Type of Loan Offerings
Home Equity Loans
Mortgage Loans
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Vehicle Loans
Introduction
Welcome to Mountain America, your trusted partner in financial well-being! Located at 12221 S State St, Draper, UT 84020, our branch has been serving the community since 1936. With a commitment to your financial success, we proudly support over 1,295,749 members with personalized services that cater to their unique needs. At Mountain America, we understand that financial choices can be overwhelming. That's why our experienced team is dedicated to providing clear guidance and support every step of the way. With total assets exceeding $20.28 billion and total deposits reaching $2.50 billion, you can trust us to keep your money safe while helping you achieve your goals. Our offerings range from checking and savings accounts to auto loans, mortgages, and business banking solutions. With a robust loan portfolio totaling 1,010,477, we are here to help you secure financing when you need it most. Led by CEO Sterling Nielsen and Board President Scott Burt, our team of over 3,426 employees is passionate about making a positive impact in our community. We pride ourselves on being more than just a financial institution; we're a part of your journey toward financial empowerment. While members can visit us at our branch for any inquiries or assistance, official correspondence should be sent to our mailing address: 12221 S State St, Draper, UT 84020-7023. Ready to take control of your finances? We invite you to reach out at 801-571-4966 or visit us online at Mountain America for more information on how we can assist you today!
Branch History & Mission
A Rich Legacy
From the very start, Mountain America was built on the principles of cooperation and mutual support. Established to meet the financial needs of local families and businesses, we have steadily expanded our services while maintaining a strong focus on member satisfaction. With assets now totaling over $20 billion, we are committed to offering competitive rates and diverse financial products tailored to help our members achieve their dreams. Over the years, Mountain America has made significant strides in enhancing service delivery. We embraced digital advancements early on, ensuring members have access to convenient online banking and mobile payment options. This commitment to innovation reflects our understanding of modern banking needs while preserving our roots in community-oriented service.
Connect with Us
While you can visit us at 12221 S State St, Draper, official correspondence should be directed to 12221 S State St, Draper, UT 84020-7023 if different. Our doors are open Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 2:00 PM. Although we currently do not offer ATM or drive-thru services at this branch, our team is always ready to assist you with personalized service that puts your needs first. Join us at Mountain America and experience firsthand how we can support your financial goals while being an active part of your community. Let's build a brighter future together! For more information or assistance, feel free to reach out at 801-571-4966 or explore our website at Mountain America.
Our Mission
At Mountain America, our mission goes beyond just providing financial services; we aim to uplift our community. We believe in empowering individuals through education and support, helping them navigate their financial journeys with confidence. Whether it's securing an auto loan for a first car or guiding a family through mortgage financing, our goal is to foster growth and stability. We actively engage with local organizations and initiatives that strengthen our neighborhoods. Our outreach programs reflect this dedication whether it's hosting financial literacy workshops or supporting local charities, we strive to make a positive impact.
Branch Location & Accessibility
Welcome to the Mountain America branch located at 12221 S State St in Draper, Utah! Our location is designed with your convenience in mind, making it easy for you to access all of our financial services right in the heart of Draper. We're just a short drive from popular spots like the Draper Park and The Living Planet Aquarium, which makes us an ideal stop during your errands or a fun family day out. At Mountain America, we prioritize accessibility for all our members. Our branch is fully ADA compliant, featuring ramps and accessible parking spaces so everyone can enjoy a comfortable visit. If you're looking for a quick banking solution, please note that while we do not have ATM services on-site or drive-thru banking, our friendly staff is always ready to assist you inside. For those who need to get things done during busy hours, we are open Monday through Friday from 9:00 AM to 6:00 PM and on Saturdays from 9:00 AM to 2:00 PM. Feel free to drop by whenever it's convenient for you! If you have questions or need assistance before your visit, don't hesitate to give us a call at 801-571-4966. While members can visit us at our branch address, official correspondence should be sent to the same mailing address: 12221 S State St, Draper, UT 84020-7023. We invite you to explore our wide range of services from personal banking options like checking and savings accounts to loans for vehicles and mortgages. At Mountain America, we're here to support your financial journey every step of the way. We look forward to welcoming you soon!
Member Eligibility
At Mountain America, we believe that becoming a member is like joining a close-knit community where your financial needs are understood and prioritized. If you're looking to join us at our convenient location at 12221 S State St Draper Ut 84020, we welcome individuals who live, work, or attend school in the areas we serve. Membership is open to those who share our values of community support and financial well-being. For specific eligibility criteria, you can find all the details you need by visiting . Joining is straightforward and designed with you in mind. Once you meet the eligibility requirements, opening an account is just a few easy steps away. Our team is ready to assist you through the process, ensuring everything feels personal and welcoming. To start your journey with us or if you have any questions, feel free to give us a call at (801) 571-4966. We're excited to help you take this important step towards better financial health!
Business Banking & Commercial Services
Business Loan Options
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $5,373 in commercial loans for our members, helping businesses scale and succeed. This funding has been instrumental for many local entrepreneurs who needed the right support at the right time.
Merchant Services
Additionally, we offer comprehensive merchant services designed to streamline your operations. Imagine running a busy café where customers expect quick and easy payment options. Our merchant services allow you to accept various payment methods effortlessly, enhancing customer satisfaction while keeping your cash flow steady. With an outstanding commercial loan portfolio of $2,148,145,550, we continue to drive economic growth by financing new and expanding businesses in our community. At Mountain America, located at 12221 S State St Draper Ut 84020 in Draper, UT, we're dedicated to being your partner in success. For more information, give us a call at (801) 571-4966 or visit us online!
