Mountain America Credit Union Centerville UT: Best Auto Loans & Business Banking

Introduction

Welcome to Mountain America, your trusted partner in financial wellness, located at 298 N Market Place Dr, Centerville, UT 84014. Since our establishment in 1936, we have been dedicated to providing exceptional banking services tailored to meet the needs of our community. With a strong membership base of over 1.29 million members and total assets reaching an impressive $20,276,595,321, we are committed to helping you achieve your financial goals. At Mountain America, we understand that every member's journey is unique. That's why we offer a wide range of services including personal banking, auto loans, mortgages, credit cards with rewards, and business banking solutions. Our total deposits stand at $2,498,647,369, reflecting our members' trust and investment in their financial future. Our leadership team is here to guide you. Led by CEO Sterling Nielsen and Board President Scott Burt, our experienced professionals are devoted to ensuring that your experience with us is both supportive and empowering. Whether you're looking for assistance with loans or advice on savings plans, we've got you covered. While members can visit us at our branch location for personalized service, official correspondence should be directed to our mailing address: 298 N Market Place Dr, Centerville, UT 84014-1752. You can reach us at 801-292-6690 during our operating hours Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 2:00 PM. With a net worth of $1,866,422,746 and a cash reserve of $302,213,181, we are well-equipped to support your financial needs today and in the future. We invite you to explore how Mountain America can enhance your financial journey. Visit us online at Mountain America or call us today!

Branch History & Mission

Commitment to Accessibility

We understand the importance of being accessible to all our members. Though we currently do not offer ATM services or drive-thru banking at this location, our digital advancements ensure you can bank conveniently online or via mobile applications. With features like e-statements and person-to-person payments, managing your finances has never been easier. As we look ahead, Mountain America remains steadfast in its dedication to fostering financial growth and stability within our community. Join us today and experience firsthand how being a part of Mountain America can make a positive impact on your life. Together, let's build a brighter financial future! For any inquiries or assistance, don't hesitate to reach out at 801-292-6690. We're here for you!

Our Mission

At Mountain America, our mission is clear: to enhance the financial well-being of our members and the communities we serve. We believe that everyone deserves access to quality financial services that can help them thrive. We strive to create an inclusive environment where all members feel valued and supported. Our efforts extend beyond banking; we actively participate in community outreach programs that uplift local initiatives. By partnering with various organizations, we invest in education, youth programs, and financial literacy empowering individuals with the tools they need for success. While you can visit us at our branch address for all your banking needs, please note that any official correspondence should be sent to our mailing address: 298 N Market Place Dr, Centerville, UT 84014-1752.

Branch Location & Accessibility

Accessibility Features

At Mountain America, we prioritize accessibility for all our members. Our branch is fully ADA compliant and features ramps for easy entry. We also have ample parking available right outside the door, making it convenient for everyone to visit us.

Call to Action

Have questions or want more information? Don't hesitate to give us a call at 801-292-6690! We invite you to stop by our Centerville branch soon. Experience the friendly service that makes Mountain America not just a credit union but a part of your community. We look forward to seeing you!

Operating Hours

We know that life can get busy! That's why our lobby hours are designed to fit your schedule. We're open Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 2:00 PM. Whether you need help with personal banking, auto loans, or mortgage refinancing, our dedicated team is here ready to assist you during these hours.

Services Offered

Mountain America offers a wide range of services tailored just for you everything from checking and savings accounts to credit cards with rewards. Need a loan? We've got personal loans, auto financing, and even business banking options. Plus, our online and mobile banking services make it easy to manage your finances anytime and anywhere.

Member Eligibility

At Mountain America, we believe that joining our community should feel welcoming and inclusive. Becoming a member is simple! If you live, work, worship, or attend school in the areas we serve, you're likely eligible to join us. We also welcome immediate family members of existing members, making it easy for your loved ones to share in the benefits of membership. As a member of Mountain America, you'll enjoy access to a variety of financial services designed to help you achieve your goals. From checking and savings accounts to auto loans and credit cards with rewards, we're here to support your journey. If you're ready to take the next step, opening an account is straightforward. You can find more details on our eligibility criteria by visiting this link. For any questions or additional information, feel free to give us a call at (801) 292-6690. We're excited to welcome you into our family at Mountain America, located at 298 N Market Place Dr Centerville Ut 84014!

Business Banking & Commercial Services

Financing Options That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $5,373 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $2,148,145,550, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

In addition to loans, we offer robust merchant services designed to streamline your payment processes. Imagine being able to accept payments quickly and securely from customers, whether they're shopping online or visiting your store. Our solutions help ensure your cash flow remains steady, allowing you to focus on what matters most growing your business. Visit us at 298 N Market Place Dr Centerville Ut 84014 in Centerville, UT, or call us at (801) 292-6690 to discover how our business banking services can empower your entrepreneurial journey!

