Mountain America Credit Union

Nestled in the heart of Altamont, Utah, the Mountain America branch at 3986 N 15675 W is your friendly neighborhood financial partner committed to supporting your goals. Whether you're ready to take advantage of some of the best auto loans or exploring competitive mortgage loans and refinancing options, this branch offers personalized service tailored to your unique financial journey. Open Monday through Friday from 9:00 a.m. to 6:00 p.m., members benefit from convenient cash withdrawal services and robust online and mobile banking platforms that make managing your money easy anytime, anywhere.
At Mountain America Altamont, you’ll find a full range of personal banking options including checking and savings accounts designed for everyday convenience, credit cards with rewarding perks, flexible personal loans ideal for debt consolidation, and business banking solutions such as merchant services and business loans crafted to support local entrepreneurs. Although this location does not feature ATM or drive-thru services, its dedicated team ensures seamless access to the financial products you need.
Experience trusted local service combined with top-tier vehicle financing and mortgage solutions at Mountain America Altamont. Visit today or call 435-454-3903 to discover how we can help you achieve your financial dreams!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
home equity
10-year fixed home equity loan
7.24 %
0.8 Yrs
home equity
12-year fixed home equity loan
7.74 %
1 Yrs
home equity
15-year fixed home equity loan
8.24 %
1.2 Yrs
heloc
Home equity line of credit
8.25 %
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
15-year fixed mortgage
5.625 %
5.838 %
15.0 Yrs
CONVENTIONAL
FIXED
10-year fixed mini mortgage
5.74 %
5.74 %
10.0 Yrs
CONVENTIONAL
FIXED
20-year fixed mortgage
6.125 %
6.297 %
20.0 Yrs
CONVENTIONAL
FIXED
12-year fixed mini mortgage
6.24 %
6.24 %
12.0 Yrs
CONVENTIONAL
FIXED
30-year fixed mortgage
6.49 %
6.623 %
30.0 Yrs
CONVENTIONAL
FIXED
15-year fixed mini mortgage
6.74 %
6.74 %
15.0 Yrs
CONVENTIONAL
FIXED
15-year fixed mortgage
5.625 %
5.838 %
15.0 Yrs
CONVENTIONAL
FIXED
20-year fixed mortgage
5.99 %
6.161 %
20.0 Yrs
CONVENTIONAL
ADJUSTABLE
7/6 adjustable rate mortgage
6.25 %
6.861 %
7.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/6 adjustable rate mortgage
6.25 %
6.98 %
5.0 Yrs
CONVENTIONAL
FIXED
30-year fixed mortgage
6.49 %
6.623 %
30.0 Yrs
CONVENTIONAL
ADJUSTABLE
7/6 first-time homebuyer adjustable rate mortgage
7.0 %
7.296 %
7.0 Yrs
CONVENTIONAL
FIXED
40-year first-time homebuyer with 15-year balloon
7.125 %
7.328 %
40.0 Yrs
CONVENTIONAL
ADJUSTABLE
10/6 adjustable rate mortgage
7.25 %
7.389 %
10.0 Yrs
CONVENTIONAL
FIXED
Construction loan
7.25 %
7.933 %
30.0 Yrs
CONVENTIONAL
FIXED
100% first-time-homebuyer
7.5 %
7.684 %
40.0 Yrs
CONVENTIONAL
FIXED
20-year lot loan with 7-year balloon
7.625 %
8.088 %
20.0 Yrs
CONVENTIONAL
FIXED
15-year fixed second mortgage
7.75 %
8.038 %
15.0 Yrs
CONVENTIONAL
FIXED
30-year fixed second mortgage with 15-year balloon
8.0 %
8.216 %
30.0 Yrs
CONVENTIONAL
FIXED
20-year fixed second mortgage
8.25 %
8.488 %
20.0 Yrs
CONVENTIONAL
FIXED
10-year lot loan
8.25 %
8.783 %
10.0 Yrs
JUMBO
FIXED
30-year jumbo
6.5 %
6.609 %
30.0 Yrs
JUMBO
FIXED
15-year jumbo
7.0 %
7.183 %
15.0 Yrs
JUMBO
FIXED
20-year jumbo
7.625 %
7.776 %
20.0 Yrs
VA
FIXED
15-year VA
5.5 %
5.989 %
15.0 Yrs
VA
FIXED
30-year VA
5.99 %
6.287 %
30.0 Yrs
FHA
FIXED
15-year FHA
5.25 %
6.108 %
15.0 Yrs
FHA
FIXED
30-year FHA
5.875 %
6.705 %
30.0 Yrs
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
New & used
5.74 % - 5.99 %
5 Yrs - 6 Yrs
Recreational
Large RV
7.99 %
15 Yrs
Recreational
Boat loan
7.99 %
15 Yrs
Recreational
Small RV/ATV
7.99 % - 8.24 %
5 Yrs - 6 Yrs

