible personal loans ideal for debt consolidation, and business banking services including merchant solutions and business loans crafted to support local entrepreneurs. While this location does not have an ATM or drive-thru, robust online and mobile banking platforms ensure managing your finances is seamless anytime, anywhere.
Experience personalized service combined with top-tier vehicle financing and mortgage lending at Mountain America Hurricane. Visit us today or call 435-635-4475 to discover how we can help you unlock your financial potential right here in your community!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
home equity
10-year fixed home equity loan
7.24 %
0.8 Yrs
home equity
12-year fixed home equity loan
7.74 %
1 Yrs
home equity
15-year fixed home equity loan
8.24 %
1.2 Yrs
heloc
Home equity line of credit
8.25 %
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
15-year fixed mortgage
5.625 %
5.838 %
15.0 Yrs
CONVENTIONAL
FIXED
10-year fixed mini mortgage
5.74 %
5.74 %
10.0 Yrs
CONVENTIONAL
FIXED
20-year fixed mortgage
6.125 %
6.297 %
20.0 Yrs
CONVENTIONAL
FIXED
12-year fixed mini mortgage
6.24 %
6.24 %
12.0 Yrs
CONVENTIONAL
FIXED
30-year fixed mortgage
6.49 %
6.623 %
30.0 Yrs
CONVENTIONAL
FIXED
15-year fixed mini mortgage
6.74 %
6.74 %
15.0 Yrs
CONVENTIONAL
FIXED
15-year fixed mortgage
5.625 %
5.838 %
15.0 Yrs
CONVENTIONAL
FIXED
20-year fixed mortgage
5.99 %
6.161 %
20.0 Yrs
CONVENTIONAL
ADJUSTABLE
7/6 adjustable rate mortgage
6.25 %
6.861 %
7.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/6 adjustable rate mortgage
6.25 %
6.98 %
5.0 Yrs
CONVENTIONAL
FIXED
30-year fixed mortgage
6.49 %
6.623 %
30.0 Yrs
CONVENTIONAL
ADJUSTABLE
7/6 first-time homebuyer adjustable rate mortgage
7.0 %
7.296 %
7.0 Yrs
CONVENTIONAL
FIXED
40-year first-time homebuyer with 15-year balloon
7.125 %
7.328 %
40.0 Yrs
CONVENTIONAL
ADJUSTABLE
10/6 adjustable rate mortgage
7.25 %
7.389 %
10.0 Yrs
CONVENTIONAL
FIXED
Construction loan
7.25 %
7.933 %
30.0 Yrs
CONVENTIONAL
FIXED
100% first-time-homebuyer
7.5 %
7.684 %
40.0 Yrs
CONVENTIONAL
FIXED
20-year lot loan with 7-year balloon
7.625 %
8.088 %
20.0 Yrs
CONVENTIONAL
FIXED
15-year fixed second mortgage
7.75 %
8.038 %
15.0 Yrs
CONVENTIONAL
FIXED
30-year fixed second mortgage with 15-year balloon
8.0 %
8.216 %
30.0 Yrs
CONVENTIONAL
FIXED
20-year fixed second mortgage
8.25 %
8.488 %
20.0 Yrs
CONVENTIONAL
FIXED
10-year lot loan
8.25 %
8.783 %
10.0 Yrs
JUMBO
FIXED
30-year jumbo
6.5 %
6.609 %
30.0 Yrs
JUMBO
FIXED
15-year jumbo
7.0 %
7.183 %
15.0 Yrs
JUMBO
FIXED
20-year jumbo
7.625 %
7.776 %
20.0 Yrs
VA
FIXED
15-year VA
5.5 %
5.989 %
15.0 Yrs
VA
FIXED
30-year VA
5.99 %
6.287 %
30.0 Yrs
FHA
FIXED
15-year FHA
5.25 %
6.108 %
15.0 Yrs
FHA
FIXED
30-year FHA
5.875 %
6.705 %
30.0 Yrs
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
New & used
5.74 % - 5.99 %
5 Yrs - 6 Yrs
Recreational
Large RV
7.99 %
15 Yrs
Recreational
Boat loan
7.99 %
15 Yrs
Recreational
Small RV/ATV
7.99 % - 8.24 %
5 Yrs - 6 Yrs

