Mountain America Credit Union Farmington UT: Affordable Auto Loans & Personal Banking

Introduction

Welcome to Mountain America, your trusted financial partner located at 495 N Station Pkwy, Farmington, UT 84025. Since our establishment in 1936, we have dedicated ourselves to serving our community with integrity and care. With a strong membership base of 1,295,749, we're not just a credit union; we're a family committed to supporting your financial journey. At Mountain America, we take pride in managing total assets of over $20.28 billion, and our members can rest easy knowing their deposits are secure, amounting to $2,498,647,369. Our net worth stands at an impressive $1,866,422,746, reflecting our solid financial foundation and commitment to stability. We understand that life can be unpredictable. That's why we offer a range of services tailored to meet your needs from personal banking options like checking and savings accounts to auto loans and mortgages. In total, we've facilitated 1,010,477 loans and leases for our members each one designed to help you achieve your goals. Under the leadership of our CEO Sterling Nielsen and Board President Scott Burt, Mountain America remains dedicated to providing excellent service while fostering a welcoming environment. Our team of 3,426 employees is here to assist you with all your banking needs. While you can visit us directly at our branch location for any inquiries or transactions during our lobby hours from Monday through Friday from 9:00 AM to 6:00 PM, official correspondence should be sent to our mailing address at 495 North Station Parkway, Farmington, UT 84025. Join us today and experience the difference that comes from being part of a community-focused credit union. For more information or assistance, don't hesitate to call us at 385-489-6081 or visit our website at Mountain America. Together, let's build a brighter financial future!

Branch History & Mission

At Mountain America, our story began in 1936, rooted in a vision to provide financial support and services tailored to the community. Since then, we have grown into a trusted partner for nearly 1.3 million members, all while staying true to our mission of helping people achieve their financial dreams. Located at 495 N Station Pkwy, Farmington, UT 84025, our branch is easily accessible for those in the heart of Farmington. As you enter, you'll be welcomed by a dedicated team ready to assist you with your financial needs. We invite you to visit us during our operating hours from Monday to Friday, 9:00 AM to 6:00 PM. Over the decades, Mountain America has embraced changes and advancements to better serve our members. From offering traditional banking services like checking and savings accounts to providing modern conveniences such as online and mobile banking, we strive to make banking easy and accessible for everyone. While we currently do not have ATM facilities or drive-thru service at this location, our commitment to customer service remains strong. Our mission extends beyond mere financial transactions; it's about community impact. We actively engage in local outreach efforts, ensuring that we contribute positively to the neighborhoods we serve. Whether through financial education programs or partnerships with local organizations, we aim to uplift our community while providing robust financial services. With total assets exceeding $20 billion, we are proud of our growth and stability. Our focus on fostering long-term relationships allows us to understand the unique needs of each member and offer personalized solutions be it auto loans, mortgages, or credit card services with rewards. While members can visit us at 495 N Station Pkwy, official correspondence should be sent to 495 North Station Parkway, Farmington, UT 84025 if different from the branch address. If you're looking for a credit union that combines rich history with a forward-thinking approach, look no further than Mountain America. Join us today and experience firsthand the benefits of membership. Together, let's build a brighter financial future! For more information or inquiries, please call us at 385-489-6081 or visit our website.

Branch Location & Accessibility

A Convenient Hub for Your Banking Needs

Our branch offers friendly service and a welcoming environment. While members can visit us at 495 N Station Pkwy, official correspondence should be sent to our mailing address at 495 North Station Parkway, Farmington, UT 84025. We take pride in ensuring our location is accessible for everyone. With ADA-compliant features and convenient parking available, you can visit us with ease.

Operating Hours That Fit Your Schedule

We understand that life can get busy! That's why we're open Monday through Friday from 9:00 AM to 6:00 PM, giving you plenty of opportunities to stop by when it works best for you. Although we currently do not have ATM or drive-thru services available, our dedicated staff is ready to assist you inside the branch.

Services Tailored Just for You

At Mountain America, we offer a range of services designed to meet your financial needs. From personal banking options like checking and savings accounts to vehicle financing and mortgage loans, we've got you covered. Our team is here to help with credit card rewards and business banking solutions too. Plus, enjoy the convenience of online and mobile banking whenever you need it! We invite you to visit us at our Farmington branch or give us a call at 385-489-6081. We look forward to serving you soon!

Member Eligibility

Joining the Mountain America community means becoming part of a caring family dedicated to your financial well-being. To become a member at our Farmington branch, located at 495 N Station Pkwy, it's simple! If you live, work, or worship in the areas we serve, you're likely eligible for membership. We welcome individuals from diverse backgrounds and offer various services tailored to meet your needs. For specific eligibility details, feel free to check out this resource: Eligibility Criteria. Opening an account with us is just as easy as becoming a member. Our friendly team is ready to help you through the process and answer any questions you might have. You can reach us at 385-489-6081 during our convenient operating hours, Monday through Friday from 9 AM to 6 PM. Don't hesitate to take that first step towards financial empowerment join us today at Mountain America!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $5,373 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $2,148,145,550, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services provide practical solutions that make running your business easier. Picture processing payments seamlessly with tools that integrate into your daily operations. Whether you need point-of-sale systems or online payment options, we ensure you have what it takes to serve your customers efficiently. Located at 495 N Station Pkwy Farmington Ut 84025 in Farmington, UT, we invite you to explore how our business banking services can empower you. For more information, call us at (385) 489-6081 or visit our website. Let's work together to bring your business aspirations to life!

