Mountain America Credit Union Clinton UT: Quick Personal Loans & Top Auto Financing

Introduction

Welcome to Mountain America, your trusted credit union located at 1727 W 1800 N, Clinton, UT 84015. Since our establishment in 1936, we have been dedicated to serving our community and fostering financial well-being among our members. With a robust membership of over 1,295,749 individuals, we are proud to be a cornerstone of support and guidance for families and businesses alike. At Mountain America, we understand the importance of solid financial foundations. Our total assets exceed an impressive $20,276,595,321, reflecting our commitment to stability and growth. We currently manage total deposits of $2,498,647,369 and maintain a net worth of $1,866,422,746, ensuring that your funds are secure with us. Our passionate team is led by CEO Sterling Nielsen and Board President Scott Burt, who work tirelessly to provide exceptional service and innovative financial solutions tailored to your needs. Whether you're looking for personal banking options like checking accounts or auto loans or if you need business financing we're here to help you every step of the way. While members can visit us at our branch location in Clinton, official correspondence should be sent to the same address: 1727 W 1800 N, Clinton, UT 84015-8304. With a workforce of over 3,426 employees, we are committed not only to helping you achieve your financial goals but also to making a positive impact in our community. Our services include everything from mortgage loans and debt consolidation to online banking features that make managing your finances easy and convenient. We invite you to reach out and discover how Mountain America can assist you today! Give us a call at 801-773-3445 or visit us online at Mountain America to explore all the ways we can support your financial journey.

Branch History & Mission

Mountain America has a proud history that dates back to 1936, when it first opened its doors to serve the community. Over the decades, our credit union has grown significantly and now proudly supports over 1.29 million members. Our branch in Clinton, Utah, located at 1727 W 1800 N, is a vital part of this journey, providing essential financial services to those in our area. From the beginning, our mission has always been clear: to empower our members by offering quality financial products and services while supporting the communities we serve. We believe that everyone deserves access to affordable banking solutions that can help them achieve their financial goals. This commitment drives us to innovate and adapt, ensuring that we meet the changing needs of our members. Our total assets have reached an impressive $20.28 billion, reflecting our strong foundation and commitment to growth. As we continue to expand our services, we focus on personal banking options like checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. We also cater to businesses with merchant services and business loans. While members can visit us at our Clinton branch for all their banking needs during our operating hours Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 2:00 PM official correspondence should be sent to the same address: 1727 W 1800 N, Clinton, UT 84015-8304. At Mountain America, we pride ourselves on being customer-centric. We've embraced digital advancements such as online banking and mobile payments to make managing finances easier than ever. Our facilities are designed with accessibility in mind, ensuring all members can use our services comfortably. We're also deeply rooted in community outreach efforts. Our partnerships with local organizations aim to uplift those around us and make a meaningful impact in people's lives. Join us at Mountain America in Clinton and discover how we can help you reach your financial dreams while being part of a community-focused family. Experience firsthand the benefits of membership with us today! For more information or assistance, feel free to call us at 801-773-3445 or visit our website.

Branch Location & Accessibility

Convenient Access

Situated in Davis County, our branch is easily accessible from major roads, making it a breeze to visit us. You'll find plenty of parking available, so you can quickly hop in and out without any hassle. We are committed to ensuring everyone can access our services comfortably, featuring ADA-compliant entrances and ramps.

Nearby Landmarks

While you're in the area, you might want to check out some local favorites! We're just a short drive from popular spots like the Clinton City Park and the nearby Walmart. These landmarks make it easy to plan your visit around your other errands or leisure activities.

Operating Hours

We understand that life can get busy. That's why our lobby hours are designed with your schedule in mind: we're open Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 2:00 PM. This gives you ample opportunity to come in when it suits you best!

Services Offered

At Mountain America, we offer a variety of personal banking options including checking and savings accounts, auto loans, mortgage refinancing, and credit cards with rewards. If you're looking for business solutions, we also provide merchant services and business loans. Plus, with our online and mobile banking features, managing your finances on the go has never been easier! If you have any questions or need assistance, don't hesitate to give us a call at 801-773-3445. We look forward to welcoming you at Mountain America where your financial journey begins!

Member Eligibility

At Mountain America, we believe that joining our community should feel welcoming and inclusive. Becoming a member is simple and open to anyone who lives, works, or attends school in the areas we serve. Our commitment to fostering financial well-being means that we're dedicated to supporting you with a range of services tailored just for you. To learn more about the specific eligibility criteria, feel free to visit our website at where you can find all the details you need. Once you know you're eligible, opening an account is a breeze! Just stop by our branch located at 1727 W 1800 N Clinton Ut 84015, or give us a call at (801) 773-3445 if you have any questions. Our friendly team is ready to assist you from Monday to Friday, 9:00 AM to 6:00 PM, and on Saturdays from 9:00 AM to 2:00 PM. We can't wait to welcome you into the Mountain America family!

