Mountain America Credit Union Herriman UT: Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Mountain America! Located at 13389 S Rosecrest Rd, Herriman, UT 84096, our branch is proud to serve a vibrant community of over 1,295,749 members. Established in 1936, we have grown alongside our members, offering a trusted place for all your financial needs. Whether you're looking to save for the future or obtain a loan, we're here to help you every step of the way. As part of our commitment to provide top-notch service, we currently manage total assets of $20,276,595,321 and hold total deposits of $2,498,647,369. With a net worth of $1,866,422,746, we ensure that your money is safe and sound with us. Our dedicated team of 3,426 employees is always ready to assist you with personalized banking solutions tailored just for you. While members can visit us at 13389 S Rosecrest Rd, official correspondence should be sent to 13389 S Rosecrest Rd, Herriman, UT 84096-6789. We believe in transparency and are excited to share that we have facilitated over 1,010,477 loans and leases to empower our members' dreams. Under the leadership of CEO Sterling Nielsen and Board President Scott Burt, Mountain America remains committed to enhancing the financial well-being of our community. We invite you to explore our wide range of services from personal banking and auto loans to business banking solutions all designed with your needs in mind. Ready to take the next step? Don't hesitate to reach out! Call us at 801-253-6630 or visit our website at Mountain America for more information. Your financial journey starts here!

Branch History & Mission

Mountain America has a rich history that stretches back to its founding in 1936. Since then, we have grown into a trusted financial institution serving the vibrant community of Herriman, Utah. Located at 13389 S Rosecrest Rd, our branch has become a familiar landmark where members can rely on us for their financial needs. Over the years, Mountain America has achieved remarkable milestones, including reaching a total membership of over 1.2 million and accumulating total assets of approximately $20.3 billion. This growth reflects our commitment to providing high-quality financial services while fostering strong relationships within our community. Our mission is simple yet impactful: to empower individuals and businesses by providing accessible financial solutions that enhance their lives. We believe in putting our members first, offering a range of services from personal banking and auto loans to business financing and credit cards with rewards. We strive to ensure that every interaction is positive and tailored to meet the unique needs of each member. While members can visit us at our branch location in Herriman, official correspondence should be sent to our mailing address at 13389 S Rosecrest Rd, Herriman, UT 84096-6789. Our operating hours are Monday through Friday from 9:00 AM to 6:00 PM, making it convenient for you to drop by when it suits you. At Mountain America, we embrace technology with features like online banking and mobile payments to make managing your finances easier than ever. Our commitment extends beyond just banking; we actively engage in community outreach efforts and partnerships that uplift those around us. Join us at Mountain America, where you'll find not just a credit union but a supportive community partner dedicated to helping you achieve your financial goals. Experience the difference today! For more information or assistance, give us a call at 801-253-6630 or visit our website at www.macu.com.

Branch Location & Accessibility

A Friendly Call to Action

We invite you to stop by and explore the variety of services we offer from personal banking options like checking and savings accounts to auto loans and mortgage refinancing. If you have any questions or would like assistance before your visit, feel free to give us a call at 801-253-6630. At Mountain America, we look forward to supporting your financial journey!

Convenient Access and Services

At Mountain America, we prioritize your convenience. Our branch offers ample parking and is designed with accessibility in mind, ensuring all members can visit us comfortably. While our location may not have an ATM or drive-thru service, our friendly staff is ready to assist you inside during our operating hours from Monday to Friday, 9:00 AM to 6:00 PM. If you need to send official correspondence, please note that while you can visit us at our branch address, you may also reach us through our mailing address at 13389 S Rosecrest Rd, Herriman, UT 84096-6789.

Member Eligibility

At Mountain America, we believe that becoming a member means joining a family that supports your financial goals. If you're looking to be part of our community, you'll be happy to know that membership is open to a wide range of individuals. Typically, anyone who lives, works, worships, or attends school in the areas we serve can become a member. This means that whether you're a long-time resident or just starting out in Herriman, you are welcome here! Plus, our members enjoy numerous benefits like competitive rates on loans and savings accounts, personalized service, and access to financial education resources. Ready to take the next step? Opening an account at Mountain America is straightforward. You can visit us at 13389 S Rosecrest Rd Herriman Ut 84096 or give us a call at (801) 253-6630 for more information. To check the most up-to-date eligibility criteria and learn how easy it is to join us, don't forget to visit our website at . We can't wait to welcome you into our community!