Comprehensive List Of Services

Accessibility

While we currently do not have ATM or drive-thru services at this location, our lobby hours are designed with your schedule in mind open Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 2:00 PM. We're always ready to assist you with any questions or needs during these times. At Mountain America, we believe in building lasting relationships with our members by offering personalized service and comprehensive financial solutions. If you're ready to take the next step towards achieving your financial goals or want to learn more about how we can assist you, don't hesitate to reach out! Call us at 801-292-6690 or visit us at our branch in Centerville today. We look forward to helping you on your financial journey!

Business Banking Services

For small business owners, Mountain America offers comprehensive business banking services that include merchant services and business loans. We understand the challenges of running a business, and we're here to provide the financial tools necessary for your success.

Digital Banking Features

In today's fast-paced world, convenience is key. Our online and mobile banking platforms ensure that you can manage your accounts anytime, anywhere. With features like e-statements and electronic signatures, handling your finances has never been easier. You can also take advantage of our person-to-person payment service for quick money transfers between friends or family.

Personal Banking Solutions

Our personal banking offerings include checking and savings accounts designed to help you manage your finances effortlessly. If you're planning to buy a new car, explore our auto loans and vehicle financing options that make owning a vehicle more accessible. For those dreaming of homeownership, our mortgage loans and refinancing options provide flexible solutions to fit your budget. Are you facing unexpected expenses? Our personal loans and debt consolidation services can help you regain control over your finances without the stress. Plus, our credit cards with rewards allow you to earn while you spend, making every purchase more rewarding.

Digital & Online Banking

Key Features

Our online banking services are available 24/7, giving you the flexibility to check balances, pay bills, and transfer money whenever it suits you. You can also enjoy the convenience of e-statements, which means you'll never have to worry about paper clutter again. Plus, with electronic signature authorization, signing documents has never been easier or more secure. Need to send money to friends or family? Our person-to-person transfer feature allows you to send funds quickly and effortlessly. And if you're on the go, our mobile application ensures that you have all these services right at your fingertips. You can even make mobile payments seamlessly from your smartphone.

Security and Ease of Use

Your security is our top priority. All our digital banking features come with robust security measures to protect your information. Enjoy peace of mind knowing that your financial transactions are safe. With user-friendly navigation and real-time account management tools, managing your finances has never been simpler. Whether you're at home or out and about, Mountain America makes it easy for you to stay connected with your money. In today's fast-paced world, having reliable digital banking options is essential. Experience the convenience and security that Mountain America offers through our comprehensive digital banking services. Start managing your finances with ease by visiting https://www.macu.com/ today!

Financial Strength

Efficient Operations

Our commitment to operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3,027 full-time employees and 399 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Member Base

Total Share and Deposit Accounts stand at 3,572,351, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $180,378,688, further highlighting our capability to support your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mountain America is your trusted partner. Visit us at 298 N Market Place Dr Centerville Ut 84014 or call (801) 292-6690 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $6,145,617,325 in share certificates and $6,008,999,239 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $393,835,221, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Improvement

With $1,845,749,365 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors, highlighted by our $285,235 in used auto loans and $16,366,923,635 in total loans and leases.

Solid Financial Health

With a net worth of $1,866,422,746, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $920 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Options

If you're interested in refinancing existing loans or exploring eligibility options, we encourage you to reach out to us for more information. Our friendly team is ready to assist you in finding the best solution tailored to your circumstances. You can contact us at (801) 292-6690, or visit us at 298 N Market Place Dr Centerville Ut 84014 in Centerville, UT during our operating hours from Monday to Friday, 9:00 AM - 6:00 PM, and Saturday from 9:00 AM - 2:00 PM. Let us help you take the next step towards achieving your financial dreams!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $4,936,086,560 in used vehicle loans and $1,444,883,578 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable pre-owned vehicle, our financing options can fit your budget and needs.

Business Loans

For business owners, our outstanding commercial loans totaling $2,148,145,550 provide the capital needed to grow and expand. We understand the unique challenges of running a business and are here to support your journey toward success.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,967,627,006, make buying or refinancing simple. We provide competitive rates and personalized service to guide you through the home-buying process.

Unsecured Credit Card Loans

Managing daily expenses or planning for unexpected costs? We also offer flexible terms on unsecured credit card loans, with a total of $981,936,213 in loans helping members manage their finances effectively. These cards come with rewards and benefits designed to meet your lifestyle needs.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. By leveraging accurate data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, LendMesh ensures that users receive fair and transparent offers based on the latest results (Source: https://www.ncua.gov). LendMesh takes several steps to guarantee accurate loan comparisons. Loan data is sourced directly from legitimate financial institutions, ensuring transparency in the offers presented to users. This commitment to verified data means that users can trust the information they see on LendMesh. Additionally, LendMesh does not prioritize lenders based on paid promotions there are no sponsored listings here. This focus on unbiased results allows users to compare options fairly and make informed decisions. With real-time rate comparisons, users can access up-to-date loan rates from multiple institutions at any time. This feature empowers individuals to find the best loans suited to their needs without unnecessary delays. Thousands of users have trusted LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" If you're looking for a reliable way to compare loan offers, look no further. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.