Introduction

Welcome to Mountain America, your trusted partner for financial growth and security. Located at 1155 W State St, Hurricane, UT 84737, our branch has been serving the community since 1936. With a proud history of helping members achieve their financial goals, we are committed to providing exceptional banking services tailored to your needs. At Mountain America, we believe in the power of community. As of now, we proudly serve over 1,295,749 members, all while managing total assets exceeding $20.2 billion. Our dedication to your financial well-being is evident in our diverse offerings, which include personal banking options such as checking and savings accounts, auto loans, mortgage financing, and even business banking solutions. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to the same address: 1155 W State St, Hurricane, UT 84737. Our team is led by CEO Sterling Nielsen and Board President Scott Burt, who are both committed to fostering an environment of trust and reliability. With a workforce of 3,426 employees, we're here to ensure that you receive personalized service every step of the way. We understand that financial decisions are important and sometimes daunting. That's why we're here to make banking easy and accessible for everyone. Whether you're looking to apply for a loan or simply want some advice on managing your finances better, our knowledgeable staff is ready to help. If you're curious about how we can assist you further or if you have any questions, don't hesitate to reach out! Call us at (435) 635-4475 or visit our website at www.macu.com for more information. Join us today and experience the difference with Mountain America where your financial future starts!

Branch History & Mission

Community Engagement

Mountain America is more than just a credit union; we are an active member of the Hurricane community. Our initiatives focus on giving back through various outreach programs and partnerships that uplift local organizations. We believe in investing not only in financial stability but also in the social fabric of our area.

Join Us!

We invite you to become part of our growing family at Mountain America. Experience firsthand how we prioritize your needs while supporting the broader community. Stop by our branch or visit us online at Mountain America for more information about membership options and services available. Together, let's build a prosperous future!

Our Mission

Our mission is simple yet powerful: to empower individuals and businesses by providing exceptional financial services while fostering a sense of belonging and community spirit. We strive to make banking accessible and straightforward for everyone. Whether you're looking for personal banking solutions like checking accounts or auto loans or need assistance with business financing, we're here to help. While members can visit us at 1155 W State St for all their banking needs, official correspondence should be sent to our mailing address at 1155 W State St, Hurricane, UT 84737 if it differs from this location.

Technological Advancements

In addition to traditional banking services, we embrace technology to enhance your experience with us. Our digital tools allow you to manage your finances conveniently through online and mobile banking platforms. You can access your accounts anytime, anywhere making financial management easier than ever.

Branch Location & Accessibility

Convenient Operating Hours

At Mountain America, we value your time. That's why we're open Monday through Friday from 9:00 AM to 6:00 PM. Whether you're stopping by to open an account or discuss a loan option, we're here during convenient hours that fit your schedule.

Easy Access and Parking

Finding us is simple! With ample parking available right outside our doors, you'll have no trouble accessing our services. We also prioritize accessibility, ensuring that everyone can visit us comfortably. Our branch features ADA-compliant entrances and ramps, making it easy for all members of our community to enjoy their banking experience.

Join Us!

We invite you to come by Mountain America today! If you have any questions or need assistance before your visit, feel free to call us at 435-635-4475. We're excited to help you achieve your financial goals!

Services Tailored for You

We offer a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to vehicle financing, mortgage loans, and even business banking services, we have something for everyone. Although we currently do not have ATM or drive-thru services available at this location, our friendly staff is always ready to assist you in person. While members can visit us at 1155 W State St Hurricane Ut 84737, official correspondence should be sent to our mailing address at the same location: 1155 W State St, Hurricane, UT 84737.

Member Eligibility

At Mountain America, we believe that joining our community is more than just opening an account; it's about becoming part of a family that supports your financial journey. If you live, work, or worship in the area, you're likely eligible to become a member. We welcome individuals from various backgrounds and walks of life, making sure everyone feels included and valued. Plus, as a member, you'll enjoy exclusive benefits such as competitive rates on loans and savings, personalized service, and access to a range of financial tools designed to help you thrive. Becoming a member at Mountain America is easy! All you need to do is visit us at 1155 W State St Hurricane Ut 84737 or give us a call at (435) 635-4475 for more information about the specific eligibility requirements. For detailed criteria and updates, feel free to check out our website at . We look forward to welcoming you into our community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $5,373 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $2,148,145,550, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to our competitive loan offerings, we provide robust merchant services tailored to meet your needs. Imagine having the ability to accept payments effortlessly whether in-store or online allowing you to focus on what you do best: serving your customers. Our services streamline transactions and enhance customer experiences, making it easier for you to manage your finances. Visit us at 1155 W State St, Hurricane, UT 84737, or call us at 435-635-4475 to learn more about how Mountain America can support your business banking needs!

