Mountain America Credit Union Heber City UT: Affordable Auto Loans & Mortgage Refinancing

Introduction

Welcome to Mountain America, your trusted partner in financial services, located at 635 S Main St, Heber City, UT 84032. Established in 1936, we have grown into a cornerstone of the community, proudly serving over 1,295,749 members with a commitment to providing personalized banking solutions tailored to your needs. At Mountain America, we understand that every member's journey is unique. That's why we offer a wide range of services from checking and savings accounts to auto loans, mortgages, and business banking solutions. With total assets exceeding $20.28 billion and total deposits of $2.50 billion, our strength lies not just in our financials but in our dedication to supporting you and helping you achieve your financial goals. Led by our CEO, Sterling Nielsen, and Board President, Scott Burt, our team of over 3,426 employees is here to ensure that you receive the best service possible. We are proud of our solid foundation built on trust, reliability, and community involvement. While members can visit us at our Heber City branch for all their banking needs, official correspondence should be sent to the same address: 635 S Main St, Heber City, UT 84032. Whether you're looking for competitive loan options or convenient online banking services, we invite you to explore what Mountain America has to offer. Reach out to us at (435) 657-2282 or visit our website at www.macu.com for more information. Your financial success is just a conversation away!

Branch History & Mission

Welcome to the heart of Heber City, where Mountain America has proudly served our community since 1936. Located at 635 S Main St, this branch has become a vital part of the local landscape, offering personal and business banking services that truly make a difference in the lives of our members. Over the years, we have grown alongside our community, expanding our services and reach to meet the needs of more than 1.29 million members across the nation. Our mission is simple yet powerful: to enhance the financial well-being of our members while contributing positively to the community. We believe that everyone deserves access to reliable financial services and support. This commitment drives us to provide a wide range of offerings, including checking and savings accounts, auto loans, mortgages, personal loans, credit cards with rewards, and business banking solutions. As we look back on our history, we celebrate milestones that reflect our dedication to innovation and service. Our branch has continuously adapted to technological advancements while maintaining a strong focus on member satisfaction. Today, we offer online and mobile banking for ease and convenience. Members can access their accounts anytime and anywhere, making banking simpler than ever. At Mountain America in Heber City, we are not just about finances; we are about building relationships. We partner with local organizations to support various outreach efforts aimed at improving community well-being. Whether it's sponsoring local events or providing financial education workshops, we strive to make a positive impact beyond banking. While you can visit us at 635 S Main St for all your banking needs during our operating hours from Monday to Friday, 9:00 AM to 6:00 PM, official correspondence should be sent to the same address as our mailing address 635 S Main St, Heber City, UT 84032. Join us at Mountain America Credit Union today! Experience firsthand how we can help you achieve your financial goals while being an active participant in our vibrant community. Together, let's build a brighter financial future! For more information or assistance, please call us at 435-657-2282 or visit our website at Mountain America.

Branch Location & Accessibility

Accessibility Features

We prioritize accessibility for all members. Our branch complies with ADA standards and features ramps for easy access. Ample parking is available nearby, ensuring that everyone can visit us without hassle.

Call-to-Action

We invite you to come by and explore all that Mountain America has to offer! Whether you're a long-time member or new to our credit union family, we look forward to welcoming you into our Heber City branch soon!

Services Offered

At Mountain America, we offer a range of services tailored to meet your financial goals. Whether you're looking for personal banking options like checking and savings accounts or considering an auto loan or mortgage refinancing, our friendly staff is ready to assist you every step of the way. We also provide online and mobile banking solutions for those who prefer managing their finances on-the-go. Although we currently do not have ATM availability or drive-thru banking at this location, our commitment to personalized service means you'll always receive the attention you deserve when visiting us in person.

Member Eligibility

At Mountain America, we believe that everyone deserves a chance to be part of a caring and supportive community. Becoming a member is easy, and we welcome individuals who live, work, or worship in the area. If you have family members already with us, you're also eligible! Being part of our credit union means access to fantastic financial products and services tailored just for you. To find out more about the specific eligibility requirements, check out our detailed information [here](). Opening an account is just as simple give us a call at (435) 657-2282 or stop by our branch located at 635 S Main St Heber City Ut 84032 during our friendly operating hours, Monday through Friday from 9:00 AM to 6:00 PM. We can't wait to help you start your journey with us at Mountain America!