Comprehensive List Of Services

Business Banking Services

For our business members, we have tailored services under Business Banking, including Merchant Services and Business Loans. We know how important it is for businesses to have access to reliable financial tools, so we've designed solutions that cater specifically to business needs.

Digital Banking Convenience

We also prioritize convenience through our robust Online & Mobile Banking features. With easy access via our website and mobile app, you can manage your accounts anytime, anywhere. This includes making transfers, paying bills, and checking balances all from the comfort of your home or on the go. While visiting us at 0148 Farmington Station Pkwy, you'll find that our commitment goes beyond just traditional banking services; we also offer ATM & Cash Withdrawal Services for those times when cash is needed quickly. Ready to experience all that Mountain America has to offer? Call us at (385) 489-6081 or visit us today! Let us help you achieve your financial goals with ease and confidence.

Home Financing Made Easy

Looking to buy your dream home? Our Mortgage Loans & Refinancing services take the stress out of home buying. We work closely with you throughout the process, ensuring that you understand your options and get the best deal possible. And if you're considering refinancing your current mortgage, we can help you explore how this might lower your monthly payments or free up cash for other needs.

Personal Banking Solutions

We understand that managing your everyday finances is essential. That's why we offer Personal Banking options, including both checking and savings accounts. These accounts are perfect for anyone looking to manage their money effectively while saving for future goals. Imagine being able to set aside funds for a vacation or unexpected expenses our savings accounts make this simple and rewarding. When it comes to financing, our Auto Loans & Vehicle Financing solutions help turn your dreams into reality. Whether you're purchasing a new car or refinancing an existing loan, we provide competitive rates and flexible terms tailored just for you.

Rewarding Credit Options

In addition to loans, we offer Credit Cards with Rewards that allow you to earn points on everyday purchases. Imagine earning rewards just by using your card for groceries or gas it's a great way to save on future expenses!

Support for Personal Projects

For those unexpected expenses or personal projects, our Personal Loans & Debt Consolidation options are here to assist. Whether it's consolidating debt or funding a special purchase, we aim to provide solutions that fit your life and budget.

Digital & Online Banking

Key Services

One of the standout features is our 24/7 Online Banking service, which allows you to check balances, pay bills, and transfer money at any time. Whether you're at home or on the go, managing your account is straightforward with our user-friendly platform available at https://www.macu.com/. For those who prefer managing finances through their smartphones, our Mobile Application makes banking even easier. You can deposit checks, set up alerts for transactions, and use Mobile Payments to make purchases quickly and securely. Plus, with options like Person-to-Person Transfers, sending money to friends or family has never been simpler.

Security and Accessibility

Security is a top priority at Mountain America. We offer Electronic Signature Authorization, ensuring that your transactions are safe and secure. You can also opt for E-Statements, which not only reduce paper waste but also provide you with easy access to your financial records whenever you need them. With all these services combined, you have real-time control over your finances right in your pocket. Our goal is to empower you with tools that make banking easy while keeping your information protected. Experience the future of banking today! Visit us online at https://www.macu.com/ and discover how our digital services can enhance your financial journey.

Financial Strength

A Solid Foundation

With a net worth of $1,866,422,746, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $920 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growing Together

With net shares amounting to $180,378,688, we maintain ample funds available for lending and investments. Our strong member base is evident with 3,572,351 total share accounts that showcase the trust our members have placed in us. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mountain America is your trusted partner. Visit us at 495 N Station Pkwy Farmington Ut 84025 or call (385) 489-6081 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Your savings are secure with us. We proudly hold $6,145,617,325 in share certificates and $6,008,999,239 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $393,835,221, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operations reflect our dedication to efficiency with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3,027 full-time employees and 399 part-time employees who are always ready to assist you with knowledgeable support.

Reinvestment for Growth

Our commitment to serving you goes beyond just numbers. With $1,845,749,365 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We have supported our community with $285,235 in used auto loans and a total of $16,366,923,635 in loans and leases, empowering you to achieve your financial goals across various sectors.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $4,936,086,560 in used vehicle loans and $1,444,883,578 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to make financing your vehicle as easy as possible.

Business Financing

For business owners, our outstanding commercial loans totaling $2,148,145,550 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance an existing one, we have financial solutions that can support your business aspirations. At Mountain America, we're dedicated to providing personalized service and expert advice. Our knowledgeable staff is ready to discuss eligibility options and help you find the right loan product that meets your unique situation. For more information about our loan offerings or to get started on your application, please contact us at (385) 489-6081 or visit us online at https://www.macu.com/. Remember, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,967,627,006, make buying or refinancing simple. We're committed to making the home buying process smooth and straightforward. If you're interested in refinancing your existing mortgage, our team can assist with that too.

Unsecured Credit Card Loans

Managing finances effectively is crucial, and we also offer flexible terms on unsecured credit card loans. With a total of $981,936,213 in loans helping members navigate their financial journeys, our credit cards come with rewards that can benefit your everyday spending.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This powerful tool is designed to help users navigate the often confusing landscape of loan offerings with clarity and ease. LendMesh ensures accurate loan comparisons by sourcing its data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to using verified data means users can trust that they are looking at fair and transparent offers. One of the standout features of LendMesh is its dedication to transparency. All loan offers come from legitimate financial institutions, ensuring that users receive verified data for their comparisons. Additionally, LendMesh does not engage in sponsored listings; lenders are not prioritized based on paid promotions. Instead, the focus remains on providing unbiased results that empower users to make informed decisions. With real-time rate comparisons available from multiple institutions, LendMesh allows users to find the best loan options without delays. The platform's up-to-date information helps individuals feel confident as they explore their financial choices. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight how LendMesh serves as a valuable resource for borrowers seeking favorable terms. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.