Comprehensive List Of Services

Accessibility

While we do not have ATM services available at this location, our commitment remains strong in providing other means for cash withdrawal when needed. Our staff is always ready to assist you with any questions regarding transactions or account management. If you're ready to take the next step towards financial empowerment or simply want more information about our services, feel free to reach out at (435) 635-4475 or visit us at 0120 Hurricane State St today! Let us help you turn your financial dreams into reality!

Business Banking Solutions

For our members who are entrepreneurs or small business owners, we offer business banking solutions, including merchant services and business loans. These tools help streamline operations and fuel growth, enabling you to focus more on what matters running your business.

Credit Options

In addition to these services, we provide credit cards with rewards that give back as you spend. Imagine earning points for every purchase you make, which can then be redeemed for travel or cash back!

Digital Banking Features

Convenience is key in today's fast-paced world. That's why we've invested in robust online and mobile banking features. With these tools, managing your finances has never been easier. You can transfer money, pay bills, and even send money to friends with just a few taps on your smartphone.

Home Loans

Looking to buy a home or refinance your existing mortgage? Our mortgage loans and refinancing services are designed to simplify the process. We know that purchasing a home is one of the most significant decisions you'll ever make, and we're here to support you every step of the way.

Personal Banking Services

Starting with personal banking, we offer a variety of checking and savings accounts that cater to different lifestyles. Imagine having easy access to your funds while earning interest this is what our accounts provide. We understand that life can be unpredictable, so we also offer personal loans and debt consolidation options to help you manage expenses or consolidate multiple debts into one manageable payment.

Vehicle Financing

If you're in the market for a new vehicle, our auto loans and vehicle financing services can get you behind the wheel without breaking the bank. We work with you to find terms that suit your budget, ensuring that you drive away happy. You could be cruising around town in no time!

Digital & Online Banking

Mobile Banking Made Easy

For those who prefer managing their finances on the go, our mobile application provides all the functionality you need right in your pocket. Enjoy features like mobile payments for quick purchases and person-to-person transfers that make sending money to friends or family easier than ever. In today's fast-paced world, having reliable digital banking options is essential. At Mountain America, we strive to provide services that empower you to take control of your finances effortlessly while keeping everything secure. Join us in experiencing modern banking made simple!

Online Banking Services

With our user-friendly online banking system available at https://www.macu.com/, you can perform a variety of transactions with just a few clicks. Check your account balances, transfer funds, and pay bills without needing to visit a branch. Our 24/7 online banking services ensure that you have real-time access to your financial information whenever you need it.

Secure and Convenient Features

Security is our top priority. We utilize advanced measures to protect your personal information while ensuring that banking online is straightforward. With electronic signature authorization available, signing documents is as easy as a few taps on your device. Plus, you can opt for e-statements to keep track of your transactions without the clutter of paper statements.

Financial Strength

At Mountain America, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, trust in your financial institution is paramount. That's why we're committed to maintaining robust financial health and transparency. With a net worth of $1,866,422,746, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $920 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $6,145,617,325 in share certificates and $6,008,999,239 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $393,835,221, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. We believe in investing back into our community. With $1,845,749,365 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $285,235 in used auto loans and $16,366,923,635 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3,027 full-time employees and 399 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With net shares amounting to $180,378,688, we have the funds available for lending and investments. Our commitment to service is backed by a growing membership base with a total of 3,572,351 share accounts. This demonstrates the trust that our members place in us to manage their finances effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mountain America is your trusted partner. Visit us at 1155 W State St Hurricane Ut 84737 or call (435) 635-4475 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $4,936,086,560 in used vehicle loans and $1,444,883,578 in new vehicle loans already helping members get on the road. We provide flexible terms to suit your budget and lifestyle. Plus, if you're interested in refinancing, we can assist you with that too.

Commercial Loans

For business owners, our outstanding commercial loans totaling $2,148,145,550 provide the capital needed to grow and expand your business. We recognize the importance of supporting local entrepreneurs and are committed to offering tailored solutions that meet your business needs. At Mountain America, we pride ourselves on being more than just a financial institution; we are a partner in your journey towards financial stability and success. For more information about our loan offerings or if you have questions about eligibility options, feel free to reach out at (435) 635-4475 or visit us at 1155 W State St Hurricane Ut 84737 in Hurricane, UT. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $1,967,627,006, providing you with accessible pathways to secure a place you can call home. Whether you're a first-time buyer or looking to refinance your current mortgage, our team is here to guide you through every step.

Unsecured Credit Card Loans

Managing your finances just got easier with our flexible terms on unsecured credit card loans. With a total of $981,936,213 in loans available, we help members navigate their spending while maintaining control over their budgets. This option is perfect for those looking to consolidate debt or cover unexpected expenses.

Loan Aggregator

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