Business Banking & Commercial Services

Commercial Loans to Fuel Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $5,373 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $2,148,145,550, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Transactions

Imagine your customers easily paying for goods and services at your location this is where our merchant services come into play. By offering reliable payment processing options, we help you streamline sales and enhance customer satisfaction. With secure payment solutions tailored for your business, managing transactions becomes hassle-free. Located at 635 S Main St Heber City Ut 84032 in Heber City, UT, we invite you to visit us or call us at (435) 657-2282 to learn more about how our business banking solutions can empower your success!

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and small business owners in our community, business banking services at Mountain America include everything from merchant services that facilitate transactions to tailored business loans designed to fuel growth. We're committed to supporting local businesses because we believe in building strong communities.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking features which allow you to manage your accounts anytime, anywhere. Whether it's checking balances, transferring funds, or paying bills, our digital solutions are designed with you in mind. Although we do not have ATM or drive-thru services at this location, our commitment remains steadfast: ensuring that all members have easy access to their finances through technology.

Credit Cards with Rewards

Additionally, we have credit cards with rewards programs that allow you to earn points for every dollar spent. Use those points towards travel, merchandise, or even cashback whichever suits your lifestyle best!

Get In Touch

If you're ready to explore these services further or have any questions about how Mountain America can assist you in achieving your financial goals, don't hesitate to reach out! Call us at (435) 657-2282, or visit us at our branch located at 635 S Main St Heber City Ut 84032 in beautiful Heber City, UT. We look forward to welcoming you into our family!

Home Financing Made Easy

If homeownership is on your mind, our mortgage loans and refinancing options are here to assist you every step of the way. We recognize that buying a home is one of the biggest decisions you'll make, and our team is ready to guide you through the process with personalized service tailored to your needs.

Personal Banking Solutions

Starting with personal banking, we offer checking and savings accounts that help you manage your money effectively. Imagine having a secure place for your funds while earning interest on your savings. Our accounts come with features designed for everyday use and ease of access through our online and mobile banking platforms. When it comes to purchasing a new car, our auto loans and vehicle financing options provide competitive rates and flexible terms, making it easier for you to hit the road without breaking the bank. We understand that life can throw unexpected expenses your way; that's why we also offer personal loans and debt consolidation services. These options can help simplify your finances by combining multiple debts into one manageable payment.

Digital & Online Banking

Key Features

With our online banking service, you can enjoy features like electronic signature authorization, which allows you to sign documents electronically saving you time and hassle. You can also opt for e-statements, helping you keep track of your financial activities without the clutter of paper statements. Plus, with our mobile application available for download, managing your account is even easier. Need to send money to a friend? Our person-to-person transfer feature allows for quick and easy payments right from your phone. And if you're on the go, don't forget about our mobile payments option paying for things has never been more convenient.

Security and Ease of Use

We prioritize your security with robust protections in place to safeguard your information. Our online banking platform is user-friendly, so whether you're tech-savvy or just getting started with digital banking, you'll find it easy to navigate and manage your accounts in real-time. At Mountain America, we're committed to making your banking experience simple and efficient, allowing you to focus on what truly matters in your life. Experience the ease of modern banking today!

Financial Strength

Commitment to Growth

With $1,845,749,365 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We support your financial goals with $285,235 in used auto loans and $16,366,923,635 in total loans and leases available for various sectors. Our commitment to operational efficiency is evident as shown by our $0, enabling us to provide competitive loan rates and solid financial products for our members.

Dedicated Team

We take pride in having 3,027 full-time employees and 399 part-time employees who are always ready to serve you with a knowledgeable, committed team. Total Share Accounts: 3,572,351, show a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mountain America is your trusted partner. Visit us at 635 S Main St Heber City Ut 84032 or call (435) 657-2282 to learn more about how we can help you achieve your financial goals.

Secure Savings Opportunities

Members' savings are secured through $6,145,617,325 in share certificates and $6,008,999,239 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $393,835,221, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $1,866,422,746, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $920 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Financing Options

For those interested in business financing or expanding operations, our outstanding commercial loans total $2,148,145,550, providing essential capital for growth. Furthermore, if you're considering refinancing your current loans or exploring eligibility options for any of our products, we encourage you to contact us for personalized assistance. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Mountain America in Heber City, we are committed to providing transparent lending solutions tailored to meet your needs because your financial success is our priority!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have issued over $5,704,700 in total auto loans, with $1,444,883,578 dedicated to new vehicle loans and $4,936,086,560 for used vehicles. This means that whether you're buying new or pre-owned, we have competitive options available for you.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $1,967,627,006, making buying or refinancing simple. We prioritize helping our members navigate the process of securing a mortgage that fits their unique situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $981,936,213 in loans helping members manage their finances effectively, these cards are designed to provide you with purchasing power when you need it most.

Loan Aggregator

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