Introduction

Welcome to Mountain America, your trusted financial partner in the heart of Altamont, UT! Located at 3986 N 15675 W, our branch is dedicated to serving the needs of our community with a personal touch. Since our establishment in 1936, we have grown alongside our members, fostering a spirit of collaboration and support that extends beyond banking. At Mountain America, we take pride in being more than just a credit union; we're a community resource. With over 1,295,749 members and total assets exceeding $20,276,595,321, we are well-equipped to offer a wide range of services tailored to meet your financial goals. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages, our knowledgeable team is here to help you every step of the way. Our commitment to excellence is reflected not only in our robust financial standing but also in the strong relationships we build with our members. Our CEO, Sterling Nielsen, along with Board President Scott Burt, leads a dedicated team of 3,426 employees who strive to provide exceptional service. We understand that financial decisions can be daunting, which is why we prioritize transparency and trustworthiness in all interactions. While members can visit us at 3986 N 15675 W, official correspondence should be sent to the same address for your convenience. We invite you to explore how we can assist you in achieving your financial dreams. For inquiries or to learn more about our offerings, please don't hesitate to reach out at (435) 454-3903. Let's embark on this journey together toward a brighter financial future!

Branch History & Mission

At Mountain America, we believe in building a strong foundation for our members and the communities we serve. Established in 1936, our Altamont branch has been a cornerstone of financial support in this vibrant community for decades. Located at 3986 N 15675 W, Altamont, UT 84001, our branch is easily accessible to all residents and nearby businesses. Over the years, Mountain America has grown alongside its members, currently boasting a total membership of over 1.2 million and assets exceeding $20 billion. Our commitment to providing exceptional financial services has allowed us to adapt and innovate, ensuring that we meet the evolving needs of our community. Our mission at Mountain America is simple yet powerful: to help our members achieve their financial dreams while fostering a sense of community and belonging. We are dedicated to offering personal banking solutions such as checking and savings accounts, auto loans, mortgage refinancing, credit cards with rewards, and business banking services. Every service we provide is designed with the member's best interests in mind. As technology continues to advance, so do we. Our branch is equipped with online and mobile banking options, allowing members to manage their finances conveniently from anywhere. While we currently do not have an ATM or drive-thru service available at this location, our friendly staff is always on hand during operating hours Monday through Friday from 9:00 AM to 6:00 PM to assist you with your banking needs. Community engagement is also at the heart of what we do. Mountain America actively participates in local outreach programs and partnerships that enhance the well-being of our neighbors. We believe that by investing in our community, we can create lasting change that benefits everyone. While members can visit us at our branch location in Altamont, official correspondence should be sent to the same address for convenience. We invite you to join us at Mountain America and experience firsthand the benefits of being part of a credit union that truly cares about its members. Together, let's build a brighter financial future! For more information or assistance, please feel free to reach out to us at (435) 454-3903 or visit our website at Mountain America.

Branch Location & Accessibility

Call to Action

We invite you to visit us at Mountain America's Altamont branch! If you have questions or need assistance before coming in, feel free to give us a call at 435-454-3903. We're excited to serve you and help you achieve your financial goals!

Nearby Landmarks and Accessibility

Situated near key landmarks in Altamont, our branch is just a short drive from the scenic landscapes that surround our community. We prioritize accessibility and ensure our facilities are ADA compliant, featuring ramps and designated parking spaces to assist all members.

Operating Hours and Services

At Mountain America, we understand that life can be busy. That's why our lobby hours are designed to fit your schedule: we're open Monday through Friday from 9:00 AM to 6:00 PM. Whether you're looking for personal banking services like checking and savings accounts or need assistance with auto loans, mortgages, or credit cards with rewards, our friendly team is here to help. While we currently do not offer ATM services or drive-thru banking at this location, we provide a full range of online and mobile banking options for your convenience.

Member Eligibility

Becoming a member of Mountain America is like joining a caring family that's dedicated to your financial well-being. If you live, work, or attend school in the areas we serve, you're already on the right track! We welcome individuals from diverse backgrounds and experiences, making it easy for anyone to join our community. To learn more about specific eligibility details, feel free to check out our website at . Once you're ready to take the next step, opening an account with us is simple and straightforward. Just visit us at 3986 N 15675 W Altamont Ut 84001 or give us a call at (435) 454-3903 during our operating hours, Monday through Friday from 9:00 AM to 6:00 PM. Our friendly team is here to guide you through the process and answer any questions you might have. Join us at Mountain America, where your financial future is our priority!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer merchant services designed to simplify payment processing. Imagine serving your customers more efficiently, accepting payments seamlessly whether they are using credit cards or mobile payments. This not only enhances customer satisfaction but also boosts your bottom line. With an outstanding commercial loan portfolio of $2,148,145,550, we continue to drive economic growth by financing new and expanding businesses. If you're ready to take the next step in your business journey, reach out to us at 3986 N 15675 W Altamont Ut 84001 or call us at (435) 454-3903 today!