Comprehensive List Of Services
Additional Services
While these highlight some of our main offerings, we also provide ATM services for cash withdrawals ensuring that access to your funds is never far away. At Mountain America, we're dedicated to enhancing your financial experience with accessible solutions tailored specifically for you. If you're ready to explore how we can assist in meeting your financial needs or if you have any questions about our services, don't hesitate to reach out! Call us at (801) 571-4966 or visit us at 12221 S State St Draper Ut 84020 in Draper, UT. Your financial journey starts here!
Auto Loans & Vehicle Financing
Are you in the market for a new car? Our Auto Loans and Vehicle Financing make it easier than ever to get behind the wheel of your dream vehicle. With competitive rates and flexible terms, we can help make your next car purchase smooth and affordable. Imagine cruising down the road with confidence, knowing you've secured a great deal!
Business Banking
For entrepreneurs and business owners, we offer robust Business Banking solutions, including Merchant Services and Business Loans. Whether you're starting a new venture or expanding an existing one, our financial products can provide the support you need to thrive in today's competitive market.
Credit Cards with Rewards
With our Credit Cards featuring Rewards, every purchase brings you closer to exciting rewards! From cash back on groceries to travel points for your next getaway, our cards are designed with benefits that suit your lifestyle. It's like earning while you spend!
Mortgage Loans & Refinancing
Buying a home is one of the biggest investments you'll make. That's why we offer Mortgage Loans and Refinancing options that are designed to fit your budget and lifestyle. Whether you're purchasing your first home or looking to refinance an existing mortgage, our dedicated staff will guide you through every step of the process.
Online & Mobile Banking
In this digital age, convenience is key. That's why we proudly provide Online and Mobile Banking features that allow you to manage your accounts anytime, anywhere. You can easily check balances, pay bills, transfer funds, and even make person-to-person payments all from the palm of your hand.
Personal Banking
When it comes to personal banking, we offer a variety of options tailored just for you. Our Checking and Savings Accounts provide safe and easy ways to manage your day-to-day finances while earning interest. Whether you're looking to save for a dream vacation or simply want a reliable account for everyday expenses, we've got you covered.
Personal Loans & Debt Consolidation
If you're facing unexpected expenses or need assistance managing debt, our Personal Loans and Debt Consolidation services can help lighten the load. Picture consolidating multiple payments into one manageable monthly installment, making it easier for you to regain control over your finances.
Digital & Online Banking
At Mountain America, we understand that your time is valuable, which is why our digital and online banking services are designed to offer you convenience and security. Whether you're at home or on the go, managing your finances has never been easier. With our robust online banking platform available at https://www.macu.com/, you can access your accounts 24/7. This means you can check balances, pay bills, and transfer money anytime you need to. Plus, if you're busy and need quick transactions, our person-to-person transfer feature allows you to send money to friends and family with just a few taps. Security is a top priority for us. Our electronic signature authorization ensures that your transactions are safe and verified, giving you peace of mind with every action you take. You can also opt for e-statements, which not only help you manage your finances efficiently but also reduce paper waste. If you're always on the move, you'll appreciate our mobile application. With this handy tool, you can perform all the same functions right from your smartphone whether it's making payments through mobile payments or checking account activity while waiting in line. At Mountain America, we aim to provide accessible and user-friendly banking solutions. Our services empower you to manage your finances in real-time without the hassle of traditional banking methods. Experience the ease of digital banking today!
Financial Strength
Growing Trust
Our commitment to serving you is evident in our total share accounts 3,572,351 showing a strong and growing member base that trusts us with their finances. Additionally, net shares available for lending and investments stand at $180,378,688, underscoring our ability to support your needs effectively. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mountain America is your trusted partner. Visit us at 12221 S State St Draper Ut 84020 or call (801) 571-4966 to learn more about how we can help you achieve your financial goals.
Member-Centric Savings
Members' savings are secured through $6,145,617,325 in share certificates and $6,008,999,239 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $393,835,221, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Operational Efficiency
Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3,027 full-time employees and 399 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
Reinvestment for Growth
With $1,845,749,365 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $285,235 in used auto loans and $16,366,923,635 in total loans and leases.
Solid Foundation
With a net worth of $1,866,422,746, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $920 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Loan Offering
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $4,936,086,560 in used vehicle loans and $1,444,883,578 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, our financing options make it easier than ever to drive off with confidence.
Business Financing
For business owners, our outstanding commercial loans totaling $2,148,145,550 provide the capital needed to grow and expand. We recognize that businesses require unique solutions, and we're here to assist you every step of the way. Our loan products are not just about borrowing money; they are about empowering our members to take charge of their financial futures. We also offer refinancing options if you want to lower your payments or access equity from your existing loans. At Mountain America, we prioritize transparency and support. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us today and explore how our loan offerings can benefit you!
Credit Lines and Unsecured Credit Card Loans
For those looking to manage unexpected expenses or consolidate debt, we offer flexible credit lines totaling $6,373,442,492. Additionally, we have unsecured credit card loans available, with a total of $981,936,213 helping members manage their finances effectively. Our credit cards come with rewarding features that can benefit your everyday spending.
Mortgage Loans
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,967,627,006, make buying or refinancing simple. We provide personalized assistance throughout the process so you can find the right fit for your budget and lifestyle.
Loan Aggregator
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