Business Banking & Commercial Services

Merchant Services that Make a Difference

Imagine running your business smoothly while effortlessly handling customer transactions. Our merchant services simplify payment processing, allowing you to focus on what matters most growing your business. From point-of-sale systems to online payment options, we offer tools that enhance efficiency and customer satisfaction. Located at 13389 S Rosecrest Rd Herriman Ut 84096, Herriman, UT, our dedicated team is here to guide you through every step of your financial journey. Reach out today at (801) 253-6630 to discover how we can support your business goals!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $5,373 in commercial loans for our members, helping businesses scale and succeed. This means more opportunities for local ventures to hire employees, expand operations, and contribute to the community's economic vitality. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $2,148,145,550, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Looking to purchase a new car? Our auto loans and vehicle financing options are here to help. We offer competitive rates that make it easier for you to drive away in the vehicle of your dreams. Plus, our friendly staff can guide you through the process, ensuring you understand all your options.

Business Banking

For entrepreneurs and business owners, we offer business banking services including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we have the tools and resources necessary to support your growth.

Credit Cards with Rewards

Our credit cards not only provide the purchasing power you need but also come with rewards that benefit you every time you use them. Enjoy cashback on purchases or points that can be redeemed for travel and gifts it's like earning while you spend!

Mortgage Loans & Refinancing

Buying a home is one of the biggest decisions you'll ever make. At Mountain America, we provide mortgage loans that cater to first-time buyers as well as those looking to refinance their existing homes. Our team will work closely with you to find a mortgage solution that fits your budget and needs.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why Mountain America provides robust online and mobile banking services. With features like mobile payments and person-to-person transfers, managing your finances has never been easier or more accessible. At Mountain America, we're committed to providing exceptional service and a wide range of financial products designed with your needs in mind. Visit us today or check out our website at www.macu.com to learn more about how we can assist you in achieving financial wellness!

Personal Banking

We understand that managing your finances can sometimes feel overwhelming. That's why we offer personal banking solutions that include checking and savings accounts designed to fit your lifestyle. Imagine having easy access to your funds with online and mobile banking, allowing you to manage your accounts anytime, anywhere. Whether you're saving for a vacation or planning for future expenses, our accounts make it simple and convenient.

Personal Loans & Debt Consolidation

Life can be unpredictable, and sometimes you need extra funds for unexpected expenses. Our personal loans can help cover those costs while also offering options for debt consolidation. This service allows you to combine multiple debts into one manageable payment, making it easier to stay on top of your finances.

Digital & Online Banking

Convenient Access Anytime, Anywhere

With our 24/7 online banking services, you can access your accounts whenever you need to. Check your balance, pay bills, and transfer funds effortlessly all from the comfort of your home or while you're out and about. Visit us at https://www.macu.com/ to explore all that our digital banking has to offer.

Manage Your Finances on the Go

Take advantage of our mobile application for even greater convenience. With features like mobile payments, you can make purchases directly from your phone without needing cash or cards. Everything is designed with user-friendliness in mind, so you can navigate your finances effortlessly. At Mountain America, we're committed to providing accessible and efficient banking solutions tailored for your needs. Join us today and experience how simple managing your money can be!

Secure Transactions Made Simple

Your security is our top priority. We provide features like electronic signature authorization to ensure that your transactions are safe and secure. Plus, with person-to-person transfers, sending money to friends or family is just a few taps away, making it easier than ever to handle payments without hassle.

Stay Updated with E-Statements

Gone are the days of waiting for paper statements in the mail. Our e-statements are available for you to view anytime, helping you stay organized and reduce clutter. You'll get instant access to your financial information right when you need it.

Financial Strength

Commitment to Growth

With $1,845,749,365 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $285,235 in used auto loans and $16,366,923,635 in total loans and leases.

Growing Member Base

Total Share and Deposit Accounts stand at 3,572,351, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $180,378,688. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mountain America is your trusted partner. Visit us at 13389 S Rosecrest Rd Herriman Ut 84096 or call (801) 253-6630 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $6,145,617,325 in share certificates and $6,008,999,239 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $393,835,221, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3,027 full-time employees and 399 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Foundation

With a net worth of $1,866,422,746, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $920 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $4,936,086,560 in used vehicle loans and $1,444,883,578 in new vehicle loans already helping members get on the road. We also provide flexible refinancing options, making it easier than ever to lower your monthly payments or adjust your loan term.

Business Loans

For business owners, our outstanding commercial loans totaling $2,148,145,550 provide the capital needed to grow and expand. We're committed to supporting local businesses and helping them thrive in our community. At Mountain America, located at 13389 S Rosecrest Rd Herriman Ut 84096, Herriman, UT, we're dedicated to providing personalized service and support. If you have questions about any of our loan offerings or need assistance finding the right fit for your needs, please call us at (801) 253-6630. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us partner with you on your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,967,627,006, make buying or refinancing simple. We're here to help guide you through the process, ensuring you find the right loan for your situation.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. That's why we offer flexible terms on unsecured credit card loans, with a total of $981,936,213 in loans helping members manage their finances effectively. These cards come with competitive rates and rewards that fit your lifestyle.

Loan Aggregator

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means users can trust that the offers displayed are fair and transparent. Every loan listed has been verified, helping to eliminate confusion and uncertainty.

Key Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness and reliability of this tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*