Tailored Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $5,373 in commercial loans for our members, helping businesses scale and succeed. This means you can focus on what you do best running your business while we take care of the financing.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing options are here to help make that dream a reality. With competitive rates and flexible terms, we ensure that you get the best deal possible. Picture yourself driving off in your new vehicle without the stress of complicated financing processes.

Business Banking Services

If you're a business owner, you'll appreciate our specialized business banking services that include merchant services and business loans. We understand the challenges of running a business and are here to support your growth with tailored financial solutions.

Convenient Access Anytime

With features like ATM and cash withdrawal services available when you need them, along with our digital banking tools such as electronic signatures and person-to-person payments, accessing your money has never been easier. At Mountain America, we are committed to making banking convenient for you whether it's visiting us in person or using our online resources from home. Ready to learn more? Give us a call at (435) 454-3903, visit us online at 0039 Altamont 15675 W, or stop by our branch today! Let's work together towards achieving your financial aspirations!

Credit Cards with Rewards

Looking for a way to earn while you spend? Our credit cards with rewards allow you to enjoy benefits like cash back or travel points on every purchase. It's a great way to make the most out of your everyday spending!

Mortgage Loans & Refinancing

Homeownership is a significant milestone for many families. At Mountain America, we offer comprehensive mortgage loans and refinancing options. Whether you're buying your first home or looking to refinance an existing mortgage for better rates, our experienced staff will guide you every step of the way. Imagine owning your own home sooner than you think!

Personal Banking Solutions

We understand that managing your finances can be challenging. That's why we offer personal banking services that include checking and savings accounts designed to fit your lifestyle. Imagine having access to your funds anytime through our online and mobile banking platforms. You can easily track your spending, transfer money, and even pay bills all from the convenience of your smartphone or computer.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses at you. That's why we provide personal loans and debt consolidation solutions tailored to help you manage those costs effectively. If you're juggling multiple debts, consolidating them into one manageable payment can relieve stress and simplify your finances.

Digital & Online Banking

Accessible Online Banking

With our 24/7 online banking services available at https://www.macu.com/, you can check your balance, transfer funds, and pay bills with just a few clicks. Our user-friendly interface makes it simple to navigate through your accounts, ensuring you can manage your finances without any hassle.

Enhanced Features for Your Convenience

We know how important it is to stay connected. That's why we offer features like person-to-person transfers, allowing you to send money directly to friends and family with ease. Plus, our mobile application puts all these services right in your pocket. You can even make mobile payments for quick purchases without needing cash or cards.

Secure and Efficient Management

Your security is our priority. With electronic signature authorization available, signing documents has never been easier or safer. You also have the option to receive e-statements, making it convenient to keep track of your financial activity while reducing paper clutter. In today's fast-paced world, having control over your finances is crucial. At Mountain America, we are committed to providing you with the tools necessary for real-time account management that fits your lifestyle. Join us online today and discover how our digital banking services can simplify your financial journey!

Financial Strength

Commitment to Member Services

With $1,845,749,365 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $285,235 in used auto loans and $16,366,923,635 in total loans and leases. Our financial efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3,027 full-time employees and 399 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Member Base

Total Share and Deposit Accounts: 3,572,351, show a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $180,378,688. This growth is a testament to the confidence our members have placed in us. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mountain America is your trusted partner. Visit us at 3986 N 15675 W Altamont Ut 84001 or call (435) 454-3903 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Secure Savings Options

Members' savings are secured through $6,145,617,325 in share certificates and $6,008,999,239 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $393,835,221, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $1,866,422,746, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $920 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Services

For business owners, our outstanding commercial loans totaling $2,148,145,550 provide the capital needed to grow and expand your business. Additionally, if you're interested in personal loans or debt consolidation services, we can guide you through the process. At Mountain America Credit Union in Altamont, we're committed to providing financial solutions that meet your needs. Explore refinancing options with us today; we'll help determine your eligibility and guide you toward making informed decisions. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to assisting you on your financial journey!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $4,936,086,560 in used vehicle loans and $1,444,883,578 in new vehicle loans already helping members get on the road. Whether you're buying new or used, we can assist with flexible terms and competitive interest rates.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,967,627,006, make buying or refinancing simple. We provide personalized service to help you find the right mortgage solution that fits your budget and lifestyle.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $981,936,213 in loans helping members manage their finances effectively. This option is great for those looking to consolidate debt or cover unexpected expenses without collateral.

Loan Aggregator

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