Business Banking & Commercial Services

Merchant Services That Make Sense

In addition to loans, we offer merchant services that simplify everyday transactions. Imagine running a busy café; with our payment processing solutions, you can accept payments quickly and securely. This means less time at the register and more time serving your customers. Our tools help streamline operations so you can focus on what matters most growing your business. Ready to take the next step? Visit us at 1727 W 1800 N, Clinton, UT 84015 or call us at 801-773-3445 to explore how our tailored solutions can empower your business today!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $5,373 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $2,148,145,550, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

While we do not have ATM facilities at this branch, our network allows for convenient cash withdrawal services through various partnerships in the area. At Mountain America, we pride ourselves on being more than just a credit union; we're a community partner invested in your financial well-being. Our friendly team is always ready to assist you with any questions or concerns you may have about our services. Ready to take control of your finances? Contact us today at (801) 773-3445 or visit us at 1727 W 1800 N Clinton Ut 84015 in Clinton, UT! Your journey toward financial success starts here!

Business Banking

For entrepreneurs and small business owners, we have tailored services like merchant services and business loans that can empower your business growth. Your success matters to us, and we're committed to supporting local businesses in achieving their goals.

Credit Cards

With our credit cards that come with rewards, you can make the most out of your purchases while earning benefits along the way. Imagine enjoying cash back or points for travel just by using your card for everyday expenses it's all possible at Mountain America!

Digital Banking Convenience

In today's fast-paced world, having access to online and mobile banking is essential. At 0124 Clinton 1800 N, we ensure that banking is convenient and accessible from anywhere. With features like mobile payments, e-statements, and person-to-person transfers, managing your finances has never been easier.

Home Financing

For those looking to buy or refinance their home, our mortgage loans are crafted with your needs in mind. We know that securing a mortgage can feel overwhelming, but with our guidance, you can navigate the process confidently. Whether you're a first-time homebuyer or looking to refinance an existing loan, we're here to simplify the experience.

Personal Banking

One of the cornerstones of our offerings is personal banking. We provide various checking and savings accounts that cater to different lifestyles and financial goals. Imagine having easy access to your funds while enjoying competitive interest rates that help your savings grow.

Personal Loans

Life can throw unexpected expenses your way. That's why we offer personal loans and debt consolidation options to give you peace of mind during tough times. Whether you need funds for medical bills or home repairs, we've got you covered with straightforward solutions.

Vehicle Financing

If you're thinking about purchasing a new car, look no further than our auto loans and vehicle financing options. We understand that buying a vehicle is a significant investment, so we offer flexible terms and competitive rates tailored to fit your budget. With our support, you'll be on the road in no time.

Digital & Online Banking

Accessibility and Ease of Use

Whether you prefer using your computer or mobile device, our services are designed for ease of use. If you enjoy making purchases with your phone, our mobile payments feature lets you do just that no wallet needed! Managing your finances has never been this convenient. With everything from viewing account activity to making payments at your fingertips, keeping track of your finances is simple and straightforward. Our goal is to empower you with real-time account management so that you can focus on what matters most in life. At Mountain America, we're committed to providing the best digital banking experience tailored just for you. Explore all our services today at https://www.macu.com/!

Key Services

Our online banking system provides 24/7 access to your accounts, allowing you to check balances, transfer funds, and pay bills with just a few clicks. Want to send money to a friend? With our person-to-person transfers, it's easy to send cash directly from your account. Plus, if you're on the go, our mobile application puts all these features right in the palm of your hand. Security is a top priority for us. We utilize electronic signature authorization, ensuring that your transactions are safe and secure. You can also opt for e-statements to keep track of your finances while reducing paper clutter saving both time and the environment.

Financial Strength

Commitment to Operational Excellence

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3,027 full-time employees and 399 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Membership Base

Total Share and Deposit Accounts: 3,572,351, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $180,378,688. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mountain America is your trusted partner. Visit us at 1727 W 1800 N Clinton Ut 84015 or call (801) 773-3445 to learn more about how we can help you achieve your financial goals.

Investments in Your Future

With $1,845,749,365 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $285,235 in used auto loans and $16,366,923,635 in total loans and leases.

Member-Centric Savings Options

Members' savings are secured through $6,145,617,325 in share certificates and $6,008,999,239 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $393,835,221, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Position

With a net worth of $1,866,422,746, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $920 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $4,936,086,560 in used vehicle loans and $1,444,883,578 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used car, we have flexible terms designed to fit your budget.

Commercial Loans

For business owners looking for growth opportunities, our outstanding commercial loans totaling $2,148,145,550 provide the capital needed to expand your operations and achieve your business goals. We understand how crucial it is for businesses to have access to funds when they need them most. No matter what you're considering financing for be it a vehicle or property Mountain America offers refinancing options and eligibility assessments to help you find the best solution tailored just for you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us today or call our branch for more information about our loan offerings and how we can assist you!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,967,627,006, make buying or refinancing simple. We know that navigating the home-buying process can be overwhelming; that's why we're here to support you every step of the way.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $981,936,213 in loans helping members manage their finances effectively. With competitive interest rates and no collateral required, our credit cards provide an easy way to cover unexpected expenses or make everyday purchases.

Loan Aggregator

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